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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:      
Net income $ 7,520 $ 6,477 $ 3,279
Adjustments to reconcile net income to net cash (used in) provided by operating activities:      
Net (decrease) increase in deferred loan fees (311) 266 107
Depreciation 972 1,212 1,262
Accretion (713) (715) (983)
Amortization 7,549 3,590 2,014
Stock-based compensation 108 196 239
Excess tax benefit from exercise of stock options (26) (116) (28)
Provision for credit losses 700 1,050 3,800
Net other than temporary impairment losses on investment securities 0 31 1,587
Net realized (gains) losses on sales and calls of available-for-sale investment securities (1,639) (298) 191
Net (gain) loss on sale and disposal of equipment (4) 5 10
Net gain on sale of other real estate owned (12) (615) (66)
Write down of other real estate owned and other property 0 0 638
Increase in bank owned life insurance, net of expenses (391) (204) (392)
Net gain on bank owned life insurance 0 (85) 0
Net (increase) decrease in accrued interest receivable and other assets (19) (700) 3,281
Net decrease in prepaid FDIC Assessments 513 705 981
Net (decrease) increase in accrued interest payable and other liabilities (7,425) 8,515 594
Provision (benefit) for deferred income taxes 440 1,270 (2,337)
Net cash provided by operating activities 7,262 20,584 14,177
Cash Flows From Investing Activities:      
Purchases of available-for-sale investment securities (194,583) (214,569) (39,985)
Proceeds from sales or calls of available-for-sale investment securities 39,119 44,700 19,594
Proceeds from maturity and principal repayment of available-for-sale investment securities 90,798 35,951 28,058
Net decrease in loans 28,089 2,815 21,214
Proceeds from sale of other real estate owned 2,349 2,472 4,203
Purchases of premises and equipment (1,353) (1,246) (595)
Purchases of bank owned life insurance (116) 0 0
FHLB stock (purchased) redeemed (957) 157 90
Proceeds from bank owned life insurance 0 146 0
Proceeds from sale of premises and equipment 5 0 5
Net cash (used in) provided by investing activities (36,649) (129,574) 32,584
Cash Flows From Financing Activities:      
Net increase in demand, interest-bearing and savings deposits 53,265 87,928 33,877
Net decrease in time deposits (14,819) (25,437) (23,548)
Repayments of short-term borrowings to Federal Home Loan Bank 0 (10,000) (5,000)
Purchase and retirement of common stock (488) 0 0
Proceeds from exercise of stock options 385 680 550
Repurchase of common stock warrant 0 (185) 0
Excess tax benefit from exercise of stock options 26 116 28
Cash dividend payments on common stock (480) 0 0
Cash dividend payments on preferred stock (350) (307) (349)
Net cash provided by financing activities 37,539 52,795 5,558
Increase (decrease) in cash and cash equivalents 8,152 (56,195) 52,319
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 44,804 100,999 48,680
CASH AND CASH EQUIVALENTS AT END OF YEAR 52,956 44,804 100,999
Cash paid during the period for:      
Interest 1,939 3,186 4,485
Income taxes 1,193 826 301
Non-cash investing and financing activities:      
Redemption of preferred stock Series A and issuance of preferred stock Series C 0 7,000 0
Transfer of loans to other real estate owned 2,337 244 3,467
Assumption of other real estate owned liabilities 0 288 0
Transfer of loans to other assets 0 209 0
Accrued preferred stock dividends $ 88 $ 88 $ 45