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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income:      
Interest and fees on loans $ 30,504 $ 29,493 $ 26,519
Interest on deposits in other banks 210 176 164
Interest and dividends on investment securities:      
Taxable 4,793 5,538 2,375
Exempt from Federal income taxes 6,315 5,832 5,778
Total interest income 41,822 41,039 34,836
Interest expense:      
Interest on deposits 948 1,060 1,270
Interest on junior subordinated deferrable interest debentures 99 96 98
Other 0 0 17
Total interest expense 1,047 1,156 1,385
Net interest income before provision for credit losses 40,775 39,883 33,451
Provision for credit losses 600 7,985 0
Net interest income after provision for credit losses 40,175 31,898 33,451
Non-interest income:      
Service charges 3,070 3,280 3,156
Appreciation in cash surrender value of bank owned life insurance 596 614 495
Interchange fees 1,197 1,205 962
Loan placement fees 1,042 544 677
Gain on disposal of other real estate owned 11 63 0
Net realized gains on sales and calls of investment securities 1,495 904 1,265
Federal Home Loan Bank dividends 580 327 177
Other income 1,396 1,227 1,099
Total non-interest income 9,387 8,164 7,831
Non-interest expenses:      
Salaries and employee benefits 20,836 19,721 17,427
Occupancy and equipment 4,669 4,835 4,109
Regulatory assessments 1,059 762 696
Data processing expense 1,139 1,820 1,383
ATM/Debit card expenses 548 624 527
License and maintenance contracts 520 488 472
Advertising 608 589 476
Professional services 1,504 1,176 1,088
Internet Banking Expense 709 520 397
Acquisition and integration 0 0 976
Amortization of core deposit intangibles 320 337 268
Other expense 4,104 4,466 3,866
Total non-interest expenses 36,016 35,338 31,685
Income before provision for income taxes 13,546 4,724 9,597
Provision (benefit) for income taxes 2,582 (570) 1,347
Net income 10,964 5,294 8,250
Net income 10,964 5,294 8,250
Preferred stock dividends and accretion 0 0 350
Net income available to common shareholders $ 10,964 $ 5,294 $ 7,900
Net income per common share:      
Basic earnings per common share $ 1.00 $ 0.48 $ 0.77
Diluted earnings per common share 1.00 0.48 0.77
Cash dividends per common share $ 0.18 $ 0.20 $ 0.2