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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
INTEREST INCOME:        
Interest and fees on loans $ 12,955 $ 12,519 $ 25,509 $ 24,525
Interest on deposits in other banks 59 44 209 142
Interest and dividends on investment securities:        
Taxable 3,337 2,185 6,360 4,744
Exempt from Federal income taxes 429 1,045 991 2,112
Total interest income 16,780 15,793 33,069 31,523
INTEREST EXPENSE:        
Interest on deposits 469 252 862 490
Interest on junior subordinated deferrable interest debentures 55 52 112 95
Other 310 92 314 115
Total interest expense 834 396 1,288 700
Net interest income before provision for credit losses 15,946 15,397 31,781 30,823
PROVISION FOR CREDIT LOSSES 300 50 275 50
Net interest income after provision for credit losses 15,646 15,347 31,506 30,773
NON-INTEREST INCOME:        
Service charges 713 726 1,403 1,481
Appreciation in cash surrender value of bank-owned life insurance 190 176 361 347
Interchange fees 384 380 727 725
Net realized gains on sale of credit card portfolio 0 578 0 578
Net realized gains on sales of investment securities 2,459 82 3,511 897
Federal Home Loan Bank dividends 118 118 239 239
Loan placement fees 220 173 359 339
Other income 514 453 974 851
Total non-interest income 4,598 2,686 7,574 5,457
NON-INTEREST EXPENSES:        
Salaries and employee benefits 6,912 6,833 13,402 13,249
Occupancy and equipment 1,452 1,577 2,931 3,114
Professional services 280 363 607 801
Data processing 401 370 796 850
Regulatory assessments 134 160 286 322
ATM/Debit card expenses 186 176 377 377
License and maintenance contracts 605 222 1,382 434
Directors’ expenses 193 133 369 223
Advertising 198 188 400 377
Internet banking expense 199 175 393 370
Acquisition and integration 0 0 0 217
Amortization of core deposit intangibles 173 93 347 187
Other 1,039 1,209 2,149 2,346
Total non-interest expenses 11,772 11,499 23,439 22,867
Income before provision for income taxes 8,472 6,534 15,641 13,363
Provision for income taxes 2,385 1,569 4,338 3,107
Net income $ 6,087 $ 4,965 $ 11,303 $ 10,256
Earnings per common share:        
Basic earnings per common share (in dollars per share) $ 0.45 $ 0.36 $ 0.84 $ 0.75
Weighted average common shares used in basic computation (in shares) 13,533,724 13,692,358 13,515,752 13,681,229
Diluted earnings per common share (in dollars per share) $ 0.45 $ 0.36 $ 0.83 $ 0.74
Weighted average common shares used in diluted computation (in shares) 13,635,834 13,823,278 13,612,866 13,814,087
Cash dividends per common share (in dollars per share) $ 0.11 $ 0.07 $ 0.21 $ 0.14