XML 57 R46.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Allowance for Credit Losses on Loans - Summary of Outstanding Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Loans            
Total $ 2,450,274   $ 2,332,345      
Net deferred origination costs 868   1,876      
Loans, net of deferred origination costs 2,451,142   2,334,221      
Allowance for credit losses (29,590) $ (28,722) (25,803) $ (24,891) $ (24,940) $ (14,653)
Total loans, net 2,421,552   2,308,418      
Commercial and industrial            
Loans            
Loans, net of deferred origination costs 158,169   143,776      
Construction & other land loans            
Loans            
Loans, net of deferred origination costs 78,029   67,540      
Commercial real estate - owner occupied            
Loans            
Loans, net of deferred origination costs 354,235   322,917      
Commercial real estate - non-owner occupied            
Loans            
Loans, net of deferred origination costs 970,621   912,188      
Farmland            
Loans            
Loans, net of deferred origination costs 140,368   139,726      
Multi-family residential            
Loans            
Loans, net of deferred origination costs 153,831   133,516      
1-4 family - close-ended            
Loans            
Loans, net of deferred origination costs 109,627   123,521      
1-4 family - revolving            
Loans            
Loans, net of deferred origination costs 38,964   35,642      
Manufactured housing            
Loans            
Loans, net of deferred origination costs 326,692   322,259      
Commercial:            
Loans            
Total 180,795   180,745      
Allowance for credit losses (2,143) (2,231) (1,752) (1,267) (1,477) (1,475)
Commercial: | Commercial and industrial            
Loans            
Total 157,880   143,422      
Commercial: | Agricultural production            
Loans            
Total 22,915   37,323      
Real estate:            
Loans            
Total 1,848,301   1,736,498      
Allowance for credit losses (20,440) (19,281) (17,766) (17,688) (16,626) (9,792)
Real estate: | Construction & other land loans            
Loans            
Total 78,628   67,869      
Real estate: | Commercial real estate - owner occupied            
Loans            
Total 354,841   323,188      
Real estate: | Commercial real estate - non-owner occupied            
Loans            
Total 972,014   913,165      
Real estate: | Farmland            
Loans            
Total 140,454   139,815      
Real estate: | Multi-family residential            
Loans            
Total 154,073   133,595      
Real estate: | 1-4 family - close-ended            
Loans            
Total 109,567   123,445      
Real estate: | 1-4 family - revolving            
Loans            
Total 38,724   35,421      
Consumer:            
Loans            
Total 421,178   415,102      
Allowance for credit losses (4,570) $ (4,705) (3,534) $ (3,058) $ (3,872) $ (951)
Consumer: | Manufactured housing            
Loans            
Total 326,755   322,263      
Consumer: | Other installment            
Loans            
Total $ 94,423   $ 92,839