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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash flows from operating activities:      
Net income $ 20,347 $ 21,443 $ 21,289
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 881 1,742 1,703
Amortization 4,622 4,564 6,457
Stock-based compensation 470 555 482
Provision for credit losses 3,275 1,025 50
Net realized gains on sales and calls of available-for-sale investment securities (4,252) (5,199) (1,314)
Net (gain) loss on sale and disposal of equipment (6) 0 2
Net change in equity investments 162 218 42
Increase in bank owned life insurance, net of expenses (551) (728) (695)
Net gain on sale of credit card portfolio 0 0 (462)
Net (increase) decrease in accrued interest receivable and other assets (1,128) (9,521) 3,218
Net increase (decrease) in accrued interest payable and other liabilities 1,165 9,641 (599)
(Provision) benefit for deferred income taxes (1,051) (589) 403
Net cash provided by operating activities 16,990 21,721 29,911
Cash flows used in investing activities:      
Purchases of available-for-sale investment securities (540,362) (301,254) (225,970)
Proceeds from sales or calls of available-for-sale investment securities 283,956 281,906 246,824
Proceeds from maturity and principal repayment of available-for-sale investment securities 35,914 25,120 36,495
Proceeds from sale of credit card portfolio 0 0 2,954
Net increase in loans (154,331) (25,606) (20,477)
Purchases of premises and equipment (1,492) (876) (791)
Payment to Acquire Life Insurance Policy, Investing Activities 250 1,000 0
Payments for (Proceeds from) Federal Home Loan Bank Stock (467) (781) 0
Net cash (used in) provided by investing activities (372,607) (20,929) 39,035
Cash Flows From Financing Activities:      
Net increase (decrease) in demand, interest-bearing and savings deposits 393,308 54,074 (112,134)
Net decrease in time deposits (3,883) (3,087) (31,253)
Proceeds from short-term borrowings from Federal Home Loan Bank 0 725,500 568,500
Repayments of short-term borrowings to Federal Home Loan Bank 0 (735,500) (558,500)
Proceeds of borrowings from other financial institutions 0 2,870 19,705
Repayments of borrowings from other financial institutions 0 (2,870) (19,705)
Purchase and retirement of common stock 11,052 15,619 894
Proceeds from stock issued under employee stock purchase plan 199 216 211
Proceeds from exercise of stock options 279 276 738
Cash dividend payments on common stock (5,530) (5,805) (4,270)
Net cash provided by (used in) financing activities 373,321 20,055 (137,602)
Increase (decrease) in cash and cash equivalents 17,704 20,847 (68,656)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 52,574 31,727 100,383
CASH AND CASH EQUIVALENTS AT END OF YEAR 70,278 52,574 31,727
Cash paid during the year for:      
Interest 1,706 2,517 1,460
Income taxes 5,120 9,140 2,700
Operating Lease, Payments 2,240 1,643 0
Non-cash investing and financing activities:      
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability 0 10,129 0
Gain (Loss) on Bank Owned Life Insurance (1,167) 0 0
Proceeds from Life Insurance Policy 3,485 0 0
Proceeds from Sale of Property, Plant, and Equipment 6 0 0
Decrease Deferred Loan Costs 4,127 77 (233)
Accretion (Amortization) of Discounts and Premiums $ 1,326 $ 917 $ 898