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Note 15 - Reserves for Losses and Loss Adjustment Expenses - Reserves Balance for Losses and Loss Adjustment Expenses (Details) - USD ($)
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Gross reserve for unpaid losses and loss adjustment expenses, beginning of year $ 5,733,444 $ 2,105,579
Less: reinsurance recoverable on unpaid losses 3,283,071 415,000
Net reserve for unpaid losses and loss adjustment expenses, beginning of year 2,450,373 1,690,579
Provision for losses and LAE claims arising in current year 1,420,332 1,398,187
Provision for losses and LAE claims arising in prior year (67,229) (183,695)
Total net losses and loss adjustment expense incurred 1,353,103 1,214,492
Losses and LAE payments for claims arising in current year 454,252 434,618
Losses and LAE payments for claims arising in prior years 268,956 351,709
Losses and LAE payments for claims arising in total payments 723,208 786,327
Net reserves for unpaid losses and loss adjustment expenses, end of year 3,080,268 2,118,744
Reinsurance recoverable on unpaid losses, net of allowance 2,186,121 712,035
Gross reserves for unpaid losses and loss adjustment expenses, end of year $ 5,266,389 $ 2,830,779