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Allowance for Loan and Lease Losses (Tables) | 6 Months Ended
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Jun. 30, 2013
Provision for Loan and Lease Losses [Abstract] |
Impaired Loans |
Impaired Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(dollars in thousands, unaudited) |  | June 30, 2013 |
|  | Unpaid Principal Balance(1) |  | Recorded Investment(2) |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized(3) |
With an Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |
Other Construction/Land |  |  | 5,619 |  |  | 5,619 |  |  | 1,290 |  |  | 5,666 |  |  | 46 |
1-4 Family - closed-end |  |  | 15,901 |  |  | 15,901 |  |  | 1,338 |  |  | 15,959 |  |  | 209 |
Equity Lines |  |  | 496 |  |  | 496 |  |  | 54 |  |  | 497 |  |  | 7 |
Commercial real estate- owner occupied |  |  | 5,765 |  |  | 4,473 |  |  | 462 |  |  | 4,500 |  |  | 83 |
Commercial real estate- non-owner occupied |  |  | 6,390 |  |  | 6,230 |  |  | 1,301 |  |  | 6,298 |  |  | 182 |
Farmland |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Total Real Estate |  |  | 34,171 |  |  | 32,719 |  |  | 4,445 |  |  | 32,920 |  |  | 527 |
Agriculture |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Commercial and Industrial |  |  | 1,944 |  |  | 1,908 |  |  | 744 |  |  | 1,984 |  |  | 44 |
Small Business Administration |  |  | 2,450 |  |  | 2,255 |  |  | 1,147 |  |  | 2,254 |  |  | 29 |
Direct finance leases |  |  | 60 |  |  | 60 |  |  | 30 |  |  | 60 |  |  | - |
Consumer loans |  |  | 3,969 |  |  | 3,902 |  |  | 784 |  |  | 3,995 |  |  | 90 |
|  |  | 42,594 |  |  | 40,844 |  |  | 7,150 |  |  | 41,213 |  |  | 690 |
With no Related Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |
Other Construction/Land |  |  | 1,879 |  |  | 1,792 |  |  | - |  |  | 2,636 |  |  | - |
1-4 Family - closed-end |  |  | 6,597 |  |  | 5,874 |  |  | - |  |  | 6,209 |  |  | - |
Equity Lines |  |  | 760 |  |  | 593 |  |  | - |  |  | 594 |  |  | - |
Commercial real estate- owner occupied |  |  | 5,560 |  |  | 5,154 |  |  | - |  |  | 5,183 |  |  | - |
Commercial real estate- non-owner occupied |  |  | 7,832 |  |  | 7,714 |  |  | - |  |  | 7,719 |  |  | - |
Farmland |  |  | 456 |  |  | 456 |  |  | - |  |  | 460 |  |  | - |
Total Real Estate |  |  | 23,084 |  |  | 21,583 |  |  | - |  |  | 22,801 |  |  | - |
Agriculture |  |  | 21 |  |  | 20 |  |  | - |  |  | 22 |  |  | - |
Commercial and Industrial |  |  | 2,463 |  |  | 2,345 |  |  | - |  |  | 2,470 |  |  | 24 |
Small Business Administration |  |  | 1,100 |  |  | 772 |  |  | - |  |  | 773 |  |  | - |
Direct finance leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Consumer loans |  |  | 181 |  |  | 52 |  |  | - |  |  | 60 |  |  | - |
|  |  | 26,849 |  |  | 24,772 |  |  | - |  |  | 26,126 |  |  | 24 |
Total |  | $ | 69,443 |  | $ | 65,616 |  | $ | 7,150 |  | $ | 67,339 |  | $ | 714 |
(1)Contractual principal balance due from customer. (2)Principal balance on Company's books, less any direct charge offs. (3)Interest income is recognized on performing balances on a regular accrual basis.
|  | December 31, 2012 |
|  | Unpaid Principal Balance(1) |  | Recorded Investment(2) |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized(3) |
With an Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | $ | 153 |  | $ | 153 |  | $ | 23 |  | $ | 91 |  | $ | - |
Other Construction/Land |  |  | 10,313 |  |  | 10,313 |  |  | 1,244 |  |  | 10,755 |  |  | 86 |
1-4 Family - closed-end |  |  | 19,218 |  |  | 18,910 |  |  | 955 |  |  | 19,024 |  |  | 401 |
Equity Lines |  |  | 1,142 |  |  | 1,142 |  |  | 163 |  |  | 1,144 |  |  | 9 |
Commercial real estate- owner occupied |  |  | 5,846 |  |  | 5,585 |  |  | 563 |  |  | 5,666 |  |  | 126 |
Commercial real estate- non-owner occupied |  |  | 18,539 |  |  | 17,579 |  |  | 1,230 |  |  | 18,079 |  |  | 481 |
Farmland |  |  | 254 |  |  | 254 |  |  | 2 |  |  | 259 |  |  | - |
Total Real Estate |  |  | 55,465 |  |  | 53,936 |  |  | 4,180 |  |  | 55,018 |  |  | 1,103 |
Agriculture |  |  | 28 |  |  | 28 |  |  | 28 |  |  | 28 |  |  | - |
Commercial and Industrial |  |  | 2,955 |  |  | 2,920 |  |  | 934 |  |  | 3,100 |  |  | 51 |
Small Business Administration |  |  | 2,704 |  |  | 2,507 |  |  | 1,038 |  |  | 2,507 |  |  | 53 |
Direct finance leases |  |  | 135 |  |  | 135 |  |  | 67 |  |  | 135 |  |  | - |
Consumer loans |  |  | 4,349 |  |  | 4,344 |  |  | 878 |  |  | 4,493 |  |  | 183 |
|  |  | 65,636 |  |  | 63,870 |  |  | 7,125 |  |  | 65,281 |  |  | 1,390 |
With no Related Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |
Other Construction/Land |  |  | 2,335 |  |  | 2,335 |  |  | - |  |  | 2,346 |  |  | - |
1-4 Family - closed-end |  |  | 4,312 |  |  | 4,312 |  |  | - |  |  | 4,491 |  |  | - |
Equity Lines |  |  | 116 |  |  | 116 |  |  | - |  |  | 155 |  |  | 1 |
Commercial real estate- owner occupied |  |  | 4,298 |  |  | 3,365 |  |  | - |  |  | 3,540 |  |  | - |
Commercial real estate- non-owner occupied |  |  | 390 |  |  | 390 |  |  | - |  |  | 421 |  |  | 3 |
Farmland |  |  | 1,679 |  |  | 1,679 |  |  | - |  |  | 1,686 |  |  | - |
Total Real Estate |  |  | 13,130 |  |  | 12,197 |  |  | - |  |  | 12,639 |  |  | 4 |
Agriculture |  |  | 1,008 |  |  | 635 |  |  | - |  |  | 1,017 |  |  | - |
Commercial and Industrial |  |  | 735 |  |  | 736 |  |  | - |  |  | 740 |  |  | - |
Small Business Administration |  |  | 1,008 |  |  | 720 |  |  | - |  |  | 720 |  |  | - |
Direct finance leases |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |
Consumer loans |  |  | 4 |  |  | 4 |  |  | - |  |  | 7 |  |  | - |
|  |  | 15,885 |  |  | 14,292 |  |  | - |  |  | 15,123 |  |  | 4 |
Total |  | $ | 81,521 |  | $ | 78,162 |  | $ | 7,125 |  | $ | 80,404 |  | $ | 1,394 |
(1)Contractual principal balance due from customer. (2)Principal balance on Company's books, less any direct charge offs. (3)Interest income is recognized on performing balances on a regular accrual basis.
Impaired Loans, Condensed Information Impaired Loans |
Similar but condensed information is provided in the following table, as of the dates noted:
Impaired Loans |  |  |  |  |  |  |
(dollars in thousands, unaudited) |  |  |  |  |  |  |
|  | June 30, 2013 |  | December 31, 2012 |
Impaired loans without a valuation allowance |  | $ | 24,772 |  | $ | 14,292 |
Impaired loans with a valuation allowance |  | $ | 40,844 |  | $ | 63,870 |
Total impaired loans (1) |  | $ | 65,616 |  | $ | 78,162 |
Valuation allowance related to impaired loans |  | $ | 7,150 |  | $ | 7,125 |
Total non-accrual loans |  | $ | 42,309 |  | $ | 53,094 |
Total loans past-due ninety days or more and still accruing |  | $ | 2 |  | $ | - |
(1) Principal balance on Company's books less any direct charge-off

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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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