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Deposits

6 Months Ended

Jun. 30, 2025

Banking [Abstract]

Deposits

Note 6. Deposits

The composition of the deposits at June 30, 2025 and December 31, 2024 is summarized in the table below (in thousands):

						June 30, 2025						December 31, 2024
NOW accounts						$	451,739					$	470,548
MMA accounts						861,088						843,145
Savings deposits						167,888						172,976
Time deposits						478,835						443,284
Total interest-bearing						1,959,550						1,929,953
Non-interest bearing						1,035,371						980,824
Total deposits						$	2,994,921					$	2,910,777

Aggregate annual maturities of time deposits are as follows (in thousands):

Years Ending December 31,
2025						$	190,699
2026						263,422
2027						19,751
2028						4,292
2029						501
Thereafter						170
Total						$	478,835

Interest expense recognized on interest-bearing deposits consisted of the following (in thousands):

						For the Three Months Ended June 30,												For the Six Months Ended June 30,
						2025						2024						2025						2024
Savings						$	136					$	154					$	282					$	288
Money market						5,070						5,696						10,170						8,568
NOW accounts						898						85						1,611						178
Time certificates of deposit						4,434						6,331						8,863						8,251
Total						$	10,538					$	12,266					$	20,926					$	17,285

As of June 30, 2025 and December 31, 2024 uninsured deposits totaled $1,117,580,000 and $1,029,929,000, respectively.

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- Definition

Banking [Abstract]

+ References

No definition available.

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

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