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Note 14 - Reserves for Losses and Loss Adjustment Expenses - Reserves Balance for Losses and Loss Adjustment Expenses (Details) - USD ($)
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Gross reserve for unpaid losses and loss adjustment expenses, beginning of period $ 5,873,192 $ 5,733,444
Less: reinsurance recoverable on unpaid losses 1,803,865 3,283,071
Net reserve for unpaid losses and loss adjustment expenses, beginning of period 4,069,327 2,450,373
Provision for losses and LAE claims arising in current year 5,015,026 1,892,367
Provision for losses and LAE claims arising in prior year (633,744) 395,263
Total net losses and loss adjustment expense incurred 4,381,282 2,287,630
Losses and LAE payments for claims arising in current year 2,468,942 525,389
Losses and LAE payments for claims arising in prior years 1,213,480 1,055,526
Losses and LAE payments for claims arising in total payments 3,682,422 1,580,915
Net reserves for unpaid losses and loss adjustment expenses, end of period 4,768,187 3,157,088
Reinsurance recoverable on unpaid losses, net of allowance 3,153,365 1,816,021
Gross reserves for unpaid losses and loss adjustment expenses, end of period $ 7,921,552 $ 4,973,109