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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
INTEREST INCOME:        
Interest and fees on loans $ 37,422 $ 17,692 $ 91,919 $ 51,851
Interest on deposits in other banks 1,537 1,481 3,044 2,930
Interest and dividends on investment securities:        
Taxable 4,954 5,900 15,782 17,612
Exempt from Federal income taxes 1,372 1,393 4,164 4,203
Total interest income 45,285 26,466 114,909 76,596
INTEREST EXPENSE:        
Interest on deposits 12,493 5,015 29,778 10,890
Interest on borrowings 1,660 0 4,039 661
Interest on senior debt and subordinated debentures 918 924 2,749 2,732
Total interest expense 15,071 5,939 36,566 14,283
Net interest income before provision for credit losses 30,214 20,527 78,343 62,313
(CREDIT) PROVISION FOR CREDIT LOSSES (518) 186 9,889 476
Net interest income after (credit) provision for credit losses 30,732 20,341 68,454 61,837
NON-INTEREST INCOME:        
Service charges 478 376 1,342 1,132
Net realized losses on sales and calls of investment securities (1,853) (39) (4,199) (296)
Other income 2,480 1,246 6,999 3,916
Total non-interest income 1,105 1,583 4,142 4,752
NON-INTEREST EXPENSES:        
Salaries and employee benefits 13,710 7,474 35,800 23,483
Occupancy and equipment 2,687 1,490 6,653 4,012
Other Noninterest Expense 11,280 4,472 29,060 12,951
Total non-interest expenses 27,677 13,436 71,513 40,446
Income before provision for income taxes 4,160 8,488 1,083 26,143
Provision for income taxes 775 2,098 312 6,501
Net income $ 3,385 $ 6,390 $ 771 $ 19,642
Earnings per common share:        
Basic earnings per common share (in dollars per share) $ 0.18 $ 0.54 $ 0.05 $ 1.67
Weighted average common shares used in basic computation (in shares) 18,843,606 11,742,334 16,478,049 11,723,233
Diluted earnings per common share (in dollars per share) $ 0.18 $ 0.54 $ 0.05 $ 1.67
Weighted average common shares used in diluted computation (in shares) 18,965,434 11,755,758 16,575,361 11,745,606
Cash dividends per common share (in dollars per share) $ 0.12 $ 0.12 $ 0.36 $ 0.36