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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME:    
Interest and fees on loans $ 5,411 $ 6,084
Interest on deposits in other banks 30 18
Interest and dividends on investment securities:    
Taxable 401 1,073
Exempt from Federal income taxes 1,338 1,037
Total interest income 7,180 8,212
INTEREST EXPENSE:    
Interest on deposits 293 481
Interest on junior subordinated deferrable interest debentures 25 29
Other 17 36
Total interest expense 335 546
Net interest income before provision for credit losses 6,845 7,666
PROVISION FOR CREDIT LOSSES 0 400
Net interest income after provision for credit losses 6,845 7,266
NON-INTEREST INCOME:    
Service charges 698 689
Appreciation in cash surrender value of bank owned life insurance 96 94
Loan placement fees 165 128
Net realized gain on sale and calls of investment securities 813 347
Federal Home Loan Bank dividends 22 4
Other income 432 398
Total non-interest income 2,226 1,660
NON-INTEREST EXPENSES:    
Salaries and employee benefits 4,019 4,129
Occupancy and equipment 901 881
Regulatory assessments 143 156
Data processing expense 303 294
Advertising 142 140
Audit and accounting fees 135 128
Legal fees 31 28
Loss on disposal of other real estate owned 0 2
Amortization of core deposit intangibles 50 50
Other expense 1,209 1,112
Total non-interest expenses 6,933 6,920
Income before provision for income taxes 2,138 2,006
Provision for income taxes 355 293
Net income 1,783 1,713
Preferred stock dividends and accretion 87 88
Net income available to common shareholders $ 1,696 $ 1,625
Net income per common share:    
Basic earnings per common share (in dollars per share) $ 0.18 $ 0.17
Weighted average common shares used in basic computation (in shares) 9,558,985 9,570,297
Diluted earnings per common share (in dollars per share) $ 0.18 $ 0.17
Weighted average common shares used in diluted computation (in shares) 9,604,841 9,577,432
Cash dividend per common share $ 0.05 $ 0.00