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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
INTEREST INCOME:        
Interest and fees on loans $ 7,644 $ 7,278 $ 14,930 $ 14,896
Interest on deposits in other banks 52 44 98 97
Interest and dividends on investment securities:        
Taxable 1,136 1,439 2,243 2,786
Exempt from Federal income taxes 1,496 1,434 3,034 2,836
Total interest income 10,328 10,195 20,305 20,615
INTEREST EXPENSE:        
Interest on deposits 239 267 472 564
Interest on junior subordinated deferrable interest debentures 24 23 48 47
Total interest expense 263 290 520 611
Net interest income before provision for credit losses 10,065 9,905 19,785 20,004
PROVISION FOR CREDIT LOSSES 500 (400) 500 (400)
Net interest income after provision for credit losses 9,565 10,305 19,285 20,404
NON-INTEREST INCOME:        
Service charges 749 822 1,621 1,630
Appreciation in cash surrender value of bank owned life insurance 155 157 308 303
Interchange fees 306 342 584 629
Net realized gains on sales of investment securities 732 64 1,459 333
Federal Home Loan Bank dividends 268 75 353 151
Loan placement fees 255 131 553 189
Other income 631 453 909 786
Total non-interest income 3,096 2,044 5,787 4,021
NON-INTEREST EXPENSES:        
Salaries and employee benefits 5,055 4,845 10,218 9,756
Occupancy and equipment 1,168 1,320 2,318 2,450
Professional services 337 270 818 512
Data processing expense 294 463 574 913
Regulatory assessments 263 193 598 391
ATM and Debit card expenses 129 160 265 310
License and maintenance contract 131 128 269 258
Advertising 158 153 316 308
Internet banking expense 171 96 375 225
Amortization of core deposit intangibles 84 84 168 168
Other expense 907 1,022 2,067 2,179
Total non-interest expenses 8,697 8,734 17,986 17,470
Income before provision for income taxes 3,964 3,615 7,086 6,955
Provision for income taxes 886 922 1,542 1,646
Net income 3,078 2,693 5,544 5,309
Net income available to common shareholders $ 3,078 $ 2,693 $ 5,544 $ 5,309
Net income per common share:        
Basic earnings per common share (in dollars per share) $ 0.28 $ 0.25 $ 0.51 $ 0.49
Weighted average common shares used in basic computation (in shares) 10,924,437 10,918,065 10,924,015 10,917,010
Diluted earnings per common share (in dollars per share) $ 0.28 $ 0.24 $ 0.50 $ 0.48
Weighted average common shares used in diluted computation (in shares) 11,009,916 10,999,663 11,006,051 10,996,572
Cash dividend per common share $ 0.06 $ 0.05 $ 0.06 $ 0.10