XML 59 R48.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses on Loans - Summary of Outstanding Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Dec. 31, 2023
Loans        
Total $ 2,345,013 $ 2,332,345    
Net deferred origination costs 1,884 1,876    
Loans, net of deferred origination costs 2,346,897 2,334,221    
Allowance for credit losses (26,095) (25,803) $ (14,658) $ (14,653)
Total loans, net 2,320,802 2,308,418    
Commercial and industrial        
Loans        
Loans, net of deferred origination costs 147,094 143,776    
Construction & other land loans        
Loans        
Loans, net of deferred origination costs 70,692 67,540    
Commercial real estate - owner occupied        
Loans        
Loans, net of deferred origination costs 325,504 322,917    
Commercial real estate - non-owner occupied        
Loans        
Loans, net of deferred origination costs 922,454 912,188    
Farmland        
Loans        
Loans, net of deferred origination costs 137,502 139,726    
Multi-family residential        
Loans        
Loans, net of deferred origination costs 143,380 133,516    
Consumer        
Loans        
Loans, net of deferred origination costs 98,452 95,771    
1-4 family - close-ended        
Loans        
Loans, net of deferred origination costs 121,833 123,521    
1-4 family - revolving        
Loans        
Loans, net of deferred origination costs 32,699 35,642    
Manufactured housing        
Loans        
Loans, net of deferred origination costs 319,199 322,259    
Commercial        
Loans        
Total 174,781 180,745    
Allowance for credit losses (1,782) (1,752) (977) (1,475)
Commercial | Commercial and industrial        
Loans        
Total 146,736 143,422    
Commercial | Agricultural production        
Loans        
Total 28,045 37,323    
Commercial Real Estate        
Loans        
Total 1,755,841 1,736,498    
Allowance for credit losses (17,387) (17,766) (10,290) (9,792)
Commercial Real Estate | Construction & other land loans        
Loans        
Total 71,075 67,869    
Commercial Real Estate | Commercial real estate - owner occupied        
Loans        
Total 325,838 323,188    
Commercial Real Estate | Commercial real estate - non-owner occupied        
Loans        
Total 923,589 913,165    
Commercial Real Estate | Farmland        
Loans        
Total 137,587 139,815    
Commercial Real Estate | Multi-family residential        
Loans        
Total 143,524 133,595    
Commercial Real Estate | 1-4 family - close-ended        
Loans        
Total 121,751 123,445    
Commercial Real Estate | 1-4 family - revolving        
Loans        
Total 32,477 35,421    
Consumer        
Loans        
Total 414,391 415,102    
Allowance for credit losses (4,405) (3,534) $ (1,202) $ (951)
Consumer | Manufactured housing        
Loans        
Total 319,211 322,263    
Consumer | Other installment        
Loans        
Total $ 95,180 $ 92,839