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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities:    
Net income $ 4,452,000 $ 3,713,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Gain on investment of securities (71,000)  
Gain on sales of loans (94,000) (53,000)
Gain on disposal of fixed assets   (12,000)
Loss on sale on foreclosed assets 177,000 296,000
Writedowns on foreclosed assets 1,395,000 1,305,000
Share-based compensation expense 122,000 118,000
Provision for loan losses 5,910,000 6,600,000
Depreciation and amortization 1,190,000 1,257,000
Net amortization on securities premiums and discounts 4,019,000 2,660,000
Increase in unearned net loan fees (324,000) (117,000)
Increase in cash surrender value of life insurance policies (861,000) (707,000)
Proceeds from sales of loans portfolio 3,954,000 1,725,000
Net (Increase) Decrease in loans held-for-sale (3,007,000) 914,000
(Increase) Decrease in interest receivable and other assets (314,000) 1,765,000
Decrease in other liabilities (172,000) (1,361,000)
Net Decrease in FHLB Stock 634,000 670,000
Deferred Income Tax Provision (Benefit) 88,000 (6,000)
Excess tax (provision) benefit from equity based compensation (36,000) 10,000
Net cash provided by operating activities 17,062,000 18,777,000
Cash flows from investing activities:    
Maturities of securities available for sale 135,000 408,000
Proceeds from sales/calls of securities available for sale 7,000,000 1,275,000
Purchases of securities available for sale (73,752,000) (104,699,000)
Principal pay downs on securities available for sale 48,591,000 34,638,000
Net (Increase) Decrease in loans receivable, net (80,230,000) 20,543,000
Purchases of premises and equipment, net (2,481,000) (734,000)
Proceeds from sales of foreclosed assets 10,569,000 3,434,000
Net cash used in investing activities (90,168,000) (45,135,000)
Cash flows from financing activities:    
Increase in deposits 63,265,000 63,892,000
Decrease in borrowed funds (2,480,000) (14,650,000)
Decrease in repurchase agreements (147,000)  
Increase in Fed funds purchased   3,980,000
Cash dividends paid (1,692,289) (1,678,843)
Repurchases of common stock   (23,000)
Stock options exercised 14,000 570,000
Excess tax provision (benefit) from equity based compensation 36,000 (10,000)
Net cash provided by financing activities 58,996,000 52,080,000
(Decrease) Increase in cash and due from banks (14,110,000) 25,722,000
Cash and Cash Equivalents    
Beginning of period 63,036,000 42,645,000
End of period $ 48,926,000 $ 68,367,000