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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 26,998 $ 771
Adjustments to reconcile net income to net cash provided by operating activities:    
Net decrease (increase) in deferred loan costs 933 (284)
Depreciation 2,439 1,526
Accretion of discounts on investments (1,366) (1,380)
Amortization of premiums on investments 6,057 6,343
Amortization of debt issuance costs 109 109
Accretion of premiums and discounts on acquired loans, net (8,866) (6,349)
Amortization of core deposit intangibles 752 501
Amortization of fair value marks on liabilities assumed 2,423 3,943
Stock-based compensation 875 621
Provision for credit losses 3,239 9,889
Net realized losses on sales and calls of available-for-sale investment securities 41 4,199
Net loss (gain) on disposal of premises and equipment 40 (7)
Net gain on sale of foreclosed assets (39) 0
Net change in equity securities (183) (141)
Increase in bank-owned life insurance, net of expenses (1,117) (971)
Gain on proceeds from death benefits (198) 0
Net decrease in accrued interest receivable and other assets (2,631) 2,872
Net increase (decrease) in accrued interest payable and other liabilities 4,025 (2,145)
Net change for deferred income taxes 2,270 (2,495)
Net cash provided by operating activities 35,801 17,002
CASH FLOWS FROM INVESTING ACTIVITIES:    
Net cash and cash equivalents acquired in acquisition 0 58,523
Purchases of available-for-sale investment securities (7,183) 0
Proceeds from sales or calls of available-for-sale investment securities 500 64,229
Proceeds from calls of held-to-maturity investment securities 13,956 0
Proceeds from maturity and principal repayments of available-for-sale investment securities 23,768 43,941
Proceeds from maturity and principal repayments of held-to-maturity investment securities 1,289 1,234
Net increase in loans (109,004) (79,202)
Proceeds from sale of foreclosed assets 206 0
Purchases of premises and equipment (1,696) (3,414)
FHLB stock purchased 0 (350)
Proceeds from sale of premises and equipment 117 22
Net cash (used in) provided by investing activities (78,047) 84,983
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in demand, interest bearing and savings deposits 118,951 47,270
Net increase (decrease) in time deposits 45,338 (13,294)
Proceeds from short-term borrowings from Federal Home Loan Bank 879,000 839,000
Repayments of short-term borrowings to Federal Home Loan Bank (994,000) (829,000)
Repayments of borrowings from FRB Bank Term Funding Program 0 (45,000)
Repurchase and retirement of common stock (151) (38)
Proceeds from stock issued under employee stock purchase plan 252 216
Proceeds from exercise of stock options 879 103
Cash dividend payments on common stock (6,863) (5,957)
Net cash provided by (used in) financing activities 43,406 (6,700)
Increase in cash and cash equivalents 1,160 95,285
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 120,398 53,728
CASH AND CASH EQUIVALENTS AT END OF PERIOD 121,558 149,013
Cash paid during the period for:    
Interest 37,401 34,356
Income taxes 5,346 2,380
Operating cash flows from operating leases 2,674 2,303
Non-cash investing and financing activities:    
Unrealized gain on securities available for sale $ 16,483 $ 22,451