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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash Flows from Operating Activities:    
Net income $ 19,306 $ 3,412
Adjustment to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 3,307 3,590
Net accretion of yield adjustments (1,107) (2,038)
Deferred income taxes 13 2,438
Amortization of intangible assets 377 400
Amortization (accretion) of benefit plans’ unrecognized net loss (gain) 61 (139)
Provision for credit losses 581 2,699
Loss on write down of other real estate owned 0 974
Loans originated for sale (81,447) (53,979)
Proceeds from sale of mortgage loans held-for-sale 81,912 69,814
(Gain) loss on sale of mortgage loans held-for-sale, net (616) 393
Realized loss on sale/call of investment securities available for sale 0 18,135
Realized loss (gain) on disposition of premises and equipment 22 (11)
Increase in cash surrender value of bank owned life insurance (7,756) (5,867)
ESOP and stock-based compensation expense 2,261 3,010
Decrease (increase) in interest receivable 1,000 (2,932)
Decrease (increase) in other assets 5,001 (6,004)
(Decrease) increase in interest payable (3,980) 466
(Decrease) increase in other liabilities (2,252) 2,352
Net Cash Provided by Operating Activities 16,683 36,713
Purchases of:    
Investment securities available for sale (58,852) (64,000)
Investment securities held to maturity (240) (300)
Proceeds from:    
Repayments/calls/maturities of investment securities available for sale 146,788 94,129
Repayments/calls/maturities of investment securities held to maturity 11,025 7,019
Sales of investment securities available for sale 0 104,083
Purchase of loans (730) (60,341)
Net (increase) decrease in loans receivable (101,897) 118,330
Purchase of interest rate contracts (2,729) (887)
Proceeds from the sale of other real estate owned 0 11,982
Additions to premises and equipment (2,597) (323)
Proceeds from death benefit of bank owned life insurance 2,001 1,900
Net surrender of bank owned life insurance 0 299
Proceeds from cash settlement of premises and equipment 16 0
Purchase of FHLB stock (38,511) (54,544)
Redemption of FHLB stock 56,550 44,931
Net Cash Provided by Investing Activities 10,824 202,278
Cash Flows from Financing Activities:    
Net increase (decrease) in deposits 549,240 (420,105)
Repayment of term FHLB advances (3,161,000) (4,475,000)
Proceeds from term FHLB advances and other borrowings 2,755,000 4,650,000
Net (decrease) increase in other short-term borrowings (90,000) 40,000
Net increase (decrease) in advance payments by borrowers for taxes 2,572 (951)
Repurchase and cancellation of common stock of Kearny Financial Corp. 0 (11,240)
Cancellation of shares repurchased on vesting to pay taxes (349) (470)
Dividends paid (20,739) (20,713)
Net Cash Provided by (Used in) Financing Activities 34,724 (238,479)
Net Increase in Cash and Cash Equivalents 62,231 512
Cash and Cash Equivalents - Beginning 63,864 70,515
Cash and Cash Equivalents - Ending 126,095 71,027
Cash paid during the period for:    
Income taxes, net of refunds 3,517 4,819
Interest 148,951 136,094
Non-cash investing and financing activities:    
Transfers from loans receivable to loans held-for-sale $ 0 $ 10,754