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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Interest Income    
Loans $ 68,349 $ 66,331
Taxable investment securities 12,600 14,384
Tax-exempt investment securities 41 71
Other interest-earning assets 1,518 2,466
Total Interest Income 82,508 83,252
Interest Expense    
Deposits 33,931 35,018
Borrowings 10,873 15,788
Total Interest Expense 44,804 50,806
Net Interest Income 37,704 32,446
(Reversal of) provision for credit losses (82) 108
Net Interest Income after (Reversal of) Provision for Credit Losses 37,786 32,338
Non-Interest Income    
Fees and service charges 892 635
Gain on sale of loans 199 200
Income from bank owned life insurance 2,689 2,567
Electronic banking fees and charges 416 391
Other income 1,651 833
Total Non-Interest Income 5,847 4,626
Non-Interest Expense    
Salaries and employee benefits 18,745 17,498
Net occupancy expense of premises 3,307 2,798
Equipment and systems 3,974 3,860
Advertising and marketing 562 342
Federal deposit insurance premium 1,301 1,563
Directors' compensation 307 361
Other expense 3,470 3,364
Total Non-Interest Expense 31,666 29,786
Income before Income Taxes 11,967 7,178
Income tax expense 2,461 1,086
Net Income $ 9,506 $ 6,092
Net Income per Common Share (EPS)    
Basic (in dollars per share) $ 0.15 $ 0.10
Diluted (in dollars per share) $ 0.15 $ 0.10
Weighted Average Number of Common Shares Outstanding    
Basic (in shares) 62,741 62,389
Diluted (in shares) 62,951 62,420