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Borrowing Arrangements | 12 Months Ended
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Dec. 31, 2014
Banking and Thrift [Abstract] |
Borrowing Arrangements | BORROWING ARRANGEMENTS Federal Home Loan Bank Advances - As of December 31, 2014 and 2013, the Company had no Federal Home Loan Bank (FHLB) of San Francisco advances. Approximately $183,036,000 in loans were pledged under a blanket lien as collateral to the FHLB for the Bank’s remaining borrowing capacity of $290,851,000 as of December 31, 2014. FHLB advances are also secured by investment securities with amortized costs totaling $1,256,000 and $3,985,000 and market values totaling $1,364,000 and $4,084,000 at December 31, 2014 and 2013, respectively. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of December 31, 2014 and 2013, the Company had no Federal funds purchased. Lines of Credit - The Bank had unsecured lines of credit with its correspondent banks which, in the aggregate, amounted to $40,000,000 at December 31, 2014 and $40,000,000 at December 31, 2013, at interest rates which vary with market conditions. The Bank also had a line of credit in the amount of $2,441,000 and $51,000 with the Federal Reserve Bank of San Francisco at December 31, 2014 and 2013, respectively which bears interest at the prevailing discount rate collateralized by investment securities with amortized costs totaling $2,729,000 and $48,000 and market values totaling $2,757,000 and $52,000, respectively. At December 31, 2014 and 2013, the Bank had no outstanding short-term borrowings under these lines of credit.

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- Definition The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6479336&loc=d3e64711-112823 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.13(a)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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