XML 68 R50.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Jan. 01, 2023
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans $ 1,290,797 $ 1,256,304      
Net deferred origination costs 1,842 1,386      
Total gross loans 1,288,955 1,254,918      
Allowance for credit losses (14,653) (10,848)      
Total loans 1,276,144 1,245,456      
Provision for Other Credit Losses 309 995 $ (4,435)    
Financing Receivable, Accrued Interest 4,752 4,512      
Amortization of Deferred Loan Origination Fees, Net 1,290,797 1,256,304      
Ending balance: individually evaluated for impairment   314      
Ending balance: collectively evaluated for impairment   10,534      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 14,653 10,848 9,600 $ 10,848 $ 12,915
Federal Home Loan Bank Advances          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Remaining borrowing capacity 307,483        
Small Business Administration Programs          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 18,246 19,947      
Loans and Leases Receivable, Gross, Carrying Amount, Covered $ 13,955 $ 15,333      
Loans and Leases Receivable, Gross, Carrying Amount, Percent Covered 76.00% 77.00%      
Commercial          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans $ 139,022 $ 178,204      
Ending balance: individually evaluated for impairment   309      
Ending balance: collectively evaluated for impairment   1,511      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 1,475 1,820 2,011 1,814 2,019
Commercial | Commercial and industrial          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 105,466 141,197      
Commercial | Agricultural land and production          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 33,556 37,007      
Real Estate          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 1,094,327 1,036,462      
Ending balance: individually evaluated for impairment   5      
Ending balance: collectively evaluated for impairment   7,798      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 9,792 7,803 6,741 7,803 9,174
Real Estate | Owner occupied          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 33,472 109,175      
Real Estate | Real estate construction and other land loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 215,146 194,663      
Real Estate | Commercial real estate          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 539,522 464,809      
Real Estate | Agricultural real estate          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 120,674 119,648      
Real Estate | Multi-family residential          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 61,307 24,586      
Real Estate | 1-4 family - close-ended          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 96,558 93,510      
Real Estate | 1-4 family - revolving          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 27,648 30,071      
Consumer          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 55,606 40,252      
Ending balance: individually evaluated for impairment   0      
Ending balance: collectively evaluated for impairment   885      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 951 885 568 284 1,091
Consumer | Equity loans and lines of credit          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans 55,606 40,252      
Unallocated          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Ending balance: individually evaluated for impairment   0      
Ending balance: collectively evaluated for impairment   340      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest $ 0 $ 340 $ 280 $ 340 $ 631