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Borrowing Arrangements | 12 Months Ended
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Dec. 31, 2011
Regulatory Capital Requirements [Abstract] |
Borrowing Arrangements | BORROWING ARRANGEMENTS Federal Home Loan Bank Advances Advances from the Federal Home Loan Bank (FHLB) of San Francisco at December 31, 2011 and 2010 consisted of the following:
December 31, 2011 |  | December 31, 2010 |  |  |  |
Amount |  | Amount |  | Rate |  | Maturity Date
$ | — |  |  | $ | 5,000 |  |  | 3.00 | % |  | February 7, 2011
— |  |  | 5,000 |  |  | 3.10 | % |  | February 14, 2011
4,000 |  |  | 4,000 |  |  | 3.59 | % |  | February 12, 2013
4,000 |  |  | 14,000 |  |  |  |  |
— |  |  | (10,000 | ) |  | Less short-term portion |  |
$ | 4,000 |  |  | $ | 4,000 |  |  | Long-term debt |  |
FHLB advances are secured by investment securities with amortized costs totaling $15,272,000 and $31,918,000 and market values totaling $15,683,000 and $33,214,000 at December 31, 2011 and 2010, respectively. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of December 31, 2011 and 2010, the Company had no Federal funds purchased. Lines of Credit The Bank had unsecured lines of credit with its correspondent banks which, in the aggregate, amounted to $44,000,000 at December 31, 2011 and $39,000,000 at December 31, 2010, at interest rates which vary with market conditions. The Bank also had a line of credit in the amount of $551,000 and $1,321,000 with the Federal Reserve Bank of San Francisco at December 31, 2011 and 2010, respectively which bears interest at the prevailing discount rate collateralized by investment securities with amortized costs totaling $542,000 and $1,322,000 and market values totaling $562,000 and $1,354,000, respectively. At December 31, 2011 and 2010, the Bank had no outstanding short-term borrowings under these lines of credit.

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- Definition The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 14 -Subparagraph h -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 47 -Paragraph 17 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Audit and Accounting Guide (AAG) -Number AAG-DEP -Chapter 15 -Paragraph 37 -IssueDate 2006-05-01 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.13(a)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher OTS -Name Federal Regulation (FR) -Number Title 12 -Chapter V -Section 563c.102 -Paragraph 15, 18 -Subsection I -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy. Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6479336&loc=d3e64711-112823 + Details
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