XML 79 R38.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity (Tables)
12 Months Ended
Dec. 31, 2016
Equity [Abstract]  
Schedule of compliance with regulatory capital requirements
 
 
December 31, 2016
 
December 31, 2015
(Dollars in thousands)
 
Amount
 
Ratio
 
Amount
 
Ratio
Tier 1 Leverage Ratio
 
 

 
 

 
 

 
 

Central Valley Community Bancorp and Subsidiary
 
$
122,601

 
8.75
%
 
$
105,825

 
8.65
%
Minimum regulatory requirement
 
$
56,057

 
4.00
%
 
$
48,950

 
4.00
%
Central Valley Community Bank
 
$
121,079

 
8.64
%
 
$
104,878

 
8.58
%
Minimum requirement for “Well-Capitalized” institution
 
$
70,080

 
5.00
%
 
$
61,148

 
5.00
%
Minimum regulatory requirement
 
$
56,064

 
4.00
%
 
$
48,918

 
4.00
%
Common Equity Tier 1 Ratio
 
 
 
 
 
 
 
 
Central Valley Community Bancorp and Subsidiary
 
$
120,080

 
12.48
%
 
$
103,152

 
13.44
%
Minimum regulatory requirement
 
$
43,426

 
4.50
%
 
$
34,650

 
4.50
%
Central Valley Community Bank
 
$
121,079

 
12.59
%
 
$
104,878

 
13.67
%
Minimum requirement for “Well-Capitalized” institution
 
$
62,665

 
6.50
%
 
$
50,017

 
6.50
%
Minimum regulatory requirement
 
$
43,383

 
4.50
%
 
$
34,627

 
4.50
%
Tier 1 Risk-Based Capital Ratio
 
 

 
 

 
 

 
 

Central Valley Community Bancorp and Subsidiary
 
$
122,601

 
12.74
%
 
$
105,825

 
13.79
%
Minimum regulatory requirement
 
$
57,901

 
6.00
%
 
$
46,200

 
6.00
%
Central Valley Community Bank
 
$
121,079

 
12.59
%
 
$
104,878

 
13.67
%
Minimum requirement for “Well-Capitalized” institution
 
$
77,126

 
8.00
%
 
$
61,560

 
8.00
%
Minimum regulatory requirement
 
$
57,845

 
6.00
%
 
$
46,170

 
6.00
%
Total Risk-Based Capital Ratio
 
 

 
 

 
 

 
 

Central Valley Community Bancorp and Subsidiary
 
$
132,052

 
13.72
%
 
$
115,466

 
15.04
%
Minimum regulatory requirement
 
$
77,202

 
8.00
%
 
$
61,601

 
8.00
%
Central Valley Community Bank
 
$
130,530

 
13.57
%
 
$
114,513

 
14.93
%
Minimum requirement for “Well-Capitalized” institution
 
$
96,408

 
10.00
%
 
$
76,949

 
10.00
%
Minimum regulatory requirement
 
$
77,126

 
8.00
%
 
$
61,560

 
8.00
%
Schedule of computation of basic and diluted earnings per common share
A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations is as follows (in thousands, except share and per share amounts):
 
 
For the Years Ended December 31,
 
 
2016
 
2015
 
2014
Basic Earnings Per Common Share:
 
 

 
 

 
 

Net income
 
$
15,182

 
$
10,964

 
$
5,294

Weighted average shares outstanding
 
11,331,166

 
10,931,927

 
10,919,235

Net income per common share
 
$
1.34

 
$
1.00

 
$
0.48

Diluted Earnings Per Common Share:
 
 

 
 

 
 

Net income
 
$
15,182

 
$
10,964

 
$
5,294

Weighted average shares outstanding
 
11,331,166

 
10,931,927

 
10,919,235

Effect of dilutive stock options and warrants
 
104,283

 
83,836

 
80,703

Weighted average shares of common stock and common stock equivalents
 
11,435,449

 
11,015,763

 
10,999,938

Net income per diluted common share
 
$
1.33

 
$
1.00

 
$
0.48