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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Assets    
Cash and amounts due from depository institutions $ 15,828 $ 21,864
Interest-bearing deposits in other banks 114,311 145,405
Cash and cash equivalents 130,139 167,269
Investment securities available for sale (amortized cost of $1,116,953 and $1,125,111, respectively) 1,016,182 1,012,969
Investment securities held to maturity (fair value of $104,817 and $106,712, respectively) 116,681 120,217
Loans held-for-sale 6,650 5,931
Loans receivable 5,767,419 5,812,937
Less: allowance for credit losses on loans (45,060) (46,191)
Net loans receivable 5,722,359 5,766,746
Premises and equipment 43,222 43,897
Federal Home Loan Bank (“FHLB”) of New York stock 62,011 64,261
Accrued interest receivable 29,460 28,098
Goodwill 113,525 113,525
Core deposit intangibles 1,317 1,436
Bank owned life insurance 307,248 304,717
Deferred income tax assets, net 51,587 55,203
Other assets 47,629 56,181
Total Assets 7,648,010 7,740,450
Deposits:    
Non-interest-bearing 578,481 582,045
Interest-bearing 5,053,401 5,093,172
Total deposits 5,631,882 5,675,217
Borrowings 1,206,497 1,256,491
Advance payments by borrowers for taxes 19,261 19,317
Other liabilities 37,166 43,463
Total Liabilities 6,894,806 6,994,488
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,739,151 shares and 64,577,481 shares issued and outstanding, respectively 648 646
Paid-in capital 494,490 494,546
Retained earnings 344,287 341,744
Unearned employee stock ownership plan shares; 1,906,630 shares and 1,956,805 shares, respectively (18,484) (18,970)
Accumulated other comprehensive loss (67,737) (72,004)
Total Stockholders' Equity 753,204 745,962
Total Liabilities and Stockholders' Equity $ 7,648,010 $ 7,740,450