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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
INTEREST INCOME:        
Interest and fees on loans $ 12,691 $ 10,423 $ 37,216 $ 31,287
Interest on deposits in other banks 170 53 312 204
Interest and dividends on investment securities:        
Taxable 2,533 1,818 7,277 4,564
Exempt from Federal income taxes 896 1,531 3,008 5,428
Total interest income 16,290 13,825 47,813 41,483
INTEREST EXPENSE:        
Interest on deposits 320 200 810 690
Interest on junior subordinated deferrable interest debentures 52 39 147 108
Other 11 8 126 13
Total interest expense 383 247 1,083 811
Net interest income before provision for credit losses 15,907 13,578 46,730 40,672
PROVISION FOR (REVERSAL OF) CREDIT LOSSES 0 (900) 50 (1,150)
Net interest income after provision for credit losses 15,907 14,478 46,680 41,822
NON-INTEREST INCOME:        
Service charges 739 765 2,220 2,285
Appreciation in cash surrender value of bank-owned life insurance 175 150 522 450
Interchange fees 381 378 1,106 1,075
Net realized gains on sale of credit card portfolio (116) 0 462 0
Net realized gains on sales of investment securities 380 169 1,277 2,808
Federal Home Loan Bank dividends 119 98 358 322
Loan placement fees 207 279 546 526
Other income 578 715 1,429 1,430
Total non-interest income 2,463 2,554 7,920 8,896
NON-INTEREST EXPENSES:        
Salaries and employee benefits 6,387 5,989 19,636 17,865
Occupancy and equipment 1,489 1,286 4,603 3,676
Professional services 343 258 1,144 1,104
Data processing 409 407 1,259 1,250
Regulatory assessments 154 161 476 482
ATM/Debit card expenses 192 216 569 553
License and maintenance contracts 174 188 608 590
Directors’ expenses 158 135 381 492
Advertising 192 154 569 484
Internet banking expense 172 181 542 523
Acquisition and integration 0 163 217 618
Amortization of core deposit intangibles 94 47 281 141
Other 1,027 1,209 3,373 3,519
Total non-interest expenses 10,791 10,394 33,658 31,297
Income before provision for income taxes 7,579 6,638 20,942 19,421
Provision for income taxes 1,827 2,144 4,934 5,730
Net income $ 5,752 $ 4,494 $ 16,008 $ 13,691
Earnings per common share:        
Basic earnings per common share (in dollars per share) $ 0.42 $ 0.37 $ 1.17 $ 1.12
Weighted average common shares used in basic computation (in shares) 13,715,141 12,208,313 13,692,657 12,183,363
Diluted earnings per common share (in dollars per share) $ 0.42 $ 0.36 $ 1.16 $ 1.11
Weighted average common shares used in diluted computation (in shares) 13,836,828 12,325,254 13,821,828 12,315,850
Cash dividend per common share (in dollars per share) $ 0.08 $ 0.06 $ 0.22 $ 0.18