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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME:    
Interest and fees on loans $ 18,299 $ 16,777
Interest on deposits in other banks 432 75
Interest and dividends on investment securities:    
Taxable 5,500 5,886
Exempt from Federal income taxes 1,396 1,405
Total interest income 25,627 24,143
INTEREST EXPENSE:    
Interest on deposits 5,018 1,004
Interest on short-term borrowings 621 661
Interest on senior debt and subordinated debentures 915 897
Total interest expense 6,554 2,562
Net interest income before provision for credit losses 19,073 21,581
PROVISION FOR CREDIT LOSSES 575 633
Net interest income after provision for credit losses 18,498 20,948
NON-INTEREST INCOME:    
Service charges 384 387
Net realized losses on sales and calls of investment securities (373) (219)
Other income 1,625 1,407
Total non-interest income 1,636 1,575
NON-INTEREST EXPENSES:    
Salaries and employee benefits 8,638 8,034
Occupancy and equipment 1,543 1,258
Total other non-interest expense 5,152 3,913
Total non-interest expenses 15,333 13,205
Income before provision for income taxes 4,801 9,318
Provision for income taxes 1,125 2,348
Net income $ 3,676 $ 6,970
Earnings per common share:    
Basic earnings per common share (in dollars per share) $ 0.31 $ 0.60
Weighted average common shares used in basic computation (in shares) 11,750,528 11,703,813
Diluted earnings per common share (in dollars per share) $ 0.31 $ 0.59
Weighted average common shares used in diluted computation (in shares) 11,790,231 11,731,135
Cash dividends per common share (in dollars per share) $ 0.12 $ 0.12