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BORROWINGS | 9 Months Ended
--- | ---
Mar. 31, 2026
Debt Disclosure [Abstract] |
BORROWINGS | BORROWINGS Borrowings at March 31, 2026 and June 30, 2025 consisted of the following:
| March 31, 2026 |  | June 30, 2025
| (In Thousands)
FHLB advances | $ | 900,000 |  |  | $ | 1,106,491 |
Total fixed-rate advances | 900,000 |  |  | 1,106,491 |
Overnight borrowings (1) | 160,000 |  |  | 150,000 |
Total borrowings | $ | 1,060,000 |  |  | $ | 1,256,491 |
___________________________ (1)At March 31, 2026 and June 30, 2025 there were FHLB overnight line of credit borrowings of $160.0 million and $150.0 million, respectively. Fixed rate advances from the FHLB of New York mature as follows:
| March 31, 2026 |  | June 30, 2025
| Balance |  | Weighted Average Interest Rate |  | Balance |  | Weighted Average Interest Rate
| (Dollars in Thousands)
By remaining period to maturity: |  |  |  |  |  |  |
Less than one year | $ | 700,000 |  |  | 3.82 | % |  | $ | 906,500 |  |  | 4.44 | %
One to two years | 200,000 |  |  | 3.98 | % |  | — |  |  | — |
Two to three years | — |  |  | — |  |  | 200,000 |  |  | 3.98 | %
Three to four years | — |  |  | — |  |  | — |  |  | — |
Four to five years | — |  |  | — |  |  | — |  |  | — |
Greater than five years | — |  |  | — |  |  | — |  |  | — |
Total advances | 900,000 |  |  | 3.86 | % |  | 1,106,500 |  |  | 4.36 | %
Unamortized fair value adjustments | — |  |  |  |  | (9) |  |  |
Total advances, net of fair value adjustments | $ | 900,000 |  |  |  |  | $ | 1,106,491 |  |  |
At March 31, 2026, FHLB advances and overnight line of credit borrowings were collateralized by the FHLB capital stock owned by the Bank and mortgage loans with carrying values of approximately $2.87 billion. At June 30, 2025, such borrowings were collateralized by the FHLB capital stock owned by the Bank and mortgage loans with aggregate carrying values of approximately $3.24 billion. At March 31, 2026, the Company also maintained available secured borrowing capacity of $2.45 billion with the FHLB and the Federal Reserve Discount Window, which was supported by pledged collateral with a book value of approximately $4.5 billion.

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- Definition The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 815 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 8A -Publisher FASB -URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A Reference 2: http://www.xbrl.org/2003/role/disclosureRef 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