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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
INTEREST INCOME:        
Interest and fees on loans $ 6,111 $ 6,640 $ 18,248 $ 19,662
Interest on deposits in other banks 36 46 70 141
Interest on Federal funds sold 0 0 1 1
Interest and dividends on investment securities:        
Taxable 741 1,079 2,694 3,307
Exempt from Federal income taxes 1,118 892 3,233 2,522
Total interest income 8,006 8,657 24,246 25,633
INTEREST EXPENSE:        
Interest on deposits 371 647 1,307 2,076
Interest on junior subordinated deferrable interest debentures 27 24 82 73
Other 36 37 109 143
Total interest expense 434 708 1,498 2,292
Net interest income before provision for credit losses 7,572 7,949 22,748 23,341
PROVISION FOR CREDIT LOSSES 0 400 500 750
Net interest income after provision for credit losses 7,572 7,549 22,248 22,591
NON-INTEREST INCOME:        
Service charges 690 735 2,055 2,183
Appreciation in cash surrender value of bank owned life insurance 101 96 291 289
Loan placement fees 181 51 408 185
Net realized gain on sale of assets 0 0 4 0
Gain (loss) on disposal of other real estate owned 0 75 12 608
Net realized gain on sale and calls of investment securities 843 223 1,287 249
Other-than-temporary impairment loss:        
Total impairment loss 0 0 0 (31)
Loss recognized in other comprehensive income 0 0 0 0
Net impairment loss recognized in earnings 0 0 0 (31)
Federal Home Loan Bank dividends 4 1 11 6
Other income 465 414 1,345 1,451
Total non-interest income 2,284 1,595 5,413 4,940
NON-INTEREST EXPENSES:        
Salaries and employee benefits 3,773 4,058 11,859 12,134
Occupancy and equipment 906 978 2,664 2,848
Regulatory assessments 163 181 488 664
Data processing expense 274 295 851 857
Advertising 139 182 419 548
Audit and accounting fees 126 112 379 337
Legal fees 36 90 118 266
Other real estate owned, net 6 9 78 11
Amortization of core deposit intangibles 50 104 150 311
Other expense 1,182 1,213 3,285 3,466
Total non-interest expenses 6,655 7,222 20,291 21,442
Income before provision for income taxes 3,201 1,922 7,370 6,089
Provision for income taxes 745 514 1,492 1,320
Net income 2,456 1,408 5,878 4,769
Net income 2,456 1,408 5,878 4,769
Preferred stock dividends and accretion 87 202 262 400
Net income available to common shareholders $ 2,369 $ 1,206 $ 5,616 $ 4,369
Net income per common share:        
Basic earnings per common share (in dollars per share) $ 0.25 $ 0.13 $ 0.59 $ 0.46
Weighted average common shares used in basic computation (in shares) 9,602,473 9,547,816 9,588,321 9,513,387
Diluted earnings per common share (in dollars per share) $ 0.25 $ 0.13 $ 0.58 $ 0.46
Weighted average common shares used in diluted computation (in shares) 9,635,339 9,557,609 9,613,202 9,534,426