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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST INCOME:    
Interest and fees on loans $ 12,554 $ 12,006
Interest on deposits in other banks 150 98
Interest and dividends on investment securities:    
Taxable 3,023 2,559
Exempt from Federal income taxes 562 1,067
Total interest income 16,289 15,730
INTEREST EXPENSE:    
Interest on deposits 393 238
Interest on junior subordinated deferrable interest debentures 57 43
Other 4 23
Total interest expense 454 304
Net interest income before provision for credit losses 15,835 15,426
PROVISION FOR (REVERSAL OF) CREDIT LOSSES (25) 0
Net interest income after provision for credit losses 15,860 15,426
NON-INTEREST INCOME:    
Service charges 690 755
Appreciation in cash surrender value of bank-owned life insurance 171 171
Interchange fees 343 345
Net realized gains on sales of investment securities 1,052 815
Federal Home Loan Bank dividends 121 121
Loan placement fees 139 166
Other income 460 398
Total non-interest income 2,976 2,771
NON-INTEREST EXPENSES:    
Salaries and employee benefits 6,490 6,416
Occupancy and equipment 1,479 1,537
Professional services 327 438
Data processing 395 480
Regulatory assessments 152 162
ATM/Debit card expenses 191 201
License and maintenance contracts 777 212
Directors’ expenses 176 90
Advertising 202 189
Internet banking expense 194 195
Acquisition and integration 0 217
Amortization of core deposit intangibles 174 94
Other 1,110 1,137
Total non-interest expenses 11,667 11,368
Income before provision for income taxes 7,169 6,829
Provision for income taxes 1,953 1,538
Net income $ 5,216 $ 5,291
Earnings per common share:    
Basic earnings per common share (in dollars per share) $ 0.38 $ 0.39
Weighted average common shares used in basic computation (in shares) 13,646,489 13,669,976
Diluted earnings per common share (in dollars per share) $ 0.38 $ 0.38
Weighted average common shares used in diluted computation (in shares) 13,755,615 13,804,480
Cash dividends per common share (in dollars per share) $ 0.10 $ 0.07