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Deposits | 6 Months Ended
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Jun. 30, 2025
Banking [Abstract] |
Deposits | Note 6. Deposits The composition of the deposits at June 30, 2025 and December 31, 2024 is summarized in the table below (in thousands):
|  | June 30, 2025 |  | December 31, 2024
NOW accounts |  | $ | 451,739 |  |  | $ | 470,548 |
MMA accounts |  | 861,088 |  |  | 843,145 |
Savings deposits |  | 167,888 |  |  | 172,976 |
Time deposits |  | 478,835 |  |  | 443,284 |
Total interest-bearing |  | 1,959,550 |  |  | 1,929,953 |
Non-interest bearing |  | 1,035,371 |  |  | 980,824 |
Total deposits |  | $ | 2,994,921 |  |  | $ | 2,910,777 |
Aggregate annual maturities of time deposits are as follows (in thousands):
Years Ending December 31, |  |
2025 |  | $ | 190,699 |
2026 |  | 263,422 |
2027 |  | 19,751 |
2028 |  | 4,292 |
2029 |  | 501 |
Thereafter |  | 170 |
Total |  | $ | 478,835 |
Interest expense recognized on interest-bearing deposits consisted of the following (in thousands):
|  | For the Three Months Ended June 30, |  | For the Six Months Ended June 30,
|  | 2025 |  | 2024 |  | 2025 |  | 2024
Savings |  | $ | 136 |  |  | $ | 154 |  |  | $ | 282 |  |  | $ | 288 |
Money market |  | 5,070 |  |  | 5,696 |  |  | 10,170 |  |  | 8,568 |
NOW accounts |  | 898 |  |  | 85 |  |  | 1,611 |  |  | 178 |
Time certificates of deposit |  | 4,434 |  |  | 6,331 |  |  | 8,863 |  |  | 8,251 |
Total |  | $ | 10,538 |  |  | $ | 12,266 |  |  | $ | 20,926 |  |  | $ | 17,285 |
As of June 30, 2025 and December 31, 2024 uninsured deposits totaled $1,117,580,000 and $1,029,929,000, respectively.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(12)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
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