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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
INTEREST INCOME:        
Interest and fees on loans $ 7,747 $ 7,301 $ 22,677 $ 22,197
Interest on deposits in other banks 49 37 147 134
Interest on Federal funds sold 0 0 0 1
Interest and dividends on investment securities:        
Taxable 1,234 1,341 3,477 4,127
Exempt from Federal income taxes 1,593 1,469 4,627 4,305
Total interest income 10,623 10,148 30,928 30,764
INTEREST EXPENSE:        
Interest on deposits 246 249 718 813
Interest on junior subordinated deferrable interest debentures 25 23 73 72
Total interest expense 271 272 791 885
Net interest income before provision for credit losses 10,352 9,876 30,137 29,879
PROVISION FOR CREDIT LOSSES 100 0 600 (400)
Net interest income after provision for credit losses 10,252 9,876 29,537 30,279
NON-INTEREST INCOME:        
Service charges 700 811 2,321 2,441
Appreciation in cash surrender value of bank owned life insurance 142 156 451 459
Interchange fees 297 295 881 924
Net gain on disposal of other real estate owned 0 0 11 63
Net realized gains on sales of investment securities 0 240 1,459 573
Federal Home Loan Bank dividends 120 86 474 237
Loan placement fees 241 212 794 401
Other income 222 261 1,117 983
Total non-interest income 1,722 2,061 7,508 6,081
NON-INTEREST EXPENSES:        
Salaries and employee benefits 5,254 5,076 15,472 14,833
Occupancy and equipment 1,204 1,222 3,522 3,671
Professional services 395 375 1,212 886
Data processing expense 287 448 862 1,362
Regulatory assessments 223 177 821 569
ATM and Debit card expenses 145 166 411 476
License and maintenance contract 123 128 392 384
Advertising 157 155 474 462
Internet banking expense 167 134 541 359
Amortization of core deposit intangibles 85 84 253 252
Other expense 988 1,086 3,053 3,266
Total non-interest expenses 9,028 9,051 27,013 26,520
Income before provision for income taxes 2,946 2,886 10,032 9,840
Provision for income taxes 429 535 1,971 2,180
Net income 2,517 2,351 8,061 7,660
Net income available to common shareholders $ 2,517 $ 2,351 $ 8,061 $ 7,660
Net income per common share:        
Basic earnings per common share (in dollars per share) $ 0.23 $ 0.22 $ 0.74 $ 0.70
Weighted average common shares used in basic computation (in shares) 10,938,160 10,919,630 10,928,780 10,917,892
Diluted earnings per common share (in dollars per share) $ 0.23 $ 0.21 $ 0.73 $ 0.70
Weighted average common shares used in diluted computation (in shares) 11,024,954 11,014,907 11,012,024 11,005,553
Cash dividend per common share $ 0.06 $ 0.05 $ 0.12 $ 0.15