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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Interest and fees on loans $ 10,907 $ 11,144
Interest on investment securities:    
Taxable 1,162 1,884
Tax-exempt 619 666
Interest on federal funds sold and interest-bearing deposits 28 14
Total interest income 12,716 13,708
Interest expense:    
Interest on deposits 660 885
Interest on short-term borrowings 4 5
Interest on long-term borrowings 33 131
Interest on mandatorily redeemable trust preferred securities 177 199
Total interest expense 874 1,220
Net Interest Income 11,842 12,488
Provision for loan losses 1,600 2,750
Net Interest Income after Provision for Loan Losses 10,242 9,738
Non-interest revenue:    
Service charges on deposit accounts 2,072 2,287
Gains on investment securities available-for-sale 6 70
Other income, net 2,037 1,745
Total other operating income 4,115 4,102
Other operating expense:    
Salaries and employee benefits 5,920 5,665
Occupancy expense 1,551 1,489
Other 4,348 4,886
Total other operating expenses 11,819 12,040
Income before income taxes 2,538 1,800
Provision for income taxes 204 (79)
Net Income 2,334 1,879
PER SHARE DATA    
Book value $ 12.43 $ 12.07
Cash dividends $ 0.06 $ 0.06
Earnings per share basic $ 0.17 $ 0.13
Earnings per share diluted $ 0.16 $ 0.13
Average shares outstanding, basic 14,113,502 14,101,879
Average shares outstanding, diluted 14,194,223 14,107,551
Total shareholder Equity (in thousands) 175,542 170,245
Shares outstanding 14,119,679 14,103,209
Dividends Paid $ 847 $ 846