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v3.26.1

ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Mar. 31, 2026 | Mar. 31, 2025 | Mar. 31, 2026 | Mar. 31, 2025 | Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 44,958 | $ 44,457 | $ 46,191 | $ 44,939 | $ 44,939
Charge-offs | (718) | (372) | (2,472) | (1,081) | (1,136)
Recoveries | 92 | 4 | 128 | 16 |
Provision for (reversal of) credit losses | 391 | 366 | 876 | 581 |
Ending balance | 44,723 | 44,455 | 44,723 | 44,455 | 46,191
Commercial | Multi-family mortgage |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 24,171 | 24,880 | 24,906 | 24,125 | 24,125
Charge-offs | (540) | 0 | (1,195) | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | (581) | (220) | (661) | 535 |
Ending balance | 23,050 | 24,660 | 23,050 | 24,660 | 24,906
Commercial | Nonresidential mortgage |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 7,871 | 6,479 | 6,938 | 6,125 | 6,125
Charge-offs | 0 | (332) | (5) | (830) | (830)
Recoveries | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | (69) | 529 | 869 | 1,381 |
Ending balance | 7,802 | 6,676 | 7,802 | 6,676 | 6,938
Commercial | Commercial business |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,984 | 1,563 | 2,428 | 1,573 | 1,573
Charge-offs | (178) | (40) | (1,214) | (242) | (295)
Recoveries | 73 | 4 | 109 | 14 |
Provision for (reversal of) credit losses | 739 | (10) | 1,295 | 172 |
Ending balance | 2,618 | 1,517 | 2,618 | 1,517 | 2,428
Commercial | Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,284 | 1,157 | 1,155 | 1,230 | 1,230
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | 153 | (34) | 282 | (107) |
Ending balance | 1,437 | 1,123 | 1,437 | 1,123 | 1,155
Residential |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 9,075 | 9,855 | 10,180 | 11,461 | 11,461
Charge-offs | 0 | 0 | (47) | (2) | (2)
Recoveries | 19 | 0 | 19 | 2 |
Provision for (reversal of) credit losses | 123 | 103 | (935) | (1,503) |
Ending balance | 9,217 | 9,958 | 9,217 | 9,958 | 10,180
Consumer | Home equity loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 466 | 421 | 490 | 349 | 349
Charge-offs | 0 | 0 | (11) | (2) | (2)
Recoveries | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | 33 | (4) | 20 | 70 |
Ending balance | 499 | 417 | 499 | 417 | 490
Consumer | Other consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 107 | 102 | 94 | 76 | 76
Charge-offs | 0 | 0 | 0 | (5) | (7)
Recoveries | 0 | 0 | 0 | 0 |
Provision for (reversal of) credit losses | (7) | 2 | 6 | 33 |
Ending balance | $ 100 | $ 104 | $ 100 | $ 104 | $ 94

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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