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Note 16 - Reserves for Losses and Loss Adjustment Expenses - Reserves Balance for Losses and Loss Adjustment Expenses (Details) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Gross reserve for unpaid losses and loss adjustment expenses, beginning of year $ 2,105,579 $ 1,721,526
Less: reinsurance recoverable on unpaid losses 415,000 340,000
Net reserve for unpaid losses and loss adjustment expenses, beginning of year 1,690,579 1,381,526
Provision for losses and LAE claims arising in current year 2,411,846 1,682,424
Provision for losses and LAE claims arising in prior year (367,411) (150,131)
Total net losses and loss adjustment expense incurred 2,044,435 1,532,293
Losses and LAE payments for claims arising in current year 532,062 381,414
Losses and LAE payments for claims arising in prior years 752,579 841,826
Losses and LAE payments for claims arising in total payments 1,284,641 1,223,240
Net reserves for unpaid losses and loss adjustment expenses, end of year 2,450,373 1,690,579
Reinsurance recoverable on unpaid losses, net of allowance 3,283,071 415,000
Gross reserves for unpaid losses and loss adjustment expenses, end of year $ 5,733,444 $ 2,105,579