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Commitments and Contingencies (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Commitments and Contingencies |  |
Uninsured deposits | $ 3,813 |
Probable loan loss experience on unfunded obligations |  |
Commitments and Contingencies |  |
Loss Contingency, Estimate of Possible Loss | 839 | $ 110
Undisbursed lines of credit |  |
Commitments and Contingencies |  |
Commitments to extend credit | 274,282 | 286,925
Standby letters of credit and financial guarantees |  |
Commitments and Contingencies |  |
Commitments to extend credit | $ 1,988 | $ 1,216
Commercial |  |
Commitments and Contingencies |  |
Percentage of loan commitments | 47.00% |
% of Total Loans | 10.70% | 14.10%
Real Estate |  |
Commitments and Contingencies |  |
Percentage of loan commitments | 49.00% |
Maximum loan to value ratio | 80.00% |
% of Total Loans |  | 82.70%
Consumer |  |
Commitments and Contingencies |  |
Percentage of loan commitments | 4.00% |
Real estate related |  |
Commitments and Contingencies |  |
% of Total Loans | 84.80% |
Commercial and Real estate related |  |
Commitments and Contingencies |  |
% of Total Loans | 95.50% | 96.80%

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