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Loans | 12 Months Ended
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Dec. 31, 2011
Loans and Leases Receivable Disclosure [Abstract] |
Loans | LOANS Outstanding loans are summarized as follows:
Loan Type |  | December 31, 2011 |  | % of Total loans |  | December 31, 2010 |  | % of Total loans
|  | (Dollars in thousands)
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 78,089 |  |  | 18.3 | % |  | $ | 81,318 |  |  | 18.8 | %
Agricultural land and production |  | 29,958 |  |  | 7.0 | % |  | 20,604 |  |  | 4.8 | %
Total commercial |  | 108,047 |  |  | 25.3 | % |  | 101,922 |  |  | 23.6 | %
Real estate: |  |  |  |  |  |  |  |
Owner occupied |  | 113,183 |  |  | 26.4 | % |  | 111,888 |  |  | 25.9 | %
Real estate construction and other land loans |  | 33,047 |  |  | 7.7 | % |  | 32,038 |  |  | 7.4 | %
Commercial real estate |  | 62,523 |  |  | 14.6 | % |  | 63,627 |  |  | 14.7 | %
Agricultural real estate |  | 42,596 |  |  | 9.9 | % |  | 44,397 |  |  | 10.3 | %
Other real estate |  | 7,892 |  |  | 1.8 | % |  | 8,103 |  |  | 1.9 | %
Total real estate |  | 259,241 |  |  | 60.4 | % |  | 260,053 |  |  | 60.2 | %
Consumer: |  |  |  |  |  |  |  |
Equity loans and lines of credit |  | 51,106 |  |  | 12.0 | % |  | 58,860 |  |  | 13.6 | %
Consumer and installment |  | 9,765 |  |  | 2.3 | % |  | 11,261 |  |  | 2.6 | %
Total consumer |  | 60,871 |  |  | 14.3 | % |  | 70,121 |  |  | 16.2 | %
Deferred loan fees, net |  | (764 | ) |  |  |  | (499 | ) |  |
Total gross loans |  | 427,395 |  |  | 100.0 | % |  | 431,597 |  |  | 100.0 | %
Allowance for credit losses |  | (11,396 | ) |  |  |  |  | (11,014 | ) |  |  |
Total loans |  | $ | 415,999 |  |  |  |  |  | $ | 420,583 |  |  |  |
At December 31, 2011 and 2010, loans originated under Small Business Administration (SBA) programs totaling $6,421,000 and $7,932,000, respectively, were included in the real estate and commercial categories. Salaries and employee benefits totaling $229,000, $305,000, and $229,000 have been deferred as loan origination costs for the years ended December 31, 2011, 2010, and 2009, respectively.

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- Definition The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5066-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5162-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Article 4 -Section 08 -Paragraph k Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5074-111524 + Details
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