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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net income $ 2,334 $ 1,879
Adjustments to reconcile net income to net cash provided by operating activities:    
Gain on investment of securities (6) (70)
Gain on sales of loans (36) (50)
Loss on sale on foreclosed assets 488 126
Writedowns on foreclosed assets 87 851
Share-based compensation expense 93 67
Provision for loan losses 1,600 2,750
Depreciation and amortization 590 585
Net amortization on securities premiums and discounts 2,096 1,920
Decrease (Increase) in unearned net loan fees 29 (69)
Increase in cash surrender value of life insurance policies (593) (669)
Proceeds from sales of loans portfolio 1,257 2,224
Net Increase in loans held-for-sale (1,800) (1,583)
Decrease (Increase) in interest receivable and other assets 1,057 (218)
Decrease in other liabilities (1,295) (1,213)
Net Decrease in FHLB Stock 0 319
Deferred Income Tax Provision (Benefit) 4 (1)
Excess tax benefit from equity based compensation (34) (36)
Net cash provided by operating activities 5,871 6,812
Cash flows from investing activities:    
Maturities of securities available for sale 140 135
Proceeds from sales/calls of securities available for sale 977 3,837
Purchases of securities available for sale (47,006) (38,308)
Principal pay downs on securities available for sale 25,141 23,139
Net Decrease in loans receivable, net 49,928 193
Purchases of premises and equipment, net (94) (616)
Proceeds from sales of foreclosed assets 3,725 2,012
Net cash provided by (used in) investing activities 32,811 (9,608)
Cash flows from financing activities:    
(Decrease) Increase in deposits (18,100) 36,610
Decrease in borrowed funds (35,050) (27,120)
Increase in repurchase agreements 1,254 2,808
Cash dividends paid (847) (846)
Stock options exercised 158 14
Excess tax benefit from equity based compensation 34 36
Net cash (used in) provided by financing activities (52,551) 11,502
(Decrease) Increase in cash and due from banks (13,869) 8,706
Cash and Cash Equivalents    
Beginning of period 61,818 63,036
End of period $ 47,949 $ 71,742