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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2016
Sep. 30, 2015
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME:              
Interest and fees on loans $ 8,112,000 $ 7,747,000   $ 24,208,000 $ 22,677,000    
Interest on deposits in other banks 71,000 49,000   210,000 147,000    
Interest and dividends on investment securities:              
Taxable 1,500,000 1,234,000   4,486,000 3,477,000    
Exempt from Federal income taxes 1,582,000 1,593,000   4,680,000 4,627,000    
Total interest income 11,265,000 10,623,000   33,584,000 30,928,000    
INTEREST EXPENSE:              
Interest on deposits 240,000 246,000   690,000 718,000    
Interest on junior subordinated deferrable interest debentures 30,000 25,000   88,000 73,000    
Total interest expense 270,000 271,000   778,000 791,000    
Net interest income before provision for credit losses 10,995,000 10,352,000   32,806,000 30,137,000    
PROVISION FOR CREDIT LOSSES (1,000,000) 100,000   (5,850,000) 600,000    
Net interest income after provision for credit losses 11,995,000 10,252,000   38,656,000 29,537,000    
NON-INTEREST INCOME:              
Service charges 743,000 700,000   2,227,000 2,321,000    
Appreciation in cash surrender value of bank owned life insurance 131,000 142,000   411,000 451,000    
Interchange fees 312,000 297,000   904,000 881,000    
Net gain on disposal of other real estate owned 0   $ 0     $ 0 $ 11,000
Net realized gains on sales of investment securities 286,000 0   1,836,000 1,459,000    
Other-than-temporary impairment loss on investment securities 0 0   (136,000) 0    
Federal Home Loan Bank dividends 110,000 120,000   314,000 474,000    
Loan placement fees 347,000 241,000   792,000 794,000    
Other income 206,000 222,000   1,005,000 1,117,000    
Total non-interest income 2,135,000 1,722,000   7,353,000 7,508,000    
NON-INTEREST EXPENSES:              
Salaries and employee benefits 5,608,000 5,254,000   16,304,000 15,472,000    
Occupancy and equipment 1,124,000 1,204,000   3,511,000 3,522,000    
Professional services 346,000 395,000   971,000 1,212,000    
Data processing expense 390,000 287,000   1,145,000 862,000    
Regulatory assessments 134,000 223,000   469,000 821,000    
ATM and Debit card expenses 159,000 145,000   469,000 411,000    
License and maintenance contract 125,000 123,000   388,000 392,000    
Directors' Expenses 163,000 124,000   474,000 316,000    
Advertising 131,000 157,000   444,000 474,000    
Internet banking expense 170,000 167,000   497,000 541,000    
Acquisition and integration 363,000 0   515,000 0    
Amortization of core deposit intangibles 34,000 85,000   102,000 253,000    
Other expense 908,000 864,000   2,719,000 2,737,000    
Total non-interest expenses 9,655,000 9,028,000   28,008,000 27,013,000    
Income before provision for income taxes 4,475,000 2,946,000   18,001,000 10,032,000    
Provision for income taxes 1,361,000 429,000   5,426,000 1,971,000    
Net income available to common shareholders $ 3,114,000 $ 2,517,000   $ 12,575,000 $ 8,061,000    
Net income per common share:              
Basic earnings per common share (in dollars per share) $ 0.28 $ 0.23   $ 1.15 $ 0.74    
Weighted average common shares used in basic computation (in shares) 10,984,141 10,938,160   10,969,633 10,928,780    
Diluted earnings per common share (in dollars per share) $ 0.28 $ 0.23   $ 1.14 $ 0.73    
Weighted average common shares used in diluted computation (in shares) 11,092,674 11,024,954   11,068,045 11,012,024    
Cash dividend per common share $ 0.06 $ 0.06   $ 0.18 $ 0.12