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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Interest income:      
Interest and fees on loans $ 52,066,000 $ 51,464,000 $ 49,936,000
Interest on deposits in other banks 246,000 375,000 459,000
Interest and dividends on investment securities:      
Taxable 11,740,000 13,197,000 10,254,000
Exempt from Federal income taxes 1,966,000 1,295,000 3,538,000
Total interest income 66,018,000 66,331,000 64,187,000
Interest expense:      
Interest on deposits 1,465,000 1,928,000 1,153,000
Interest on junior subordinated deferrable interest debentures 130,000 210,000 199,000
Other 0 421,000 132,000
Total interest expense 1,595,000 2,559,000 1,484,000
Net interest income before provision for credit losses 64,423,000 63,772,000 62,703,000
Provision for credit losses 3,275,000 1,025,000 50,000
Net interest income after provision for credit losses 61,148,000 62,747,000 62,653,000
Non-interest income:      
Service charges 2,071,000 2,756,000 2,986,000
Appreciation in cash surrender value of bank owned life insurance 711,000 728,000 695,000
Interchange fees 1,347,000 1,446,000 1,462,000
Loan placement fees 2,291,000 978,000 708,000
Net realized gain on sale of credit card portfolio 0 0 462,000
Net realized gains on sales and calls of investment securities 4,252,000 5,199,000 1,314,000
Other-than-temporary impairment loss on investment securities 0    
Federal Home Loan Bank dividends 323,000 455,000 590,000
Other income 2,802,000 1,743,000 2,107,000
Total non-interest income 13,797,000 13,305,000 10,324,000
Non-interest expenses:      
Salaries and employee benefits 28,603,000 26,654,000 26,221,000
Occupancy and equipment 4,626,000 5,439,000 5,972,000
Regulatory assessments 490,000 251,000 619,000
Data processing expense 2,046,000 1,557,000 1,666,000
Professional services 2,398,000 1,305,000 1,475,000
ATM/Debit card expenses 819,000 920,000 739,000
Information technology 2,391,000 2,611,000 1,113,000
Directors’ expenses 615,000 710,000 465,000
Advertising 663,000 756,000 758,000
Internet banking expenses 650,000 816,000 732,000
Acquisition and integration expenses 0 0 217,000
Amortization of core deposit intangibles 695,000 695,000 455,000
Other expense 3,688,000 4,386,000 4,636,000
Total non-interest expenses 47,684,000 46,100,000 45,068,000
Income before provision for income taxes 27,261,000 29,952,000 27,909,000
Provision for income taxes 6,914,000 8,509,000 6,620,000
Net income $ 20,347,000 $ 21,443,000 $ 21,289,000
Net income per common share:      
Basic earnings per common share (in dollars per share) $ 1.62 $ 1.60 $ 1.55
Diluted earnings per common share (in dollars per share) 1.62 1.59 1.54
Cash dividends per common share (in dollars per share) $ 0.44 $ 0.43 $ 0.31