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Loans (Tables)
 6 Months Ended
Jun. 30, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Outstanding loans
Outstanding loans are summarized as follows:
 
Loan Type (Dollars in thousands)
 
June 30, 2013
 
% of Total
Loans
 
December 31, 2012
 
% of Total
Loans
Commercial:
 
 

 
 

 
 

 
 

Commercial and industrial
 
$
77,126

 
19.0
%
 
$
77,956

 
19.7
%
Agricultural land and production
 
38,756

 
9.6
%
 
26,599

 
6.7
%
Total commercial
 
115,882

 
28.6
%
 
104,555

 
26.4
%
Real estate:
 
 

 
 

 
 

 
 

Owner occupied
 
112,114

 
27.7
%
 
114,444

 
28.9
%
Real estate construction and other land loans
 
33,697

 
8.3
%
 
33,199

 
8.4
%
Commercial real estate
 
60,782

 
15.0
%
 
53,797

 
13.6
%
Agricultural real estate
 
31,607

 
7.8
%
 
28,400

 
7.2
%
Other real estate
 
5,030

 
1.3
%
 
8,098

 
2.0
%
Total real estate
 
243,230

 
60.1
%
 
237,938

 
60.1
%
Consumer:
 
 

 
 

 
 

 
 

Equity loans and lines of credit
 
39,448

 
9.7
%
 
42,932

 
10.9
%
Consumer and installment
 
6,675

 
1.6
%
 
10,346

 
2.6
%
Total consumer
 
46,123

 
11.3
%
 
53,278

 
13.5
%
Deferred loan fees, net
 
(291
)
 
 

 
(453
)
 
 

Total gross loans
 
404,944

 
100.0
%
 
395,318

 
100.0
%
Allowance for credit losses
 
(9,601
)
 
 

 
(10,133
)
 
 

Total loans
 
$
395,343

 
 

 
$
385,185