<SEC-DOCUMENT>0001193125-24-085373.txt : 20240403
<SEC-HEADER>0001193125-24-085373.hdr.sgml : 20240403
<ACCEPTANCE-DATETIME>20240403060655
ACCESSION NUMBER:		0001193125-24-085373
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		25
CONFORMED PERIOD OF REPORT:	20240401
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240403
DATE AS OF CHANGE:		20240403

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Community West Bancshares
		CENTRAL INDEX KEY:			0001127371
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				770539125
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-31977
		FILM NUMBER:		24816781

	BUSINESS ADDRESS:	
		STREET 1:		7100 N. FINANCIAL DRIVE, #101
		CITY:			FRESNO
		STATE:			CA
		ZIP:			93720
		BUSINESS PHONE:		559-298-1775

	MAIL ADDRESS:	
		STREET 1:		7100 N. FINANCIAL DRIVE, #101
		CITY:			FRESNO
		STATE:			CA
		ZIP:			93720

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CENTRAL VALLEY COMMUNITY BANCORP
		DATE OF NAME CHANGE:	20001117
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d815127d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:cwbc="http://www.cvcb.com/20240401" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:us-types="http://fasb.org/us-types/2023" xmlns:srt-types="http://fasb.org/srt-types/2023" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_CurrentFiscalYearEndDate_duration_2024-04-01_to_2024-04-01" name="dei:CurrentFiscalYearEndDate" contextRef="duration_2024-04-01_to_2024-04-01">--12-31</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_AmendmentFlag_duration_2024-04-01_to_2024-04-01" name="dei:AmendmentFlag" contextRef="duration_2024-04-01_to_2024-04-01">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey_duration_2024-04-01_to_2024-04-01" name="dei:EntityCentralIndexKey" contextRef="duration_2024-04-01_to_2024-04-01">0001127371</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="cwbc-20240401.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2024-04-01_to_2024-04-01"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001127371</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2024-04-01</xbrli:startDate> <xbrli:endDate>2024-04-01</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p><p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p><p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, D.C. 20549</p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"><p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div><p style="margin-top:9pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_1">8-K</ix:nonNumeric></p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"><p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div><p style="margin-top:9pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section 13 or 15(d)</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of the Securities Exchange Act of 1934</p><p style="margin-top:9pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2024-04-01_to_2024-04-01" format="ixt:date-monthname-day-year-en" id="Fact_0">April 1, 2024</ix:nonNumeric></p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"><p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div><p style="margin-top:9pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_3">COMMUNITY WEST BANCSHARES</ix:nonNumeric></p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of registrant as specified in its charter)</p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"><p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="ixv-542">California</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityFileNumber" id="ixv-543">000-31977</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityTaxIdentificationNumber" id="ixv-544">77-0539125</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or other jurisdiction</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(I.R.S. Employer</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Identification No.)</p></td></tr> </table><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:99%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityAddressAddressLine1" id="ixv-545">7100 N. Financial Dr.</ix:nonNumeric>, <ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityAddressAddressLine2" id="ixv-546">Suite 101</ix:nonNumeric>, <ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityAddressCityOrTown" id="ixv-547">Fresno</ix:nonNumeric>, <ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="ixv-548">California</ix:nonNumeric> <ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityAddressPostalZipCode" id="ixv-549">93720</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Address of principal executive offices) (Zip Code)</span></td></tr> </table><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: (<ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:CityAreaCode" id="ixv-550">559</ix:nonNumeric>)<ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:LocalPhoneNumber" id="ixv-551">298-1775</ix:nonNumeric></p><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityInformationFormerLegalOrRegisteredName" contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-552">Central Valley Community Bancorp</ix:nonNumeric></p><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former name or former address, if changed since last report.)</p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"><p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</p><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="ixv-553">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr> </table><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="ixv-554">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</p></td></tr> </table><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="ixv-555">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</p></td></tr> </table><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="ixv-556">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</p></td></tr> </table><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</p><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging Growth Company <ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="ixv-557">&#9744;</ix:nonNumeric></p><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p><p style="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section 12(b) of the Act:</p><p style="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of Each Class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Symbol</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"><p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of Each Exchange</p><p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on Which Registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:Security12bTitle" id="ixv-558">Common Stock, no par value</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:TradingSymbol" id="ixv-559">CWBC</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric contextRef="duration_2024-04-01_to_2024-04-01" name="dei:SecurityExchangeName" id="ixv-560">NASDAQ</ix:nonNumeric></td></tr> </table><p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p><p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p><p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top"><span style="font-weight:bold">Item&#8201;2.01</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Completion of Acquisition or Disposition of Assets.</p></td></tr> </table><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Effective at 12.01&#160;a.m. (Pacific Daylight Time) on April&#160;1, 2024 (the &#8220;<span style="text-decoration:underline">Effective Time</span>&#8221;), <ix:nonNumeric name="dei:EntityInformationFormerLegalOrRegisteredName" contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_2">Central Valley Community Bancorp</ix:nonNumeric> (&#8220;<span style="text-decoration:underline">Central Valley</span>&#8221;) completed the previously announced merger transaction with Community West Banchares (&#8220;<span style="text-decoration:underline">Community West</span>&#8221;), in accordance with the terms and conditions of the Agreement and Plan of Reorganization and Merger, dated as of October&#160;10, 2023, by and among Central Valley and Community West (the &#8220;<span style="text-decoration:underline">Merger Agreement</span>&#8221;). At the Effective Time, Community West merged with and into the Central Valley, with Central Valley being the surviving entity (the &#8220;<span style="text-decoration:underline">Corporate Merger</span>&#8221;). Following the Corporate Merger, Community West Bank, a wholly owned subsidiary of Community West, (&#8220;<span style="text-decoration:underline">CWB</span>&#8221;) merged with and into Central Valley Community Bank, a wholly-owned subsidiary of Central Valley, (&#8220;<span style="text-decoration:underline">CVCB</span>&#8221;) with CVCB being the surviving banking institution (the &#8220;<span style="text-decoration:underline">Bank Merger</span>&#8221;, and collectively with the Corporate Merger, the &#8220;<span style="text-decoration:underline">Mergers</span>&#8221;). Effective with the Mergers, the corporate name of the Central Valley and CVCB were changed to Community West Bancshares and Community West Bank, respectively. Pursuant to the Merger Agreement, holders of Community West common stock was converted into the right to receive 0.79 of a share of common stock of Central Valley for each share of Community West common stock held immediately prior to the Effective Time of the Mergers, with cash to be paid in lieu of any fractional shares of common stock of Central Valley (the &#8220;<span style="text-decoration:underline">Merger Consideration</span>&#8221;). At the Effective Time, (i)&#160;each outstanding unvested Community West restricted stock award automatically vested in full and will be entitled to the Merger Consideration, (ii)&#160;each outstanding unvested Community West stock option automatically vested in full, and each outstanding stock option was substituted for a stock option issued by Central Valley for the right to receive a number of shares of Central Valley&#8217;s common stock at an exercise price, both adjusted for the Merger Consideration. As a result of the Mergers, Central Valley will issue approximately 7,038,220&#160;shares of Central Valley common stock and reserve 390,462&#160;shares of common stock for the substituted Community West stock options.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The <span style="white-space:nowrap">pre-Merger</span> outstanding shares of Central Valley common stock remain outstanding and are not affected by the Merger. Following the Merger, the Company will have outstanding approximately 18,870,214&#160;shares of its common stock with former shareholders of Community West owning 37% percent of the outstanding shares.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Central Valley shares of common stock will continue to be listed for trading on the NASDAQ Capital Market under the name &#8220;Community West Bancshares&#8221; with &#8220;CWBC&#8221; as the new trading symbol.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The foregoing description of the Mergers and the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the Merger Agreement, which is incorporated herein by reference from Exhibit&#160;2.1 included with this report.</p><p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top"><span style="font-weight:bold">Item&#8201;5.02</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</p></td></tr> </table><p style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman;font-weight:bold"><span style="font-style:italic">Board of Directors </span></p><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The bylaws of Central Valley and CVCB provide for a board of directors with a range of nine to 15 positions with the specific number fixed by resolution of the respective board of directors. On March&#160;20, 2024, the respective boards of directors of Central Valley and CVCB approved a resolution to expand the number of directors to 15, to be effective on the consummation of the Mergers.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On March&#160;20, 2024, the respective boards of directors of Central Valley and CVCB also resolved that, effective upon the consummation of the Mergers, as contemplated by the Merger Agreement, Robert H. Bartlein, Suzanne M. Chadwick, Tom L. Dobyns, James W. Lokey, Martin E. Plourd and Kirk&#160;B.&#160;Stovesand (&#8220;<span style="text-decoration:underline">New Directors</span>&#8221;), would be appointed to serve on the boards of directors of Central Valley and CVCB. In addition, pursuant to the Merger Agreement, these six new directors will be included on the list of nominees for directors presented by the Central Valley board of directors for which the Central Valley board of directors will solicit proxies at the Central Valley 2024 Annual Meeting.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each of the New Directors will be entitled to receive the compensation that other directors of Central Valley receive, as determined by the board of directors from time to time. <span style="white-space:nowrap">Each&#160;non-employee&#160;director</span> who is not the Chairman of the Board of Directors currently receives an annual retainer of $46,800 plus stock awards valued at $30,000. The New Directors will receive their initial annual grant of stock awards at the time of the 2024 Annual Meeting. Such</p><p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">2</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"> awards will be made pursuant to the Central Valley 2015 Equity Incentive Plan. Other than the Merger Agreement and Martin E.&#160;Plourd&#8217;s employment agreement (discussed below) there are no arrangements between the New Directors and any other person pursuant to which the New Directors were selected as directors. There are no transactions in which any New Director has an interest requiring disclosure under Item 404(a) of <span style="white-space:nowrap">Regulation&#160;S-K.</span> There are no family relationships between any of the New Directors and any other director or executive officer of Central Valley.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><span style="font-style:italic">Biographical</span><span style="font-style:italic">&#160;Information</span>. Biographical information related to the New Directors can be found in the Proxy Statement for the 2023 Annual Meeting filed by Community West with the SEC on April&#160;17, 2023.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following current directors (with their respective committee assignments indicated) of Central Valley and CVCB have retired from the board of directors effective on the consummation of the Mergers: Lou McMurray (Compensation Committee and Strategic Planning Committee), Gary D. Gall (Audit and Compliance Committee and Strategic Planning Committee) and Karen Musson (Nominating Committee, Compensation Committee and Strategic Planning Committee). Lou McMurray has been elected to serve as Director Emeritus to the Central Valley and CVCB board of directors effective on the consummation of the Mergers.</p><p style="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman;font-weight:bold"><span style="font-style:italic">Executive Committee </span></p><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Central Valley board of directors have designated an Executive Committee consisting of the following members: Robert H. Bartlein, James&#160;W.&#160;Lokey, Daniel J. Doyle (Chair), Andriana D. Majarian and Steve D. McDonald. James J. Kim and Martin E. Plourd will serve as the initial advisors to the Executive Committee. The Executive Committee will possess and exercise such powers and functions of the board of directors as may be delegated by the board of directors subject to the Central Valley articles of incorporation and bylaws and applicable law.</p><p style="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman;font-weight:bold"><span style="font-style:italic">Executive Management Team </span></p><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Effective with the closing of the Mergers, Central Valley reorganized its management structure (see below). In addition. Martin E. Plourd will assume the position of President of the Central Valley and James J.&#160;Kim will continue as Chief Executive Officer of Central Valley and President and Chief Executive Officer of CVCB. Timothy&#160;J. Stronks, the former the Executive Vice President and Chief Operating Officer of Community West, will assume the position of Executive Vice President, Chief Risk Officer of the combined bank. William F. Filippin, the former President of CWB, will assume the position of Executive Vice President, Regional Executive. There are no transactions in which Mr.&#160;Plourd, Mr.&#160;Stronks and Mr.&#160;Filippin has an interest requiring disclosure under Item 404(a) of <span style="white-space:nowrap">Regulation&#160;S-K.</span> There are no family relationships between any of them and any other director or executive officer of Central Valley.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><span style="font-style:italic">Biographical</span><span style="font-style:italic">&#160;Information</span>. Biographical information related to the former executives of Community West can be found in the Proxy Statement for the 2023 Annual Meeting filed by Community West with the SEC on April&#160;17, 2023.</p><p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><span style="font-style:italic">Employment Agreements </span></p><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As previously described in <span style="white-space:nowrap">the&#160;S-4&#160;Registration</span> Statement, Central Valley entered into an employment agreement with Martin E. Plourd, dated October&#160;10, 2023, setting forth the terms of his employment with, and service to, Central Valley following the consummation of the Mergers. For a description of Mr.&#160;Plourd&#8217;s employment agreement, see the subsection in <span style="white-space:nowrap">the&#160;S-4&#160;Registration&#160;Statement&#160;entitled</span> &#8220;&#8212;New Employment Agreements with Central Valley&#8221; in the section entitled &#8220;Interests of Community West Directors and Executive Officers in the Merger.&#8221; Such description is incorporated into this Item 5.02 by reference. Mr.&#160;Plourd&#8217;s employment agreement which is attached to this report as Exhibit 10.1 and incorporated herein by references.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to the consummation of the Mergers, the Central Valley board of directors approved a number of employment agreements to take effect on the consummation of the Merger with former executives of Community West and current executive officers of Central Valley. Since these executive officer employment agreements take effect on the consummation of the Mergers they are entered in the name of Community West Bancshares and/or Community West Bank, the new corporate names for Central Valley and CVCB (hereinafter referred to in this discussion collectively as the &#8220;Company&#8221;).</p><p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">3</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of the Effective Time, the Company entered into employment agreements with the following executive officers:</p><p style="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Shannon R. Livingston, Executive Vice President and Chief Financial Officer</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Patrick A. Luis, Executive Vice President and Chief Credit Officer</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Dawn M. Cagle, Executive Vice President, Chief Human Resources Officer</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">William F. Filippin, Executive Vice President, Regional Executive</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Blaine C. Lauhon, Executive Vice President, Chief Administrative Officer</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Jeffrey M. Martin, Executive Vice President, Chief Banking Officer</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">A. Kenneth Ramos, Executive Vice-President, Regional Executive</p><p style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Timothy J. Stronks, Executive Vice President, Chief Risk Officer</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The executive employment agreements provide for the following salaries (which may be increased from time to time):</p><p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:68%;border:0;margin:0 auto">
<tr>
<td style="width:87%"/>
<td style="vertical-align:bottom;width:5%"/>
<td/>
<td/>
<td/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:bottom;white-space:nowrap"><p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; font-size:8pt; font-family:Times New Roman">Name</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style=" text-align: center;margin:auto; vertical-align:bottom;white-space:nowrap">Salary</td>
<td style="vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shannon R. Livingston</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">330,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Patrick A. Luis</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">275,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dawn M. Cagle</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">200,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">William F. Filippin</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">330,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Blaine C. Lauhon</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">285,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jeffrey M. Martin</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">250,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">A. Kenneth Ramos</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">250,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Timothy J. Stronks</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="text-align:right;white-space:nowrap;vertical-align:bottom">290,000</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr> </table><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All of the executive employment agreements provide for similar terms. In addition to the salaries listed above each executive officer is eligible to receive an annual incentive bonus under the Company Senior Management Incentive Plan which provides for an annual incentive bonus with a target amount as a percentage of the executive officer&#8217;s base salary as set forth in each respective employment agreement. Each executive officer will be provided with a company automobile or an automobile allowance as set forth in each respective employment agreement. Under the executive employment agreements the executive officer&#8217;s employment may be terminated for &#8220;cause&#8221; (as defined in the agreement). In the event of a &#8220;change in control&#8221; (as defined in the agreement) the executive will be entitled to a lump sum payment equal to the average monthly total cash compensation paid to executive during the most recent three previous years of employment or in the case of former employees of Community West or CWB three years from the effective date of the agreement (or in either case, a shorter period if less than three years) (&#8220;average monthly cash compensation&#8221;) multiplied by 18. Under the employment agreements the executive may terminate the agreement for &#8220;good reason&#8221; (as defined in the agreement). If the employer terminates the employment agreement without cause or the executive terminates the employment agreement for &#8220;good reason&#8221; (and provided there is not a &#8220;change in control&#8221;) then the executive will be entitled to monthly payments equal to the average monthly cash compensation for 12 months (or if earlier, until the executive obtains comparable employment as defined in the agreement).</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The employment agreements are attached to this report as Exhibit&#160;10.2 through 10.8 and incorporated herein by reference.</p><p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top"><span style="font-weight:bold">Item&#8201;5.03</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Amendments to Articles of Incorporation or Bylaws; Name Change.</p></td></tr> </table><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">At the Effective Time, Community West merged with and into Central Valley, with Central Valley being the surviving corporation under the new name &#8220;Community West Bancshares&#8221;&#160;Upon the filing of the Bank Holding Company Merger Agreement with the California Secretary of State which became effective on April&#160;1, 2024 to effect the Corporate Merger (the &#8220;<span style="text-decoration:underline">State Merger Agreement</span>&#8221;), the Central Valley Articles of Incorporation was amended in accordance with California law to reflect the change in Central Valley&#8217;s corporate name to &#8220;Community West Bancshares&#8221;.</p><p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">4</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The foregoing descriptions of the amendment to Central Valley&#8217;s Articles of Incorporation is qualified in its entirety by reference to the full text of the amendment to Central Valley&#8217;s Articles of Incorporation (in the form of the State Merger Agreement), which is incorporated herein by reference from Exhibit&#160;3.1 included with this report.</p><p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top"><span style="font-weight:bold">Item&#8201;8.01</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Other Events.</p></td></tr> </table><p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On April&#160;1, 2024, Central Valley issued a press release announcing the completion of the Mergers. A copy of the press release is attached to this report as Exhibit&#160;99.1 and incorporated herein by reference.</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Central Valley has scheduled its 2024 Annual Meeting of Shareholders for May&#160;30, 2024 and established April&#160;25, 2024 as the record date for the meeting.</p><p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top"><span style="font-weight:bold">Item&#8201;9.01</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits.</p></td></tr></table><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top"><span style="font-style:italic">(a)</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="font-style:italic">Financial statements of businesses or funds acquired.</span></p></td></tr></table><p style="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">Central Valley will file any financial statements, as required by this Item, no later than 71 days after the date on which this Form <span style="white-space:nowrap">8-K</span> is required to be filed.</p><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top"><span style="font-style:italic">(b)</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="font-style:italic">Pro forma financial information.</span></p></td></tr></table><p style="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">Central Valley will file any financial statements, as required by this Item, no later than 71 days after the date on which this Form <span style="white-space:nowrap">8-K</span> is required to be filed.</p><p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top"><span style="font-style:italic">(d)</span></td>
<td style="vertical-align:top"><p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="font-style:italic">Exhibits</span></p></td></tr></table><p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td/>
<td style="vertical-align:bottom;width:4%"/>
<td style="width:89%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:bottom;white-space:nowrap"><p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:inline-block; font-size:8pt; font-family:Times New Roman;text-align:center">Exhibit&#160;No.</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; font-size:8pt; font-family:Times New Roman">Description</p></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">2.1</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="http://www.sec.gov/Archives/edgar/data/1051343/000117184323006207/exh_21.htm">Agreement and Plan of Reorganization and Merger by and among Central Valley Community Bancorp and Community West Bancshares, dated October&#160;10, 2023, incorporated by reference to Exhibit 2.1 on Form <span style="white-space:nowrap">8-K</span> filed with the SEC on October&#160;10, 2023. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">3.1</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex31.htm">Bank Holding Company Merger Agreement, dated March&#160;20, 2024, effective April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.1</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex101.htm">Employment Agreement between Central Valley Community Bancorp and Martin E. Plourd, dated October&#160;10, 2023. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.2</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex102.htm">Employment Agreement between Community West Bancshares and Community West Bank and Shannon R. Livingston, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.3</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex103.htm">Employment Agreement between Community West Bancshares and Community West Bank and Patrick A. Luis, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.4</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex104.htm">Employment Agreement between Community West Bank and Dawn M. Cagle, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.5</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex105.htm">Employment Agreement between Community West Bank and William F. Filippin, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.6</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex106.htm">Employment Agreement between Community West Bank and Blaine C. Lauhon, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.7</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex107.htm">Employment Agreement between Community West Bank and Jeffrey M. Martin, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.8</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex108.htm">Employment Agreement between Community West Bank and A. Kenneth Ramos, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">10.9</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex109.htm">Employment Agreement between Community West Bank and Timothy J. Stronks, dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap"><span style="font-weight:bold">99.1</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d815127dex991.htm">Central Valley Press Release dated April&#160;1, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">Exhibit&#160;104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr></table><p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">5</p></div></div><p style="page-break-before:always"></p> <hr style="color:#999999;height:3px;width:100%"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURE</p><p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0">
<tr>
<td style="width:47%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:3%"/>
<td style="vertical-align:bottom"/>
<td style="width:48%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top">Dated: April&#160;3, 2024</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="3" style="vertical-align:bottom;white-space:nowrap"><p style="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Community West Bancshares</p></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Shannon Livingston</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Shannon Livingston</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Executive Vice President and Chief Financial Officer</td></tr></table></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>d815127dex31.htm
<DESCRIPTION>EX-3.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-3.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 3.1 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANK HOLDING COMPANY MERGER AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This BANK HOLDING COMPANY MERGER AGREEMENT (this &#147;<B><I>Merger Agreement</I></B>&#148;), is made as of March&nbsp;20,&nbsp;2024, by and
among Central Valley Community Bancorp, a California corporation and registered bank holding company (&#147;<B><I>CVCY</I></B>&#148;) (Entity No.&nbsp;2078782), and Community West Bancshares, a California corporation and registered bank holding
company (&#147;<B><I>CWBC</I></B>&#148;) (Entity No.&nbsp;1994567). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>RECITALS </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">WHEREAS, CVCY and CWBC have entered into that certain Agreement and Plan of Reorganization and Merger dated as of October&nbsp;10, 2023 (the
&#147;<B><I>Agreement</I></B>&#148;), providing, among other things, for the merger of CWBC with and into CVCY (the &#147;<B><I>Merger</I></B>&#148;), with CVCY as the surviving corporation; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">WHEREAS, the respective Boards of Directors of CVCY and CWBC have determined that the transactions contemplated by the Agreement, including
the Merger, are advisable and in the best interests of their respective corporations and shareholders, and authorized and approved the execution and delivery of this Merger Agreement by their respective officers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">NOW, THEREFORE, in consideration of the foregoing and the respective representations, warranties, covenants and agreements set forth herein
and the Agreement, subject to the conditions set forth herein and the Agreement, and intending to be legally bound hereby, the parties agree as follows: </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1.&nbsp;The Merger. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)
<I>Effective Time.</I>&nbsp;The Merger shall become effective at 12:01 a.m. on April&nbsp;1, 2024 (the &#147;<B><I>Effective Time</I></B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <I>Effect of the Merger.</I>&nbsp;At the Effective Time, CWBC shall be merged with and into CVCY in accordance with the relevant
provisions of the California General Corporation Law (&#147;<B><I>CGCL</I></B>&#148;). CVCY shall be the surviving corporation (the &#147;<B><I>Surviving Corporation</I></B>&#148;) in the Merger and will continue its corporate existence under the
CGCL. At the Effective Time, the separate corporate existence of CWBC shall cease. The Merger shall be governed by, and shall have the effects set forth in, the CGCL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <I>Name of the Surviving Corporation.</I>&nbsp;The name of the Surviving Corporation shall be &#147;Community West Bancshares.&#148;
Article I of the Amended and Restated Articles of Incorporation of the Surviving Corporation is hereby amended to read as follows: &#147;The name of this corporation is Community West Bancshares.&#148; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Stock. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <I>Shares of CVCY.</I>&nbsp;Each share of CVCY common stock issued and outstanding immediately prior to the Effective Time shall remain
issued and outstanding and unaffected by the Merger. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <I>Shares of CWBC.</I> At the Effective Time, by virtue of the Merger, and
without any action on the part of the holders of CWBC common stock, each share of CWBC common stock issued and outstanding immediately prior to the Effective Time (other than shares as to which dissenters&#146; rights have been perfected) shall be
converted into the right to receive, subject to adjustment and proration as provided in the Agreement, 0.7900 of a share of CVCY common stock (the &#147;<B><I>Exchange Ratio</I></B>&#148;), together with any cash in lieu of fractional shares equal
to the fair value of such fractional shares. Any shares of CWBC common stock held by CWBC as treasury stock or owned, directly or indirectly, by CWBC, CVCY or any of CVCY&#146;s subsidiaries (other than those held in a fiduciary capacity or as a
result of debts previously contracted) shall automatically be cancelled and retired and shall cease to exist at the Effective Time of the Merger and no consideration shall be issued in exchange therefor. At the Effective Time, the stock transfer
books of CWBC will be closed and no transfer of CWBC common stock theretofore outstanding will thereafter be made. From and after the Effective Date, the holders of certificates formerly representing shares of CWBC shall cease to have any rights
with respect thereto other than the rights provided herein and any dissenters&#146; rights they have perfected pursuant to Chapter 13 of the CGCL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <I>Stock Options. </I>Immediately prior to the Effective Time, CWBC shall take such actions as may be necessary such that each CWBC stock
option outstanding immediately prior to the Effective Time, whether vested or unvested, shall accelerate as a result of the Merger and shall survive the Merger without cancellation and, following the Effective Time, shall represent a stock option to
acquire that number of whole shares of CVCY common stock (rounded up to the nearest whole number) equal to the product of: (i)&nbsp;the number of shares of CWBC common stock subject to such CWBC stock option; and (ii)&nbsp;the Exchange Ratio, at the
exercise price per share of CVCY common stock (rounded down to the nearest whole cent) equal to the quotient obtained by dividing: (A)&nbsp;the exercise price per share of the CWBC stock option as of immediately prior to the Effective Time; by
(B)&nbsp;the Exchange Ratio, provided that the exercise price and the number of shares of CVCY common stock will be determined in a manner consistent with the requirements of Sections 409A or 424 of the Internal Revenue Code, as applicable. Each
Assumed Option (as defined in the Agreement) will have, and be subject to, substantially the same terms and conditions of such CWBC stock option immediately prior to the Effective Time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <I>Restricted Stock Awards</I>. At the Effective Time, any vesting conditions applicable to each outstanding restricted stock award of
CWBC common stock shall, automatically and without any action on the part of the holder thereof, accelerate in full and such restricted share award shall become free of any restrictions, any repurchase right shall lapse, and the holder thereof shall
be entitled to receive the Merger Consideration (as defined in the Agreement) at the Effective Time. Any share of CWBC restricted stock will vest at the Effective Time and will be treated as any other outstanding share of CWBC common stock entitled
to the Merger consideration set forth in Section&nbsp;2.(b) hereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <I>Fractional Shares</I>. Notwithstanding any other provision hereof, no fractional
shares of CVCY common stock shall be issued to holders of CWBC common stock. In lieu thereof, each such holder otherwise entitled to a fraction of a share of CVCY common stock shall receive, at the time of surrender of the certificate or
certificates representing such holder&#146;s CWBC common stock, an amount in cash determined by multiplying the fractional share interest to which such holder would otherwise be entitled by the amount equal to the closing price of CVCY common stock
reported on the NASDAQ Capital Market on the last day on which CVCY common stock is traded immediately preceding the Effective Time. No such holder shall be entitled to dividends, voting rights, interest on the value of, or any other rights in
respect of, a fractional share. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3.&nbsp;Articles of Incorporation and Bylaws. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <I>Articles of Incorporation</I>. From and after the Effective Time, the articles of incorporation of CVCY, as in effect immediately prior
to the Effective Time and as amended effective as of the Effective Time to reflect the new name of the Surviving Corporation as set forth in Section&nbsp;1(c) of this Merger Agreement, shall be the articles of incorporation of the Surviving
Corporation until thereafter altered, amended or repealed in accordance with their terms and applicable law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <I>Bylaws</I>. From and
after the Effective Time, the bylaws of CVCY as in effect immediately prior to the Effective Time shall be the bylaws of the Surviving Corporation until thereafter altered, amended or repealed in accordance with their terms and applicable law. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4.&nbsp;Officers and Directors. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <I>Directors</I>. Effective as of the Effective Time, the number of directors that will comprise the full CVCY board of directors shall be
fifteen (15). The members of the initial board of directors of the Surviving Corporation immediately after the Effective Time shall consist of nine (9)&nbsp;members of the CVCY board of directors immediately prior to the Effective Time and six
(6)&nbsp;members of the CWBC board of directors immediately prior to the Effective Time, as determined by the mutual agreement of the parties to be appointed as directors of the Surviving Corporation, to hold office from the Effective Time until
their successors shall have been duly elected or appointed and qualified or until their earlier death, resignation or removal. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)
<I>Officers</I>. The executive officers of CVCY immediately prior to the Effective Time shall be the executive officers of the Surviving Corporation, with the Chief Executive Officer of CWBC immediately prior to the Effective Time being appointed as
the President of the Surviving Corporation, to hold office from the Effective Time until their successors shall have been duly elected or appointed and qualified or until their earlier death, resignation or removal. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5.&nbsp;Conditions to Completion of the Merger. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Completion of the Merger as provided herein is conditioned upon the satisfaction of the conditions set forth in the Agreement, any or all of
which may be waived in accordance with the terms and provisions of the Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;6. General Provisions</B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;<I>Termination</I>. This Merger Agreement shall terminate prior to the Effective Time in the event that the Agreement is terminated as
provided therein. This Merger Agreement may also be terminated by mutual written consent of the parties hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;<I>Amendment.</I>&nbsp;This Merger Agreement may be amended by CVCY and CWBC at any time prior to the Effective Time without the
approval of the shareholders of CVCY or CWBC with respect to any of its terms except any change in its principal terms, the terms relating to the form or amount of consideration to be delivered to CWBC shareholders in the Merger or as may otherwise
be required by the Agreement or by law. This Merger Agreement may not be amended, except by an instrument in writing signed on behalf of each of the parties hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <I>Successors and Assigns</I>. This Merger Agreement shall be binding upon and enforceable by the parties and their respective successors
and permitted assigns. This Merger Agreement may not be assigned by any party, by operation of law or otherwise, without the prior written consent of the other party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <I></I><I></I><I>Rules of Construction.</I><B> </B>Descriptive headings as to the contents of particular sections are for convenience only
and do not control or affect the meaning, construction or interpretation of this Merger Agreement. Each use herein of the plural includes the singular and vice versa, in each case as the context requires or as it is otherwise appropriate. The word
&#147;or&#148; is used in the inclusive sense. Any and all documents or instruments referred to herein are incorporated herein by reference hereto as though fully set forth herein verbatim. If there is any conflict between the terms of this Merger
Agreement and the terms of the Agreement, the terms of the Agreement are to control. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <I></I><I></I><I>Counterparts</I>. This Merger
Agreement may be executed in multiple counterparts, and may be delivered by means of facsimile or email (or any other electronic means such as &#147;.pdf&#148; files), each of which shall be deemed to constitute an original, but all of which
together shall be deemed to constitute one and the same instrument. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) <I>Governing Law</I>. This Merger Agreement shall be governed by
the laws of the State of California (without giving effect to choice of law principles thereof). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) <I>Further Assurances</I>. The
parties agree that they will, at any time and from time to time after the Effective Time, upon request by the other and without further consideration, do, perform, execute, acknowledge and deliver all such further acts, deeds, assignments,
assumptions, transfers, conveyances, powers of attorney, certificates and assurances as may be reasonably required in order to fully complete the transactions contemplated hereby in accordance with this Merger Agreement or to carry out and perform
any undertaking made by the parties hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) <I>Severability</I>.&nbsp;If any provision of this Merger Agreement is held to be
illegal, invalid or unenforceable under present or future laws, then (i)&nbsp;this Merger Agreement is to be construed and enforced as if such illegal, invalid or unenforceable provision were not a part hereof; (ii)&nbsp;the remaining provisions of
this Merger Agreement will remain in full force and effect and will not be affected by such illegal, invalid or unenforceable provision or by its severance from this Merger Agreement; and (iii)&nbsp;there will be added automatically as a part of
this Merger Agreement a provision as similar in terms to such illegal, invalid or unenforceable provision as may be possible and still be legal, valid and enforceable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Remainder of this page intentionally left blank] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties have executed this Merger Agreement as of the date first
written above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>CENTRAL VALLEY COMMUNITY BANCORP</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">James J. Kim, President and CEO</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Steven D. McDonald</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Steven D. McDonald, Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>COMMUNITY WEST BANCSHARES</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Martin E. Plourd</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Martin E. Plourd, President and CEO</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Houria Amirkhani</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Houria Amirkhani, Assistant Corporate Secretary</TD></TR>
</TABLE></DIV>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATE OF APPROVAL </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>OF </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANK HOLDING COMPANY
MERGER AGREEMENT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">James J. Kim and Steven D. McDonald hereby certify that: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">They are the President and Chief Executive Officer, and the Secretary, respectively, of Central Valley
Community Bancorp, a California corporation (&#147;<B><I>CVCY</I></B>&#148;). </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">This certificate is attached to the Bank Holding Company Merger Agreement dated as of March&nbsp;20, 2024 (the
&#147;<B><I>Merger Agreement</I></B>&#148;), by and among CVCY and Community West Bancshares, a California corporation (&#147;<B><I>CWBC</I></B>&#148;), which provides for the merger of CWBC into CVCY (the &#147;<B><I>Merger</I></B>&#148;).
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The Merger Agreement in the form attached hereto was duly approved by the Board of Directors of CVCY.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">CVCY has two classes of stock authorized consisting of shares of common stock and preferred stock. The total
number of outstanding shares of CVCY common stock entitled to vote on the Merger was 11,818,039. No shares of CVCY preferred stock are outstanding. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The principal terms of the Merger Agreement in the form attached hereto were duly approved by the vote of the
shareholders of CVCY which equaled or exceeded the vote required. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The percentage vote required was more than 50% of the outstanding shares of CVCY common stock which were
entitled to vote on the Merger. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We further declare under penalty of perjury under the laws of the State of California
that the matters set forth in this certificate are true and correct of our own knowledge. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Date: March&nbsp;20, 2024 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">James J. Kim, President and CEO</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Steven D. McDonald</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Steven D. McDonald, Secretary</TD></TR>
</TABLE></DIV>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATE OF APPROVAL </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>OF </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANK HOLDING COMPANY
MERGER AGREEMENT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Martin E. Plourd and Houria Amirkhani hereby certify that: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">They are the President and Chief Executive Officer, and the Assistant Corporate Secretary, respectively, of
Community West Bancshares, a California corporation (&#147;<B><I>CWBC</I></B>&#148;). </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">This certificate is attached to the Bank Holding Company Merger Agreement dated as of March&nbsp;20, 2024 (the
&#147;<B><I>Merger Agreement</I></B>&#148;), by and among CWBC and Central Valley Community Bancorp, a California corporation (&#147;<B><I>CVCY</I></B>&#148;), which provides for the merger of CWBC into CVCY (the &#147;<B><I>Merger</I></B>&#148;).
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The Merger Agreement in the form attached hereto was duly approved by the Board of Directors of CWBC.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">CWBC has two classes of stock authorized consisting of shares of common stock and preferred stock. The total
number of outstanding shares of CWBC common stock entitled to vote on the Merger was 8,836,858. No shares of CWBC preferred stock are outstanding. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The principal terms of the Merger Agreement in the form attached hereto were duly approved by the vote of the
shareholders of CWBC which equaled or exceeded the vote required. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The percentage vote required was more than 50% of the outstanding shares of CWBC common stock which were
entitled to vote on the Merger. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We further declare under penalty of perjury under the laws of the State of California
that the matters set forth in this certificate are true and correct of our own knowledge. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Date: March&nbsp;20, 2024 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Martin E. Plourd</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Martin E. Plourd, President and CEO</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Houria Amirkhani</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Houria Amirkhani, Assistant Corporate Secretary</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>d815127dex101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Central Valley Community Bancorp,&nbsp;a California
bank holding company (&#147;<B>Bancorp</B>&#148;), and Martin E. Plourd, an individual (&#147;<B>Executive</B>&#148;) as of October&nbsp;10, 2023.</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Bancorp desires to employ Executive, and Executive desires to be employed by Bancorp, as President of Bancorp on the terms, covenants and
conditions hereinafter set forth.</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1. <U>Position</U>. Executive is hereby employed as President of Bancorp. In this capacity, Executive shall have such duties and
responsibilities as may be designated by the Chief Executive Officer of Bancorp and the Board of Directors of Bancorp (&#147;<B>Board</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2. <U>Employment Term</U>. The term of this Agreement shall commence upon the consummation the merger of Community West Bancshares
(&#147;<B><I>CWBC</I></B>&#148;) with and into Bancorp (&#147;<B><I>Effective Date</I></B>&#146;) and continue through the second anniversary of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set
forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive <FONT STYLE="white-space:nowrap">one-year</FONT> periods (the Initial Term plus any such additional
periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its intention not to renew by no later than one hundred and twenty
(120)&nbsp;days prior to the then scheduled expiration of the Employment Term. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3. <U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties delegated to him by the Board and the Chief Executive Officer of Bancorp from time to time, including, without limitation, in the areas of strategic leadership, shareholder relations, employee
retention, client retention, mergers and acquisitions, and community and industry association representation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4. <U>Extent of
Services</U>. Executive shall devote substantially all of his working time and effort to the business of Bancorp and shall not during the Employment Term be engaged in any other business activities, except that Executive may devote reasonable time
to&nbsp;supervision of his personal investments,&nbsp;to activities involving professional, charitable, educational, religious and similar types of organizations,&nbsp;and&nbsp;to similar activities, to the extent that such activities do not
interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Bancorp, and are in compliance with Bancorp&#146;s policies and procedures in effect from time to time
applicable to employees with respect to actual or potential conflicts of interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5. <U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Salary</U>. Executive shall receive an annual salary of Five Hundred Twenty-Five Thousand Dollars ($525,000), which may be increased
from time to time at the discretion of the Board (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll practices of Bancorp, as in effect from time to time, and
shall be prorated for any partial periods. Executive shall not participate in any incentive-based compensation plans of Bancorp, including, without limitation, Bancorp&#146;s Senior Management Incentive Plan. Notwithstanding the foregoing, the Board
may consider incentive compensation which will be specifically authorized in writing by the Board in its sole and absolute discretion. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Club Membership.</U> Bancorp agrees to maintain a corporate club membership
(&#147;<B>Club Membership</B>&#148;) that is mutually agreed upon by the Board and Executive. Unless proposed otherwise by Bancorp, Bancorp shall continue to pay Executive&#146;s monthly dues at his existing club under his existing membership. If
Bancorp purchases an equity Club Membership, the Club Membership shall be owned exclusively by Bancorp and shall list Executive as Bancorp&#146;s designee under the Club Membership. Bancorp agrees to pay the initiation fee for a Club Membership
purchased by Bancorp and, all membership dues and fees charged in connection with the Club Membership, and all business-related expenses incurred by Executive in connection with his Club Membership (whether owned by Executive or Bancorp) provided
that any such payments shall be subject to applicable tax withholding. Notwithstanding the foregoing, Executive shall be responsible for any taxes related to any reportable income legally attributable to Executive in connection with the Club
Membership costs and expenses. Following termination of this Agreement, Bancorp shall have no obligation with respect to the Club Membership. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Automobile</U>. Executive shall continue to have exclusive use of the car (the &#147;<B>Auto</B>&#148;) owned by Community West Bank,
N.A.(the &#147;<B>Bank</B>&#148;) and used by Executive as of the Effective Date. Bancorp shall pay for all expenses associated with the Auto, including gas, insurance, and maintenance. Executive acknowledges his responsibility to claim personal use
of the Auto for income reporting purposes. Executive shall procure and maintain in force an automobile insurance policy on such automobile, with coverage naming Bancorp as an additional insured with the minimum coverage of $1&nbsp;million combined
single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Bancorp with copy of the insurance policy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Vacation</U>. Executive shall accrue twenty (20)&nbsp;days of paid vacation per year. Such vacation leave shall accrue on a <FONT
STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Bancorp as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Equity-Based Compensation</U>. The Board, within its complete discretion, may grant Executive additional equity or equity-based
compensation from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>General Expenses</U>. Bancorp shall, upon submission and approval of written statements and bills
in accordance with the regular procedures of Bancorp relative to senior executives, pay or reimburse Executive for any and all necessary, customary, and usual expenses incurred by him for or on behalf of Bancorp in the normal course of business.
Executive agrees that if at any time any payment made to Executive by Bancorp, whether for salary or whether as auto expense or business expense reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing
authorities based upon legal authority that existed at the time Executive incurred the reimbursed expense, Executive shall reimburse Bancorp to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental, life and other welfare benefit plans of Bancorp as may be in effect from time to time with respect to senior executives employed by Bancorp. Any
such benefits shall be governed by the terms and conditions of the applicable benefit plan documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6. <U>Termination</U>. This
Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to
Sections 7, 8, 11, 12 and 13, and Bancorp shall be released from all obligations under this Agreement, except as otherwise provided in this Section and Sections 11, 12 and 13. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Termination by Bancorp for Cause</U>. This Agreement may be terminated for Cause by Bancorp upon written notice, and Executive shall
not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement,
&#147;<B>Cause</B>&#148; shall mean the determination by the Board, acting in good faith, and the exercise of its reasonable judgment, and by the vote of <FONT STYLE="white-space:nowrap">two-thirds</FONT> of its members, excluding Executive (if
applicable), that Executive has (i)&nbsp;willfully failed to perform or habitually and continually neglected the duties which he is required to perform hereunder and has failed to cure such willful failure or habitual neglect of duties or the
effects thereof within a reasonable period after written notice to Executive by Bancorp specifying in reasonable detail the alleged failure; or (ii)&nbsp;willfully failed to follow any policy of Bancorp which materially and demonstrably adversely
affects the condition of Bancorp; or (iii)&nbsp;engaged in any activity in the course and scope of Executive&#146;s employment with Bancorp in contravention of any policy of Bancorp, statute, regulation or governmental policy which materially and
demonstrably adversely affects the condition of Bancorp, or its reputation in the community, or which evidences the lack of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;in the course and scope of
Executive&#146;s employment with Bancorp willfully refused to follow any instruction from the Board the refusal of which constitutes an unsafe and unsound banking practice; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any
felony; or (vi)&nbsp;committed any act which would cause termination of coverage under Bancorp&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to Bancorp as a whole. For purposes of this Section, the
term &#147;<B>Bancorp</B>&#148; shall include all subsidiaries of Bancorp, including, without limitation, Central Valley Community Bank. Notwithstanding the foregoing, it shall be a condition precedent to Bancorp&#146;s right to terminate
Executive&#146;s employment for Cause that: (i)&nbsp;Bancorp first give Executive written notice stating with specificity the circumstances constituting Cause (the &#147;<B>Breach</B>&#148;) , and (ii)&nbsp;if such Breach is susceptible to cure or
remedy, a period of thirty (30)&nbsp;days from and after the giving of such written notice is provided to allow for Executive to cure or remedy the Breach (the &#147;<B>Cure Period</B>&#148;) and Executive does not cure or remedy the Breach within
the Cure Period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Bancorp is
closed or taken over by the Federal Deposit Insurance Corporation, the California Department of Financial Protection and Innovation, or by any other supervisory authority. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i. In the event of a Change in Control (as hereinafter defined), this Agreement shall not be terminated, but instead, the surviving or
resulting corporation, the transferee of Bank&#146;s or Bancorp&#146;s assets, or Bancorp shall be bound by and shall have the benefit of the provisions of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii. Notwithstanding the foregoing, in the event that, within twelve (12)&nbsp;months before or after a Change in Control, either
(a)&nbsp;Executive is terminated without Cause by Bancorp or its successor, or (b)&nbsp;Executive terminates this Agreement and his employment with Bancorp or its successor for Good Reason (as hereinafter defined), then Executive shall be entitled
to severance as follows: Executive shall be paid a lump sum payment equal to the average annual total cash compensation paid to Executive by Bancorp during the most recent three (3)&nbsp;previous calendar years of Bancorp (&#147;<B>Average Annual
Cash Compensation Amount</B>&#148;) multiplied by two. In the event Executive has been employed less than three (3)&nbsp;years, the Average Annual Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with
Bancorp to determine the annualized compensation for purposes of this paragraph. Payment under this Section&nbsp;6(c)(ii) shall be made to Executive within thirty (30)&nbsp;days following the date Executive&#146;s employment terminates. In the event
that Executive qualifies for the payment contemplated by this Section&nbsp;6(c)(ii), he shall not be entitled to the payments contemplated in Section&nbsp;6(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">iii. For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be deemed to have occurred on the date that any one person,
or more than one person acting as a group, whether through merger, consolidation, reorganization, or otherwise acquires ownership of stock of Bancorp that, together with stock held by such person or group, constitutes more than fifty percent (50%)
of the lesser of total fair market value or total voting power of the stock of Bancorp or the surviving entity is such transaction. However, if any one person or more than one person acting as a group, is considered to own more than fifty percent
(50%) of the total fair market value or total voting power of the stock of Bancorp, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of
stock owned by any one person, or persons acting as a group, as a result of a transaction in which Bancorp acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Bancorp stock on account of
death, gift, transfers between family members or transfers to a qualified retirement plan maintained by Bancorp shall not be considered in determining whether there has been a Change In Control. A &#147;<B>Change</B><B></B><B>&nbsp;In
Control</B>&#148; shall be interpreted in accordance with the foregoing and the definition of &#147;<B>Change in Ownership</B>&#148; under Code Section&nbsp;409A, and to the extent that an event or series of events does not constitute a
&#147;<B>Change in Ownership</B>&#148; in accordance with the foregoing or under Code Section&nbsp;409A, the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Early Termination Without Cause at Bancorp&#146;s Option. </U>Notwithstanding any other provision of this Agreement, Bancorp may
terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Bancorp&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the balance due on the
initial <FONT STYLE="white-space:nowrap">two-year</FONT> agreement, and the compensation and benefits described in Section&nbsp;6(j) below. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(j) below. In addition, if Executive terminates this Agreement for Good Reason during the Initial Term, and Section&nbsp;6(c)(ii)
is not applicable, Executive shall be entitled to receive the balance due on the initial <FONT STYLE="white-space:nowrap">two-year</FONT> agreement as described in Section&nbsp;6(d). For purposes of this Agreement, the term &#147;<B>Good
Reason</B>&#148; shall mean (a)&nbsp;a diminution in Executive&#146;s Base Salary, (b)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at least thirty (30)&nbsp;miles
from the City of Goleta, California, or (c)&nbsp;any other action or inaction that constitutes a material breach by Bancorp of the terms of this Agreement. Notwithstanding the foregoing, it shall be a condition precedent to Executive&#146;s right to
terminate Executive&#146;s employment for Good Reason that: (i)&nbsp;Executive first give Bancorp written notice stating with specificity the circumstances constituting Good Reason (the &#147;<B>Good Reason Condition</B>&#148;) within 90 days of the
Good Reason Condition first occurring, and (ii)&nbsp;if such Good Reason Condition is susceptible to cure or remedy, a period of thirty (30)&nbsp;days from and after the giving of such written notice is provided to allow for Bancorp to cure or
remedy the Good Reason Condition (the &#147;<B>Good Reason</B> <B>Cure Period</B>&#148;) and Bancorp does not cure or remedy the Good Reason Condition within the Good Reason Cure Period.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Death</U>. In the event of Executive&#146;s death during the Employment Term and while Executive is in the employ of Bancorp,
Executive&#146;s employment with Bancorp shall terminate and Executive&#146;s estate shall be entitled to all death benefits provided for and payable under any and all benefit plans of Bancorp to which Executive is a party and, in the event
Executive&#146;s death occurs during the Initial Term, Executive&#146;s estate shall be entitled to receive from Bancorp a lump sum payment within thirty (30)&nbsp;days after the date of death equal to the balance due on the initial <FONT
STYLE="white-space:nowrap">two-year</FONT> agreement and the compensation and benefits described in Section&nbsp;6(j). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)
<U>Disability</U>. In the event Executive is prevented from performing his material duties under this Agreement, with or without reasonable accommodation, for a period of at least one hundred eighty days (180)&nbsp;days within any consecutive twelve
(12)&nbsp;month period commencing at any time during the Initial Period (the &#147;<B>Disability Period</B>&#148;) by reason of Executive becoming physically or mentally disabled, Executive&#146;s employment with Bancorp shall terminate and
Executive shall be entitled to a lump sum payment within thirty (30)&nbsp;days after the date Executive is determined to be disabled and his employment is terminated equal to the balance due on the initial
<FONT STYLE="white-space:nowrap">two-year</FONT> agreement and the compensation and benefits described in Section&nbsp;6(j). For purposes of this Agreement, the term &#147;<B>disabled</B>&#148; (i) shall have the meaning set forth in Bancorp&#146;s
long-term disability plan which is in effect at the time of Executive&#146;s disability or (ii)&nbsp;if Bancorp has no long term disability plan in effect at the time of Executive&#146;s disability, then &#147;<B>disabled</B>&#148; shall mean that
Executive has become or is reasonably expected to become unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment for the Disability Period. If a dispute arises between Executive and
Bancorp concerning whether Executive is disabled, then Executive and Bancorp shall agree upon a competent physician to conduct an examination of Executive and the physician&#146;s opinion as to Executive&#146;s ability to perform Executive&#146;s
duties under this Agreement shall be final and binding upon Executive and Bancorp. Executive shall continue to receive his compensation and other benefits under this Agreement during the period from his incapacity until he is determined to be
disabled and Executive&#146;s employment is terminated. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>Limitation of Benefits under Certain Circumstances</U>. If it shall be determined
that the aggregate payments and benefits constituting parachute payments under Code Section&nbsp;280G, which, but for the operation of this provision, would become payable or distributable by Bancorp to or for the benefit of Executive, pursuant to
this Agreement, any other agreement, or any benefit plan (collectively, the &#145;&#145;Total Payments&#146;&#146;), would result in any excess parachute payments becoming subject to the excise tax imposed by Code Section&nbsp;4999, or any successor
provision thereto, or any interest or penalties with respect to such excise tax (such excise tax, together with such interest and penalties, collectively, the &#145;&#145;Excise Tax&#146;&#146;), then the Total Payments shall be reduced to an amount
equal to one dollar less than the maximum amount that could be paid to Executive without giving rise to any Excise Tax; provided that the reduction contemplated by this Section shall be applied only if the net
<FONT STYLE="white-space:nowrap">after-tax</FONT> benefit to Executive after such reduction would be greater than the net <FONT STYLE="white-space:nowrap">after-tax</FONT> benefit to Executive without such reduction (notwithstanding the application
of any Excise Tax on the unreduced Total Payments). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Severance and Release Agreement</U>. The severance payments contemplated under
this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Bancorp shall have no obligation to make any Severance Payments unless Executive
shall sign and deliver to Bancorp within thirty (30)] days of termination a Severance and Release Agreement, as completed by Bancorp at time of termination, in substantially the form attached hereto as <U>Exhibit A</U>, and provided that such
Severance and Release Agreement becomes effective and irrevocable no later than thirty (30)&nbsp;days following termination (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable
by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) <U>Benefits Payable at Termination</U>. Unless
otherwise specifically stated in this Agreement or required by law, the compensation and benefits payable to Executive upon termination of this Agreement and termination of Executive&#146;s employment with Bancorp shall be limited to the payment of
all accrued salary, vacation, reimbursable expenses for which expense reports have been provided to Bancorp in accordance with Bancorp&#146;s policies and this Agreement, and any other compensation or benefits that may be payable to Executive under
any other benefit plan arrangement, including without limitation, the acceleration of vesting of outstanding stock options and restricted stock awards under all Bancorp employee benefit plans. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k) <U>Delay in Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the
date of termination of employment, payments under this Agreement upon termination of employment may not be made before the date that is six months after termination of employment (or, if earlier than the end of the
<FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of Executive). Payments to which Executive would otherwise be entitled during the first six months following termination of employment shall be accumulated and paid on the
first day of the seventh month following termination of employment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i. Executive shall be deemed to be a &#147;<B>Specified
Employee</B>&#148; if, as of the date of Executive&#146;s termination of employment, Executive is a Key Employee of Bancorp, and Bancorp has stock which is publicly traded on an established securities market or otherwise. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii. If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or
(iii) (applied in accordance with the regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive
shall be treated as a Key Employee for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7. <U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) that relate to Bancorp or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by Executive while employed by Bancorp (&#147;<B>Work Product</B>&#148;) belong to Bancorp or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Board and perform all actions reasonably
requested by the Board (whether during or after Executive&#146;s employment with Bancorp) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other instruments). For purposes
of the Agreement, an &#147;<B>Affiliate</B>&#148; of Bancorp is any person or entity that controls, is controlled by, or is under common control with Bancorp. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8. <U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Confidential Information</U>. Bancorp has and will develop and own certain Confidential Information, which has a great value in its
business. Bancorp also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Bancorp or any of its Affiliates performs services or from whom Bancorp or any of
its Affiliates obtains information. Confidential Information includes information disclosed to Executive during his employment, and information developed or learned by Executive during the course of his employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information that has or could have commercial value or other utility in Bancorp&#146;s business, or the businesses of Bancorp&#146;s customers or Affiliates of Bancorp. Confidential
Information also includes all information that could be detrimental to the interests of Bancorp or its Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan
information, Customer data, including but not limited to Customer and supplier identities, Customer characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and
validations, preferences, credit history, agreements, and any personally identifiable information related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social
security numbers; any information provided to Executive by a Customer, including but not limited to electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies;
financial information related to Bancorp, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending
projects and proposals; production processes; scientific or technological data, formulae and prototypes; employee data, including but not limited to any personally identifiable information related to employees, and
<FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT
STYLE="white-space:nowrap">co-workers;</FONT> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
anything contained in another employee&#146;s personnel file; individually identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their
spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical or mental health condition, the provision of health care, the payment of health care, or any information received
from a health care provider, health care plan or related entity; pricing and product information; computer data information; products; supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries;
improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and proposals; business plans; computer processes; computer programs and codes; technological data; strategies;
forecasts; budgets; and projections. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Protection of Confidential Information</U>. Executive agrees that at all times during and
after his employment by Bancorp, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Bancorp or its Affiliates or Customers, except for the benefit of Bancorp, or its Affiliates or
Customers and in the course of his employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Bancorp and its legal counsel with immediate notice of such request so
that Bancorp may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>No Prior Commitments</U>. Executive has no other agreements, relationships,
or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Bancorp under this Agreement. Executive will not disclose to Bancorp, or use or induce Bancorp to use, any proprietary information or trade secrets
of others. Executive represents and warrants that he has returned all property and confidential information belonging to all other prior employers and other entities except the Bank and its holding company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Bancorp is terminated (voluntarily or otherwise),
Executive agrees to inform Bancorp of all documents and other data relating to his employment which is in his possession and control and to deliver promptly all such documents and data to Bancorp. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Obligations Following Termination</U>. In the event Executive&#146;s employment with Bancorp is terminated (voluntarily or otherwise),
Executive agrees that he will protect the Confidential Information of Bancorp and its Affiliates and Customers and will prevent their misappropriation or disclosure. Executive will not disclose or use any Confidential Information for his benefit, or
the benefit of any third party, or to the detriment of Bancorp or its Customers. In addition, after termination of his employment with Bancorp, Executive will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of
employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Bancorp, (ii)&nbsp;advise or recommend to any other person that such other person employ or attempt to employ any other employee of Bancorp while the other employee is
employed by Bancorp; (iii)&nbsp;induce or attempt to induce any other employee of Bancorp to terminate his or her employment with Bancorp; or (iv)&nbsp;interfere with the business of Bancorp by inducing any other individual or entity to sever its
relationship with Bancorp. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Relief</U>. Executive acknowledges that breach of this Section may cause Bancorp
irreparable harm for which money is inadequate compensation. Executive therefore agrees that Bancorp will be entitled to seek injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies; provided
that Bancorp first obtains any and all bonds and security that may be required under applicable law to seek such relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)
<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for all intents and purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9. <U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment Term, Executive shall not, directly or
indirectly, either as an employee, Bancorp, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any competing banking business; provided,
however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such investment does not exceed one percent (1%)
of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10. <U>Surety Bond</U>. Executive agrees that he will furnish all
information and take any steps necessary to enable Bancorp to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other property which may come into the custody, charge or possession
of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Bancorp. If Executive cannot qualify for a surety bond at any time during the Employment Term for any reason that is
(a)&nbsp;not beyond his control or (b)&nbsp;due to his actions or omissions, then Bancorp shall have the option to terminate this Agreement immediately; provided, however, that Executive shall be entitled to all benefits provided for under this
Agreement as if Executive was terminated without Cause, including, the Section&nbsp;6(c)(ii) Change In Control benefits, as applicable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11. <U>General</U>. This Agreement is further governed by the following provisions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in accordance with
California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991, relating to the
payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Bancorp, such provisions may affect the terms of this Agreement if during its term Bancorp should
be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing, under no circumstances
shall Bancorp be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Code Section</U><U></U><U>&nbsp;409A</U>. Bancorp intends for all payments and benefits under this Agreement to comply with or be
exempt from the requirements of Code Section&nbsp;409A. In no event shall the Company reimburse Executive for that which may be imposed on Executive as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a
right to a series of separate payments. Any amount that Executive is entitled to be reimbursed or to have paid on his behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be
subject to the following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at
all, promptly, but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Bancorp
shall have no liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for
failing to comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if
any Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Bancorp the aggregate amount of any such payments, with such repayment
to occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Bancorp indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that has
been determined by Bancorp, in good faith, after consultation with legal counsel of Bancorp and with Executive, that Executive&#146;s fraud or intentional misconduct was a material contributing factor to the basis for the application of the Payment
Restriction to the facts and the Payment Restriction requires Bancorp to seek or demand repayment or return of any payments made to Executive , including, without limitation,
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission
or other regulatory body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Bancorp or its successors later obtaining information indicating that Executive has committed, is substantially responsible
for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4); provided, however, that such demand by Bancorp is delivered, in writing, to Executive within 18 months after the date such payment
was made to Executive. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Entire Agreement</U>. This Agreement supersedes any and all other agreements, either oral or in writing,
between the parties hereto with respect to the employment of Executive by Bancorp and contains all of the covenants and agreements among the parties with respect to such employment. Any modification, waiver or amendment of this Agreement will be
effective only if it is in writing and signed by the party to be charged. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement
shall not operate as or be construed to be a waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more
occasions shall not be considered a waiver or deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Bancorp, its successors and assigns,
including without limitation, any person, partnership or corporation which may acquire all or substantially all of Bancorp&#146;s assets and business, or with or into which Bancorp may be consolidated, merged or otherwise reorganized, and this
provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and his heirs and personal representatives. The
rights and obligations of Executive under this Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt to do any of the
foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>Indemnification</U>. Bancorp shall indemnify Executive to the maximum extent permitted under the Bylaws
of Bancorp and/or the California Corporations Code. At all times during the Employment Term of this Agreement and for not less than six (6)&nbsp;years after the last date that Executive is affiliated with Bancorp and/or its Affiliates, Bancorp shall
obtain and maintain in full force and effect Directors and Officers Liability Insurance to indemnify and insure Bancorp and Executive from and against liability or loss arising out of Executive&#146;s actual or asserted negligence, misfeasance or
nonfeasance in the performance of his duties or out of any actual or asserted wrongful act against, or by Bancorp and/or its Affiliates including, but not limited to, judgments, fines, settlements and expenses incurred in the defense of actions,
proceedings and appeals therefrom. The provisions of this Section shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs, legatees or devisees. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Severability</U>. In the event that any term or condition contained in this Agreement shall, for any reason, be held by a court of
competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but this Agreement shall be construed as if such invalid
or illegal or unenforceable term or condition had never been contained herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j) <U>Heading</U>. The headings in this Agreement are
solely for convenience of reference and shall be given no effect in the construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)
<U>Notices</U>. Any notices to be given hereunder by one party to the other shall be given in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed
to the parties at the addresses of each party maintained by Bancorp, but each party may change his or its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed
notices shall be deemed communicated upon the earlier of receipt or five (5)&nbsp;days after mailing. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l) <U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all
periods ending on a given day or date or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m) <U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, each party is responsible for their own fees, with the exception that if the Executive is successful on a claim based on discrimination or breach of public policy, the Bancorp shall pay all fees and cost. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12. <U>Mediation and Arbitration of Disputes</U>. Any disputes regarding this Agreement, the employment relationship or its termination for
whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and regulations of the American
Arbitration Association. This includes any rights or claims Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2) Section&nbsp;1981 of the Civil Rights Act of
1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination, including race, color, national origin, ancestry,
physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (9) the Consolidated Omnibus Budget Reconciliation Act
(insurance matters); (10) Executive Order 11246 (affirmative action); (11) the Federal Rehabilitation Act (handicap discrimination); (12) the Americans with Disabilities Act (discrimination based on disability); and any other federal, state or local
laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing within 365 calendar days of
receipt of notice of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. Any decision or judgement of the arbitrator shall be subject to full appellate review by a court of law. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible
for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13. <U>Integration</U>. It is contemplated that the Employment and Confidentiality Agreement dated November&nbsp;2, 2011 (with any amendments,
&#147;<B><I>Prior Agreement</I></B>&#148;), by and among Community West Bank, National Association, CWBC and Executive, shall terminate immediately before the Effective Date. Upon the Effective Date, this Agreement supersedes the Prior Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14. <U>Executive&#146;s Representations</U>. Executive represents and warrants that he is free to enter into
this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that he is not restricted or prohibited, contractually or otherwise, from entering into or performing this Agreement, and that his execution and
performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15. <U>Counterparts</U>.<I> </I>This Agreement may be executed in one or more counterparts,
each of which shall be deemed an original, but all taken together shall constitute one agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[signature page follows] </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BANCORP</B>:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">CENTRAL VALLEY COMMUNITY BANCORP</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE</B>:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Martin E. Plourd</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Martin E. Plourd</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Central Valley Community Bancorp,&nbsp;a California
bank holding company (&#147;<B>Bancorp</B>&#148;), and Martin E. Plourd, an individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A. Bancorp and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B. Executive&#146;s employment with Bancorp has been terminated and Bancorp and Executive wish to enter into this
Agreement pursuant to Section&nbsp;6(h) of the Employment Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in
this Agreement, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.
<U>Termination of Employment</U>. Bancorp and Executive agree that Executive&#146;s employment with Bancorp terminated on [<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that he has been paid all wages and other
sums due to him within the time frames required by law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2. <U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Severance. Bancorp shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if and only
if an original of this Agreement, duly executed by Executive, is delivered to Bancorp within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of this
Agreement, duly executed by Executive, to Bancorp. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Vacation Pay. Bancorp has paid Executive on his Termination Date all accrued but
unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3. <U>Sufficiency of Consideration</U>. Executive acknowledges that the severance provided under Section&nbsp;2(a) is a
special benefit provided to him in return for his execution of this Agreement. Bancorp and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is good and sufficient consideration for this
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4. <U>No Actions by Executive</U>. In consideration of the promises and covenants made by Bancorp in this Agreement, Executive
agrees: </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Filing of Actions</U>. That he has not filed and will refrain from filing, either on
his own or from participating with any third party in filing, any action or proceeding against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s
employment, or any acts related to Executive&#146;s employment with Bancorp. &#147;<B>Released Parties</B>&#148; mean Bancorp, the Board of Directors of Bancorp, any members of such Board of Directors in any of their capacities, including
individually, and Bancorp&#146;s present or former executives, officers, directors, agents or affiliates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Dismissal</U>. If any
agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Bancorp, Executive will direct that agency,
board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary paperwork to effect the withdrawal or dismissal, with prejudice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Discrimination</U>. Executive acknowledges that Title VII of the Civil Rights Act of 1964, and as amended, the Americans with
Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave
Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes he has been discriminated against on the basis of race, age,
ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability. Executive understands the rights afforded to Executive under these Acts
and agrees he will not file any action against the Released Parties based upon any alleged violation of these Acts. Except as otherwise provided by applicable law, Executive irrevocably and unconditionally waives any rights to assert a claim for
relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional distress, attorney&#146;s fees,
reinstatement, or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5. <U>Compromise and Settlement</U>. Executive, in consideration of the promises and covenants made
by Bancorp in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based on tort, contract, or other theories of recovery
arising from the employment relationship between Bancorp and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released Parties. This Release does not apply to claims
Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6. <U>No Retaliation</U>. Executive further agrees that he has not been retaliated against for reporting any allegations of wrongdoing by
Bancorp and Released Parties, including any allegations of corporate fraud, or for claiming a work-related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either party&#146;s right,
where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive shall not be
entitled to recover any individual monetary relief or other individual remedies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7. <U>Waiver</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Executive acknowledges that this Agreement applies to all known or unknown, foreseen, or unforeseen, injury or damage arising out of or
pertaining to his employment relationship with Bancorp and its termination, and expressly waives any benefits he may have under Section&nbsp;1542 of the California Civil Code, which provides as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at
the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, he will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that he consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which he does not know exist and which, if known, would materially affect Executive&#146;s decision to
execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding anything in this Agreement to the contrary, Executive is not releasing claims regarding the following:
(i)&nbsp;Executive&#146;s right, if any, to COBRA health benefits; (ii)&nbsp;vested rights Executive has with respect to any benefit or equity or stock agreement or plan, including, without limitation, Bancorp&#146;s/Bank&#146;s 401(k) Plan;
(iii)&nbsp;Executive&#146;s right to indemnification for his services for Bancorp or Bank; (iv)&nbsp;Executive&#146;s coverage under Bancorp&#146;s and/or the Bank&#146;s insurance policies, including without limitation, Directors and Officers
Liability Insurance; (v)&nbsp;social security, unemployment, and /or state disability insurance benefits pursuant to terms of applicable law; (vi)&nbsp;rights Executive may have under the ADEA ( as defined below); (vii) claims for event or acts
occurring after the date this Agreement is signed; (vii)&nbsp;workers&#146; compensation insurance benefits under the terms of any workers&#146; compensation insurance policy of Bancorp or Bank; and (viii)&nbsp;any other rights of claims which are
not subject to waiver or are not subject to an unsupervised waiver as a matter of law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8. <U>Waiver of Rights Under the Age
Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Bancorp if Executive
believes he has been discriminated against on the basis of age. Bancorp denies any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that he will not file any claim or action against Bancorp or any of
the Released Parties based on any alleged violations of the ADEA. Notwithstanding anything in this Agreement to the contrary, Executive shall not be deemed to have waived his right to and shall not be prohibited from bringing a charge or instituting
legal action for the purpose of challenging the validity or enforceability of this Agreement under the ADEA.Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under the ADEA, including but not limited to, back
pay, front pay, attorneys&#146; fees, damages, reinstatement r injunctive relief. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Bancorp to provide Executive with at
least <FONT STYLE="white-space:nowrap">twenty-one</FONT> (21)&nbsp;calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that he was provided with and has used the
Consideration Period or, alternatively, that he elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is entitled to revoke this Agreement at any
time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in writing and delivered to the attention of
Daniel J. Doyle, Chairman of the Board, at Bancorp&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. Delivery of the revocation should be via facsimile to
(559) <FONT STYLE="white-space:nowrap">323-3310</FONT> with a hard copy to follow via first class mail. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9. <U>No Admission of
Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive
by Bancorp. Bancorp specifically asserts that all actions taken with regard to Executive were proper and lawful and affirmatively denies any wrongdoing of any kind. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10. <U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of this Agreement completely confidential, except that
Executive may discuss this Agreement with his spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax implications of this Agreement provided that any such other person
is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that his obligations to Bancorp contained in Section&nbsp;8 of the Employment Agreement continue after
the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Bancorp&#146;s obligation to pay severance under Section&nbsp;2 of this Agreement shall immediately cease
following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to his breach of the Employment Agreement shall constitute sufficient consideration to support the releases given
by Executive in Section&nbsp;4 of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11. <U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Bancorp and
Executive agree that neither will utter, publish or otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. Nothing in this Agreement prevents Executive from discussing or disclosing information
about unlawful acts in the workplace, such as harassment or discrimination or any other conduct that he has reason to believe is unlawful. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12. <U>Company Property</U>. Within five calendar days of Bancorp&#146;s written request,
after Executive&#146;s execution of this Agreement, Executive shall return to Bancorp all Bancorp property in his possession including, but not limited to, the original and all copies of any written, recorded, or computer-readable information about
Bancorp&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit cards and company identification. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13. <U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read this Agreement; that Executive understands its
final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing this Agreement and that Executive has either
chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by them. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14. <U>No Reliance U</U><U>pon Representation</U>. Executive hereby represents and acknowledges that in executing this Agreement, Executive
does not rely and has not relied upon any representation or statement made by Bancorp or by any of Bancorp&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter, basis or
effect of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15. <U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the preparation and review
of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16. <U>Entire Agreement, Modification</U>. This Agreement contains the entire Agreement between the parties hereto and supersedes all prior
oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17. <U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the remaining parts shall not be
affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a valid and enforceable provision
that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.
<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the
State of California. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19. <U>Counterpart Originals</U>1. . <I></I>This Agreement may be executed in one or more counterparts, each of
which shall be deemed an original, but all of which taken together shall constitute one and the same agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BANCORP:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">CENTRAL VALLEY COMMUNITY BANCORP</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Martin E. Plourd</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, Martin E. Plourd, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1. I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>]. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2. I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">twenty-one</FONT> (21)&nbsp;days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of this
<FONT STYLE="white-space:nowrap">twenty-one</FONT> (21)&nbsp;day period to consider the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3. I understand that I have the right
under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4. I
understand that I have the right to consult, and have been advised to consult, with an attorney concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: _____________</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Martin E. Plourd</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>4
<FILENAME>d815127dex102.htm
<DESCRIPTION>EX-10.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and among Community West Bancshares,&nbsp;a California bank
holding company (&#147;<B>Bancshares</B>&#148;), Community West Bank, a California banking corporation (&#147;<B>Bank</B>,&#148; and together with Bancshares sometimes referred to as the &#147;<B>Employer</B>&#148;), and Shannon R. Livingston, an
individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ
Executive, and Executive desires to be employed by Employer, as Executive Vice President&nbsp;&amp; Chief Financial Officer on the terms, covenants and conditions hereinafter set forth:</P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President&nbsp;&amp; Chief Financial Officer of Bancshares and Bank.
In this capacity, Executive shall have such duties and responsibilities as may be designated by the Bancshares Board of Directors, the Bank Board of Directors (each a &#147;<B>Board</B>&#148; and together the &#147;<B>Boards</B>&#148;) and the Chief
Executive Officer of Bancshares and Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective
Date and continue through the second anniversary of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall
renew automatically for additional consecutive one year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice
(&#147;<B>Nonrenewal Notice</B>&#148;) of its intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer
to Executive shall be treated as an early termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date, Executive is hereby vested with such powers and duties as are designated by the
Bylaws of Bancshares or Bank, as amended from time to time (together, the &#147;<B>Bylaws</B>&#148;), by the Boards, by any duly authorized Committee of a Board, or by the Chief Executive Officer of Employer. Subject to the control of the Boards and
the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Three hundred thirty thousand dollars ($330,000), which may be increased
from time to time at the discretion of Bancshares or Bank, as the case may be, in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with
the general payroll practices of Employer, as in effect from time to time, and shall be prorated for any partial periods. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s
Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management Incentive Plan generally provides for an annual incentive bonus with a target amount of fifty percent
(50%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is payable in a lump sum not later than March 15th of the calendar year following the end of the year for which the
bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of the Effective Date and by February 15th of each year thereafter. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive with either (i)&nbsp;a company automobile (&#147;Company
Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President&nbsp;&amp; Chief Financial Officer. Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the
automobile. Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense,
with coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of
the insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Bancshares or Bank which materially adversely affects the condition of
Bancshares or Bank; or (iii)&nbsp;engaged in any activity in contravention of any policy of Bancshares or Bank, statute, regulation or governmental policy which materially adversely affects the condition of Bancshares or Bank, or their reputation in
the community, or which evidences the lack of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from a Board unless Executive reasonably establishes that compliance with
such instruction would cause the Bancshares, Bank or Executive to violate any statute, regulation or governmental policy or policy of Bancshares or Bank; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or
(vi)&nbsp;committed any act which would cause termination of coverage under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash Compensation Amount. Payment under this
Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled
to the payments contemplated in Section&nbsp;6(f). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148;
shall be deemed to have occurred on the date that any one person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Bank that, together with stock held by such person or group, constitutes more than
fifty percent (50%) of the total fair market value or total voting power of the stock of Bank. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the
total fair market value or total voting power of the stock of Bank, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any
one person, or persons acting as a group, as a result of a transaction in which Bank acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Bank stock on account of death, gift, transfers
between family members or transfers to a qualified retirement plan maintained by Bank shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term
&#147;<B>Bank</B>&#148; shall include Bancshares. A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code Section&nbsp;409A, and to the
extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the regulations and guidance
promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice
President&nbsp;&amp; Chief Financial Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is
at least thirty (30)&nbsp;miles from Fresno, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Bank or Bancshares, and Bank or Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Bancshares or Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated
September&nbsp;22, 2023 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and
all other agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting
the generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in
full force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANCSHARES</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Shannon R. Livingston</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Shannon R. Livingston, Chief Financial Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and among Community West Bancshares,&nbsp;a California bank
holding company (&#147;<B>Bancshares</B>&#148;), Community West Bank, a California banking corporation (&#147;<B>Bank</B>,&#148; and together with Bancshares sometimes referred to as the &#147;<B>Employer</B>&#148;), and _______________, an
individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and covenants made
by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will refrain from
filing, either on his own or from participating with any third party in filing, any action or proceeding against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of
Executive&#146;s employment, or any acts related to Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Bancshares, Bank, the Board of Directors of Bancshares, the Board of Directors of Bank, any members of such
Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Bank&#146;s present or former Executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this
Agreement, nor payment of any consideration pursuant to this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all
actions taken with regard to Executive were proper and lawful and affirmatively denies any wrongdoing of any kind. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of this Agreement completely confidential, except that
Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax implications of this Agreement provided that any such
other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations to Employer contained in Section&nbsp;8 of the
Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation to pay severance under Section&nbsp;2 of this
Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the Employment Agreement shall constitute
sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT
STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other
party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement,
Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts,
Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit cards and company identification. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read this Agreement; that Executive
understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing this Agreement and that
Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by them. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement, Executive does
not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter, basis or effect
of this Agreement.</U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in
the preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire Agreement between the parties hereto and
supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the remaining parts shall
not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a valid and enforceable
provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANCSHARES</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>5
<FILENAME>d815127dex103.htm
<DESCRIPTION>EX-10.3
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.3</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.3 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and among Community West Bancshares,&nbsp;a California bank
holding company (&#147;<B>Bancshares</B>&#148;), Community West Bank, a California banking corporation (&#147;<B>Bank</B>,&#148; and together with Bancshares sometimes referred to as the &#147;<B>Employer</B>&#148;), and Parick A. Luis, an
individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ
Executive, and Executive desires to be employed by Employer, as Executive Vice President&nbsp;&amp; Chief Credit Officer on the terms, covenants and conditions hereinafter set forth:</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President&nbsp;&amp; Chief Credit Officer of Bancshares and Bank. In
this capacity, Executive shall have such duties and responsibilities as may be designated by the Bancshares Board of Directors, the Bank Board of Directors (each a &#147;<B>Board</B>&#148; and together the &#147;<B>Boards</B>&#148;) and the Chief
Executive Officer of Bancshares and Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective
Date and continue through the second anniversary of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall
renew automatically for additional consecutive one year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice
(&#147;<B>Nonrenewal Notice</B>&#148;) of its intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer
to Executive shall be treated as an early termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date, Executive is hereby vested with such powers and duties as are designated by the
Bylaws of Bancshares or Bank, as amended from time to time (together, the &#147;<B>Bylaws</B>&#148;), by the Boards, by any duly authorized Committee of a Board, or by the Chief Executive Officer of Employer. Subject to the control of the Boards and
the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Two hundred seventy-five thousand dollars ($275,000), which may be
increased from time to time at the discretion of Bancshares or Bank, as the case may be, in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in
accordance with the general payroll practices of Employer, as in effect from time to time, and shall be prorated for any partial periods. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s
Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management Incentive Plan generally provides for an annual incentive bonus with a target amount of thirty-five
percent (35%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is payable in a lump sum not later than March 15th of the calendar year following the end of the year for
which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of the Effective Date and by February 15th of each year thereafter. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive with either (i)&nbsp;a company automobile (&#147;Company
Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,000 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President&nbsp;&amp; Chief Credit Officer. Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile.
Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with
coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the
insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Bancshares or Bank which materially adversely affects the condition of
Bancshares or Bank; or (iii)&nbsp;engaged in any activity in contravention of any policy of Bancshares or Bank, statute, regulation or governmental policy which materially adversely affects the condition of Bancshares or Bank, or their reputation in
the community, or which evidences the lack of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from a Board unless Executive reasonably establishes that compliance with
such instruction would cause the Bancshares, Bank or Executive to violate any statute, regulation or governmental policy or policy of Bancshares or Bank; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or
(vi)&nbsp;committed any act which would cause termination of coverage under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash Compensation Amount. Payment under this
Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled
to the payments contemplated in Section&nbsp;6(f). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148;
shall be deemed to have occurred on the date that any one person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Bank that, together with stock held by such person or group, constitutes more than
fifty percent (50%) of the total fair market value or total voting power of the stock of Bank. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the
total fair market value or total voting power of the stock of Bank, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any
one person, or persons acting as a group, as a result of a transaction in which Bank acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Bank stock on account of death, gift, transfers
between family members or transfers to a qualified retirement plan maintained by Bank shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term
&#147;<B>Bank</B>&#148; shall include Bancshares. A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code Section&nbsp;409A, and to the
extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the regulations and guidance
promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice
President&nbsp;&amp; Chief Credit Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at
least thirty (30)&nbsp;miles from Fresno, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Bank or Bancshares, and Bank or Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Bancshares or Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated April&nbsp;30,
2021 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and all other
agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting the
generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in full
force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANCSHARES</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Patrick A. Luis</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Patrick A. Luis, Chief Credit Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and among Community West Bancshares,&nbsp;a California bank
holding company (&#147;<B>Bancshares</B>&#148;), Community West Bank, a California banking corporation (&#147;<B>Bank</B>,&#148; and together with Bancshares sometimes referred to as the &#147;<B>Employer</B>&#148;), and _______________, an
individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and covenants made
by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will refrain from
filing, either on his own or from participating with any third party in filing, any action or proceeding against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of
Executive&#146;s employment, or any acts related to Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Bancshares, Bank, the Board of Directors of Bancshares, the Board of Directors of Bank, any members of such
Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Bank&#146;s present or former Executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this
Agreement, nor payment of any consideration pursuant to this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all
actions taken with regard to Executive were proper and lawful and affirmatively denies any wrongdoing of any kind. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of this Agreement completely confidential, except that
Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax implications of this Agreement provided that any such
other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations to Employer contained in Section&nbsp;8 of the
Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation to pay severance under Section&nbsp;2 of this
Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the Employment Agreement shall constitute
sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT
STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other
party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement,
Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts,
Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit cards and company identification. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read this Agreement; that Executive
understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing this Agreement and that
Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by them. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement, Executive does
not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter, basis or effect
of this Agreement.</U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in
the preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire Agreement between the parties hereto and
supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the remaining parts shall
not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a valid and enforceable
provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANCSHARES</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>6
<FILENAME>d815127dex104.htm
<DESCRIPTION>EX-10.4
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.4</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.4 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and Dawn M. Cagle, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Chief Human Resources
Officer on the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Chief Human Resources Officer of Employer. In this
capacity, Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Two hundred thousand dollars ($200,000), which may be increased from time
to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll practices of Employer,
as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive Plan</U>.
Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management Incentive Plan
generally provides for an annual incentive bonus with a target amount of twenty percent (20%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is payable in a lump sum not
later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of the Effective Date and by
February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive with either (i)&nbsp;a
company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the Executive Vice President and Chief Human
Resources Officer.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile. Executive shall furnish Employer
adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with coverage naming Employer as an
additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the insurance policy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall accrue on a <FONT
STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Compensation Amount. Payment under this Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies
for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled to the payments contemplated in Section&nbsp;6(f). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be deemed to have occurred on the date that any one
person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more than fifty percent (50%) of the total fair market value or
total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the total fair market value or total voting power of
the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any one person, or persons acting as a group, as a
result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death, gift, transfers between family members or transfers to a
qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall
include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code
Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the
regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice President and
Chief Human Resources Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at least
thirty (30)&nbsp;miles from Fresno, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated April&nbsp;30,
2021 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and all other
agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting the
generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in full
force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Dawn M. Cagle</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Dawn M. Cagle, Chief Human Resources Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and _______________, an individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>7
<FILENAME>d815127dex105.htm
<DESCRIPTION>EX-10.5
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.5</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.5 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and William F. Filippin, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Regional Executive on
the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Regional Executive of Employer. In this capacity,
Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of three hundred thirty thousand dollars ($330,000), which may be increased
from time to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll practices of
Employer, as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive
Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management
Incentive Plan generally provides for an annual incentive bonus with a target amount of thirty-five percent (35%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is
payable in a lump sum not later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of
the Effective Date and by February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive
with either (i)&nbsp;a company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President and Regional Executive.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile.
Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with
coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the
insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer for services performed following the Effective Date during the most recent three (3)&nbsp;previous years (&#147;<B>Average Monthly Cash
Compensation Amount</B>&#148;) multiplied by eighteen (18). In the event Executive has been employed by Employer less than three (3)&nbsp;years from the Effective Date, the Average Monthly Cash Compensation Amount shall be determined by using
Executive&#146;s compensation history with Employer for services performed from the Effective Date to determine the monthly compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any
annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be treated as if they were paid in </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash Compensation Amount. Payment under this
Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled
to the payments contemplated in Section&nbsp;6(f). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148;
shall be deemed to have occurred on the date that any one person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more
than fifty percent (50%) of the total fair market value or total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%)
of the total fair market value or total voting power of the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock
owned by any one person, or persons acting as a group, as a result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death,
gift, transfers between family members or transfers to a qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In
Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the
definition of &#147;<B>Change in Ownership</B>&#148; under Code Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code
of 1986, as amended (the &#147;<B>Code</B>&#148;), and the regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In
Control</B>&#148; under this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any
other provision of this Agreement, Employer may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case
Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive
shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for
Good Reason</U>. Executive may terminate this Agreement for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for
Good Reason during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good
Reason</B>&#148; shall mean actions taken by the Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or
responsibilities as Executive Vice President and Regional Executive, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform
services to a location that is at least thirty (30)&nbsp;miles from Goleta, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. This Agreement supersedes any and all other agreements, either oral or in writing, between the parties
hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Any modification, waiver or amendment of this Agreement will be effective only if it
is in writing and signed by the party to be charged. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of
this Agreement shall not operate as or be construed to be a waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement
on one or more occasions shall not be considered a waiver or deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this Agreement shall, for any
reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but this Agreement shall be
construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of
reference and shall be given no effect in the construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to
be given hereunder by one party to the other shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the
addresses indicated at the end of this Agreement, but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed
communicated as of five (5)&nbsp;days after mailing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise
requires, all periods ending on a given day or date or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order 11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on
disability); and (12)&nbsp;any other federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for
arbitration must be made in writing within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both,
as applicable to the claim or claims asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the award, or the award causes substantial injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for
compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>. Executive represents and warrants that Executive is free to enter into this Agreement and
to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise, from entering into or performing this Agreement, and that Executive&#146;s execution and
performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ William F. Filippin</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>William F. Filippin, Regional Executive&#8195;</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and _______________, an individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.6
<SEQUENCE>8
<FILENAME>d815127dex106.htm
<DESCRIPTION>EX-10.6
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.6</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.6 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and Blaine C. Lauhon, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Chief Administrative
Officer on the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Chief Administrative Officer of Employer. In this
capacity, Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Two hundred eighty-five thousand dollars ($285,000), which may be
increased from time to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll
practices of Employer, as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management
Incentive Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior
Management Incentive Plan generally provides for an annual incentive bonus with a target amount of forty-five percent (45%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus
is payable in a lump sum not later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days
of the Effective Date and by February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide
Executive with either (i)&nbsp;a company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President and Chief Administrative Officer.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the
automobile. Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense,
with coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of
the insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Compensation Amount. Payment under this Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies
for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled to the payments contemplated in Section&nbsp;6(f). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be deemed to have occurred on the date that any one
person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more than fifty percent (50%) of the total fair market value or
total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the total fair market value or total voting power of
the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any one person, or persons acting as a group, as a
result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death, gift, transfers between family members or transfers to a
qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall
include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code
Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the
regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice President and
Chief Administrative Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at least thirty
(30)&nbsp;miles from Folsom, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated April&nbsp;30,
2021 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and all other
agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting the
generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in full
force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Blaine C. Lauhon</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Blaine C. Lauhon, Chief Administrative Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and <U>&#8195;&#8195;&#8195;&#8195;&#8195;</U>, an individual (the &#147;<B>Executive</B>&#148;). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, <U>&#8195;&#8195;&#8195;&#8195;&#8195;</U>, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="38%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="38%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.7
<SEQUENCE>9
<FILENAME>d815127dex107.htm
<DESCRIPTION>EX-10.7
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.7</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.7 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and Jeff M. Martin, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Chief Banking Officer
on the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Chief Banking Officer of Employer. In this capacity,
Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Two hundred eighty-five thousand dollars ($285,000), which may be
increased from time to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll
practices of Employer, as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management
Incentive Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior
Management Incentive Plan generally provides for an annual incentive bonus with a target amount of forty-five percent (45%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus
is payable in a lump sum not later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days
of the Effective Date and by February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide
Executive with either (i)&nbsp;a company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President and Chief Banking Officer.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile.
Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with
coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the
insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Compensation Amount. Payment under this Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies
for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled to the payments contemplated in Section&nbsp;6(f). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be deemed to have occurred on the date that any one
person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more than fifty percent (50%) of the total fair market value or
total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the total fair market value or total voting power of
the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any one person, or persons acting as a group, as a
result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death, gift, transfers between family members or transfers to a
qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall
include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code
Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the
regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice President and
Chief Banking Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at least thirty
(30)&nbsp;miles from Sacramento, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated June&nbsp;3,
2022 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and all other
agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting the
generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in full
force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Jeff M. Martin</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Jeff M. Martin, Chief Banking Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and <U>&#8195;&#8195;&#8195;&#8195;&#8195;</U>, an individual (the &#147;<B>Executive</B>&#148;). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, <U>&#8195;&#8195;&#8195;&#8195;&#8195;</U>, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="38%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="38%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.8
<SEQUENCE>10
<FILENAME>d815127dex108.htm
<DESCRIPTION>EX-10.8
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.8</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.8 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and A. Kenneth Ramos, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Regional Executive on
the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Regional Executive of Employer. In this capacity,
Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of Two hundred fifty thousand dollars ($250,000), which may be increased
from time to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll practices of
Employer, as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive
Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management
Incentive Plan generally provides for an annual incentive bonus with a target amount of thirty-five percent (35%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is
payable in a lump sum not later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of
the Effective Date and by February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive
with either (i)&nbsp;a company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President and Regional Executive.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile.
Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with
coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the
insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer during the most recent three (3)&nbsp;previous years of Employer (&#147;<B>Average Monthly Cash Compensation Amount</B>&#148;) multiplied
by eighteen (18). In the event Executive has been employed less than three (3)&nbsp;years, the Average Monthly Cash Compensation Amount shall be determined by using Executive&#146;s compensation history with Employer to determine the monthly
compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be
treated as if they were paid in cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Compensation Amount. Payment under this Section&nbsp;6(c)(ii) shall be made to the Executive made on or prior to the effective date of the Change of Control. In the event that Executive qualifies
for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled to the payments contemplated in Section&nbsp;6(f). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be deemed to have occurred on the date that any one
person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more than fifty percent (50%) of the total fair market value or
total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the total fair market value or total voting power of
the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by any one person, or persons acting as a group, as a
result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death, gift, transfers between family members or transfers to a
qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall
include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the definition of &#147;<B>Change in Ownership</B>&#148; under Code
Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;), and the
regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In Control</B>&#148; under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any other provision of this Agreement, Employer
may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case Executive shall be entitled to the compensation and
benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance
described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for Good Reason</U>. Executive may terminate this Agreement
for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for Good Reason during the Initial Term, and
Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good Reason</B>&#148; shall mean actions taken by the
Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or responsibilities as Executive Vice President and
Regional Executive, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform services to a location that is at least thirty
(30)&nbsp;miles from Fresno, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing this Section (d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit&nbsp;A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination,
as applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. The Change of Control Agreement between Executive and Central Valley Community Bank, dated June&nbsp;3,
2022 (&#147;Change of Control Agreement&#148;), is hereby terminated and superseded for all purposes by this Agreement. Except for benefit arrangements other than the Change of Control Agreement, this Agreement supersedes any and all other
agreements, either oral or in writing, between the parties hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Without limiting the
generality of the foregoing, each party acknowledges and agrees that any salary continuation agreement, stock option agreements, stock grant agreements, life insurance arraignments and all other existing benefit arrangements shall continue in full
force and effect in accordance with the terms in place prior to the date of this Agreement. Any modification, waiver or amendment of this Agreement will be effective only if it is in writing and signed by the party to be charged. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of this Agreement shall not operate as or be construed to be a
waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement on one or more occasions shall not be considered a waiver or
deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this
Agreement shall, for any reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but
this Agreement shall be construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of reference and shall be given no effect in the
construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to be given hereunder by one party to the other
shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the addresses indicated at the end of this Agreement,
but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed communicated as of five (5)&nbsp;days after mailing.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise requires, all periods ending on a given day or date
or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on disability); and (12)&nbsp;any other
federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for arbitration must be made in writing
within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both, as applicable to the claim or claims
asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of the award, or the award causes substantial
injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES
ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>.
Executive represents and warrants that Executive is free to enter into this Agreement and to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise,
from entering into or performing this Agreement, and that Executive&#146;s execution and performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ A. Kenneth Ramos</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>A. Kenneth Ramos, Regional Executive</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and _______________, an individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
unknown, foreseen or unforeseen, injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the
California Civil Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or
releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.9
<SEQUENCE>11
<FILENAME>d815127dex109.htm
<DESCRIPTION>EX-10.9
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.9</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.9 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (&#147;<B>Agreement</B>&#148;) is entered into by and between Community West Bank, a California banking corporation
(&#147;<B>Employer</B>&#148;), and Timothy J. Stronks, an individual (the &#147;<B>Executive</B>&#148;) as of April&nbsp;1, 2024 (the &#147;<B>Effective Date</B>&#148;).</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Employer desires to employ Executive, and Executive desires to be employed by Employer, as Executive Vice President and Chief Risk Officer on
the terms, covenants and conditions hereinafter set forth:</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Position</U>. Executive is hereby employed as Executive Vice President and Chief Risk Officer of Employer. In this capacity,
Executive shall have such duties and responsibilities as may be designated by the Board of Directors of Employer (&#147;<B>Board</B>&#148;), and the Chief Executive Officer of Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Employment Term</U>. The term of this Agreement shall commence on the Effective Date and continue through the second anniversary
of the Effective Date (&#147;<B>Initial Term</B>&#148;), subject, however, to prior termination as set forth in Section&nbsp;6 of this Agreement. At the end of the Initial Term, this Agreement shall renew automatically for additional consecutive one
year periods (the Initial Term plus any such additional periods sometimes referred to as the &#147;<B>Employment Term</B>&#148;) unless either party furnishes the other party with written notice (&#147;<B>Nonrenewal Notice</B>&#148;) of its
intention not to renew by no later than sixty (60)&nbsp;days prior to the then scheduled expiration of the Employment Term. Any Nonrenewal Notice given without Cause (as hereinafter defined) by Employer to Executive shall be treated as an early
termination without Cause for purposes of Section&nbsp;6(d) of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Executive Duties</U>. Upon the Effective Date,
Executive is hereby vested with such powers and duties as are designated by the Bylaws of Employer, as amended from time to time (&#147;<B>Bylaws</B>&#148;), by the Board, by any duly authorized Committee of the Board, or by the Chief Executive
Officer of Employer. Subject to the control of the Board and the Chief Executive Officer, Executive shall have the authority set forth in Employer&#146;s job description for Executive&#146;s position, as may be amended from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> by Employer. Executive shall report to the Chief Executive Officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>Extent of Services</U>. Executive shall devote substantially all of Executive&#146;s time and effort to the business of Employer
and shall not, during the Employment Term, be engaged in any other business activities, except Executive&#146;s personal investments,&nbsp;activities involving professional, charitable, educational, religious and similar types of
organizations,&nbsp;and&nbsp;similar activities, to the extent that such activities do not interfere with the performance of Executive&#146;s duties under this Agreement, or conflict in any way with the business or interests of Employer, and are in
compliance with Employer&#146;s policies and procedures in effect from time to time applicable to employees with respect to actual or potential conflicts of interest. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compensation and Benefits</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Salary</U>. Executive shall receive an annual salary of two hundred ninety thousand dollars ($290,000), which may be increased
from time to time at the discretion of Employer in accordance with usual and customary practice (&#147;<B>Base Salary</B>&#148;). Executive&#146;s Base Salary shall be paid in periodic installments in accordance with the general payroll practices of
Employer, as in effect from time to time, and shall be prorated for any partial periods. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Senior Management Incentive
Plan</U>. Executive shall be eligible to receive an annual incentive bonus under the Employer&#146;s Senior Management Incentive Plan, as amended from time to time (the &#147;<B>Senior Management Incentive Plan</B>&#148;). The Senior Management
Incentive Plan generally provides for an annual incentive bonus with a target amount of thirty percent (30%) of Base Salary for Executive&#146;s position, based on Executive reaching certain subjective and objective goals, which bonus is payable in
a lump sum not later than March 15th of the calendar year following the end of the year for which the bonus is earned. It is the intent of the parties to reduce the specific goals as established by the Boards to writing within 45 days of the
Effective Date and by February 15th of each year thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Automobile Allowance</U>. Employer shall provide Executive with
either (i)&nbsp;a company automobile (&#147;Company Vehicle&#148;), or (ii)&nbsp;an automobile allowance of $1,500 per month to cover Executive&#146;s cost of an automobile (&#147;Executive Vehicle&#148;), subject to change from <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">time-to-time</FONT></FONT> within the reasonable discretion of the Chief Executive Officer. The automobile shall be approved by the Chief Executive Officer as being suitable for the
Executive Vice President and Chief Risk Officer.&#8195;Subject to reimbursement under Section&nbsp;5(e) below, if applicable, Executive shall be responsible for paying all operation expenses of any nature whatsoever with regard to the automobile.
Executive shall furnish Employer adequate records and other documentary evidence required by Employer. Executive shall also procure and maintain in force an automobile insurance policy on such automobile at Executive&#146;s own expense, with
coverage naming Employer as an additional insured with the minimum coverage of $1&nbsp;million combined single limit of liability (including any umbrella insurance coverage maintained by Executive). Executive shall provide Employer with copy of the
insurance policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Vacation</U>. Executive shall accrue twenty days of paid vacation per year. Such vacation leave shall
accrue on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> monthly basis and shall be subject to the terms and provisions of the vacation policy of Employer as amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>General Expenses</U>. Employer shall, upon submission and approval of written statements and bills in accordance with the regular
procedures of Employer relative to senior executives, pay or reimburse Executive for any and all necessary, customary and usual expenses incurred by him while traveling for or on behalf of Employer and for any and all other necessary, customary or
usual expenses incurred by Executive for or on behalf of Employer in the normal course of business. Executive agrees that, if at any time any payment made to Executive by Employer, whether for salary or whether as auto expense or business expense
reimbursement, shall be disallowed in whole or in part as a deductible expense by the appropriate taxing authorities, Executive shall reimburse Employer to the full extent of such disallowance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Other Benefits</U>. During the Employment Term, Executive shall be eligible to
participate, subject to the terms thereof, in all retirement benefit plans, and all medical, dental and other welfare benefit plans of Employer as may be in effect from time to time with respect to senior executives employed by Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>Termination</U>. This Agreement may be terminated during the Employment Term in accordance with this Section&nbsp;6. In the event
of such termination, Executive shall be released from all obligations under this Agreement, except that Executive shall remain subject to Sections 7, 8, 11(a), 11(c), 11(f), 11(m), 12 and 13, and Employer shall be released from all obligations under
this Agreement, except as otherwise provided in this Section and Sections 11(f), 11(m), 12 and 13. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Termination by Employer
for Cause</U>. This Agreement may be terminated for Cause by Employer upon written notice, and Executive shall not be entitled to receive compensation or other benefits for any period after termination for Cause, except as otherwise required by
applicable law or the terms of the applicable benefit plan or agreement. For purposes of this Agreement, &#147;<B>Cause</B>&#148; shall mean the determination by the Chief Executive Officer, acting in good faith, that Executive has
(i)&nbsp;willfully failed to perform or habitually neglected the duties which Executive is required to perform hereunder; or (ii)&nbsp;willfully failed to follow any policy of Employer which materially adversely affects the condition of Employer; or
(iii)&nbsp;engaged in any activity in contravention of any policy of Employer, statute, regulation or governmental policy which materially adversely affects the condition of Employer, or its reputation in the community, or which evidences the lack
of Executive&#146;s fitness or ability to perform Executive&#146;s duties; or (iv)&nbsp;willfully refused to follow any instruction from the Board unless Executive reasonably establishes that compliance with such instruction would cause the Employer
or Executive to violate any statute, regulation or governmental policy or policy of Employer; or (v)&nbsp;been convicted of or pleaded guilty or nolo contendere to any felony, or (vi)&nbsp;committed any act which would cause termination of coverage
under the Employer&#146;s Bankers Blanket Bond as to Executive, as distinguished from termination of coverage as to the Employer as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Automatic Termination Upon Closure or Take-Over</U>. This Agreement shall terminate automatically if Employer is closed or taken
over by the Federal Deposit Insurance Corporation, the California Department of Business Oversight, or by any other supervisory authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Change In Control.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;In the event of a Change in Control (as hereinafter defined), Executive shall be entitled to severance as follows: Executive shall
be paid a lump sum payment equal to the average monthly total cash compensation paid to Executive by Employer for services performed following the Effective Date during the most recent three (3)&nbsp;previous years (&#147;<B>Average Monthly Cash
Compensation Amount</B>&#148;) multiplied by eighteen (18). In the event Executive has been employed by Employer less than three (3)&nbsp;years from the Effective Date, the Average Monthly Cash Compensation Amount shall be determined by using
Executive&#146;s compensation history with Employer for services performed from the Effective Date to determine the monthly compensation formula for purposes of this paragraph. When calculating the Average Monthly Cash Compensation Amount, any
annual incentive bonus payments that were issued in the form of stock pursuant to the Senior Management Incentive Plan shall be treated as if they were paid in </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
cash; however, no other <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits shall be included when calculating the Average Monthly Cash Compensation Amount. Payment under this
Section&nbsp;6(c)(ii) shall be made to the Executive on or prior to the effective date of the Change of Control. In the event that Executive qualifies for the payment contemplated by this Section&nbsp;6(c)(ii), Executive shall not be entitled to the
payments contemplated in Section&nbsp;6(f). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;For purposes of this Agreement, a &#147;<B>Change In Control</B>&#148; shall be
deemed to have occurred on the date that any one person, or more than one person acting as a group, acquires, directly or indirectly, ownership of stock of Employer that, together with stock held by such person or group, constitutes more than fifty
percent (50%) of the total fair market value or total voting power of the stock of Employer. However, if any one person or more than one person acting as a group, is considered to own, directly or indirectly, more than fifty percent (50%) of the
total fair market value or total voting power of the stock of Employer, the acquisition of additional stock by the same person or persons will not be considered to cause a Change In Control. Further, an increase in the percentage of stock owned by
any one person, or persons acting as a group, as a result of a transaction in which Employer acquires its stock in exchange for property will not be considered to cause a Change In Control. Transfers of Employer stock on account of death, gift,
transfers between family members or transfers to a qualified retirement plan maintained by Employer shall not be considered in determining whether there has been a Change In Control. For purposes of defining the term &#147;<B>Change In
Control</B>,&#148; the term &#147;<B>Employer</B>&#148; shall include its parent Community West Bancshares (&#147;<B>Bancshares</B>&#148;). A &#147;<B>Change</B><B></B><B>&nbsp;In Control</B>&#148; shall be interpreted in accordance with the
definition of &#147;<B>Change in Ownership</B>&#148; under Code Section&nbsp;409A, and to the extent that an event or series of events does not constitute a &#147;<B>Change in Ownership</B>&#148; under Section&nbsp;409A of the Internal Revenue Code
of 1986, as amended (the &#147;<B>Code</B>&#148;), and the regulations and guidance promulgated thereunder (&#147;<B>Code Section</B><B></B><B>&nbsp;409</B>&#148;), the event or series of events will not constitute a &#147;<B>Change In
Control</B>&#148; under this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Early Termination Without Cause at Employer&#146;s Option</U>. Notwithstanding any
other provision of this Agreement, Employer may terminate this Agreement early at any time and without Cause by giving Executive thirty (30)&nbsp;days&#146; written notice of Employer&#146;s intent to terminate this Agreement, in which case
Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Employer terminates this Agreement without Cause during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive
shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Termination by Executive for
Good Reason</U>. Executive may terminate this Agreement for Good Reason, in which case Executive shall be entitled to the compensation and benefits described in Section&nbsp;6(i) below. In addition, if the Executive terminates this Agreement for
Good Reason during the Initial Term, and Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive the additional severance described in Section&nbsp;6(f) below. For purposes of this Agreement, the term &#147;<B>Good
Reason</B>&#148; shall mean actions taken by the Employer resulting in one of the following events within six months prior to the termination of Executive&#146;s employment: (a)&nbsp;a material diminution of Executive&#146;s authority, duties or
responsibilities as Executive Vice President and Chief Risk Officer, (b)&nbsp;a material diminution in Executive&#146;s Base Salary, and/or (c)&nbsp;a material change in the geographic location of the office from which Executive must perform
services to a location that is at least thirty (30)&nbsp;miles from Goleta, California. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Additional Severance If Applicable</U>. If, during the Employment Term, the
Employer terminates this Agreement without Cause or Executive terminates this Agreement for Good Reason, and provided Section&nbsp;6(c)(ii) is not applicable, Executive shall be entitled to receive monthly severance payments for up to 12 months.
Each monthly severance payment shall be equal to the Average Monthly Cash Compensation Amount. Such monthly severance payments shall be paid in periodic installments in accordance with the general payroll practices of Employer, as in effect from
time to time, commencing on the first month following Executive&#146;s termination and continuing for 12 months, or if earlier, until Executive obtains other comparable employment. The term &#147;<B>comparable employment</B>&#148; shall mean any
employment in which Executive&#146;s compensation (measured by any cash or <FONT STYLE="white-space:nowrap">non-cash</FONT> payments or benefits) is comparable to Executive&#146;s compensation under this Agreement. Any compensation comparison
undertaken for the purposes of this Agreement shall be done without regard to any vested or unvested stock options or shares of restricted stock granted to Executive. For purposes of implementing subsection (6)(d), Executive agrees to furnish
Employer with prompt written notice describing any subsequent employment Executive secures (including Executive&#146;s compensation for such employment) following any termination under this Section. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Limitation of Benefits under Certain Circumstances</U>. Notwithstanding any other provision of this Agreement, if all or a
portion of any benefit or payment under this Section&nbsp;6, alone or together with any other compensation or benefit, will be a <FONT STYLE="white-space:nowrap">non-deductible</FONT> expense to the Employer by reason of Code Section&nbsp;280G, the
Employer shall reduce the benefits and payments payable under this Section&nbsp;6 as necessary to avoid the application of Section&nbsp;280G. The Employer shall have the power to reduce benefits and payments under this Section&nbsp;6 to zero, if
necessary. The determination of any reduction in the payments and benefits to be made pursuant to Section&nbsp;6 shall be based upon the opinion of independent counsel selected by Employer and paid by Employer. Such counsel shall be reasonably
acceptable to Executive; shall promptly prepare the foregoing opinion, but in no event later than thirty (30)&nbsp;days from the date of termination; and may use such actuaries or other consultants as such counsel deems necessary or advisable for
the purpose. Nothing contained herein shall result in a reduction of any payments or benefits to which Executive may be entitled upon termination of employment under any circumstances other than as specified in this Section&nbsp;6, or a reduction in
the payments and benefits specified in Section&nbsp;6 below zero. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Severance and Release Agreement</U>. The severance
payments contemplated under this Section&nbsp;6 are sometimes referred to in this Agreement as &#147;<B>Severance Payments</B>.&#148; Notwithstanding anything in this Agreement to the contrary, Employer shall have no obligation to make any Severance
Payments unless Executive shall sign and deliver to Employer prior to a Change in Control or within thirty (30)&nbsp;days of termination, as the case may be, a Severance and Release Agreement, as completed by Employer at time of termination, in
substantially the form attached hereto as <U>Exhibit A</U>, and provided that such Severance and Release Agreement becomes effective and irrevocable no later than the date of the Change in Control or sixty (60)&nbsp;days following termination, as
applicable (the &#147;<B>Release Deadline</B>&#148;). If the Severance and Release Agreement does not become effective and irrevocable by the Release Deadline, Executive will forfeit any rights to the Severance Payments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Benefits Payable at Termination</U>. Unless otherwise specifically stated in this Agreement or required by law, the compensation
and benefits payable to Executive upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
termination of this Agreement and termination of Executive&#146;s employment with Employer shall be limited to the payment of all accrued salary, vacation, and reimbursable expenses for which
expense reports have been provided to Employer in accordance with Employer&#146;s policies and this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Delay in
Payment for Specified Employees</U>. Notwithstanding anything to the contrary, if Executive is a Specified Employee as of the date of termination of employment, payments under this Agreement upon termination of employment may not be made before the
date that is six months after termination of employment (or, if earlier than the end of the <FONT STYLE="white-space:nowrap">six-month</FONT> period, the date of death of the Executive). Payments to which the Executive would otherwise be entitled
during the first six months following termination of employment shall be accumulated and paid on the first day of the seventh month following termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">i.&#8195;Executive shall be deemed to be a &#147;<B>Specified Employee</B>&#148; if, as of the date of Executive&#146;s termination of
employment, Executive is a Key Employee of Employer, and Bancshares has stock which is publicly traded on an established securities market or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">ii.&#8195;If Executive meets the requirements of Code Section&nbsp;416(i)(1)(A)(i), (ii), or (iii) (applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during a twelve month period ending on December&nbsp;31 (the &#147;<B>Specified Employee Identification Date</B>&#148;), then Executive shall be treated as a Key Employee
for the entire twelve month period beginning on the following April 1. Such April&nbsp;1 date shall be the &#147;<B>Specified Employee Effective Date</B>&#148; for purposes of Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Work Product</U>. Executive acknowledges that all inventions, innovations, improvements, developments, methods, designs, analyses,
drawings, reports and all similar or related information (whether or not patentable) which relate to Employer or its Affiliates (as hereafter defined), research and development or existing or future products or services and which are conceived,
developed or made by the Executive while employed by Employer (&#147;<B>Work Product</B>&#148;) belong to Employer or such Affiliates (as applicable). Executive shall promptly disclose such Work Product to the Boards and perform all actions
reasonably requested by a Board (whether during or after the Executive&#146;s employment with Employer) to establish and confirm such ownership (including, without limitation, executing assignments, consents, power of attorney and other
instruments). For purposes of the Agreement, an &#147;<B>Affiliate</B>&#148; of Employer is any person or entity that controls, is controlled by, or is under common control with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Disclosure of Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Confidential Information</U>. Employer has and will develop and own certain Confidential Information, which has a great value in
its business. Employer also has and will have access to Confidential Information of its customers. &#147;<B>Customers</B>&#148; shall mean any persons or entities for whom Employer performs services or from whom Employer obtains information.
Confidential Information includes information disclosed to Executive during the course of Executive&#146;s employment, and information developed or learned by Executive during the course of Executive&#146;s employment. &#147;<B>Confidential
Information</B>&#148; is broadly defined and includes all information which has or could have commercial value or other utility in Employer&#146;s business or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the businesses of Employer&#146;s customers or Affiliates of Employer. Confidential Information also includes all information which could be detrimental to the interests of Employer or its
Affiliates or Customers if it were disclosed. By example and without limitation, Confidential Information includes all information concerning loan information, Customer data, including but not limited to Customer and supplier identities, Customer
characteristics or agreements and Customer lists, applicant data, employment categories, job classifications, employment histories, job analyses and validations, preferences, credit history, agreements, and any personally identifiable information
related to Customers, or Customer&#146;s employees, customers or clients, including names, addresses, phone numbers, account numbers and social security numbers; any information provided to Executive by a Customer, including but not limited to
electronic information, documents, software, and trade secrets; historical sales information; advertising and marketing materials and strategies; financial information related to Employer, Customers, Affiliates, Customer&#146;s or Affiliate&#146;s
employees or any other party; labor relations strategies; research and development strategies and results, including new materials research; pending projects and proposals; production processes; scientific or technological data, formulae and
prototypes; employee data, including but not limited to any personally identifiable information related to employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members such as names, addresses, phone
numbers, account numbers, social security numbers, employment history, credit information, and the compensation of <FONT STYLE="white-space:nowrap">co-workers;</FONT> anything contained in another employee&#146;s personnel file; individually
identifiable health information of other employees, and <FONT STYLE="white-space:nowrap">co-workers,</FONT> their spouse-partner and/or family members, Customers, or any other party, including but not limited to any information related to a physical
or mental health condition, the provision of health care, the payment of health care, or any information received from a health care provider, health care plan or related entity; pricing and product information; computer data information; products;
supplier information and data; testing techniques; processes; formulas; trade secrets; inventions; discoveries; improvements; specifications; data, <FONT STYLE="white-space:nowrap">know-how,</FONT> and formats; marketing plans; pending projects and
proposals; business plans; computer processes; computer programs and codes; technological data; strategies; forecasts; budgets; and projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Protection of Confidential Information</U>. Executive agrees that at all times during and after Executive&#146;s employment by
Employer, Executive will keep confidential and not disclose to any third party or make any use of the Confidential Information of Employer or its Affiliates or Customers, except for the benefit of Employer, or its Affiliates or Customers and in the
course of Executive&#146;s employment. In the event Executive is required by law to disclose such information described in this Section&nbsp;8, Executive will provide Employer and its legal counsel with immediate notice of such request so that
Employer may consider seeking a protective order. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>No Prior Commitments</U>. Executive has no other agreements,
relationships, or commitments to any other person or entity that would conflict with Executive&#146;s obligations to Employer under this Agreement. Executive will not disclose to Employer, or use or induce Employer to use, any proprietary
information or trade secrets of others. Executive represents and warrants that Executive has returned all property and confidential information belonging to all other prior Employers and other entities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Return of Documents and Data</U>. In the event Executive&#146;s employment with Employer is terminated (voluntarily or
otherwise), Executive agrees to inform Employer of all documents and other data relating to Executive&#146;s employment which is in Executive&#146;s possession and control and to deliver promptly all such documents and data to Employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Obligations Following Termination</U>. In the event Executive&#146;s employment
with Employer is terminated (voluntarily or otherwise), Executive agrees that Executive will protect the Confidential Information of Employer and its Affiliates and Customers, and will prevent their misappropriation or disclosure. Executive will not
disclose or use any Confidential Information for Executive&#146;s benefit, or the benefit of any third party, or to the detriment of Employer or its Customers. In addition, after termination of Executive&#146;s employment with Employer, Executive
will not, either directly or indirectly for a period of one (1)&nbsp;year after termination of employment, (i)&nbsp;solicit, recruit or attempt to recruit any officer of Employer, (ii)&nbsp;advise or recommend to any other person that such other
person employ or attempt to employ any other employee of Employer while the other employee is employed by Employer; (iii)&nbsp;induce or attempt to induce any other employee of Employer to terminate Executive&#146;s employment with Employer; or
(iv)&nbsp;interfere with the business of Employer by inducing any other individual or entity to sever its relationship with Employer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Relief</U>. Executive acknowledges that breach of this Section may cause Employer irreparable harm for which money is inadequate
compensation. Executive therefore agrees that Employer will be entitled to injunctive relief to enforce this Section and this Agreement, in addition to damages and other available remedies, and Executive consents to such injunctive relief. In
addition to any other rights and remedies Employer may have against Executive, any material violation of this Section&nbsp;8 shall result in the forfeiture of any Severance compensation payable by Employer to Executive under this Agreement to the
fullest extent permitted by law, including, without limitation, any Severance Payments to which Executive would otherwise be entitled upon termination of employment with Employer, including, without limitation, under Section&nbsp;6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Survival</U>. The terms and provisions of this Section&nbsp;8 shall survive the expiration or termination of this Agreement for
all intents and purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Competition</FONT> by Executive</U>. During the Employment
Term, Executive shall not, directly or indirectly, either as an employee, employer, consultant, agent, principal, partner, stockholder, corporate officer, director, or in any other individual or representative capacity, engage or participate in any
competing banking business; provided, however, Executive shall not be restricted by this Section from owning securities of corporations listed on a national securities exchange or regularly traded by national securities dealers so long as such
investment does not exceed one percent (1%) of the market value of the outstanding securities of such corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Surety
Bond</U>. Executive agrees that Executive will furnish all information and take any steps necessary to enable Employer to obtain or maintain a fidelity bond conditional on the rendering of a true account by Executive of all monies, goods or other
property which may come into the custody, charge or possession of Executive during the Employment Term. The surety company issuing the bond and the amount of the bond are to be paid by Employer. If Executive cannot qualify for a surety bond at any
time during the Employment Term for any reason that is (a)&nbsp;not beyond Executive&#146;s control or (b)&nbsp;due to Executive&#146;s actions or omissions, then Employer shall have the option to terminate this Agreement immediately. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U>General</U>. This Agreement is further governed by the following provisions:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Regulatory Compliance</U>. This Agreement is drawn to be effective in the State of California and shall be construed in
accordance with California laws, except to the extent superseded by federal law. The parties specifically acknowledge that while the restrictions contained in Section&nbsp;131 of the Federal Deposit Insurance Corporation Improvement Act of 1991,
relating to the payment of bonuses and increases for senior executive officers of institutions which are deemed &#147;undercapitalized,&#148; do not currently apply to Employer, such provisions may affect the terms of this Agreement if during its
term Employer should be deemed undercapitalized by any state or federal regulatory authority (including, without limitation, the Federal Deposit Insurance Company and the Federal Reserve Board). Without limiting the generality of the foregoing,
under no circumstances shall Employer be required to make any payments to Executive or take any other actions under this Agreement if such payments or actions would result in any violation of applicable law, rule, regulation or regulatory directive.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Code Section</U><U></U><U>&nbsp;409A</U>. Employer intends for all payments and benefits under this Agreement to comply with
or be exempt from the requirements of Code Section&nbsp;409A. In no event will the Company reimburse you for any taxes that may be imposed on you as a result of Code Section&nbsp;409A. For purposes of Section&nbsp;6, all references to
&#147;termination of employment&#148; and correlative phrases shall be construed to require a &#147;separation from service&#148; (as defined in Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.409A-1(h)</FONT> after giving
effect to the presumptions contained therein). Each payment made under this Agreement shall be treated as a separate payment and the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate
payments. Any amount that Executive is entitled to be reimbursed or to have paid on Executive&#146;s behalf under this Agreement that would constitute nonqualified deferred compensation subject to Code Section&nbsp;409A shall be subject to the
following additional rules: (i)&nbsp;no reimbursement of any such expense shall affect Executive&#146;s right to reimbursement of any such expense in any other taxable year; (ii)&nbsp;reimbursement of the expense shall be made, if at all, promptly,
but not later than the end of the calendar year following the calendar year in which the expense was incurred; and (iii)&nbsp;the right to reimbursement shall not be subject to liquidation or exchange for any other benefit. Employer shall have no
liability to Executive or any related party with respect to any taxes, penalties, interest or other costs or expenses Executive or any related party may incur with respect to or as a result of Code Section&nbsp;409A or for damages for failing to
comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Clawback</U>. Notwithstanding any provisions of this Agreement to the contrary, if any
Payment Restrictions (as hereinafter defined) require the recapture or &#147;clawback&#148; of any payments made to Executive under this Agreement, Executive shall repay to Employer the aggregate amount of any such payments, with such repayment to
occur no later than thirty (30)&nbsp;days following Executive&#146;s receipt of a written notice from Employer indicating that payments received by Executive under this Agreement are subject to recapture or clawback pursuant to the Payment
Restrictions. &#147;<B>Payment Restrictions</B>&#148; means any applicable state or federal statute, law, regulation, or regulatory interpretation or other guidance, or contractual arrangement with or required by a governmental authority that would
require Employer to seek or demand repayment or return of any payments made to Executive for any reason, including, without limitation, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIL-66-02010</FONT></FONT> and any related or
successor regulatory guidance, any regulatory or enforcement interpretations or guidance provided by the Securities Exchange Commission or other regulatory </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
body under Section&nbsp;954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, or Employer or its successors later obtaining information indicating that Executive has
committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a) (4). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&#8195;<U>Entire Agreement</U>. This Agreement supersedes any and all other agreements, either oral or in writing, between the parties
hereto with respect to the employment of Executive by Employer and contains all of the covenants and agreements among the parties with respect to such employment. Any modification, waiver or amendment of this Agreement will be effective only if it
is in writing and signed by the party to be charged. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&#8195;<U>Waiver</U>. Any waiver by any party of a breach of any provision of
this Agreement shall not operate as or be construed to be a waiver of any other breach of such provision or of any breach of any other provision of this Agreement. The failure of a party to insist upon strict adherence to any term of this Agreement
on one or more occasions shall not be considered a waiver or deprive that party of the right thereafter to insist upon strict adherence to that term or any other term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&#8195;<U>Choice of Law</U>. This Agreement shall be governed by and construed in accordance with the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&#8195;<U>Binding Effect of Agreement</U>. This Agreement shall inure to the benefit of and be binding upon Employer, its successors and
assigns, including without limitation, any person, partnership or corporation which may acquire all or substantially all of Employer&#146;s assets and business, or with or into which Employer may be consolidated, merged or otherwise reorganized, and
this provision shall apply in the event of any subsequent merger, consolidation, reorganization, or transfer. The provisions of this Agreement shall be binding upon and inure to the benefit of Executive and Executive&#146;s heirs and personal
representatives. The rights and obligations of Executive under Agreement shall not be transferable by assignment or otherwise, such rights shall not be subject to commutation, encumbrance or the claims of Executive&#146;s creditors, and any attempt
to do any of the foregoing shall be void. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&#8195;<U>Indemnification</U>. Employer shall indemnify Executive to the maximum extent
permitted under the Bylaws and the California Corporations Code. If available at reasonable rates, Employer shall endeavor to apply for and obtain Directors and Officers Liability Insurance to indemnify and insure Employer and Executive from and
against liability or loss arising out of Executive&#146;s actual or asserted misfeasance or nonfeasance in the good faith performance of Executive&#146;s duties or out of any actual or asserted wrongful act against, or by Employer including, but not
limited to, judgments, fines, settlements and expenses incurred in the defense of actions, proceedings and appeals therefrom. The provisions of this paragraph shall inure to the benefit of Executive&#146;s estate, executor, administrator, heirs,
legatees or devisees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&#8195;<U>Severability</U>. In the event that any term or condition contained in this Agreement shall, for any
reason, be held by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other term or condition of this Agreement, but this Agreement shall be
construed as if such invalid or illegal or unenforceable term or condition had never been contained herein. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&#8195;<U>Heading</U>. The headings in this Agreement are solely for convenience of
reference and shall be given no effect in the construction or interpretation of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&#8195;<U>Notices</U>. Any notices to
be given hereunder by one party to the other shall be effected in writing either by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Mailed notices shall be addressed to the parties at the
addresses indicated at the end of this Agreement, but each party may change its address by notice in accordance with this paragraph. Notices delivered personally shall be deemed communicated as of actual receipt; mailed notices shall be deemed
communicated as of five (5)&nbsp;days after mailing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&#8195;<U>Calendar Days&#151;Close of Business</U>. Unless the context otherwise
requires, all periods ending on a given day or date or upon the lapse of a period of days shall end on the close of the business on that day or date, and references to &#147;days&#148; shall be understood to refer to calendar days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&#8195;<U>Attorneys&#146; Fees and Costs</U>. If any action at law or in equity, or any arbitration proceeding, is brought to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys&#146; fees, costs and necessary disbursements in addition to any other relief to which Executive or it may be entitled. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&#8195;<U>Counterparts</U>. This Agreement may be executed in counterparts, each of which shall be deemed an original and both of which
together shall constitute one instrument. This Agreement may be executed by a party&#146;s signature transmitted by facsimile or electronic portable document format (.pdf), and copies of this Agreement so executed and delivered shall have the same
force and effect as originals. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Mediation and Arbitration of Disputes</U>. Any disputes regarding the employment relationship
or its termination for whatever reason or events occurring during the employment relationship shall be subject to mediation followed by binding arbitration, to the extent permitted by law, pursuant to the employment dispute resolution rules and
regulations of the American Arbitration Association. This includes any rights or claims the Executive may have under (1)&nbsp;Title VII of the Civil Rights Act of 1964 (race, color, religion, sex and national origin discrimination); (2)
Section&nbsp;1981 of the Civil Rights Act of 1866 (discrimination); (3) the Age Discrimination in Employment Act (age discrimination)&#146; (4) the Equal Pay Act (equal pay); (5) the California Fair Employment and Housing Act (discrimination,
including race, color, national origin, ancestry, physical handicap, medical condition, marital status, sex or age); (6) the California Labor Code (wages, benefits and other matters); (7) the Fair Labor Standards Act (wage and hour matters); (8) the
Consolidated Omnibus Budget Reconciliation Act (insurance matters); (9) Executive Order 11246 (affirmative action); (10) the Federal Rehabilitation Act (handicap discrimination); (11) the Americans with Disabilities Act (discrimination based on
disability); and (12)&nbsp;any other federal, state or local laws or regulations regarding employment discrimination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request for
arbitration must be made in writing within 365 calendar days of the occurrence-giving rise to the dispute. The arbitrator shall apply the substantive law (and the law of remedies, if applicable) of the State of California, or federal law, or both,
as applicable to the claim or claims asserted. It is the parties&#146; intention that the arbitrator&#146;s decision shall not be subject to judicial review except for fraud or similar misconduct or unless an error appears on the face of
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the award, or the award causes substantial injustice. Unless the arbitrator orders otherwise (after taking into consideration Section&nbsp;11(m) hereof), each party shall be responsible for
compensating their attorneys and witnesses and bearing any other costs incurred by them. THE PARTIES ACKNOWLEDGE AND AGREE THEY ARE WAIVING THEIR RIGHT TO A COURT TRIAL OR A JURY TRIAL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Executive&#146;s Representations</U>. Executive represents and warrants that Executive is free to enter into this Agreement and
to perform each of the terms and covenants in it. Executive represents and warrants that Executive is not restricted or prohibited, contractually or otherwise, from entering into or performing this Agreement, and that Executive&#146;s execution and
performance of this Agreement is not a violation or a breach of any other agreement between Executive and any other person or entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executed as of the date first above written at Fresno, California. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EMPLOYER:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James J. Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>James J. Kim, Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Timothy J. Stronks</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Timothy J. Stronks, Chief Risk Officer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>EXHIBIT A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SEVERANCE AND RELEASE AGREEMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) is made by and between Community West Bank, a California banking
corporation (&#147;&#147;<B>Employer</B>&#148;), and _______________, an individual (the &#147;<B>Executive</B>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A.&#8195;Employer and Executive are parties to that certain Employment Agreement, dated [<B>INSERT DATE</B>] (&#147;<B>Employment
Agreement</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B.&#8195;Employer and Executive wish to enter into this Agreement pursuant to Section&nbsp;6(h) of the Employment
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the mutual promises and covenants in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;<U>Termination of Employment</U>. Employer and Executive agree that Executive&#146;s employment with Employer terminated on
[<B>INSERT DATE</B>] (&#147;<B>Termination Date</B>&#148;). Executive acknowledges that Executive has been paid all wages and other sums due to him within the time frames required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;<U>Compensation.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;Severance. Employer shall pay Executive severance pay in the amount of [<B>INSERT AMOUNT</B>], less statutory wage deductions, if
and only if an original of this Agreement, duly executed by Executive, is delivered to Employer within thirty (30)&nbsp;days following the Termination Date. This amount shall be paid within thirty (30)&nbsp;days of timely delivery of an original of
this Agreement, duly executed by Executive, to Employer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;Vacation Pay. Employer has paid Executive on Executive&#146;s
Termination Date all accrued but unused vacation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;<U>Sufficiency of Consideration</U>. Executive acknowledges that the severance
provided under Section&nbsp;2(a) is a special benefit provided to him in return for Executive&#146;s execution of this Agreement. Employer and Executive specifically agree that the consideration provided to Executive pursuant to Section&nbsp;2(a) is
good and sufficient consideration for this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;<U>No Actions by Executive</U>. In consideration of the promises and
covenants made by Employer in this Agreement Executive agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&#8195;<U>Filing of Actions</U>. That Executive has not filed and will
refrain from filing, either on his own or from participating with any third party in filing, any action or proceeding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
against any Released Parties (as defined in this Section) with any administrative agency, board, or court relating to the termination of Executive&#146;s employment, or any acts related to
Executive&#146;s employment with Employer. &#147;<B>Released Parties</B>&#148; mean Employer, Community West Bancshares, a California corporation (&#147;<B>Bancshares</B>&#148;), the Board of Directors of Bancshares, the Board of Directors of
Employer, any members of such Boards of Directors in any of their capacities, including individually, and Bancshares&#146;s and Employer&#146;s present or former executives, officers, directors, agents or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&#8195;<U>Dismissal</U>. If any agency, board or court assumes jurisdiction of any action against the Released Parties arising out of the
termination of Executive&#146;s employment or any acts related to Executive&#146;s employment with Employer, Executive will direct that agency, board or court to withdraw or dismiss the matter, with prejudice, and will execute any necessary
paperwork to effect the withdrawal or dismissal, with prejudice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&#8195;<U>Discrimination</U>. Executive acknowledges that Title VII
of the Civil Rights Act of 1964, and as amended, the Americans with Disabilities Act, the Civil Rights Act of 1991, Sections 1981 through 1988 of Title 42 of the United States Code, as amended, section 510 of the Employee Retirement Income Security
Act of 1974 (&#147;<B>ERISA</B>&#148;), the Family Medical Leave Act, the California Family Rights Act and the California Fair Employment and Housing Act provide Executive the right to bring action against the Released Parties if Executive believes
Executive has been discriminated against on the basis of race, age, ancestry, color, religion, sex, sexual orientation, medical condition, national origin, marital status, genetic information, veteran status, or physical or mental disability.
Executive understands the rights afforded to Executive under these Acts and agrees Executive will not file any action against the Released Parties based upon any alleged violation of these Acts. Executive irrevocably and unconditionally waives any
rights to assert a claim for relief available under these Acts, or any other state or federal laws related to employment discrimination, against the Released Parties including, but not limited to, present or future wages, mental or emotional
distress, attorney&#146;s fees, reinstatement or injunctive relief. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.&#8195;<U>Compromise and Settlement</U>. Executive, in
consideration of the promises and covenants made by Employer in this Agreement, hereby compromises, settles and releases the Released Parties from any and all past, present, or future claims, demands, obligations or causes of action, whether based
on tort, contract, or other theories of recovery arising from the employment relationship between Employer and Executive, and the termination of the employment relationship. Such claims include those Executive may have or has against the Released
Parties. This Release does not apply to claims Executive may bring seeking workers&#146; compensation benefits under California Labor Code section 3600, et seg., but does apply to claims under California Labor Code sections 132a and 4553. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.&#8195;<U>No Retaliation</U>. Executive further agrees that Executive has not been retaliated against for reporting any allegations of
wrongdoing by Employer and Released Parties, including any allegations of corporate fraud, or for claiming a work related injury or filing any workers&#146; compensation claim. The Parties acknowledge that this Agreement does not limit either
party&#146;s right, where applicable, to file or participate in an investigation proceeding of any federal, state or local governmental agency. To the extent permitted by law, Executive agrees that if such an administrative claim is made, Executive
shall not be entitled to recover any individual monetary relief or other individual remedies </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.&#8195;<U>Waiver</U>. Executive acknowledges that this Agreement applies to all known or
reasonably foreseeable injury or damage arising out of or pertaining to Executive&#146;s employment relationship with Employer and its termination, and expressly waives any benefits Executive may have under Section&nbsp;1542 of the California Civil
Code, which provides as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; margin-right:9%; font-size:10pt; font-family:Times New Roman">&#147;A general release does not extend to claims that the creditor or releasing party
does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive understands and acknowledges that the significance and consequence of this waiver of California Civil Code Section&nbsp;1542 is that even if
Executive should eventually suffer injury arising out of or pertaining to the employment relationship and its termination, Executive will not be able to make any claim against any of the Released Parties for those injuries. Furthermore, Executive
acknowledges that Executive consciously intends these consequences even as to claims for injuries that may exist as of the date of the Agreement but which Executive does not know exist and which, if known, would materially affect Executive&#146;s
decision to execute this Agreement, regardless of whether Executive&#146;s lack of knowledge is the result of ignorance, oversight, error, negligence, or any other cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.&#8195;<U>Waiver of Rights Under the Age Discrimination in Employment Act</U>. Executive understands and acknowledges that the Age
Discrimination in Employment Act of 1967, as amended (the &#147;<B>ADEA</B>&#148;), provides Executive the right to bring a claim against Employer if Executive believes Executive has been discriminated against on the basis of age. Employer denies
any such discrimination. Executive understands the rights afforded to him under the ADEA and agrees that Executive will not file any claim or action against Employer or any of the Released Parties based on any alleged violations of the ADEA.
Executive hereby knowingly and voluntarily waives any right to assert a claim for relief under this Act, including but not limited to back pay, front pay, attorneys fees, damages, reinstatement or injunctive relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive also understands and acknowledges that the ADEA requires Employer to provide Executive with at least
<FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable]calendar days to consider this Agreement (&#147;<B>Consideration Period</B>&#148;) prior to its execution. Executive acknowledges that Executive was
provided with and has used the Consideration Period or, alternatively, that Executive elected to sign the Agreement within the Consideration Period and waives the remainder of the Consideration Period. Executive also understands that Executive is
entitled to revoke this Agreement at any time during the seven (7)&nbsp;days following Executive&#146;s execution of this Agreement (&#147;<B>Revocation Period</B>&#148;). Executive also understands that any revocation of this Agreement must be in
writing and delivered to the attention of James J. Kim, Chief Executive Officer, at Employer&#146;s headquarters located at 7100 North Financial Drive, Suite 101, Fresno, California 93720 prior to the expiration of the revocation period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.&#8195;<U>No Admission of Liability</U>. Executive acknowledges that neither this Agreement, nor payment of any consideration pursuant to
this Agreement, shall be an admission or concession of any kind with respect to alleged liability or alleged wrongdoing against Executive by Employer. Employer specifically asserts that all actions taken with regard to Executive were proper and
lawful and affirmatively denies any wrongdoing of any kind. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">10.&#8195;<U>Continuing Obligations</U>. Executive agrees to keep the terms and amount of
this Agreement completely confidential, except that Executive may discuss this Agreement with Executive&#146;s spouse, attorney, accountant, or other professional person who may assist Executive in evaluating or reviewing this Agreement or the tax
implications of this Agreement provided that any such other person is advised of the confidential nature of such information and agrees to maintain such information in confidence. Executive acknowledges and agrees that Executive&#146;s obligations
to Employer contained in Section&nbsp;8 of the Employment Agreement continue after the Termination Date. Any violation of Section&nbsp;8 of the Employment Agreement will constitute a material breach of this Agreement and Employer&#146;s obligation
to pay severance under Section&nbsp;2 of this Agreement shall immediately cease following any such violation. The parties agree that any sums received by Executive pursuant to Section&nbsp;2 of this Agreement prior to Executive&#146;s breach of the
Employment Agreement shall constitute sufficient consideration to support the releases given by Executive in Section&nbsp;4 of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">11.&#8195;<U><FONT STYLE="white-space:nowrap">Non-Disparagement</FONT></U>. Employer and Executive agree that neither will utter, publish or
otherwise disseminate any oral or written statement that disparages or criticizes the other party or that damages the other party&#146;s reputation. Executive also agrees not to utter, publish or otherwise disseminate any oral or written statement
that disparages or criticizes the Released Parties, or that damages the Released Parties&#146; reputations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">12.&#8195;<U>Company
Property</U>. Promptly (but in no event more than five days) following Executive&#146;s execution of this Agreement, Executive shall return to Employer all Employer property in Executive&#146;s possession including, but not limited to, the original
and all copies of any written, recorded, or computer-readable information about Employer&#146;s practices, contracts, Executives, trade secrets, customer lists, procedures, or operations, cellular telephone, computer, keys, access materials, credit
cards and company identification. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">13.&#8195;<U>Representation by Attorney</U>. Executive acknowledges that Executive has carefully read
this Agreement; that Executive understands its final and binding effect; that Executive has been advised to consult with an attorney; that Executive has been given the opportunity to be represented by independent counsel in reviewing and executing
this Agreement and that Executive has either chosen to be represented by counsel or has voluntarily declined such representation; and that Executive understands the provisions of this Agreement and knowingly and voluntarily agrees to be bound by
them. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">14.&#8195;<U>No Reliance Upon Representation. Executive hereby represents and acknowledges that in executing this Agreement,
Executive does not rely and has not relied upon any representation or statement made by Employer or by any of Employer&#146;s past or present officers, directors, Executives, agents, representatives or attorneys with regard to the subject matter,
basis or effect of this Agreement.</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">15.&#8195;<U>Dispute Resolution</U>. Each party shall bear its own attorney&#146;s fees in the
preparation and review of this Agreement. Should a dispute arise between the parties to enforce any provision of this Agreement, the parties agree to submit the dispute to binding arbitration pursuant to Section&nbsp;12 of the Employment Agreement.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.&#8195;<U>Entire Agreement, Modification</U>. This Agreement contains the entire
Agreement between the parties hereto and supersedes all prior oral and/or written agreements if any. The terms of this release are contractual and not a mere recital. This Agreement may be modified only by the further written agreement of the
parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">17.&#8195;<U>Severability</U>. If any part of this Agreement is determined to be illegal, invalid or unenforceable, the
remaining parts shall not be affected thereby and the illegal, unenforceable or invalid part shall be deemed not to be part of this Agreement. The parties further agree to replace any such void or unenforceable provision of this Agreement with a
valid and enforceable provision that will achieve, to the extent possible, the economic, business, or other purposes of the void or unenforceable provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">18.&#8195;<U>Governing Law</U>. Any action to enforce this Agreement or any dispute concerning the terms and conditions of this Agreement and
the parties&#146; performance of the terms and conditions of this Agreement shall be governed by the laws of the State of California. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">19.&#8195;<U>Counterpart Originals</U>. This Agreement may be signed in counterparts. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">EMPLOYER:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">COMMUNITY WEST BANK</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Its:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">EXECUTIVE:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ATTACHMENT &#147;A&#148; </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>WAIVER OF CONSIDERATION PERIOD </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">I, ____________, hereby acknowledge the following: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.&#8195;I have entered into that certain Severance and Release Agreement (&#147;<B>Agreement</B>&#148;) effective as of [<B>INSERT DATE</B>].
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to consider the Agreement for a period of <FONT
STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] days prior to signing the Agreement. I acknowledge that I have had a reasonable amount of time to consider the Agreement and hereby waive the remainder of
this <FONT STYLE="white-space:nowrap">[twenty-one</FONT> (21)&nbsp;or forty-five (45)&nbsp;as applicable] day period to consider the Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.&#8195;I understand that I have the right under the Age Discrimination in Employment Act to revoke the Agreement within seven (7)&nbsp;days
of my signing the Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.&#8195;I understand that I have the right to consult, and have been advised to consult, with an attorney
concerning my rights enumerated herein, and I understand the consequences of waiving those rights. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>AGREED AND ACCEPTED</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:10pt; font-family:Times New Roman">&#8194;Date: <U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A-1 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>12
<FILENAME>d815127dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g815127g93i96.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>FOR IMMEDIATE RELEASE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CENTRAL VALLEY COMMUNITY BANCORP COMPLETES COMMUNITY WEST BANCSHARES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MERGER, ADOPTS NAME, ANNOUNCES BOARD AND EXECUTIVE REORGANIZATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Fresno, CA</B><B>&#133;</B><B>April 1, 2024</B><B>&#133;</B>The Board of Directors of Central Valley Community Bancorp (Central Valley), the parent company
of Central Valley Community Bank (CVCB), headquartered in Fresno, California, announced today the successful completion of the merger with Community West Bancshares (Community West), the parent company of Community West Bank (the Bank),
headquartered in Goleta, California, effective April&nbsp;1, 2024. Community West Bancshares merged with and into Central Valley Community Bancorp, and Community West Bank merged with and into Central Valley Community Bank, creating a combined
company in an <FONT STYLE="white-space:nowrap">all-stock</FONT> merger transaction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Community West shareholders receive 0.79 shares of
Central Valley common stock for each share of Community West common stock, while Central Valley assumes Community West&#146;s outstanding stock options. Based on the March&nbsp;28, 2024 closing price of Central Valley&#146;s common stock of $19.89
per share, the value of the merger consideration is approximately $143&nbsp;million. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As of the close of the transaction, the resulting
company, with total assets of approximately $3.5&nbsp;billion, retains the banking offices of both banks, adding Community West Bank&#146;s seven full-service Banking Centers on the Central Coast to Central Valley Community Bank&#146;s 20
full-service Banking Centers located throughout the Greater Sacramento and San Joaquin Valley regions. Central Valley Community Bancorp assumes the name Community West Bancshares and its NASDAQ ticker symbol (CWBC), and Central Valley Community Bank
assumes the name Community West Bank to reflect the combined company&#146;s expanded territory. The resulting company&#146;s Board of Directors consists of 15 directors: nine from Central Valley and six from Community West. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Community West merger is the sixth for the resulting company, which previously acquired Folsom Lake Bank (2017), Sierra Vista Bank (2016),
Visalia Community Bank (2013), Service 1<SUP STYLE="font-size:75%; vertical-align:top">st</SUP> Bank (2008)&nbsp;and Bank of Madera County (2005). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">James J. Kim is the CEO of the combined company and President and CEO of the Bank. Daniel J. Doyle is the Chairman of the Board of the
resulting company, serving with Robert H. Bartlein, Vice Chairman, and Martin E. Plourd, President and Director. The Board also welcomes the addition of Suzanne M. Chadwick, Thomas L. Dobyns, James W. Lokey and Kirk B. Stovesand. Retiring from the
Central Valley Board of Directors effective April&nbsp;1, 2024, are Gary D. Gall, Karen A. Musson and Louis C. McMurray, who has been named Director Emeritus. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Our combined company represents decades of unwavering commitment to our communities,&#148; said Doyle. &#147;We are grateful for the
steadfast stewardship of our retiring directors, and we are honored to welcome new directors whose strengths enhance our Board&#146;s leadership.&#148; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#150; more &#150;
</P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I> Merger Completion &#150; Page
 2
 </I></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Joining the Bank&#146;s Executive Management Team via the merger are two well-respected
industry executives: William &#147;Bill&#148; F. Filippin, Executive Vice President (EVP) and Regional Executive for the Coast region, and T. Joseph Stronks, EVP and Chief Risk Officer. Teresa Gilio, EVP and Chief Administrative Officer, will retire
after 15 years with the Bank, effective October&nbsp;1, 2024. She will lead the systems integration expected to be completed <FONT STYLE="white-space:nowrap">mid-August</FONT> 2024. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To provide focused leadership in strategic areas of the expanded Bank, several members of existing executive management will reorganize. These
include: Blaine C. Lauhon who will serve as EVP and Chief Administrative Officer, Jeffrey M. Martin who will serve as EVP and Chief Banking Officer and A. Ken Ramos who will serve as EVP and Regional Executive for the Greater Sacramento and San
Joaquin Valley regions. Shannon Livingston, EVP and Chief Financial Officer, Patrick A. Luis, EVP and Chief Credit Officer, and Dawn Cagle, EVP and Chief Human Resources Officer, will continue in their current executive roles and leadership
positions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;On behalf of our Board and the entire team, we thank Teresa Gilio for her leadership and unwavering dedication,&#148;
said Kim. &#147;The success of our growing Bank is driven by our dedicated banking professionals and guided by our seasoned Executive Management Team, which shares unparalleled commitment to our clients and community.&#148; </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About Community West Bancshares and Bank </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Community West
Bancshares (the &#148;Company&#148;) (NASDAQ: CWBC) and its wholly owned subsidiary, Community West Bank (the &#147;Bank&#148;), are headquartered in Fresno, California. The Company was established in 1979 with the vision to help businesses and
communities by exceeding expectations at every opportunity, and opened its first Banking Center on January&nbsp;10, 1980. Today, the Bank operates 27 full-service Banking Centers throughout Central California from Sacramento in the north, throughout
the San Joaquin Valley and west to the Coast. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Members of the Community West Bancshares and Community West Bank Board of Directors are: Daniel J. Doyle
(Chairman), Robert H. Bartlein (Vice Chairman), James J. Kim (CEO) of the Company and (President and CEO) of the Bank, Martin E. Plourd (President) of the Company and (Director) of the Bank, Suzanne M. Chadwick, Daniel N. Cunningham, Tom L. Dobyns,
F. T. &#147;Tommy&#148; Elliott IV, Robert J. Flautt, James W. Lokey, Andriana D. Majarian, Steven D. McDonald, Dorothea D. Silva, William S. Smittcamp and Kirk B. Stovesand. Louis C. McMurray is Director Emeritus. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">More information about Community West Bancshares and Community West Bank can be found at <U>www.cvcb.com</U>. Also, follow the Company on LinkedIn, X and
Facebook. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">### </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#150; more &#150;
</P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I> Merger Completion &#150; Page
 3
 </I></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Investor Contact</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>Media Contact</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Shannon Livingston</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Debbie Nalchajian-Cohen</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Community West Bank,</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">P: 559.222.1322 or C: 559.281.1312</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><I>Formerly named Central Valley Community Bank</I></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">P: 916.235.4617</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ATTACHMENTS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>New logo
reveal: Community West Bancshares and Community West Bank </U></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-Looking Statements</B> &#150; This press release contains certain forward-looking
information about Central Valley, Community West and the combined company after the close of the merger and is intended to be covered by the safe harbor for &#147;forward-looking statements&#148; provided by the Private Securities Litigation Reform
Act of 1995. All statements other than statements of historical fact are forward-looking statements. Such statements involve inherent risks, uncertainties and contingencies, many of which are difficult to predict and are generally beyond the control
of Central Valley, Community West and the combined company. Central Valley and Community West caution readers that a number of important factors could cause actual results to differ materially from those expressed in, or implied or projected by,
such forward-looking statements. In addition to factors previously disclosed in reports filed by Central Valley and Community West with the SEC, risks and uncertainties for each institution and the combined institution include, but are not limited
to, the expected business expansion may be less successful than projected; the integration of each party&#146;s management, personnel and operations may not be successfully achieved or may be materially delayed or may be more costly or difficult
than expected; deposit attrition, customer or employee loss and/or revenue loss as a result of the announcement of the proposed merger, and expenses related to the proposed merger may be greater than expected; and other risk factors described in
documents filed by Central Valley and Community West with the SEC. All forward-looking statements included in this press release are based on information available at the time of this press release. We are under no obligation to, and expressly
disclaim any such obligation to, update or alter our forward-looking statements, whether as a result of new information, future events or otherwise except as required by law. </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>13
<FILENAME>cwbc-20240401.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 72.2.6 -->
<!-- Creation date: 4/2/2024 6:08:58 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:cwbc="http://www.cvcb.com/20240401"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:us-types="http://fasb.org/us-types/2023"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.cvcb.com/20240401"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
    <xsd:import schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd" namespace="http://www.xbrl.org/dtr/type/2022-03-31" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" namespace="http://xbrl.sec.gov/dei/2023" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cwbc-20240401_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cwbc-20240401_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>000001 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>cwbc-20240401_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 72.2.6 -->
<!-- Creation date: 4/2/2024 6:08:58 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address Address Line 1</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address Address Line 1</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine2" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address Address Line 2</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address Address Line 2</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address City Or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address City Or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address State Or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address State Or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInformationFormerLegalOrRegisteredName" xlink:type="locator" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInformationFormerLegalOrRegisteredName" xlink:to="dei_EntityInformationFormerLegalOrRegisteredName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Information Former Legal Or Registered Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Information Former Legal Or Registered Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:type="locator" xlink:label="dei_CurrentFiscalYearEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Current Fiscal Year End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Current Fiscal Year End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>cwbc-20240401_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - Donnelley Financial Solutions, Inc. -->
<!-- CTU Version: 72.2.6 -->
<!-- Creation date: 4/2/2024 6:08:58 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="cwbc-20240401.xsd#DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="20.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="21.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="24.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="25.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine2" order="26.011" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="26.031" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="26.131" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="26.231" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="31.011" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInformationFormerLegalOrRegisteredName" xlink:type="locator" xlink:label="dei_EntityInformationFormerLegalOrRegisteredName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityInformationFormerLegalOrRegisteredName" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:type="locator" xlink:label="dei_CurrentFiscalYearEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CurrentFiscalYearEndDate" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g815127g93i96.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g815127g93i96.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M6-$U*XLO(FV7"1D8*MT)Z]& '_ J!HI^/_B#<0_"[2-3TJZ:VOM7\O:\?WD
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ME6O]F[MWV;RQY><YSCZ\T %QX9T.ZTF#2;C2K673X"#%;M&"B$9Q@=NI_.@
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MJ$% !0 4 0W5W!90^=<RK''D#)]3T% #UEC9=P<8P#U]: %\Q,$[UP.3STH
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M7\9Q:SJ2Q$6< ACD5OFN7&0)&4#"X!(QS0!I^)O"H\1SZ=.NH2V4U@YDC>-
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M46 VM*U+Q/J"K-]CLU@W;6$\<MO(/<*=V?SH&=0,X&>O?%(!: "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H *  C(P>E '/P^#M+MKR]O;82PWEVY9[@/F10>H4D':/IS3 ICX<>'#,
MT\EO/-.QRTDMP[,3[DFBX"R> -+(/V>YO+8]BD@./P8&BX&)!X4%MXNL[#4)
M[;4[22-Y<3V$8<%<8^=0.Y_2@1Z,  , 8 I#"@ H * "@ H * "@ H * "@
)H * "@ H __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1</span><table class="report" border="0" cellspacing="2" id="idm140081858112624">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 01, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr.  01,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">COMMUNITY WEST BANCSHARES<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-31977<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">77-0539125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">7100 N. Financial Dr.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">Suite 101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Fresno<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address State Or Province</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">93720<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">298-1775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationFormerLegalOrRegisteredName', window );">Entity Information Former Legal Or Registered Name</a></td>
<td class="text">Central Valley Community Bancorp<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, no par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CWBC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001127371<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationFormerLegalOrRegisteredName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Former Legal or Registered Name of an entity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationFormerLegalOrRegisteredName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>19
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M58#_5UK;CX([MRB/G89_ U!+ P04    " #:,(-8GZ ;\+$"  #B#   #0
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M/[&\UDX:?^:+X3]>?P%02P$"% ,4    " #:,(-8!T%-8H$   "Q    $
M            @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0    ( -HP
M@UC3WXW%[P   "L"   1              "  :\   !D;V-0<F]P<R]C;W)E
M+GAM;%!+ 0(4 Q0    ( -HP@UB97)PC$ 8  )PG   3              "
M <T!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ VC"#6#P3\>:A
M!   @A(  !@              ("!#@@  'AL+W=O<FMS:&5E=',O<VAE970Q
M+GAM;%!+ 0(4 Q0    ( -HP@UB?H!OPL0(  .(,   -              "
M >4,  !X;"]S='EL97,N>&UL4$L! A0#%     @ VC"#6)>*NQS     $P(
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9>&UL4$L%!@     )  D /@(  $44      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>25</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d815127d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000001 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>cwbc-20240401.xsd</File>
    <File>cwbc-20240401_lab.xml</File>
    <File>cwbc-20240401_pre.xml</File>
    <File doctype="8-K" isOnlyDei="true" original="d815127d8k.htm">d815127d8k.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="26">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>25
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d815127d8k.htm": {
   "nsprefix": "cwbc",
   "nsuri": "http://www.cvcb.com/20240401",
   "dts": {
    "schema": {
     "local": [
      "cwbc-20240401.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "cwbc-20240401_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cwbc-20240401_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "d815127d8k.htm"
     ]
    }
   },
   "keyStandard": 25,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 3,
    "http://xbrl.sec.gov/dei/2023": 3
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 26,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 26
   },
   "report": {
    "R1": {
     "role": "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "000001 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2024-04-01_to_2024-04-01",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d815127d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2024-04-01_to_2024-04-01",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d815127d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current Fiscal Year End Date",
        "terseLabel": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address Address Line 1",
        "terseLabel": "Entity Address Address Line 1",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine2": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine2",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address Address Line 2",
        "terseLabel": "Entity Address Address Line 2",
        "documentation": "Address Line 2 such as Street or Suite number"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address City Or Town",
        "terseLabel": "Entity Address City Or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address Postal Zip Code",
        "terseLabel": "Entity Address Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address State Or Province",
        "terseLabel": "Entity Address State Or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInformationFormerLegalOrRegisteredName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityInformationFormerLegalOrRegisteredName",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Information Former Legal Or Registered Name",
        "terseLabel": "Entity Information Former Legal Or Registered Name",
        "documentation": "Former Legal or Registered Name of an entity"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.cvcb.com//20240401/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Section": "14a",
   "Number": "240",
   "Subsection": "12"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>26
<FILENAME>0001193125-24-085373-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-24-085373-xbrl.zip
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MMUZ %Q[[@)M=.ARY8K8;M[BM^E1-;[PYOHN;^IB75^6FL9]_ 5!+ P04
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M;^(X%(;O1YK_X,W>[$H+*:'MM*ATA)@R0DM;5)C]NED9YP#6.C:R38%_OW;
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MQN^AE_IMA[ATC& PWITUB][78WC-AC!RX90G%6!,X*GWM0S0BS;1&S/7'B,
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M<QR!C>V*U-((*Z!_C D_&[%O<Y7G-*F"NX"I/"@^OW*HJZZ7>L$==?E_5.T
M/KJ0>]LG>,G3QA0A#/MJA=Z !9KWZI+Y6ON8[<$W*/A*=R1'-7R00\<ZS*J@
M2:#/H:)*>J'*V628>C^_M"28;5)'F.X,/?E>%NI]3<;L5@8,,TDX6D3! W_
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M8F !YO+ .O7W:;V)M&;C8X57[J*VZU;,'Y_N+CZ="69F=&8UI/I[X=T4S\C
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MY*QE+DO5YA(O<S>J+=-H)3>L.OC@N:Y(91;<X VA9[A$97/A.W3:Y:[\:/#
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MV)(OG'_?YH9]IJGFIB52K,W4U"CV8*]@9W L+U]BJO04T96%:4!F F$ >2U
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M/3[_^>\_[-V__S?G,C@Z>7M^<O95G)&WXRACXBA'13=.WICYF/6U7>0M7G5
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MTA!<B7[X3]RBVU+YJ:\^(,7S)LZ2V/>A7 4AA(K*ZPG--KCI+,=\YL-P:MY
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M_!]?-Q0FI).9EC7.;!N&6QK<6T)OF^-UL9B;B"T&=Q3]=0YK^P9U;%3,=(I
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M<U3%5M"G* @+/%E7.4O/ 9T9=N:P%=@OZ4(0VB!Q[C/>0$:I0GY3#=H]&.(
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M;\V"-OWN^'?X\.?S-Z]?_#]02P,$%     @ VC"#6'8T^AC33   ZU\! !$
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MCUKW$I(7/)].@>V[(>C*\O$"*\KP3( [#-#%!Z9D?@VSRL!$I(L*IA0%(>;
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M21>?\^=L%@F2\:'/H<^+;]85]N3!%7:/W83!68"M#+?D1?X8J<:&6QPM%\K
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M9 55P2FV;V>$MD@21S[/!>/+A-#NO8_N68)R;<A:A&6.+!/VHVUN8,L8T,?
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M3(798DC8FQLMB1AW7.,#A.3)Q&>/B!$UYZMCJCR^]GL#'&G$\0>Q@]*<(-!
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M^H+;7]&G_!J&KR8))O"(\UR'L1#I>',#,9>YF2-#=OG/^K?5=^.>;WR,H\[
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M5R]'T1(:\JM>L$21(946URDH@7*4BY9*Y)1$-9P::)3)M&A8IP')5LK=W-R
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M7PHFNQ/]9)E_.F[MV)=L6$IDB$D8XL: _5F\>7[4Q8M#.K_KZE@CH<.LG -
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M)Q9!NXJ:P9U9K82S<0DD/U_2BT%/KCV CV-GM"R.Q T?<P;UI,A&_ XW:;
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MTJZB"L'/9Z:\*<I/Y+;P'3#L=[B4>60/IOV!-6,GAS4)J[4K5X.QN;&B"$-
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M!-D<'^CR!@94M?4CGLO$W!0UJBFCJ@:%,R6I@3\4T^ZN$#DC@9CI5*W J*F
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M=\PN# 7V/([2J=)SNP;UR'@OL0P8N!!.@NPR(!+6NLQ'U,!8_"+QY4G=H*T
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M,(0(BH\<%N\ T4;)&FPG*<:FM8YL1W;LE6"OIVG:@&0RMXC"_B=N]V,!B@*
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M) C9#.+FVG#/OG1B7704$+/13@=.O1>]AJ>9B9N,;RXA@&2JV0N[_!).G72
M9=;=;B;V)Y=B$9PWSLA0SCVJ.)"V5RC)^8%4M\+QUUYC6 MB"J/3L&6)S$2#
MOK5;1XS9 3VV&4.L%C24F$GK<DQKV[<:JY\P1:5MYZ$.-[-_8\[)"=O()LRT
M6\(FLIS!T$ C>7AP?,JU\-/HN1BH0?<JFV4 (P@L3S*%*\ZCXU+Q2O5+2.0
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MX&_HY^(JP$3[TP5N%7.#?#Z^O,R]TF:.JC>R^??_PO]1SW&%![N#1H]_BL?
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M%D9K$ZJ(R*0*C(O?F+]8[&O6<XDH8HH_EY1K*>![P(#*^\"U)M)11<G*$88
MNGG9J(^/&7B=<W4J-75,,B\33@&!^>-58'06F+\-)%S;]DE@2 N1<3M,+MX;
MFRQK$ D1F+U9S(J<@'EYC#'H4\N*U!9T6%NIA'=1+&LX&%.*.L=0B PBU@AL
M$[$M(_:% 'W(O2U4_V8S,'3!PD0--H.E[CJ3MBIYW+Y%^PG0033U^.X"JLU)
MTIT;G;O7*EOBK$*GO[B)G#ZY^F865D2D),JX](%;GC@@0!;'N,X+0XM-N/65
MR;@^S:J5'/B5P&)'A^X"^-$H1"J,,6*4][_8ODQRM;1#=F+&W'.;F_8%FWC<
M]\JV\WIMMT.\?[4SV&NJV \1QHB#Q6DCP.57)^:C=BX5F/^HS?V"6:\A=6MJ
M%I=W"_.Q2^-H3:B8<:OS2T^PK#2R9#8YB]S2*@LWW"P*9#NYWLF>+%Q_WYZ6
MG)CXR-5ADKO:5WZB>2"7HL11J]$D^4F<Q[WERJAG'CE6:A^& PFFE+:0H:O5
MN8+OKTH,.L=5N@P0FA)CZ0M'Z^*_)MQ. ./^??F\KK,3M1XJO<TFZ+D].NU[
M#F<G#M$_(8CBOF;GJE/)AG;-?0@1I(R/,+VM]MC'=#:[K0E6FQ,'A^O,+]OJ
MYQOT/!U]]SQ]T0.F,U?/<RQ]T>3Y6G5I[^T$(PX&%D&&[M==^OJ.!S)JZHZ#
ML@X]+882GC#OF^Q=,C#@UQ^4D>$0;"L&6UBR_1VV_7')/Z71D+WT)L;*G:/O
M%A@IEHNLZA[#C>F-0#M(\WB;M=L9CS/!%S;#^JNS2)V?U]-L47K&)V4/4V?L
M"<ZB<7WAI6%@K)L(!IT#8YXQQ\EL.E>KP[!+I*HM,([DO[NGA\T(*?#+KZ.A
MMEL&B:$Z,BMF$OIC@B1K#KDMLD3X,3MRBIZ)K6/5HHD.!SQ(TA![[R0E@UP#
M()8PLZ'3/P8LKM0N8X2-,(IY.H[#)MQBS3<E7&U<G'_#J+?A>=%)+C]3,C12
MA&LL?^(+FY18[+IM$]\SB*-#_)S0K>TJEE:HN*2RMN#U.RC:=WZ@;PM)TW*@
M[W]^C_M/WX4G>[W=NZ*WMGO4NC9>&#+O-O'Z#J/M!?MGXF@_?O(=1_L[CO;_
M<JQ?Q0R^_@)>U-7W%?RL%<20W_^&)?RF>-]WE/-_#:+[9X<V!ZU2],L[_,.
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M'4MC/C7WLR*%QS_;_^OGC>W%Q22KHY/I+"_G4WA ='A5&4-_;?WM+WO[/Q[
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M2T$X*]$$3@\ILI,,=4Y4EFI2#,H<+@0U^=\>/MR-=W=W07R#6(&C*P(J*T9
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MG4SU[/DOS*#SYS&<)MND3H56:G[TJJV0!J2LES-6K9R7"4MF PT!IGTCFM,
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M[R#*DTMK19*G1 ]PH:'G+Q(G/28[A.0 W-'/W#X(1(,X2V!#?R?P+XF<@@$
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MC$'6:2K=9/-\ <#/(F<& :QPNRY*1$(&^8D<EPZGZ19%GE3I=ZI0H$A=YH
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MM5_]H,!? Z>?.#1&F0Y4\*?W&/'<J:$(I@0#-U+F5^QB[R"^7"YF"+JD0")
MPX)/244O[W2.#']S4*UZ%#>$:LL-JYA+J"!00.3A9 (GD=JO//OO5NH%N/Y6
M=>_Q"R;<?&?01BR J8$6[%LA!Y*7>3 G<7*.&BFOB)$N0W#\.,:4Q23G,@M;
M<J+1]VH6Q@['9<6+IH1V FO5>V59W8[!DQZ%L5X)9(PI3Q<F2NHH^^Q$B"VM
M0U]; M<1*"&7H,XOQB@=<&8OP83CUEX>0.9<FP.+>KTZ\<1"'9361AH'L[0:
MR2!]46Z@R]D^?,L#)'V/*,;0 LV<O3U75XC=T&B_C^,6]IVQZI9-CY'5 $T%
MF\7U8-4&X287XT=3.O1,FFQU 'I)7BL=*Z4T86(0B9)0+J,Z\+X-2@!"%O0G
M/M@ N_2]#J&RP=C#P>^PJJL<(@!54HEUK%Q/K13BGFGBVHBSJNS4C[BC);NF
M4(Y/,4>P/8PDMQ")%$$[06!@'MV5AV_OHITE8:MR;Q=Y:8F&)U.M]IYBIB8E
M?Y@IQQB=-5I)AMXMR#?T]:T,CZU4Q59>\.KT]?W'C^_O/MC=VQ7]3*>0:\Z)
MH2<@>_0AAWO@UYHO=S]0O)[BPP(PKO>*^+5N-<5E6.+>>>]=]2=6\%"FJ7A[
M[3ZKMWVKSL6GWYV+=RN1O2S3^5"D^.FC?:M:'9=I>O\5G/R/T0<4 .]!43?(
MHA@S S.],!*(]9@J[5^\37@VB(]T4Z;<::B%YW,$A4%4=6EJR*F#[%W2%#A.
M3P@2(5:HZQ?#2,$T"DSY9<>"$7PP45\XMZ3I>O!=S(83K4O0F$E% F:2DW'%
M2[?W(#K:>;5SOA,]?/1T9W\KV8ZV]K?7G>][PE!#/4#=T/RRCDR1*X)ET\L[
MM_'@LN)P+*K1%;F?8M</LO&>S\T- 6;MZHBD=?LH31!ZZL)@BPW+=<E6T0<)
M4R36'Z(+@Z>EZ/O6^=I]=0= GVW':9FZFB$0% FE_:(DP1PU;[!T6I=(AH]S
M/9<%%B9B8?;F!B<<R^*PYQG.LV?/K$6S1<KAN'3-7<4^T*R9/'!-9!7$]2DE
M,*A4^5RK0,<EG+5!LQXM(PQ-DF(HR-JACX4 X.RRC[5QY-X5.G[Y'-*%X7!6
MM@5@USP:&C:;R.\%4%E6"P0BJUY@9$_8P>2L*</-W\.G@O(JO;2D&R_HL@EK
M_HNZF2:*SE(SJSB;A?30ROMOQ>3T6$^W&"8]A<>I#<WAD:\[P^]H4DI5S^OD
M9I@Y6>> CF )9W AG,%F-ABZL0LY$!!:=Q[4RXQ-189CP[&MX-+25K:M7#N(
M(&V90AB7\E"B#I4F%DI;*E=DB*B@-GQ15IMM<BP)/=Q:N]+)'RKK0)H7V^8;
MH4 6+M[%X("Q&.O>EM2<V$*2LZ3Q670ZYU#.5$G #"C.00.Y8M>>SZZK3%E=
M)07%FGCJ= 8\EQ!7&(6;,IV [PQ8U\J%GB^)3Z6%@XC]*[R19=L@2S!PF2_
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M2US%F<=,4<1P^.;LE[<71 YQ1.$+!O9 O :*>J=&FK)2$'%S@[93"I%U;M-
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M+JX8_REP>-:X.P"ANHO$MM\N5>G(9(Q<,XXN2YOSP%5^7?SFVS<9\]GN(]L
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M38,&C;L(=3";<H](4H8@-'T:]XZ>LU3F)8@3[]85RRC'&!;MF!4. J2F_5;
M:767<5DE]-:<EQ/.!;*&$'X,0O!T.OW9-^L3C<T8KTM,5^901UNH_DBY8)#5
M G; T\-:-LI@1J@#2FT>EZZHS<.5=.?K]!UQ=77A4BG;7?']A?GM\0I*[<%R
M1!J50POVEFJ_I !"MAISW:8ESY_R]YN*D)!L>JB50EP%B/@$-!,KP0;Z.7YM
MN^]1QS?'5ASM[GL'0-+A[#'U8%EI!4:?8P3&UOD]<H-P&"BVB67.34T&-U(
M93P8XBRI&[>!L=I!SJN/!;<6*4T#*54V*=FAJ8#,G7!-(1T<@HZ#W6U\:F?L
MX5GA_TJ+?(]=<\GY954=U\UA4:V9R[ <]%7$CJ?W>B8N?.1.])ZZOG$M@51^
MP0U8>SQ0Y25HFT-'!H&N::G%+6C#I*Y7G>O^(B\+'\_" S&#R<X%C0>8H10P
M!%C[G6X9PW5(5O8^?+R["]9U U]<[? 1IO%TQW*+9X%6\/ !-QW:?_3HX1K<
MY(]#%PSH$(D4.74U*]LC:KA-GO5,D("MY"E*NC(#QNI4FZ5.(L#5$FYN$*)1
M2H!;77C/[L'3YE/_4:IW)!61Q!9%GO:%[B%:<*P<.2)C0+#+@YZYA%KH.5S7
MXPR+;L>FCK?)$2PQ>G'-H":N:GU)>-'!1UP\5Z-#CNBQ5/KV&E=&W,%1>(GV
MSHA9M*AT*P3@)ML#IK2B<'2X6:+%UDF*KD^"A:_D*@1=RH.*H+"LG1@8C5UE
M%F#?Y08KV$6*.^:GKG$=A[_5HI_OV4A?E+?]N#.,7+L\A!!6=. QY,0,I%>\
MNB XA[:@OPEH"Z2]*;@HS7Z*%5/AYA5=WP/77%@DZQ5>A,7-USG'(*Q$CRUT
M&^J%@8;L!=W":NNP<.F1,TTW-S00()F[;)YR(H&8<?4M\P0>+]AO^0J)A=P$
M\IE8X^?[#=C0/;0MSZPVIUO=8@LM);-]&$:@(FFS^3Z/Q^'N1QI@^%*''6T^
M(>YN)D[W*J+R60(\E"=3F!Q;3O$.2!S4#LT6VU"U)Y,;,-\)5V=.R-M#O81H
MQVS#]-SVMT-$,O]:#^;GX6Y3<\FSLF\4A_^.N&+_[%2]%\.V*2G0P_$\X!X4
M*[.I<M2@'G%65961AX4>)-(!HL[D%8C.0#%QW;V$5IAP&[B "H-HIK)'>M5!
M7J9L#Y[6 =L:8:*D/M<UUV-AJ@,'HH;W[1**[974=@E=I:@_OV+U#8&G T&\
M+!T$EWJ4E6V=SUVW.3:7U2;4O(9)K8[16.Q,LDI<ES<^&ITJ*0LCX2N^VJ:'
M.A,>.'D.>CGQ.G]4[.'HG8N!N+BK36X<YDG/.N12=LJHH(PIMLAZC#K'!BXE
MCX%50"F9]NV-@(C+2EJE *76K.I1Z7(<%>8*9*2QC514"2=:A6LP"I[T!"?.
M0?Q\OSB@V-M@6G0E[NT./3QY<V,E7 :[;7_4'M).!NKA\4GHWW1B:KF[L7/6
MO =AR,<XE#]U.Q<CJ 4J1R!%P+\:LW.D&U(7-.&SW'HH,CRF+RZ$=N<--3D/
M?'H.$:#CW-/=.9:Q( LP,>SM\^@Q,*[ 82D.&20*V EQ^5V7>0MV2I6%RHQO
M_;?0V:<;,J'/Q-N-?<];Q(V8DCG5R'([PE@57;,_35J1W=ZQ]I6D:9+7Y6U/
M%Q*#19T+VBOUG?$<;89E@NUM8"JK6AW]9W,#RS&_#^::;7&T]< "^+ =#K\R
MLM^^A?8+,"G^*\3:4)7U7>7<!S*"/*'H':'@Z6SY694QXC3*7I>Q<]NLR!ML
M(.,R<23^GM)AI]0IBG@,C" B/.(<9%%!YC#&=SN/)N0NICY4=#JB4"57#CZ?
M:\3I/+"XF289$;P-= W<%$RZ2S.].O/-C= VORX_]IK/6YABU&L5ME5-:L'6
MC[?LR;8DCTIM]#F% H9W>?7,&*O8/:'_(HL$@ZYFW9<E2'.D/,S&PI_ 0VY5
MI(B<I!?#1T#8_VZ!96(J ?IE!.KS1["WH[=P5";1*V#_!26H'5?DCWW?PJF+
M]G;WXH%2\NCIPQ\?['IZ9V_.+ L=YFH-9D(47UW'>-K)_4I=U[&QQWI?;:\7
MDN745=T*<I:YUD$DTL+,.I]#UT\+]5BM[-)R_= 0!<JX<>)3/V:%0X+U+35%
MX 7X\O9+Y>AT4G6HLY'.#PX2!DG:69*F;$Z6J=ADN[!C0<TU#._=H%\1V-B,
MO0:;&WER0PCR*"@\.!5ET!:9R%@U6#7A;Q?P^N%W%]L7+8S8#4)YP!*+%FGE
MS(>W>F=8-- R^FC,S(661&&Q^>V]-E'4ZM4T2)YP",<9CC=#O[9@1G5$%]J;
MJ#^WE"O3:<K53/KRIYZ!G6N\OA<30C*JG86.M<'Y&3,#2'(+/G(S*;FG34T]
MEY3\+, VQOH<$B2DE2+,51]DQ2(4-<FGS8UL2JJ0TI/#(BB7$FQ%&AD+ 1P*
M)C:GV.3 MSU6:Q8)I&CI,/%]&SUM(^"L,D*Z[U_'94WT2*ID&&;1"RT.N^HJ
M#$K(.8[C!2T. O?-DWZA5T F1(-&D**'2PP0#2[(//B,%Y"II"!>$^=M4$@V
M?5R@GNCW,V?((* ?7_$QE+"^L"50-F5H4#H:Y$14_;\M>;CI2@^.H+9+4=)T
M46O;Q3GG@S0J^D>_5;I:(V.3*CM+W(/179C$3KWZ9AA5U$[46@"S@_%WR6C_
MSVAS]OG\4U>6K32NWI;%?82N191VR9&09K*WJSRSRA+1<,O)@[,6"+&>D)_;
MXYL!ZZP-NR_8S)=FCA;'R!N^C!QN!\7)#*@YCV %V"P1SL0=ZRJY01IZ=W[W
M#9IGTN*II]0+.T'3'7:_-XGH#\P!9<VJ2?1#T$-3Z5XET6,_G76C(F.V#3<0
M)SW0:MCP:3IK@']LH5LDXY82U(6&&A52EVVRV=&*V_Z#9MQ0AW"JJ]%\'[]V
M'V8R2/+]==\T*Q'\KF9AM#2ABHA,JL"X^(WYBP7!9CV7B"*F^'-%N9:D[D\1
MP[.Z#UPKE8XW2E9>8@B@GY>-^OB($=@Y5Z=64\<D\RKA%!"8/UX%1F>)^=M
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MS? $P5G3R.GJ&YF6=#CA457!J6I84.%=T,D).@=(\QF8(1%>+:R@JB.U25S
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M-FJKFJ4D"_3 L?)HQ^Q"2V#*XRB;*+6W;U^/C'<:2WM!!F$?R$R#-<)*F/F
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MT  )=9>()*PSU.C\H AHI^'47MX_=VV>\O:(VL66(.ZRZZ$XF'H"B(D&MUB
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M&XZSKY!7L-*':1/M.'MM!:9!\778M@G8@8(S>Z()#IQ*O.[Z#]7L;^1!&)*
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M^6:ODMO!(*1S6^G8J@AA%UP<% <85+0#.1"JW#1"[T7&3@PF"L2V]?2'@8$
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MS:2N,[ZXA!"2J6(O[/)+&#KI",NLN]VD]B<'L0CV&R,RE'./,@ZD[!6>Y/Q
MREOA^.N@,:P/8@JC4[-EB$RJ2=^ZI2/&[( >6\00JP4M 3-I7(YH;(=&8_D3
M)JBT[3S2X6;V;\P8G+ )-&&NW1(6R'(*30.-Y-'!T0GGPD^B%V*@!M6K+,H
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MY#GHY<3K_%:QFZ.W+P;BXBYEM7$D*#WKD#.<"5%!B"FVR'J".L=B0R6W@55
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M\ "#ZN+T#_CREZO7KY[_?U!+ P04    " #:,(-8C(]0AQE,   X5@$ $0
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MQR9Z [>D.$AZVLDL-5/:.]RHU],I7%(.!T4>X4K!YL^K&/;OVN1)7E=TR[B
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MO_QF8!LSXZR] N]W#\CUG8D=%*[??QW$#_;WD?:C.<QPACN#ON >:A\7%5%
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MN$-K(^3H"8>3#W1X5<!:3!,XX''[;,V2:CAPSJ0;4(-1IUCBU;+R$NO#*<W
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M$W)NG!H*&X'*9;UC)SYW/F9^[_/KX6I0O>=B_3VSYBN.M\*XL4W-\JDL5;/
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MR G9W@M7B-L<6*Z_2'ESUH;)=N!FKFH1;Q)%+8O/%-[996>?FX2.??8.I]\
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M)),D*ZA:3K%].R*T0)(X\JDL&$(F8';O8737$HAK0S8B3'-BF;!_VG" +6%
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MXQ0?(1A/)MYZQ(JH.5,=D^3QMC\;X$@3CCR('93F!'X&.EG&( U8>9F+<UI
MF.0=Y#V(;8$1W48I^G*G<#YU,W-#+WLE)-VV$/2L.ZH*<1O1GWKT%Z^2)Y5+
M0I+!D1JW:E;=5\^22913Z1RULF@W&=N&\JX;4?QB$N2&WLTWXR^JOEY7U!<K
M,R(082I ;:D1.>%R:\+$R2M@A9P4Y%P>-6..T!*/;1BI'5CJ-_"^JE+S+H#?
MH+:VWJ_ ,4+;[(]GZ:'IX:A0T80UR5TIZ7#@&_K2@O!)M"X6<0&./'B9A158
MBN2<@R9# 3JL#2G91$"X7<H?0<!F$#=7ACOVI1/KHJ-PF(UU.FCJO>@E/,U,
MW&1\:PF!(U.M7MCEEW#BI(,KL\YV,[$_N02+X+QQ/H9R[E&]@32]0DG.#Z2J
M%8Z^]AK#6A!3$)V&+4MD)AKRK=TX8LSNY['-%V*UH*&T3%J7(UK;OM58_80I
M*FT[#W2PF?T;<TY-V$8N8:;=$C:-Y12&!AK)@X.C$ZZ$GT;/Q$ ->E?9' ,8
M06!YDBE<<18=%XI7JEM"(@> ^HT0XH:A3$+7U#)+%I5U4[DR<UHNIW+;^I:Q
M'5]8MRR%&.H-MJV02NF3H/B$)^NQG$=B_54UJKD4>9^R$\KE^> ]VV#&<]U.
M74#6*]8=H^?&PB)@OHUMI6[U;?)JUX2WQ-$"W"0!(*!+RE%:EPYU4_3>6#"6
M&\E-L@7%!0&Z"P]>EQQM\>C,M63?\'E>T13=F5I):VY3QB*E1"*"TW+%4I.T
M<LE25;N.6=47NYKH=K4L10O;+3>WL;=YD-7;T.K"8E6];C$[7IH&2X6QND<B
M([ =/-TV<R*,OA3&+_!D, M_-?H.I!.QBTW8_$.44Q[)?^.P2 FD+;<&#CI*
M$LIB(2>*KX&>)F-J;T$[HD!;L0,&T83%Q1'DO&AG;S&9[L;B%5VD_?W!"S\8
MU;G23'0B'))HE<Q-3\R%?/>\4%NHX#TX5*4X+ZE2RU8/'JOSBGA+:85P?TKE
MF,@WD>]XTPKV:60&8L#4CE;E-S-Z 3#/:SI!B47ZNN8H)V944=F#*H];\?C>
ME-.YFQ"G7#$=6&^@8DAQJS2F6SO?SH)2PY!U0-NAR!I&M<2,5G:<Z&9!M@W%
MW"#<;QXL\7%%.*I<B4I$[R&M?4-*3LQ";UT=-"YQ  :L[SFTE$MD-M%OY^<.
M[R^]3K/H@I_FRFD>WH]VR@13>,9%ADX Y&97M#"5><\,T1;O,K42R$V9VIW<
M/8IV#G>'@S#W^_&C@[7O??3P8;33?="]75XFT,5.@Q\]2KZK!MI![;+U"&'I
M._?Y.6>8SXQI:WR#H8^+9(FO>K#;]M@]3])2OP3G_DO1D(N+[@]?%J.8LG[^
M8 E;"X9L9(PI<<O8X:S"EI&ZNHB)5,>$'NAP5N&L8PD/Y\)5O!,H2Z\,COQA
M9^0O"'"9DDUW;C I-0Y;D+.<FJ/_MJSP$3_R(VC&?/-;S/^DGC(T57P*W3H#
M*UO?^6B7K:83%22(7L_S%!0D4.00T#.Z, B]3FA*-IEFQP>SU<,>[RI"?HW8
MAM^NE^G@NY?ITY*Y#@X.[P-32*;8/RBQ.4W"& [V=UM593/VOR@2LT>JAT$=
M'.P&_%<R1DZQ%3L^!05\SQ&/1HF4_TSLE<@[*,/^X-"B0UE%$$0\CR[V6:U9
M,>;*RDJEKY)$\*(S%"CJ]5]?*3C.7;\H=KXI,35O*M\^TWL*&,\-/M][^" T
M8AP0PY@K(\?F+I?^@$BKG,=:9"C[?.S[BC(((9(29:.>UQ2'!D*1F N9'5.%
M'93JBCL'$=$3KXYUWC')>O1LP%Y2JT:5I&Q3WE'^>D%, 5^*,( Q1"DJRC\A
MDHC16E)K--;!'%T<PXQUV+0;QOL3A PAK8.MD\)N*=3=:9DTY'JQ_=OF"#&=
M$P8V.07)F$80E++$#<4P0UFY'GW)V%FXR0W0H\.5HT^,016D)J+0^[/!WA8F
M,-75SA%(K6X^O2.9%LD[3I"DP"0G;C!IA;K# 9BBY,$J4 57GAJGZ+62(U6-
M$JN*:>FM/('OJZ6-"D?UDS*$&F/KS\5M.*D(0S"_G$5OCB\NS\_>#@?')_]X
M]?KW%V>G/Y]%QZ].H^.?+\[.\)(_HN.+L^CWX_/?SE_]C%^<7T07YS__<AE=
MOHZ.HY/7OU[ GQ?GQR^BUQ?PQ=]_O?B#/V]![;^GU/Y.B.A"A;0I>1\T_N'@
M@[%IL7H?K"2VZFM36BB/;B/HPK6O\SAH&E;)YP "ATGKC\#)31E 1F'@%)3/
M-$M'*24XJ!J!%N8D:'@4!J4Y.-(M7(LMIK;0)<%<*>F#P.0OQ,9JQ3;;Y<8\
MZ$37$9>=5+$6O/**Y-?5@,I;:#YWY@SFL!<N=PD&3131;:3X!1;Q.6Q;7L1K
M<XS4^P^]?KA27=3J(>D]HAB1F45ZT4^7Q\]>G$4G9R]>O'US? )G^F]W]N_0
MYS?'IZ?VLVA7]U&Y>O;ZXO3L@KZ64?$W=T$C>W'\YNW9$_O'VO5I+R:J1:PZ
M7EX\E3].[8M__.L=T#$O3_T/O\E4>+)>_[,7AO<_/K3?P_]=J#?9*2@5-"5N
M_23!I([H Z>P8G"P(+"ZKU!]??K3LZ=G+]^\>/W'V<43+!CRHPI'I!ZMG@S\
M%G@MS/-AZZDKGO+UYG7R^N7+7U^=7_X1_7[V]C)Z=OSJ'Q\]M6 +>Z=\N*4I
M/WVV?*('U_[9GK?55]S:KCC KT:D8/BOWD=DB49_V:?_?2!'^J'Z(?H[MKZ)
M_KX7_2.=$U_8RC)^VAKJ.0##G*%+6AG7G!KTGW*PD&'\\^SDU\OSW\X^C6-\
M/U9?\%B9Z31ZB;%=,(GR;_9@!;.P1^N9X#%V#A:Z?TB!>,INH&_2F77XW9GU
M&9<3N!4:6__\Y?S9^278?P2B0TSKP[7O3Q_'V[/?SBZ.7YVP$7MQ]N+L^.T9
M&[,O83T_:72?9!M<,C"IA2%&V^7"9(C?I2PCWXQ=Y?;[3NQIY?J[LZ7/%I&O
M^/L=75M<]I=H%[K@JV(ZD$_!EY>Y5]ID4?5&Z?OVZU.QJM?]@RM+_<<5-NP.
MFD#^!1X/U[UAK95V>/_+T,G%V<GYY?&+M]%6*.'8^BA6)"=3,SC) [+U.;;3
MMXX2>;.<XQ3_ S,[?_7V[.(R.CV^/,.Y_:^B*(TYW$==7]];\VS#0MP@ .Q:
M+XN.7H9 5#LSYQOMG?C7G^US26ZGA /M'[0HOPUE22&T3FI]>8&#J,\9,_7(
M$)AR(^UP&_3K<NZ?>XTMJ>;<-*[=1>F.B85+G^_@*WU56>@DULY?]LF@CX.C
MS]63-6OYI8ZPYNA;.,,:Z?.RU4/$D5NK)*-URFD15SC35G5S4M77V)9XPXG7
M SN%FX+#OJYO0]B'BQ)J*<L1'=0WK?X&53/'6@5RA\[2>23Q$G)T(@+PM"33
MK=6Z;@O..9T1<J+;1^ V;2%KR2&L.J6@4[Z#:#X*X\<I#XO$%9YY2!]%#,<O
M7__ZZI+((8XHB,&X,P@G0K'OB9&>P110&@YH.Z4>66<X]62E39IL&:0IJ982
MJ<X1U3!$CBC6PP;AA-I$*TDC,D\7)'%9MRL?BV.'18?1^M3>]NS:J>GKI]=M
M)K85[,K?$J[XPM0/13)X5&E55(9>%SF/^PWH!:93G8S'E(>/V<,-0LRB'!EO
M*4Y[+X"/#X34B19IFQO04&C5'AO"8F<TGAY4E4-$!DD)31&!@9/,51OI5NK(
MX=+<9GKW]K#RD9">Y/H5PB#$(O:20=*$E;+0W]=]I1XDLQH.G'K@I'[=>C)W
M.?VLM0 ?O//W]W0I "8M4#9!MY?&^0HE2FM/J !9]<F:3:H@KJU+MML2K--J
MO@+H]G/.^L4R[[$/5P(S[,AGC*5-*:/>]G+#[#R0NZE@H4[I41[X),>VY=@7
M@S($\ K?G<.6=4?M/KOX,'F.2HPN2I7S;(7H=Y_*1R0(V4)47%QQ#$R P[/&
MW<*OU4U.=OUVJ8)')F/DFG$T*FSJ Q>5M>'%;]\#S^>\CVU_,N)$*HB^2855
M@'KM6;; ]!0<0=?!,09%@ LEM)NCQ[L![_&7!YX-*G#&I>$L8%MJ7$R#YZ^\
M2C>RIE9:W,7>@8_0355XEX5DG4H:AS3*$?1/FVWI_2?8ZP?/M!^0*SY&\=$"
M19"$ 4'PG!L%!H_H"%(^[;OZ5-(;B.&^78/(;?<G/TTK!/FRK1-L(88F9D_+
M287H9E58&UF$M1MRL' G.P>K5>1-R9\?T!.R_SA\5!M)1@CBO9'*TOXI"Q85
M]EF0IIRX7%+3C\FG N4)Y$"954;U^!3%E@;M*D$0LGEARINB?$?>%H_;;]_#
M)9@3NS'M%VP9\37,I=ZL%+K<\>%@0_*X@$-4C.QDW2 ;TBSC-8]\?!!;OEU%
ME$9>SZA&"#\\PFMX</</K4+S:TXU^I3?QT@+<3"@2C#]'ASLA_XN@]1>"Y@\
MZ$O4=$C@)V'+W9!^O*]]A!?G;X\[7/(Y[4+T4E*Y7QA,R/<SU3GF=*&:=0]T
MQ*9$=->&7C=U]"#/(TYNN\793@-(-BQC D:H\[V<<T,EIJ(6)0^5+,)14J7$
MQSD+'DZE3GGOJRN@_V.8AM1FF_5FPG=2Z=NI\0CA!HJ9AEV,HVM3HT'C+D(=
MS";>(Z*4(817G],;Y+A)?5Z";0S<NF(UY10#I"VSPB&!5+3? 3I<3UMY5$)O
MS7DY^5B0:PCHQR 23ZL1I7VS/M'8*_2ZP-Q5#H,TN6K?E0D4&567@![,T\.*
M-LIFQ<IZRG.=%JZTS:.6M.?K]!UQ=;71?"GS6?']E;G.\09*[:!S1!J<0POV
MABK I Q"MAI3WN8%SY^Z,-<E 2+9+%$KA;@6$,OA:296@O6T&_W:=M^#EF^.
MK3C:W;<.AZ3%V6-J$;31"HP^Q B,K?-[[ ;AH%!LC]6,>^[T;J3@RGCXR452
MU6X#8[6#G&0="ZPR4IK&4RIM;K(#50&9.^/*0CHX(+JP3K.L?89G[-&#X?\*
MVY@!FSJ3\\NJ.J[9R*J*,Y=HV>NKB!U/[[3T7/G(O>@M-27D"B^I_X(;L *Y
MI]9+P&#[C@SBL--2BUO0AE!=*T77G$A>%CZ>A0="6I.="QH/,$-)9@]:0;2:
MN?17(UG9>^_A_CY8US5\<;7'1YC&TQ[++9X%6L&]0^Z)=?_!@WM;<),_#%TP
MH$,D4NK4UJQL"[/^+H[6,T$"MI2G*.G*#!AK5&VR.HD 5U$X'!"PT81PM]J
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MEL.]?3([/Q!]!83B_2-R2-S2#NEST'R6U?[*'J7/0!K>Z?$MNCN.[QZL=WB
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M6!A=__)^[;:U842OHBT$S15GW:\4'\/%N,\ZC]A^&>1^'G='2"7T6$5/_[!
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M1N4JL9$M<G@*8W=2NNVV4[@0.NE8V]&KLDX?WR64;2LU;.P3)/Z,1^YK&GS
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M*JD8RGEF[KZ]A?T;T*04K+HYGMRF444<:[)OPH'U<XKOE$^\+@.[(QW6#&D
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M)\)G.-17,?,#&IY/*V)N [*!'-RT4JY"N2;WH;?ZI#Q$GHW%:;;0 6CXJB+
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M"77,D@_9K)U)T@15<TA:M76IF>C%@GBBC2:I](L3G3^)?F#*$O.Y[DGCN^
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MJCGWUQG<2,&0\5"3\Z1NW ;&:@<YH3H6"&6D-(V=5-D\9 >@ C)WRE6$='!
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M#FLKE? NBF5M;XTI19UC*$0&$6L$MG_8AL'Z0FP^Y-X6I7^]&1BZ8&&B!OO
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MIY6W%[A0AGL"?&& 3CHP$O,K&%4&QA^=43"2R-T_!RZ0#[-F1/L)N]9,P9H
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M\<>"\"1:47G.&*.VN!' /\Q'C@_-A!RQ.*0<K;T!T_LB^D#Y>-S$5M(+P[.
M?A"'_*1L"K$3\)!/TEDE'2S=8RSUBE#K];H*4J=M>\G>U$ZO&(4^K;WR_44C
MK5UNGZ> DJ7>"U82$[UU1P%"129MC]H3F)I:D0=:0QG*!J=&!/T;2C-#W=::
MBV \E(E#= N7&![2D&=,H@<,K.+<\/9PZS%PJ$(R-GSO"LZPM-/1K8&LD;L.
MIJQ1%<YIKKADQ]:ZHE$>4XL7*N[KY0HK<XI2'W5'Z(SK(FNP$5*:<?,.%_->
M4&G#BZLX)J<@C8)!2I<EU#[X $BT:-D@;:R^KZP7I'5E?(L6&UH0R!*;0NOB
M213?H^X6P:AH/(K O]W:VA^_.QN_&&S#F>*E;UQ,OY-R>MO3M[EQA^,7+3]]
M(4>T(KJF!@>WU7"L"%?JB?;2B6$GS[8(?6BQ3=/*MZ(1]CYR\;0^J;*YX<2*
M2!(4%PM'V=L4TQ5H=36NEM['E["OUKEO^Y2[(Q^-"J L>M/?;LU7 TP3NP*@
M,'+WQ7[P-FY 8#-*4#KF)MK:4XBRJW+R8M_7L:*<RQIS"X9EPR5S28UE%]+D
MC[\E?4.Z"@9JJVKPB#4[ABU/+A >]6HJ/DE?XM+R/0^O]7[YTC_$.95:$/T9
MY\6T+DK[&ZP<1 J27Y24\+WRY8KW!D@]M]YSVQ3@V@V@T^^\K[4\3H"&%=9(
M>I>,U@$% 5KP^[TR^;GCZO<#)#@'$6S&J[-\!M3'UJ5)VVXG9 D0MH#GDR65
MOK%'*@&-PW>7G1:8#T&J@NWQR,W<K4M-CX'2UBCW->"BODRX"RF0YG\T^5"4
M4YP7T6_.S1T[75IZ<)TL3R'E))DF5T:K1<EUDF8T+TS>&Z76F>;';-- :/?9
MBFN-:(?@P?1[/!U)10=[E?D%(5@61^^O,!JNY DK\PXAA=L<Z)SVT%CL%.E)
MM0\6EDA^15 2U887G]N*%7T&54E%7\ZS16W%CA%H4@I.W0Q/;EVK(HX5V3?A
MP+HYQ;?*)UZ5@=V2#BN&U .&]W3=9> 737F=7B>9K^U;W"ER$7U4] QFZ>;3
M+"V]:;BT;(*J13G"63L%WF8YW=LC<.<DHN<JB6BEC_)]D3\D3) Z97V1/94Z
MG6-)&[7-C?X^:J1.+ *!%36#^\!:"6?C$DA^OFP7@YY<7P OQSYL61R)&S[F
MO.E)D8WX'FXF85&02OO^0KQ<^4+IY8QZ;G4Y3&"!"".*V^9P.;_K R=/$B9.
MUN(@R3^R8Y_EYX&+7\8>;'L!RK/"G6C!1+/OO;BA(+E*^:8^)*YS1D6A:DD3
MCYA$?=@'KW<(KS15ZO?ID\L'\]Y[1B;)*/Y41)0]*<73Z#)!*(VPU _]C#0
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M:,UMQ7ZC63-YX)K(*HCK4TI@4*GRN5:!CDLX:[UF/5I&&)HDQ5"0M4,?"P'
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MR=[!$1<<CZ/78I\&+8)L*!=&X(T>%^>J.%N)"W(KA4J?R &@O@ZE]#,H?>_
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M]9Y3[*=R1NM\)6M/2M8N4ZS?B:.Z..T?H0/B_WH2-[L&#WM%,?4<3W]8WLI
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M%OE[ED6JU6N"NVIY<548615&9@HC2RO.L\42MSIR=XGD562YJI(\:I6$+IU
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M!"ZJ1:A,_P]"MKZZ4DQ87^H'UC.3 A4O@0TYNP8_:GME?3R#OB 7-WLFW]#
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MSS0"<:\\'D?1-GQ29'4?>1UIF%"-+O^;TP/8B@SB3>^<)B7T,;A2H0+C9N5
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MM/992).:'('IE9-0R44XV,+CBPRPV@,UH*+WFG_AI?E/BOX'4$L! A0#%
M  @ VC"#6+=P'7[S @  Y@D  !$              ( !     &-W8F,M,C R
M-# T,#$N>'-D4$L! A0#%     @ VC"#6/NL'4_4!@  $$T  !4
M     ( !(@,  &-W8F,M,C R-# T,#%?;&%B+GAM;%!+ 0(4 Q0    ( -HP
M@UB\34F8VP0  -DO   5              "  2D*  !C=V)C+3(P,C0P-# Q
M7W!R92YX;6Q02P$"% ,4    " #:,(-8/0%<\^@@  #CY   #@
M    @ $W#P  9#@Q-3$R-V0X:RYH=&U02P$"% ,4    " #:,(-8?)HM9*M1
M  !<:0$ $0              @ %+,   9#@Q-3$R-V1E>#$P,2YH=&U02P$"
M% ,4    " #:,(-8=C3Z&--,  #K7P$ $0              @ $E@@  9#@Q
M-3$R-V1E>#$P,BYH=&U02P$"% ,4    " #:,(-83XSY!,1,  #.7P$ $0
M            @ $GSP  9#@Q-3$R-V1E>#$P,RYH=&U02P$"% ,4    " #:
M,(-8_L]A)01,   A5@$ $0              @ $:' $ 9#@Q-3$R-V1E>#$P
M-"YH=&U02P$"% ,4    " #:,(-8X5WYMGA+  #Q4P$ $0
M@ %-: $ 9#@Q-3$R-V1E>#$P-2YH=&U02P$"% ,4    " #:,(-8;IFE_2=,
M  !?5@$ $0              @ 'TLP$ 9#@Q-3$R-V1E>#$P-BYH=&U02P$"
M% ,4    " #:,(-8C(]0AQE,   X5@$ $0              @ %*  ( 9#@Q
M-3$R-V1E>#$P-RYH=&U02P$"% ,4    " #:,(-8.0H*919,    5@$ $0
M            @ &23 ( 9#@Q-3$R-V1E>#$P."YH=&U02P$"% ,4    " #:
M,(-8E_??<&Q+  #$4P$ $0              @ '7F ( 9#@Q-3$R-V1E>#$P
M.2YH=&U02P$"% ,4    " #:,(-8PMCOJ?L7  "#C   $
M@ %RY ( 9#@Q-3$R-V1E>#,Q+FAT;5!+ 0(4 Q0    ( -HP@UB+P*<X+!
M %DT   1              "  9O\ @!D.#$U,3(W9&5X.3DQ+FAT;5!+!08
1    #P / +4#  #V# ,    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>d815127d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="cwbc-20240401.xsd" xlink:type="simple"/>
    <context id="duration_2024-04-01_to_2024-04-01">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001127371</identifier>
        </entity>
        <period>
            <startDate>2024-04-01</startDate>
            <endDate>2024-04-01</endDate>
        </period>
    </context>
    <dei:CurrentFiscalYearEndDate
      contextRef="duration_2024-04-01_to_2024-04-01"
      id="Hidden_dei_CurrentFiscalYearEndDate_duration_2024-04-01_to_2024-04-01">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:AmendmentFlag
      contextRef="duration_2024-04-01_to_2024-04-01"
      id="Hidden_dei_AmendmentFlag_duration_2024-04-01_to_2024-04-01">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2024-04-01_to_2024-04-01"
      id="Hidden_dei_EntityCentralIndexKey_duration_2024-04-01_to_2024-04-01">0001127371</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_1">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_0">2024-04-01</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_3">COMMUNITY WEST BANCSHARES</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-542">CA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-543">000-31977</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-544">77-0539125</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-545">7100 N. Financial Dr.</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2 contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-546">Suite 101</dei:EntityAddressAddressLine2>
    <dei:EntityAddressCityOrTown contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-547">Fresno</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-548">CA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-549">93720</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-550">559</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-551">298-1775</dei:LocalPhoneNumber>
    <dei:EntityInformationFormerLegalOrRegisteredName contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-552">Central Valley Community Bancorp</dei:EntityInformationFormerLegalOrRegisteredName>
    <dei:WrittenCommunications contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-553">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-554">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-555">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-556">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-557">false</dei:EntityEmergingGrowthCompany>
    <dei:Security12bTitle contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-558">Common Stock, no par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-559">CWBC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2024-04-01_to_2024-04-01" id="ixv-560">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityInformationFormerLegalOrRegisteredName contextRef="duration_2024-04-01_to_2024-04-01" id="Fact_2">Central Valley Community Bancorp</dei:EntityInformationFormerLegalOrRegisteredName>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
