EX-99 4 dfi3rdaccess.htm DREYFUS FUND INCORPORATED - 3RD EXCESS

FINANCIAL INSTITUTION EXCESS FOLLOW FORM CERTIFICATE

GREAT AMERICAN INSURANCE COMPANY
(herein called UNDERWRITER)

Bond No.: XSC 2638583 13 00

Named Insured: The Dreyfus Fund Incorporated and as more fully described in the Primary Investment Company Blanket Bond Layer

(herein called Insured)

Address: | 200 Park Avenue
| New York, NY 10166

The UNDERWRITER, in consideration of an agreed premium, and in reliance upon the statements and information furnished to the UNDERWRITER by the INSURED, and subject to the terms and conditions of the underlying coverage scheduled in Item 3. below, as excess and not contributing insurance, agrees to pay the INSURED for loss which:

(a) Would have been paid under the Underlying but for the fact that such loss exceeds the limit of liability of the
Underlying Carrier(s) listed in Item 3., and
(b) for which the Underlying Carrier(s) has (have) made payment, and the Insured has collected, the full amount of
the expressed limit of the Underlying Carrier's(s) liability.

Item 1. | Bond Period: from 12:01 a.m. on 01/31/2015 to 12:01 a.m. on | 01/31/2016
|  |  |  | (inception) | (expiration)
Item 2. | Single Loss Limit of Liability at Inception: $ 75,000,000 |
| Coverage(s) Provided: |  |  |
| Investment Company Blanket Bond Insuring Agreements: Fidelity, On Premises, In Transit, Forgery or
| Alteration, Securities, Counterfeit Currency, Computer Systems, Extended Computer Systems, Automated
| Phone Systems, Telefacsimile Transfer Fraud, Destruction of Data by Hacker, Destruction of Data by Virus
| and Voice Initiated Transfer Fraud. |
Item 3. | Underlying Coverage Schedule: |  |  |
| A) | Company: |  | National Union Fire Insurance Company of Pittsburgh, PA
|  | Single Loss Limit: | $ | 10,000,000 |
|  | Deductible Amount: | $ | 50,000 |
|  | Bond Number: |  | 02-754-92-25 |
|  | Bond Period: |  | from 12:01 a.m. on 01/31/2015 to 12:01 a.m. on 01/31/2016

FXS 1101 (Ed. 05/14) (Page 1 of 2)

* B0 * 01/20/2015 * XSC 2638583 13 00 Great American Insurance Company
015466

B) | Company: |  | Federal Insurance Company
| Single Loss Limit: | $ | 10,000,000
| Attachment Point: | $ | 10,000,000
| Bond Number: |  | 8230-7667
| Bond Period: |  | from 12:01 a.m. on 01/31/2015 to 12:01 a.m. on 01/31/2016
C) | Company: |  | Federal Insurance Company
| Single Loss Limit: | $ | 20,000,000
| Attachment Point: | $ | 20,000,000
| Bond Number: |  | 8145-8621
| Bond Period: |  | from 12:01 a.m. on 01/31/2015 to 12:01 a.m. on 01/31/2016

Item 4. | Coverage provided by this Bond is subject to the following attached Rider(s): No. 1 -Quota Share
Item 5. | By acceptance of this Bond, you give us notice canceling prior Bond No. FS 2638583 12, the cancellation to
| be effective at the same time this Bond become effective.

FXS 1101 (Ed. 05/14) | (Page 2 of 2)

RIDER NO. 1

QUOTA-SHARE RIDER

To be attached to and form part of the Financial Institution Excess Follow Form Certificate

Bond No.: | XSC 2638583 13 00
In favor of: | The Dreyfus Fund Incorporated and as more fully described in the Primary Investment Company Blanket
| Bond Layer
Issued by: | Great American Insurance Company (hereinafter called Controlling Company)

It is agreed that:

1 | . | The term "Underwriter" as used in the attached Bond shall be construed to mean, unless otherwise specified in this
|  | rider, all the Companies executing the attached Bond.
2 | . | Each of said Companies shall be liable only for such proportion of any loss under the attached Bond as the amount
|  | underwritten by such Company, as specified in the Schedule forming a part hereof, bears to the aggregate amount of
|  | the attached Bond, but in no event shall any of said Companies be liable for an amount greater than that
|  | underwritten by it.
3 | . | In the absence of a request from any of said Companies to pay premiums directly to it, premiums for the attached
|  | Bond may be paid to the Controlling Company for the account of all of said Companies.
4 | . | In the absence of a request from any of said Companies that notice of claim and proof of loss be given to or filed
|  | directly with it, the giving of such notice to and the filing of such proof with, the Controlling Company shall be
|  | deemed to be in compliance with the conditions of the attached Bond for the giving of notice of loss and the filing of
|  | proof of loss, if given and filed in accordance with said conditions.
5 | . | The Controlling Company may give notice in accordance with the terms of the attached Bond, terminating or
|  | canceling the attached Bond as an entirety or as to any Employee or Insured, and any notice so given shall terminate
|  | or cancel the liability of all of said Companies as an entirety or as to such Employee or Insured, as the case may be.
6 | . | Any Company other than the Controlling Company may give notice in accordance with the terms of the attached
|  | Bond, terminating or canceling the entire liability of such other Company under the attached Bond or as to any
|  | Employee or Insured.
7 | . | In the absence of a request from any of said Companies that notice of termination or cancellation by the Insured of
|  | the attached Bond in its entirety be given to or filed directly with it, the giving of such notice in accordance with the
|  | terms of the attached Bond to the Controlling Company shall terminate or cancel the liability of all of said Companies
|  | as an entirety. The Insured may terminate or cancel the entire liability of any Company, other than the Controlling
|  | Company, under the attached Bond by giving notice of such termination or cancellation to such other Company, and
|  | shall send copy of such notice to the Controlling Company.
8 | . | If the attached Bond be terminated or cancelled as an entirety as herein provided or in any other manner, there shall
|  | be no liability under the attached Bond for any loss unless discovered prior to the expiration of that period after 12:01
|  | a.m. on the effective date of such termination or cancellation which equals the period fixed in the attached Bond for
|  | the discovery of loss after such termination or cancellation. If, prior to the termination or cancellation of the attached

FXS 11 05 (Ed. 05/14) | (Page 1 of 3 )

* B0 * 01/20/2015 * XSC 2638583 13 00 Great American Insurance Company
015466

Bond as an entirety, the attached Bond be terminated or cancelled as herein provided as to any Company, there shall be no liability under the attached Bond on the part of such Company for any loss unless discovered prior to the expiration of that period after 12:01 a.m. on the effective date of such termination or cancellation which equals the period fixed in the attached Bond for the discovery of loss after the termination of the attached Bond as an entirety.

9 | . | In the event of the termination or cancellation of the attached Bond as an entirety, no Company shall be liable to the
|  | Insured for a greater proportion of any return premium due the Insured than the amount underwritten by such
|  | Company bears to the aggregate amount of the attached Bond.
10. In the event of the termination or cancellation of the attached Bond as to any Company, such Company alone shall
|  | be liable to the Insured for any return premium due the Insured on account of such termination or cancellation. The
|  | termination or cancellation of the attached Bond as to any Company other than the Controlling Company shall not
|  | terminate, cancel or otherwise affect the liability of the other Companies under the attached Bond.
11. Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, provisions,
|  | agreements or limitations of the above mentioned Bond other than as stated herein.
12. This Rider shall become effective as of 12:01 a.m. on 01/31/2015 standard time.

Schedule |
Underwritten for a 33.34% share up to a maximum | Great American Insurance Company
Single Loss Limit of $25,000,000 | (Controlling Company)

FXS 11 05 (Ed. 05/14) | (Page 2 of 3 )

* B0 * 01/20/2015 * XSC 2638583 13 00 Great American Insurance Company
015466

FXS 11 05 (Ed. 05/14) | (Page 3 of 3 )

IN WITNESS CLAUSE

In Witness Whereof, we have caused this Policy to be executed and attested, and, if required by state law, this Policy shall not be valid unless countersigned by our authorized representative.

Copyright Great American Insurance Co., 2009

IL 72 68 (Ed. 09/09) | (Page 1 of 1)