XML 82 R65.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses on Loans - Summary of outstanding loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount $ 2,332,345 $ 1,288,955    
Net deferred origination costs 1,876 1,842    
Total 2,334,221 1,290,797    
Allowance for credit losses (25,803) (14,653) $ (10,848) $ (9,600)
Total loans 2,308,418 1,276,144    
Commercial and industrial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 143,776 105,805    
Construction & other land loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 67,540 33,296    
Commercial real estate - owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 322,917 215,136    
Commercial real estate - non-owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 912,188 538,843    
Farmland        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 139,726 120,630    
Multi-family residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 133,516 61,330    
1-4 family - close-ended        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 123,521 96,651    
1-4 family - revolving        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 35,642 27,875    
Manufactured housing        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 322,259      
Other installment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 95,771      
Commercial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 180,745 139,022    
Allowance for credit losses (1,752) (1,475) (1,820) (2,011)
Commercial | Commercial and industrial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 143,422 105,466    
Commercial | Agricultural production        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 37,323 33,556    
Real Estate        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 1,736,498 1,094,327    
Allowance for credit losses (17,766) (9,792) (7,803) $ (6,741)
Real Estate | Construction & other land loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 67,869 33,472    
Real Estate | Commercial real estate - owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 323,188 215,146    
Real Estate | Commercial real estate - non-owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 913,165 539,522    
Real Estate | Farmland        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 139,815 120,674    
Real Estate | Multi-family residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 133,595 61,307    
Real Estate | 1-4 family - close-ended        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 123,445 96,558    
Real Estate | 1-4 family - revolving        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 35,421 27,648    
Consumer        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 415,102 55,606    
Allowance for credit losses (3,534) (951) $ (284)  
Consumer | Manufactured housing        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 322,263 0    
Consumer | Other installment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount $ 92,839 $ 55,606