<SEC-DOCUMENT>0001558370-23-015372.txt : 20230831
<SEC-HEADER>0001558370-23-015372.hdr.sgml : 20230831
<ACCEPTANCE-DATETIME>20230830202655
ACCESSION NUMBER:		0001558370-23-015372
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20230825
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230831
DATE AS OF CHANGE:		20230830

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SIERRA BANCORP
		CENTRAL INDEX KEY:			0001130144
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				330937517
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-33063
		FILM NUMBER:		231226588

	BUSINESS ADDRESS:	
		STREET 1:		86 NORTH MAIN STREET
		CITY:			PORTERVILLE
		STATE:			CA
		ZIP:			93257
		BUSINESS PHONE:		5597824900

	MAIL ADDRESS:	
		STREET 1:		86 NORTH MAIN STREET
		CITY:			PORTERVILLE
		STATE:			CA
		ZIP:			93257
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
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<DESCRIPTION>8-K
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contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="Narr_TVc8vtwdVEm6qtXTBBwOHA"><span style="font-family:'Segoe UI Symbol';font-size:10pt;font-style:normal;font-weight:normal;">&#9744;</span></ix:nonNumeric></span>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 10pt 0pt;"><span style="display:inline-block;text-align:left;text-indent:0pt;width:18pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="Narr_IwiCVkZ9VkClk7ADixbYfQ"><span style="font-family:'Segoe UI Symbol';font-size:10pt;font-style:normal;font-weight:normal;">&#9744;</span></ix:nonNumeric></span>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 10pt 0pt;"><span style="display:inline-block;text-align:left;text-indent:0pt;width:18pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="Narr_E9dZYsxcAEGZpDiv9f-0mQ"><span style="font-family:'Segoe UI Symbol';font-size:10pt;font-style:normal;font-weight:normal;">&#9744;</span></ix:nonNumeric></span>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 10pt 0pt;"><span style="display:inline-block;text-align:left;text-indent:0pt;width:18pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" 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style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;width:1.01%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td><td style="vertical-align:bottom;width:18.86%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;width:1.01%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span 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style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:center;margin:0pt;"><b style="font-weight:bold;">Trading Symbol(s)</b></p></td><td style="vertical-align:bottom;width:1.01%;border-bottom:1px solid transparent;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:justify;margin:0pt;"><span style="font-weight:bold;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:44.13%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:center;margin:0pt;"><b style="font-weight:bold;">Name of each exchange on which registered</b></p></td></tr><tr><td style="vertical-align:top;width:34.95%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:center;margin:0pt 0pt 12pt 0pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" name="dei:Security12bTitle" id="Tc_b64ktONoxUiglr_-S37XHw_2_0">Common Stock, no par value</ix:nonNumeric></p></td><td style="vertical-align:bottom;width:1.01%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:justify;margin:0pt 0pt 12pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:18.86%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:center;margin:0pt 0pt 12pt 0pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" name="dei:TradingSymbol" id="Tc_MKijAKCfb02qk9Xl27wnJA_2_2">BSRR</ix:nonNumeric></p></td><td style="vertical-align:bottom;width:1.01%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:justify;margin:0pt 0pt 12pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:44.13%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.27;text-align:center;margin:0pt 0pt 12pt 0pt;"><ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="Tc_7o9CBgAxOUeI_qv86FhP0Q_2_4">Nasdaq Global Select Market</ix:nonNumeric></p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 10pt 0pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 10pt 0pt;">Emerging growth company <ix:nonNumeric contextRef="Duration_8_25_2023_To_8_25_2023_3dayATG3pkOvtZmmt9sOZA" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="Narr_rLGHbUIbkU-GDZgK5irJfA"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 10pt 0pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. <span style="font-family:'Segoe UI Symbol';">&#9744;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;padding-bottom:1pt;padding-top:1pt;text-align:justify;border-bottom:3.0pt solid #000000;border-top:1px solid #000000;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><a id="_82539345_8e8a_4e44_b211_02947d03c5f6"></a><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="display:inline-block;text-indent:0pt;width:72pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-style:normal;font-weight:bold;text-transform:uppercase;">Item 5.02</b></span><b style="font-weight:bold;text-transform:uppercase;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="white-space:pre-wrap;">On August 30, 2023, Sierra Bancorp and its wholly-owned subsidiary, Bank of the Sierra (collectively, the &#8220;Company&#8221;), announced that Natalia Coen was appointed as Executive Vice President and Chief Risk Officer effective September 20, 2023.  In connection with the appointment of Ms. Coen, and as planned, Hugh Boyle, who had been serving as both Chief Credit Officer and Chief Risk Officer, will relinquish his role as Chief Risk Officer on September 20, 2023, continuing with the Company as its Executive Vice President and Chief Credit Officer.  Following an executive leadership change in 2021, Mr. Boyle was asked to temporarily accept the combined role of Chief Credit and Chief Risk Officer for a period of time.  After serving jointly as our Chief Credit and Chief Risk Officer for the past two years and with the appointment of Ms. Coen, Mr. Boyle can return to serving as the Chief Credit Officer going forward.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="white-space:pre-wrap;">Ms. Coen, currently 55 years old, holds both a Master of Arts &#8211; International Policy Studies (economics) from Middelbury Institute of International Studies at Monterey and a Bachelor of Arts - Economics degree from University of Texas at Austin.  Most recently, Ms. Coen was the Chief Risk Officer and Chief Compliance Officer for Gateway First Bank, Jenks, Oklahoma, a position she held from 2022 to present, and Chief Compliance Officer for Gateway First Bank from 2019 to 2022.  Prior to Gateway First Bank, she spent 14 years in risk and compliance positions, culminating as SVP, Director of Compliance / Compliance Officer for Cobiz Financial, Denver, Colorado, from 2005 to 2019.   </span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 18pt 0pt;"><span style="white-space:pre-wrap;">On August 17, 2023 the Compensation Committee of the Board of Directors of Sierra Bancorp approved an employment agreement by and between Sierra Bancorp, Bank of the Sierra and Ms. Coen which commences on September 20, 2023 and continues through December 31, 2026.  The employment agreement was executed on August 25, 2023.  Subsequent to the initial term it will automatically renew for a one-year term, and will continue to renew every year thereafter unless either Ms. Coen or the Company provides notification of non-renewal to the other party at least six months in advance of the renewal date.  The agreement specifies a minimum base annual salary of $400,000 and an annual discretionary bonus of up to 50% of her annual base salary.  The agreement also provides severance benefits in a no cause termination equal to her annualized base salary, or in termination in connection with a change of control equal to two times her annual base salary and maximum bonus potential, with severance in both instances conditioned on her full and complete release of claims against the Company or its affiliates arising from or in any way related to her employment or termination of her employment.  Moreover, the agreement provides for the grant of restricted stock of $400,000 with the number of shares granted based on the stock price at the close of business on the grant date, which is expected to be the next meeting date of the Compensation Committee of the Company.  The restricted stock will vest at the rate of 20% on each grant date anniversary until fully vested.  The agreement also notes the basic terms and conditions of other benefits, delineates permitted outside activities, and provides indemnification for Ms. Coen, supplemented by the indemnification agreement referenced below, for certain circumstances.  In addition, the agreement includes noncompetition, non-solicitation and nondisclosure conditions.  The foregoing summary description does not purport to be complete and reference is made to the full text included with this 8-K as exhibit 10.1 for more detailed information on Ms. Coen&#8217;s employment agreement.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 18pt 0pt;"><span style="white-space:pre-wrap;">Also on August 17, 2023, the Compensation Committee of the Board of Directors of Sierra Bancorp approved the entry into the Company&#8217;s standard form Indemnification Agreement for senior officers and directors with Ms. Coen.  The form of the Indemnification Agreement is the same as filed as Exhibit 10.1 to the Form 8-K filed by the Company with the SEC on January 29, 2021, and incorporated herein by reference as Exhibit 10.2 to this Form 8-K.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 18pt 0pt;">There are no arrangements or undertakings pursuant to which Ms. Coen was selected as Chief Risk Officer. There are no family relationships among any of the Company&#8217;s directors or executive officers and Ms. Coen. There are no related party transactions between the Company and Ms. Coen.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 18pt 0pt;">A press release announcing the appointment of Ms. Coen and the other changes noted above is attached hereto as Exhibit 99.1 and incorporated herein by reference.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><span style="display:inline-block;text-indent:0pt;width:72pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-style:normal;font-weight:bold;">ITEM 9.01</b></span><b style="font-weight:bold;">FINANCIAL STATEMENTS AND EXHIBITS</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><span style="display:inline-block;text-indent:0pt;width:36pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-style:normal;font-weight:bold;">(d)</b></span><b style="font-weight:bold;">Exhibits.</b><span style="white-space:pre-wrap;">  The information required to be furnished pursuant to this item is set forth in the Exhibit Index which appears below, immediately before the signatures.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">EXHIBIT INDEX</b></p><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:12.32%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td><td style="vertical-align:top;width:84.23%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"></div></div></td></tr><tr><td style="vertical-align:top;width:12.32%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">Exhibit No.</b></p></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">&#160;&#160;&#160;&#160;</b></p></td><td style="vertical-align:top;width:84.23%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">Description</b></p></td></tr><tr><td style="vertical-align:top;width:12.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;">10.1</p></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:84.23%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><a style="-sec-extract:exhibit;font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="bsrr-20230825xex10d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Employment Agreement by and between Sierra Bancorp, Bank of the Sierra and Natalia Coen, dated August 25, 2023</span></a></p></td></tr><tr><td style="vertical-align:top;width:12.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;">10.2</p></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:84.23%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><a style="-sec-extract:exhibit;font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/Archives/edgar/data/1130144/000155837021000547/bsrr-20210128xex10d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Form of Indemnification Agreement for Officers and Directors, filed as Exhibit 10.1 to the Form 8-K filed with the SEC on January 29, 2021, and incorporated herein by reference</span></a></p></td></tr><tr><td style="vertical-align:top;width:12.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;">99.1</p></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:84.23%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><a style="-sec-extract:exhibit;font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="bsrr-20230825xex99d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Press Release dated August 30, 2023</span></a></p></td></tr><tr><td style="vertical-align:top;width:12.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;">104</p></td><td style="vertical-align:top;width:3.44%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:84.23%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:6pt 0pt 0pt 0pt;">Cover Page Interactive Data File &#8211; the cover page XBRL tags are embedded within the Inline XBRL document.</p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;margin:0pt 0pt 12pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;text-align:center;margin:0pt 0pt 12pt 0pt;">SIGNATURES</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td colspan="2" style="vertical-align:top;width:50.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;">SIERRA BANCORP</p></td></tr><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td colspan="2" style="vertical-align:top;width:50.24%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="white-space:pre-wrap;">Dated:  August 30, 2023</span></p></td><td style="vertical-align:top;white-space:nowrap;width:3.49%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;">By:&#160;</p></td><td style="vertical-align:top;width:46.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ </span><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Christopher G. Treece</i></p></td></tr><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;white-space:nowrap;width:3.49%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:46.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;">Christopher G. Treece</p></td></tr><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;white-space:nowrap;width:3.49%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:46.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;">Executive Vice President &amp;</p></td></tr><tr><td style="vertical-align:top;width:49.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;white-space:nowrap;width:3.49%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:46.75%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.26;margin:0pt;">Chief Financial Officer</p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
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<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 8/31/2023 12:17:28 AM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-weight:bold;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 6pt 0pt;"><b style="font-weight:bold;">EMPLOYMENT AGREEMENT</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">This Employment Agreement (this &#8220;Agreement&#8221;) is entered into on August 25, 2023 to be effective as of September 20, 2023, by and between Sierra Bancorp, a California corporation (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Bancorp</u>&#8221;), Bank of the Sierra, a California banking corporation (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Bank</u>&#8221;), and Natalia Coen (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Executive</u>&#8221;) on the following terms and conditions.</p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">1.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Position</b></td></tr></table><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">Executive shall be the Bank&#8217;s and Bancorp&#8217;s Executive Vice President and Chief Risk Officer (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">CRO</u>&#8221;). &#160;In that role, she shall have the duties set forth in this Agreement and in the By-Laws of the Bank and Bancorp, subject to the direction of the President and Chief Executive Officer (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">CEO</u>&#8221;) or the Board of Directors of the Bank or Bancorp, as applicable. &#160;In addition to such other duties as may be assigned to her, Executive shall be a member of the Executive Officers&#8217; Committee and shall perform such duties as are customarily performed by the CRO of a bank holding company and commercial bank.</p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">2.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Devotion to Bank and Bancorp&#8217;s Business</b></td></tr></table><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll d<font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:0.1pt;">o</font>te substantially<font style="letter-spacing:-0.05pt;"> all of </font>her <font style="letter-spacing:-0.05pt;">f</font>ull busin<font style="letter-spacing:-0.05pt;">e</font>ss tim<font style="letter-spacing:-0.05pt;">e</font>,<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>bili<font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>, <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">a</font>tt<font style="letter-spacing:-0.05pt;">e</font>ntion to the<font style="letter-spacing:-0.05pt;"> </font>busin<font style="letter-spacing:-0.05pt;">e</font>ss of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp<font style="letter-spacing:0.1pt;"> </font>du<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>m<font style="letter-spacing:0.15pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd sh<font style="letter-spacing:-0.05pt;">a</font>ll not du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>m of<font style="letter-spacing:-0.05pt;"> </font>her <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.15pt;">m</font>pl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font>e<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>busin<font style="letter-spacing:-0.05pt;">e</font>ss <font style="letter-spacing:-0.05pt;">ac</font>tiviti<font style="letter-spacing:-0.05pt;">e</font>s, duti<font style="letter-spacing:-0.05pt;">e</font>s, or<font style="letter-spacing:-0.05pt;"> </font>pu<font style="letter-spacing:-0.05pt;">r</font>suits wh<font style="letter-spacing:-0.05pt;">a</font>tso<font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">er</font>, or<font style="letter-spacing:-0.05pt;"> </font>di<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ec</font><font style="letter-spacing:0.15pt;">tl</font>y<font style="letter-spacing:-0.25pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>indi<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>t<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">re</font>nd<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>s<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>vi<font style="letter-spacing:-0.05pt;">ce</font>s of<font style="letter-spacing:0.1pt;"> </font>a busin<font style="letter-spacing:-0.05pt;">e</font>ss, <font style="letter-spacing:-0.05pt;">c</font>omm<font style="letter-spacing:-0.05pt;">erc</font>i<font style="letter-spacing:-0.05pt;">a</font>l, or<font style="letter-spacing:0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>o<font style="letter-spacing:-0.05pt;">fe</font>ssion<font style="letter-spacing:-0.05pt;">a</font>l n<font style="letter-spacing:-0.05pt;">a</font>tu<font style="letter-spacing:0.1pt;">r</font>e<font style="letter-spacing:-0.05pt;"> </font>to <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">er</font>son or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">or</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>ni<font style="letter-spacing:0.05pt;">z</font><font style="letter-spacing:-0.05pt;">a</font>tion which is competitive with the Bank or Bancorp, wh<font style="letter-spacing:-0.05pt;">e</font>th<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.1pt;">o</font>r <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:-0.05pt;">e</font>ns<font style="letter-spacing:-0.05pt;">a</font>tion or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">er</font>w<font style="letter-spacing:0.15pt;">i</font>s<font style="letter-spacing:-0.05pt;">e</font>, without the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n <font style="letter-spacing:-0.05pt;">c</font>ons<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> the CEO or </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font>o<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font>d<font style="letter-spacing:0.1pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>Di<font style="letter-spacing:-0.05pt;">rec</font>to<font style="letter-spacing:-0.05pt;">r</font>s <font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">the Bank or Bancorp, as applicable</font>. 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style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>int<font style="letter-spacing:-0.05pt;">er</font>p<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">e</font>d to p<font style="letter-spacing:-0.05pt;">r</font>ohibit E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> fr</font>om m<font style="letter-spacing:-0.05pt;">a</font>ki<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">a</font>ssive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">er</font>son<font style="letter-spacing:-0.05pt;">a</font>l inv<font style="letter-spacing:-0.05pt;">e</font>stm<font style="letter-spacing:-0.05pt;">e</font>nts. &#160;How<font 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style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp, as applicable, <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ce</font>pt p<font style="letter-spacing:-0.05pt;">a</font>ssive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">are</font>hol<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>inv<font style="letter-spacing:-0.05pt;">e</font>stm<font style="letter-spacing:-0.05pt;">e</font>nts in oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.15pt;">i</font>n<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:-0.05pt;">a</font>l institutions <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.1pt;">t</font>h<font style="letter-spacing:-0.05pt;">e</font>ir<font style="letter-spacing:-0.05pt;"> re</font>sp<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>tive <font style="letter-spacing:-0.05pt;">aff</font>ili<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>s whi<font style="letter-spacing:-0.05pt;">c</font>h do not <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">cee</font>d <font style="letter-spacing:-0.05pt;">two </font>p<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ce</font>nt <font style="letter-spacing:-0.05pt;">(2%</font>)<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>outst<font style="letter-spacing:-0.05pt;">a</font>nding<font style="letter-spacing:-0.1pt;"> </font>voting<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">ec</font>u<font style="letter-spacing:-0.05pt;">r</font>iti<font style="letter-spacing:-0.05pt;">e</font>s in the <font style="letter-spacing:-0.05pt;">a</font>gg<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font>e<font style="letter-spacing:-0.05pt;"> </font>of <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>si<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.1pt;">g</font>le<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.15pt;">i</font>n<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:-0.05pt;">a</font>l institution <font style="letter-spacing:-0.05pt;">a</font>nd its<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">aff</font>ili<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>s on a<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>onsolid<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d b<font style="letter-spacing:-0.05pt;">a</font>sis.</p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">3.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Noncompetition, Non-solicitation and Nondisclosure by Executive</b></td></tr></table><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(a)</font></font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll not, du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>m of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font><font style="letter-spacing:0.1pt;">u</font>tiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt un<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">er </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, di<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>t<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.1pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>indi<font style="letter-spacing:-0.05pt;">rec</font>t<font style="letter-spacing:0.25pt;">l</font><font style="letter-spacing:-0.25pt;">y</font>, <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>s <font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>, <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">er</font>,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>o<font style="letter-spacing:0.1pt;">n</font>sult<font style="letter-spacing:-0.05pt;">a</font>nt, <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>nt, p<font style="letter-spacing:-0.05pt;">r</font>in<font style="letter-spacing:-0.05pt;">c</font>ip<font style="letter-spacing:-0.05pt;">a</font>l, sto<font style="letter-spacing:-0.05pt;">c</font>khold<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">(</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ce</font>pt <font style="letter-spacing:-0.05pt;">a</font>s p<font style="letter-spacing:-0.05pt;">er</font>mitt<font style="letter-spacing:-0.05pt;">e</font>d in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ra</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 2</u><font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>this <font style="letter-spacing:0.1pt;">A</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">)</font>, o<font style="letter-spacing:-0.05pt;">ff</font>i<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">er</font>, di<font style="letter-spacing:-0.05pt;">rec</font>to<font style="letter-spacing:-0.05pt;">r</font>, or<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>ot<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">i</font>ndividu<font style="letter-spacing:-0.05pt;">a</font>l or<font style="letter-spacing:-0.05pt;"> re</font>p<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:0.15pt;">i</font>ve<font style="letter-spacing:-0.05pt;"> ca</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ac</font>i<font style="letter-spacing:0.25pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>, <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.05pt;">a</font>ge<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font>ti<font style="letter-spacing:-0.05pt;">c</font>ip<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:-0.05pt;">e</font>titive<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">a</font>nking<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.15pt;">i</font>n<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:-0.05pt;">a</font>l s<font style="letter-spacing:-0.05pt;">er</font>v<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">ce</font>s busin<font style="letter-spacing:-0.05pt;">e</font>ss<font style="letter-spacing:0.15pt;"> </font>without the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n <font style="letter-spacing:-0.05pt;">c</font>ons<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font>o<font style="letter-spacing:-0.05pt;">ar</font>d of<font style="letter-spacing:-0.05pt;"> </font>Di<font style="letter-spacing:-0.05pt;">rec</font>to<font style="letter-spacing:-0.05pt;">r</font>s <font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp.</p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;letter-spacing:-0.05pt;">(b)</font></font><font style="letter-spacing:-0.05pt;">F</font>ollowing<font style="letter-spacing:-0.1pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>min<font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:0.1pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt h<font style="letter-spacing:-0.05pt;">ere</font>und<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font>nd <font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">er</font>i<font style="letter-spacing:0.1pt;">o</font>d of<font style="letter-spacing:-0.05pt;"> </font>tw<font style="letter-spacing:-0.05pt;">e</font>lve<font style="letter-spacing:-0.05pt;"> (</font>1<font style="letter-spacing:0.1pt;">2</font>)<font style="letter-spacing:-0.05pt;"> </font>months th<font style="letter-spacing:-0.05pt;">ere</font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">f</font>t<font style="letter-spacing:-0.05pt;">er</font>, E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll not use<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">n</font>y <font style="letter-spacing:-0.05pt;">c</font>on<font style="letter-spacing:-0.05pt;">f</font>id<font style="letter-spacing:-0.05pt;">e</font>nti<font style="letter-spacing:-0.05pt;">a</font>l, t<font style="letter-spacing:-0.05pt;">ra</font>de<font style="letter-spacing:0.05pt;"> </font>s<font style="letter-spacing:-0.05pt;">ec</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>t,<font style="letter-spacing:0.1pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>op<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:0.2pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font>in<font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>m<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:0.15pt;">i</font>on of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp,<font style="letter-spacing:0.1pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>their respective<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">f</font>ili<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd subsidi<font style="letter-spacing:-0.05pt;">ar</font>i<font style="letter-spacing:-0.05pt;">e</font>s, in<font style="letter-spacing:-0.05pt;">c</font>luding<font style="letter-spacing:-0.1pt;"> </font>i<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>m<font style="letter-spacing:-0.05pt;">a</font>tion d<font style="letter-spacing:-0.05pt;">e</font>s<font style="letter-spacing:-0.05pt;">cr</font>i<font style="letter-spacing:0.1pt;">b</font><font style="letter-spacing:-0.05pt;">e</font>d in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 6</u> b<font style="letter-spacing:-0.05pt;">e</font>low, to soli<font style="letter-spacing:-0.05pt;">c</font>it, <font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">c</font>ou<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">a</font>ge<font style="letter-spacing:-0.05pt;"> </font>or <font style="letter-spacing:-0.05pt;">a</font>ssist, di<font style="letter-spacing:-0.05pt;">rec</font>t<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.25pt;">y</font>, indi<font style="letter-spacing:-0.05pt;">r</font><font 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style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp <font style="letter-spacing:0.1pt;">and</font> their respective <font style="letter-spacing:-0.05pt;">aff</font>ili<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd<font style="letter-spacing:0.1pt;"> </font>subsidi<font style="letter-spacing:-0.05pt;">ar</font>i<font style="letter-spacing:-0.05pt;">e</font>s to <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>si<font style="letter-spacing:-0.1pt;">g</font>n <font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font>o <font style="letter-spacing:-0.05pt;">a</font>pp<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">f</font>or<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">ac</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>pt <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.15pt;">m</font>pl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt with <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y oth<font style="letter-spacing:-0.05pt;">e</font>r<font 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style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>vi<font style="letter-spacing:-0.05pt;">ce</font>s busi<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">e</font>ss within the<font style="letter-spacing:-0.05pt;"> c</font>ounti<font style="letter-spacing:-0.05pt;">e</font>s in <font style="letter-spacing:0.05pt;">C</font><font style="letter-spacing:-0.05pt;">a</font>li<font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>nia<font style="letter-spacing:-0.05pt;"> </font>in whi<font style="letter-spacing:-0.05pt;">c</font>h the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp <font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font>s lo<font style="letter-spacing:-0.05pt;">ca</font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">e</font>d its h<font style="letter-spacing:-0.05pt;">ea</font>dqu<font style="letter-spacing:-0.05pt;">ar</font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>s or<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">ra</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">c</font>h o<font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">ce</font>s.</p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">4.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Term</b></td></tr></table><div style="margin-top:12pt;"></div><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 0pt 36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Employee&#8217;s employment under this Agreement shall commence as of September 20, 2023 (the &#8220;</font><u style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Effective Date</u><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#8221;) and shall continue thereafter until December&#160;31, 2026 (the &#8220;</font><u style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Term</u><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">&#8221;), subject to prior termination or extension as set forth in this Agreement. &#160;The Term of the Agreement shall be automatically extended for a subsequent period or periods of one (1) year each unless, not later than six (6) months prior to the expiration of the then current Term, either party shall have given written notice to the other that the Term shall not be so extended.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;margin:0pt 0pt 0pt 54pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.37;margin-bottom:10pt;margin-left:0pt;visibility:hidden;">&#8203;</font></p><table border="0" cellpadding="0" cellspacing="0" 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Roman','Times','serif';font-size:12pt;">of</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;"> </font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">the</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;"> </font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:0.05pt;">B</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">a</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">nk or Bancorp. &#160;Additional terms of the indemnification provided in this paragraph 4 may be set forth in a separate Indemnification Agreement between executive, Bank and Bancorp, and in such event, the specific terms and conditions of such separate agreement shall control and prevail.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.37;margin-bottom:10pt;visibility:hidden;">&#8203;</font></p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">6.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;letter-spacing:-0.15pt;text-decoration-color:#000000;">Disclosure of Information</b></td></tr></table><div style="margin-top:12pt;"></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">2</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">E</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:0.1pt;">x</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">ec</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">utive</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;"> </font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">sh</font><font style="font-family:'Times New 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Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">ar</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">i</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">e</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">s th</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:0.05pt;">e</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">r</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:0.05pt;">e</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">o</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;">f</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">)</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;"> and any other property of Bank or Bancorp in the possession or under the control of Executive </font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">to the</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:-0.05pt;"> </font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;letter-spacing:0.05pt;">Bank or Bancorp</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">.</font></p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">8.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Compensation</b></td></tr></table><div style="margin-top:12pt;"></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-left:72pt;margin-top:0pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;white-space:nowrap;">(a)</font><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Salary</b></div><div style="margin-top:12pt;"></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">3</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 36pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:18pt;"></font>The Bank or Bancorp shall pay Executive an annual minimum base salary (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Base Salary</u>&#8221;) from the Effective Date of four hundred thousand dollars ($400,000.00), less appropriate withholding, taxes and similar deductions, payable in equal installments on those days when the Bank normally pays its employees. &#160;On or before December&#160;31, 2023, and not less than once each twelve (12) months thereafter, the Board of Directors of the Bank and Bancorp shall review the Base Salary of Executive to evaluate the Base Salary based upon the performance of Executive, market conditions for salaries to individuals similarly employed, increases in the cost of living, and similar factors. &#160;Any such increase will be in the sole discretion of the Boards of Directors of the Bank and Bancorp.</p><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-left:72pt;margin-top:0pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;white-space:nowrap;">(b)</font><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Bonus</b></div><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">At the end of each calendar year or any partial calendar year period in the Term, the amount of bonus compensation (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Bonus</u>&#8221;), if any, to be paid to Executive shall be determined in the sole discretion of the Boards of Directors of the Bank and Bancorp based upon the performance of Executive and the results of the Bank&#8217;s and Bancorp&#8217;s operations and the terms of any bonus or incentive compensation plan then in effect respecting the executives of the Bank or Bancorp. &#160;The amount of any annual bonus shall be paid to Executive not later than March 15 of the following year. Executive&#8217;s aggregate Bonus for any period for which a bonus is calculated shall not exceed 50% of Executive&#8217;s Base Salary for such period, which shall be prorated from the date of employment for 2023, and shall be based on criteria set forth by the compensation committee of the Boards of Directors of Bank and Bancorp. &#160;</p><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-left:72pt;margin-top:0pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;white-space:nowrap;">(c)</font><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Business Expenses</b></div><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">In accordance with Bank and Bancorp policy as it may exist from time to time, and subject to the approval of all such expenses by the Board of Directors of the Bank or Bancorp or their designee, as applicable, Executive shall be entitled to reimbursement by the Bank for any ordinary, reasonable business expenses incurred by Executive in the performance of Executive&#8217;s duties and in acting for the Bank or Bancorp during the term of this Agreement, provided that Executive furnishes to the Bank or Bancorp substantially adequate records and other documentary evidence as required by the Bank&#8217;s or Bancorp&#39;s policies.</p><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-left:72pt;margin-top:0pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;white-space:nowrap;">(d)</font><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;">Benefits</b></div><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">During the term of her employment under this Agreement, Executive shall be entitled to receive the following benefits:</p><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">(i)</td><td style="padding:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">Executive shall be eligible to participate in all Executive benefit plans maintained by the Bank or Bancorp, including (without limitation) any disability, health, vision, dental, accident and other insurance programs, 401(k) Plan, paid vacations, and similar plans or programs, subject to terms and conditions of each plan currently </font></td></tr></table></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">4</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"></td><td style="padding:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">in effect. &#160;Executive shall be eligible to participate in health care benefits for herself and dependents in accordance with Bank policy. &#160;Executive shall have four (4) weeks of vacation annually and shall be eligible for the 401(k) Plan after 90 days of employment.</font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">(ii)</td><td style="padding:0pt;"><font style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;font-style:normal;font-weight:normal;"><a name="_Hlk531691905"></a></font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">The Bank will pay to Executive an automobile allowance of One Thousand Dollars ($1,000) per month.&#160; Executive will pay all maintenance and repair costs during the term of Executive&#8217;s employment under this Agreement.&#160; Executive shall acquire or otherwise make available for her business and personal use an automobile suitable to her position and maintain it in good condition and repair.&#160; Executive shall (i)&#160;obtain and maintain public liability insurance and property damage insurance policies with insurer(s) acceptable to the Bank and with such coverages in such amounts as may be reasonably acceptable to the Bank from time to time, (ii)&#160;provide copies of such policies, endorsements or other evidence of insurance acceptable to the Bank and (iii) such insurance policies shall include notice to the Bank in the event the coverages approved by the Bank are changed in any material respect or cancelled.&#160; Notwithstanding the foregoing, the Bank may, in its discretion, elect to (i) require that the policies name the Bank and Bancorp as an additional insured, subject to the requirement that Executive&#8217;s allowance described above shall be increased in an amount equal to the additional premium expense, if any, resulting from the Bank and Bancorp being named as an additional insured or (ii) provide and pay for such insurance policies in lieu of Executive maintaining such policies.</font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">(iii)</td><td style="padding:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">The Board of Directors agrees to provide Executive with an award of restricted shares of its common stock equal to a fair market value of Four Hundred Thousand Dollars ($400,000), to be awarded following the November 2023 Board and Compensation Committee Meetings, based upon the closing price of such shares on the grant date and subject to annual vesting of a substantially equal number of shares per year over a five (5) year period. &#160;The foregoing award shall be set forth in Bancorp&#8217;s form of Restricted Share Agreement to be entered into between Bancorp and Executive pursuant to and subject to the provisions of Bancorp&#8217;s 2023 Equity Based Compensation Plan. &#160;Executive acknowledges that the foregoing grant will be in lieu of any general equity compensation grants made to executive officers for 2023. &#160;Any further grant of restricted shares, stock options, or other derivative securities to the Executive shall be determined and made in the sole discretion of the Board of Directors. &#160;Notwithstanding any provision of any such equity based compensation plan or agreement, no right to continued employment shall be conferred upon the Executive thereunder or resulting therefrom. &#160;Any right to employment and corresponding duties of </font></td></tr></table></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">5</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"></td><td style="padding:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">the Executive pursuant to her employment by the Bank shall be limited to and interpreted solely in accordance with the terms and provisions of this Agreement. </font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:72pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">(iv)</td><td style="padding:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">The Bank agrees to reimburse Executive for actual expenses incurred to relocate, not to exceed Thirty Thousand Dollars ($30,000), including up to 90 days temporary housing. </font></td></tr></table><div style="margin-top:12pt;"></div><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-top:0pt;table-layout:fixed;text-align:justify;width:100%;border:0pt;"><tr><td style="width:36pt;"></td><td style="font-family:'Times New Roman','Times','serif';font-size:12pt;vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;">9.</td><td style="padding:0pt;"><b style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;">Termination of Agreement and Employment</b></td></tr></table><div style="margin-top:12pt;"></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><b style="font-weight:bold;text-decoration-color:#000000;">Autom</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">tic</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;text-decoration-color:#000000;">T</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">er</b><b style="font-weight:bold;text-decoration-color:#000000;">min</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">tion</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">This A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll t<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>min<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> a</font>utom<font style="letter-spacing:-0.05pt;">a</font>ti<font style="letter-spacing:-0.05pt;">ca</font>l<font style="letter-spacing:0.15pt;">l</font>y without <font style="letter-spacing:-0.05pt;">f</font>u<font style="letter-spacing:-0.05pt;">r</font>th<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> ac</font>t <font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font>ti<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd imm<font style="letter-spacing:-0.05pt;">e</font>di<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.25pt;">l</font>y<font style="letter-spacing:-0.1pt;"> </font>upon the<font style="letter-spacing:-0.05pt;"> </font>o<font style="letter-spacing:-0.05pt;">cc</font>u<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">re</font>n<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>one<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the <font style="letter-spacing:-0.05pt;">f</font>ollowing<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">v</font><font style="letter-spacing:-0.05pt;">e</font>nts, subj<font style="letter-spacing:-0.05pt;">ec</font>t<font style="letter-spacing:0.15pt;"> </font>to <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>&#39;s <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>ht, w<font style="letter-spacing:0.15pt;">i</font>thout <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>obl<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>tion wh<font style="letter-spacing:0.05pt;">a</font>tso<font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">er</font>, to w<font style="letter-spacing:-0.05pt;">a</font>ive<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">a</font>son<font style="letter-spacing:-0.05pt;">a</font>b<font style="letter-spacing:0.25pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>sus<font style="letter-spacing:-0.05pt;">ce</font>pt<font style="letter-spacing:0.15pt;">i</font>ble<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">a</font>iv<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>, <font style="letter-spacing:-0.05pt;">a</font>nd the<font style="letter-spacing:-0.05pt;"> </font>ob<font style="letter-spacing:0.15pt;">l</font>i<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp to p<font style="letter-spacing:0.05pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>the <font style="letter-spacing:-0.05pt;">a</font>mounts whi<font style="letter-spacing:-0.05pt;">c</font>h would oth<font style="letter-spacing:-0.05pt;">er</font>wise<font style="letter-spacing:-0.05pt;"> </font>be<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font>to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt th<font style="letter-spacing:-0.05pt;">r</font>o<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.1pt;">g</font>h the <font style="letter-spacing:-0.05pt;">e</font>nd of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>month in whi<font style="letter-spacing:0.05pt;">c</font>h the<font style="letter-spacing:-0.05pt;"> e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt o<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">c</font>u<font style="letter-spacing:-0.05pt;">r</font>s. &#160;On<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>in the<font style="letter-spacing:-0.05pt;"> e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:0.1pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion b<font style="letter-spacing:-0.05pt;">a</font>s<font style="letter-spacing:-0.05pt;">e</font>d upon a Change in Control of Bancorp, as provided in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (a) (viii)</u>,<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>be<font style="letter-spacing:-0.05pt;"> e</font>ntitl<font style="letter-spacing:-0.05pt;">e</font>d to <font style="letter-spacing:-0.05pt;">rece</font>ive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">f</font>its b<font style="letter-spacing:-0.05pt;">a</font>s<font style="letter-spacing:-0.05pt;">e</font>d upon <font style="letter-spacing:-0.05pt;">a</font>utom<font style="letter-spacing:-0.05pt;">a</font>tic<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>min<font style="letter-spacing:-0.05pt;">a</font>tion pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:-0.05pt;">a</font>nt to <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 9 </u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">(d</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">) (i)</u><font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt:</p><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>i)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">The death of Executive.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">(ii)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">The<font style="letter-spacing:-0.05pt;"> </font>will<font style="letter-spacing:-0.05pt;">f</font>ul, int<font style="letter-spacing:-0.05pt;">e</font>ntion<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">a</font>nd m<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">er</font>i<font style="letter-spacing:-0.05pt;">a</font>l b<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ac</font>h or<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.1pt;">h</font>e<font style="letter-spacing:0.05pt;"> </font>h<font style="letter-spacing:-0.05pt;">a</font>bitu<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">c</font>ontinu<font style="letter-spacing:-0.05pt;">e</font>d n<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>l<font style="letter-spacing:-0.05pt;">ec</font>t <font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>her <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.1pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">re</font>sponsibiliti<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd duti<font style="letter-spacing:-0.05pt;">e</font>s.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>iii)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">The<font style="letter-spacing:-0.05pt;"> c</font>ontinuous m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.25pt;">y</font>si<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">a</font>l in<font style="letter-spacing:-0.05pt;">ca</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ac</font>i<font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e</font>.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>iv)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:-0.1pt;">&#39;</font>s will<font style="letter-spacing:-0.05pt;">f</font>ul <font style="letter-spacing:0.05pt;">a</font>nd int<font style="letter-spacing:-0.05pt;">e</font>ntion<font style="letter-spacing:-0.05pt;">a</font>l viol<font style="letter-spacing:-0.05pt;">a</font>tion <font style="letter-spacing:-0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>st<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>or <font style="letter-spacing:-0.05pt;">fe</font>d<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>l b<font style="letter-spacing:-0.05pt;">a</font>nki<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>u<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">i</font>ti<font style="letter-spacing:-0.05pt;">e</font>s l<font style="letter-spacing:-0.05pt;">a</font>ws, or<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.25pt;">b</font><font style="letter-spacing:-0.25pt;">y</font>l<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">w</font>s, <font style="letter-spacing:-0.05pt;">r</font>ul<font style="letter-spacing:-0.05pt;">e</font>s, poli<font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:-0.05pt;">e</font>s or<font style="letter-spacing:-0.05pt;"> re</font>solutions of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>k or Bancorp, or<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">r</font>ul<font style="letter-spacing:-0.05pt;">e</font>s or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>ul<font style="letter-spacing:-0.05pt;">a</font>tions of the<font style="letter-spacing:-0.05pt;"> F</font><font style="letter-spacing:0.1pt;">D</font><font style="letter-spacing:-0.15pt;">I</font><font style="letter-spacing:0.05pt;">C</font>, DFPI,<font style="letter-spacing:0.1pt;"> FRB </font>or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>u<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">a</font>to<font style="letter-spacing:0.2pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.05pt;">a</font>g<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:0.05pt;">c</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">o</font>r <font style="letter-spacing:-0.1pt;">g</font>ov<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>nm<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">a</font>utho<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font>ving<font style="letter-spacing:-0.1pt;"> </font>ju<font style="letter-spacing:-0.05pt;">r</font>isdi<font style="letter-spacing:-0.05pt;">c</font>tion ov<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.1pt;">h</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp, whi<font style="letter-spacing:-0.05pt;">c</font>h h<font style="letter-spacing:-0.05pt;">a</font>s a<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">a</font>d<font style="letter-spacing:0.1pt;">v</font><font style="letter-spacing:-0.05pt;">er</font>se<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ff</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>t upon the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>v)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">The<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n d<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>min<font style="letter-spacing:-0.05pt;">a</font>tion <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>a<font style="letter-spacing:-0.05pt;"> </font>st<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font>e<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font>gul<font style="letter-spacing:-0.05pt;">a</font>to<font style="letter-spacing:0.1pt;">r</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:0.2pt;">c</font>y or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">g</font>o<font style="letter-spacing:0.1pt;">v</font><font style="letter-spacing:-0.05pt;">er</font>nm<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>utho<font style="letter-spacing:-0.05pt;">r</font>ity<font style="letter-spacing:-0.1pt;"> </font>h<font style="letter-spacing:-0.05pt;">a</font>vi<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>ju<font style="letter-spacing:-0.05pt;">r</font>isdi<font style="letter-spacing:-0.05pt;">c</font>tion ov<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp th<font style="letter-spacing:-0.05pt;">a</font>t E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>is not suit<font style="letter-spacing:-0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font>to <font style="letter-spacing:-0.05pt;">ac</font>t in the<font style="letter-spacing:-0.05pt;"> ca</font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.1pt;">o</font>r whi<font style="letter-spacing:-0.05pt;">c</font>h she<font style="letter-spacing:-0.05pt;"> </font>is <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font>d <font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>vi)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s (A) <font style="letter-spacing:-0.05pt;">c</font>onvi<font style="letter-spacing:-0.05pt;">c</font>t<font style="letter-spacing:0.15pt;">i</font>on or plea of <i style="font-style:italic;">nolo contendere</i> to <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">e</font>lo<font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>or a<font style="letter-spacing:-0.05pt;"> cr</font>ime involving<font style="letter-spacing:-0.1pt;"> </font>mo<font style="letter-spacing:-0.05pt;">ra</font>l tu<font style="letter-spacing:-0.05pt;">r</font>pitud<font style="letter-spacing:-0.05pt;">e</font>, or<font style="letter-spacing:-0.05pt;"> </font>(B)&#160;E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s wil<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">f</font>ul <font style="letter-spacing:-0.05pt;">a</font>nd int<font style="letter-spacing:-0.05pt;">e</font>ntion<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">c</font>ommission <font style="letter-spacing:-0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>udul<font style="letter-spacing:-0.05pt;">e</font>nt or<font style="letter-spacing:-0.05pt;"> </font>dishon<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.15pt;">s</font>t <font style="letter-spacing:-0.05pt;">ac</font>t.</p></td></tr></table></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">6</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>vii)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s non<font style="letter-spacing:-0.05pt;">-</font>in<font style="letter-spacing:0.15pt;">s</font>u<font style="letter-spacing:-0.05pt;">ra</font>bili<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>bond<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:-0.05pt;">er</font><font style="letter-spacing:0.05pt;">a</font>ge<font style="letter-spacing:-0.05pt;"> a</font>s d<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">e</font>d in the<font style="letter-spacing:-0.05pt;"> </font>sole<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:0.15pt;">i</font>s<font style="letter-spacing:-0.05pt;">cre</font>tion of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk<font style="letter-spacing:-0.05pt;">&#8217;</font>s in<font style="letter-spacing:0.15pt;">s</font>u<font style="letter-spacing:-0.05pt;">re</font>r<font style="letter-spacing:-0.05pt;"> a</font>t<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>time du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>m of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font><font style="letter-spacing:0.1pt;">u</font>tiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt un<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt.</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:36pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;"><font style="letter-spacing:-0.05pt;">(</font>viii)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-top:0pt;text-align:justify;">A Change in Control of Bancorp.</p></td></tr></table><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><b style="font-weight:bold;text-decoration-color:#000000;">T</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">er</b><b style="font-weight:bold;text-decoration-color:#000000;">min</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">tion</b><font style="text-decoration-color:#000000;"> </font><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">b</b><b style="font-weight:bold;text-decoration-color:#000000;">y</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;"> B</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">nk</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">The<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp m<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.25pt;">y</font>,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>t their <font style="letter-spacing:-0.05pt;">e</font>l<font style="letter-spacing:-0.05pt;">ec</font>tion <font style="letter-spacing:-0.05pt;">a</font>nd in their sole<font style="letter-spacing:-0.05pt;"> </font>dis<font style="letter-spacing:-0.05pt;">cre</font>tion, t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.35pt;">y</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">a</font>nd this <font style="letter-spacing:0.1pt;">A</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>time<font style="letter-spacing:-0.05pt;"> a</font>nd <font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ea</font>son or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:-0.05pt;"> </font>no <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ea</font>son, upon thi<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>30)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.25pt;">y</font>s <font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n noti<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font>o E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e</font>, without p<font style="letter-spacing:-0.05pt;">re</font>judi<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>to <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> re</font>m<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.25pt;">d</font>y<font style="letter-spacing:-0.25pt;"> </font>to wh<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">c</font>h the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp may be entitl<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font>t l<font style="letter-spacing:-0.05pt;">a</font>w, in <font style="letter-spacing:-0.05pt;">e</font>qui<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>und<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt. &#160;Unl<font style="letter-spacing:-0.05pt;">e</font>ss oth<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.1pt;">w</font>ise<font style="letter-spacing:-0.05pt;"> a</font>g<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>d in w<font style="letter-spacing:-0.05pt;">r</font>iting<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">by</font><font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>t the effective<font style="letter-spacing:-0.05pt;"> </font>time of<font style="letter-spacing:-0.05pt;"> </font>su<font style="letter-spacing:-0.05pt;">c</font>h noti<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll continue p<font style="letter-spacing:-0.05pt;">erf</font>o<font style="letter-spacing:-0.05pt;">r</font>mi<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd dis<font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.15pt;">i</font>ng<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>duti<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">re</font>spon<font style="letter-spacing:0.15pt;">s</font>ibiliti<font style="letter-spacing:-0.05pt;">e</font>s of<font style="letter-spacing:-0.05pt;"> </font>her posi<font style="letter-spacing:-0.1pt;">t</font>ions <font style="letter-spacing:-0.05pt;">for such thirty (30) day period. &#160;</font>All <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>hts <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>d obli<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>tions <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">cr</font>ui<font style="letter-spacing:0.1pt;">n</font>g to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll <font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">ea</font>se<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>t su<font style="letter-spacing:-0.05pt;">c</font>h t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion, <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.05pt;">e</font>pt th<font style="letter-spacing:-0.05pt;">a</font>t su<font style="letter-spacing:-0.05pt;">ch </font>t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion sh<font style="letter-spacing:-0.05pt;">a</font>ll not p<font style="letter-spacing:-0.05pt;">re</font>judi<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">i</font>ghts <font style="letter-spacing:-0.05pt;">re</font>g<font style="letter-spacing:-0.05pt;">ar</font>di<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font>t b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its whi<font style="letter-spacing:-0.05pt;">c</font>h sh<font style="letter-spacing:-0.05pt;">a</font>ll h<font style="letter-spacing:-0.05pt;">a</font>ve<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">ccr</font><font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.05pt;">e</font>d p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>to su<font style="letter-spacing:0.05pt;">c</font>h t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion, in<font style="letter-spacing:-0.05pt;">c</font>luding<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.15pt;">t</font>he<font style="letter-spacing:-0.05pt;"> r</font>i<font style="letter-spacing:-0.1pt;">g</font>ht to <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>ive<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">era</font>n<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">ef</font>its sp<font style="letter-spacing:-0.05pt;">ec</font>i<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">e</font>d in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph </u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">9 </u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">(d</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">) (ii)</u><font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font>low.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font><b style="font-weight:bold;text-decoration-color:#000000;">T</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">er</b><b style="font-weight:bold;text-decoration-color:#000000;">min</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">tion </b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">b</b><b style="font-weight:bold;text-decoration-color:#000000;">y</b><b style="font-weight:bold;letter-spacing:-0.25pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;text-decoration-color:#000000;">E</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">x</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">ec</b><b style="font-weight:bold;text-decoration-color:#000000;">uti</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">v</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>t<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>min<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>her <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt with the Bank and Bancorp <font style="letter-spacing:0.05pt;">a</font>nd this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">at a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>time<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">s</font>on or<font style="letter-spacing:-0.05pt;"> </font>no <font style="letter-spacing:-0.05pt;">rea</font>son, upon nine<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">(9</font><font style="letter-spacing:0.1pt;">0</font>)<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font>s p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:0.1pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:0.05pt;">e</font>n noti<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>to the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp. &#160;Unl<font style="letter-spacing:-0.05pt;">e</font>ss oth<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>w<font style="letter-spacing:0.15pt;">i</font>se<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>d in w<font style="letter-spacing:-0.05pt;">r</font>iting<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">by </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:0.05pt;">a</font>nk and Bancorp, <font style="letter-spacing:-0.05pt;">a</font>t the effective time<font style="letter-spacing:-0.05pt;"> of </font>su<font style="letter-spacing:-0.05pt;">c</font>h noti<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll continue<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>mi<font style="letter-spacing:0.1pt;">n</font>g <font style="letter-spacing:-0.05pt;">a</font>nd dis<font style="letter-spacing:-0.05pt;">c</font>h<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.1pt;">g</font>i<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>the duti<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">re</font>sponsibiliti<font style="letter-spacing:-0.05pt;">e</font>s of<font style="letter-spacing:-0.05pt;"> </font>her positions <font style="letter-spacing:-0.05pt;">for such ninety (90) day period</font>. <font style="letter-spacing:0.1pt;"> </font>All 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style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">S</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">v</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">era</b><b style="font-weight:bold;text-decoration-color:#000000;">n</b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">c</b><b style="font-weight:bold;text-decoration-color:#000000;">e</b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;">B</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">n</b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">f</b><b style="font-weight:bold;text-decoration-color:#000000;">its</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 0pt 36pt;"><font style="letter-spacing:0.05pt;">(i)</font><font style="display:inline-block;width:24.52pt;"></font><font style="letter-spacing:0.05pt;">S</font>ubj<font style="letter-spacing:-0.05pt;">ec</font>t to <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">phs 11 </u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">nd 23</u> of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, in the<font 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style="letter-spacing:-0.05pt;">rece</font>i<font style="letter-spacing:0.1pt;">v</font>e<font style="letter-spacing:-0.05pt;"> </font>Change in Control b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its <font style="letter-spacing:-0.05pt;">c</font>onsisting<font style="letter-spacing:-0.1pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>A)<font style="letter-spacing:0.1pt;">&#160;</font>a<font style="letter-spacing:-0.05pt;"> ca</font>sh p<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt in <font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">m</font>ount <font style="letter-spacing:-0.05pt;">e</font>qu<font style="letter-spacing:-0.05pt;">a</font>l to two (2) times E<font 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style="letter-spacing:-0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font>in l<font style="letter-spacing:0.1pt;">u</font>mp sum p<font style="letter-spacing:-0.05pt;">r</font>ompt<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">af</font>t<font style="letter-spacing:-0.05pt;">e</font>r six<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>60)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.35pt;">y</font>s<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>ollowing su<font style="letter-spacing:-0.05pt;">c</font>h t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion, but in no <font 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style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>s s<font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ec</font>i<font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">e</font>d in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ra</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 8 </u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">(d</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">) (i)</u><font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">f</font>or E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive and<font style="letter-spacing:-0.05pt;"> fifty percent (50%) of the costs of Executive&#8217;s </font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">7</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New 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style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>s<font style="letter-spacing:0.15pt;"> </font>with <font style="letter-spacing:-0.05pt;">a</font>noth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> e</font><font style="letter-spacing:0.15pt;">m</font>pl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd to <font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>to the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y <font style="letter-spacing:-0.05pt;">a</font>mounts p<font style="letter-spacing:-0.05pt;">a</font>id <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>k to or<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>it of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:0.05pt;">a</font>t ov<font style="letter-spacing:-0.05pt;">er</font>l<font style="letter-spacing:-0.05pt;">a</font>p the <font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:-0.05pt;">er</font><font style="letter-spacing:0.05pt;">a</font>g<font style="letter-spacing:-0.05pt;">e</font>s p<font style="letter-spacing:-0.05pt;">r</font>ovid<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>t<font style="letter-spacing:0.1pt;">h</font>e<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> e</font>mpl<font style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 0pt 36pt;">(ii)<font style="display:inline-block;width:21.34pt;"></font>Subject to <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraphs 11 and 23</u> of this Agreement, termination by the Bank and Bancorp of this Agreement and Executive&#8217;s employment under <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (b)</u>, other than in connection with an event constituting automatic termination; th<font style="letter-spacing:-0.05pt;">e</font>n E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">rece</font>i<font style="letter-spacing:0.1pt;">v</font>e<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ra</font>n<font style="letter-spacing:0.05pt;">c</font>e b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its <font style="letter-spacing:-0.05pt;">c</font>onsisting<font style="letter-spacing:-0.1pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>A)<font style="letter-spacing:0.1pt;"> </font>a<font style="letter-spacing:-0.05pt;"> ca</font>sh p<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt in <font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">m</font>ount <font style="letter-spacing:-0.05pt;">e</font>qu<font style="letter-spacing:-0.05pt;">a</font>l to 100% of E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:-0.1pt;">&#39;</font>s<font style="letter-spacing:0.15pt;"> then </font><font style="letter-spacing:-0.05pt;">current</font> B<font style="letter-spacing:-0.05pt;">a</font>se<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">S</font><font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.2pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font>du<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:0.1pt;">n</font>g the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">a</font>r<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion o<font style="letter-spacing:-0.05pt;">cc</font>u<font style="letter-spacing:-0.05pt;">r</font>s<b style="font-weight:bold;">, </b>l<font style="letter-spacing:-0.05pt;">e</font>ss <font style="letter-spacing:-0.05pt;">a</font>ppli<font style="letter-spacing:-0.05pt;">ca</font>ble<font style="letter-spacing:-0.05pt;"> </font>withholding<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>du<font style="letter-spacing:0.05pt;">c</font>tions <font style="letter-spacing:-0.05pt;">(</font>in <font style="letter-spacing:-0.05pt;">a</font>ddition to accrued B<font style="letter-spacing:-0.05pt;">a</font>se<font style="letter-spacing:-0.05pt;"> Sa</font>l<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.2pt;">r</font><font style="letter-spacing:-0.25pt;">y</font>, in<font style="letter-spacing:-0.05pt;">ce</font>ntive <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:-0.05pt;">e</font>ns<font style="letter-spacing:-0.05pt;">a</font>tion, or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nts, if<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font><font style="letter-spacing:-0.25pt;">y</font>, due<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e)</font>, p<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font>in l<font style="letter-spacing:0.1pt;">u</font>mp sum p<font style="letter-spacing:-0.05pt;">r</font>ompt<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">af</font>t<font style="letter-spacing:-0.05pt;">e</font>r six<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>60)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.35pt;">y</font>s<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>ollowing su<font style="letter-spacing:-0.05pt;">c</font>h t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion <font style="letter-spacing:-0.05pt;">(</font>but in no <font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt l<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:0.15pt;">M</font><font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.05pt;">c</font>h 15 <font style="letter-spacing:-0.05pt;">f</font>ollowing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> e</font>nd of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> ca</font>l<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">a</font>r<font style="letter-spacing:0.2pt;"> </font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">a</font>r<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:0.15pt;">i</font>n<font style="letter-spacing:-0.05pt;">c</font>lud<font style="letter-spacing:-0.05pt;">e</font>s su<font style="letter-spacing:-0.05pt;">c</font>h t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tio<font style="letter-spacing:0.1pt;">n) calendar years preceding the termination </font>and <font style="letter-spacing:-0.05pt;">(</font>B)<font style="letter-spacing:-0.05pt;"> c</font>ontinu<font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> </font>g<font style="letter-spacing:-0.05pt;">r</font>oup health, vision and dental insu<font style="letter-spacing:-0.05pt;">ra</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>s s<font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ec</font>i<font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">e</font>d in <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ra</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 8 </u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">(d</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">) (i)</u><font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">f</font>or E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> and fifty percent (50%) of the costs of Executive&#8217;s dependents</font> pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:-0.05pt;">a</font>nt to The<font style="letter-spacing:0.05pt;"> C</font>onsolid<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d Omnibus <font style="letter-spacing:-0.1pt;">B</font>u<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>t <font style="letter-spacing:0.05pt;">R</font><font style="letter-spacing:-0.05pt;">ec</font>o<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">c</font>ili<font style="letter-spacing:-0.05pt;">a</font>tion A<font style="letter-spacing:-0.05pt;">c</font>t of<font style="letter-spacing:-0.05pt;"> </font>1985 <font style="letter-spacing:-0.05pt;">(&#8220;</font><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">C</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">O</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">B</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">R</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">A</u><font style="letter-spacing:0.05pt;">&#8221;</font><font style="letter-spacing:0.1pt;">)</font>, or<font style="letter-spacing:-0.05pt;"> </font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font>ppli<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">C</font><font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>nia<font style="letter-spacing:-0.05pt;"> </font>l<font style="letter-spacing:-0.05pt;">a</font>w pu<font style="letter-spacing:-0.05pt;">r</font>s<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.05pt;">a</font>nt to A<font style="letter-spacing:0.15pt;">s</font>s<font style="letter-spacing:-0.05pt;">e</font>mb<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.1pt;"> B</font>ill No. 1401 <font style="letter-spacing:-0.05pt;">(&#8220;</font><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">C</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">l</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">-</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">C</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">O</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">B</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">R</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">A</u><font style="letter-spacing:-0.05pt;">&#8221;)</font>, with <font style="letter-spacing:0.1pt;">o</font>ne<font style="letter-spacing:-0.05pt;"> </font>hund<font style="letter-spacing:-0.05pt;">re</font>d p<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">(</font>10<font style="letter-spacing:0.1pt;">0</font><font style="letter-spacing:-0.05pt;">%</font>)<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>miums <font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>insu<font style="letter-spacing:-0.05pt;">ra</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:0.05pt;"> 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style="letter-spacing:0.05pt;">R</font>A or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">C</font><font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:-0.05pt;">-</font><font style="letter-spacing:0.15pt;">C</font>O<font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:0.05pt;">R</font>A <font style="letter-spacing:-0.05pt;">c</font>ontinu<font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> </font>i<font style="letter-spacing:0.1pt;">n</font>su<font style="letter-spacing:-0.05pt;">ra</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>s sh<font 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style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">e</font>, but not l<font style="letter-spacing:-0.05pt;">e</font>ss th<font style="letter-spacing:-0.05pt;">a</font>n t<font style="letter-spacing:-0.05pt;">e</font>n <font style="letter-spacing:-0.05pt;">(</font>10)<font style="letter-spacing:-0.05pt;"> </font>busin<font style="letter-spacing:-0.05pt;">e</font>ss <font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.1pt;">y</font>s in <font style="letter-spacing:-0.05pt;">a</font>dv<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> c</font>o<font style="letter-spacing:0.15pt;">m</font>m<font style="letter-spacing:-0.05pt;">e</font>n<font 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style="letter-spacing:0.15pt;">m</font>pl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">8</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 0pt 12pt 36pt;"><font style="letter-spacing:-0.05pt;">a</font>nd to <font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>to the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y <font style="letter-spacing:-0.05pt;">a</font>mounts p<font style="letter-spacing:-0.05pt;">a</font>id <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>k to or<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>it of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:0.05pt;">a</font>t ov<font style="letter-spacing:-0.05pt;">er</font>l<font style="letter-spacing:-0.05pt;">a</font>p 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style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">f</font>its pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:-0.05pt;">a</font>nt to this <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ar</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ph 9 </u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">(</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">d)</u><font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">ar</font>e<font style="letter-spacing:-0.05pt;"> </font>in l<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">e</font>u of<font style="letter-spacing:-0.05pt;"> a</font>ll d<font style="letter-spacing:-0.05pt;">a</font>m<font style="letter-spacing:0.05pt;">a</font>g<font style="letter-spacing:-0.05pt;">e</font>s, p<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:0.05pt;">e</font>nts <font style="letter-spacing:-0.05pt;">a</font>nd li<font style="letter-spacing:-0.05pt;">a</font>biliti<font style="letter-spacing:-0.05pt;">e</font>s on <font style="letter-spacing:-0.05pt;">acc</font>ount of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> ear</font><font style="letter-spacing:0.25pt;">l</font>y t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt un<font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt. &#160;Any payment made under any <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">subparagraph</u> of <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (d)</u> shall preclude further payment under any other <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">subparagraph</u> of <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (d)</u>.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-indent:72pt;margin:0pt 0pt 0pt 36pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">C</b><b style="font-weight:bold;text-decoration-color:#000000;">h</b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">n</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;">g</b><b style="font-weight:bold;text-decoration-color:#000000;">e</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;text-decoration-color:#000000;">in </b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">C</b><b style="font-weight:bold;text-decoration-color:#000000;">ont</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">r</b><b style="font-weight:bold;text-decoration-color:#000000;">ol</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">As contemplated by <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (a) (viii)</u>, E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> e</font>ntitl<font style="letter-spacing:-0.05pt;">e</font>d to <font style="letter-spacing:-0.05pt;">rece</font>ive<font style="letter-spacing:-0.05pt;"> </font>severance in the<font style="letter-spacing:-0.05pt;"> e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">&#8220;</font><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">C</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">h</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">nge</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"> </u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">in </u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">C</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ont</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ol</u>&#8221; &#160;under <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (d) (i)</u> occurring while Executive is employed by the Bank or Bancorp. &#160;Such event shall automatically terminate employment under this Agreement.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 36pt;">(i)<font style="display:inline-block;width:24.67pt;"></font>&#8220;Change in Control&#8221; of the Bancorp or the Bank shall be deemed to have occurred (as of a particular day, as specified by the Board) upon the occurrence of any of the following events:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:108pt;margin:0pt 0pt 12pt 36pt;">(A)<font style="display:inline-block;width:19.34pt;"></font>Any one Person, or more than one Person acting as a group, acquires ownership of stock of the Bank or Bancorp that, together with stock held by such Person or group, constitutes more than 50% of the total fair market value or total voting power of the stock of the Bancorp; provided, however, that a Change of Control shall not be deemed to have occurred in the event of either:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:144pt;margin:0pt 0pt 12pt 36pt;">(1)<font style="display:inline-block;width:22.01pt;"></font>a reorganization in which the shareholders of the Bancorp before the reorganization hold equity interests, directly or indirectly, in the reorganized company in substantially the same proportion as they held equity interests in Bancorp; or</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:144pt;margin:0pt 0pt 12pt 36pt;">(2)<font style="display:inline-block;width:22.01pt;"></font>a change of control of the Bank where approval of the payment to Executive under Part 359 of the FDIC&#8217;s regulation is required and is not obtained; or</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:144pt;margin:0pt 0pt 12pt 36pt;">(3)<font style="display:inline-block;width:22.01pt;"></font>a merger or acquisition by the Bancorp that is approved by the Bank&#39;s Board and in which the shareholders of the Bancorp immediately before completion of the transaction hold, directly or indirectly, more than 50% of the equity interests in the surviving corporation after completion of the transaction.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:108pt;margin:0pt 0pt 12pt 36pt;">(B)<font style="display:inline-block;width:20pt;"></font>One Person, or more than one Person acting as a group, acquires (or has acquired during the 12-month period ending on the date of the most recent acquisition by such Person or group), assets from the Bank or Bancorp that have a total gross fair market value equal to or more than 50% of the total gross fair market value of all assets of Bancorp immediately prior to such acquisition or acquisitions. &#160;</p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">9</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:108pt;margin:0pt 0pt 12pt 36pt;">(C)<font style="display:inline-block;width:20pt;"></font>References to &quot;group&quot; within this definition of &quot;Change of Control&quot; will be determined in a manner provided for in Treasury Regulations promulgated under Internal Revenue Code section 409A, in particular Treasury Regulation section 1.409A-3(i)(5)(v)(B) as applicable except to the extent modified or further limited above, and to the extent this definition serves as a payment event for nonqualified deferred compensation within the meaning of Code section 409A, any transactions constituting a Change in Control under the above referenced definition will only constitute a payment event under this Agreement if, and to the extent, such definition does not violate Internal Revenue Code section 409A.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 36pt;">(ii)<font style="display:inline-block;width:21.34pt;"></font>A Change in Control shall not be deemed to occur unless and until all regulatory approvals required in order to effectuate a Change in Control of the Bank have been obtained and the transaction constituting the Change in Control has been consummated. <font style="letter-spacing:0.1pt;"> </font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">R</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">l</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">ea</b><b style="font-weight:bold;text-decoration-color:#000000;">se</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;text-decoration-color:#000000;">of</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;"> </b><b style="font-weight:bold;text-decoration-color:#000000;">All </b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">C</b><b style="font-weight:bold;text-decoration-color:#000000;">l</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">ims</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">Notwithst<font style="letter-spacing:-0.05pt;">a</font>nding<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>ot<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>ovision of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ont<font style="letter-spacing:-0.05pt;">ra</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.25pt;">y</font>,<font style="letter-spacing:0.25pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> </font>it sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> a</font>n <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font>p<font style="letter-spacing:-0.05pt;">re</font>ss <font style="letter-spacing:-0.05pt;">c</font>ondition to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>uti<font style="letter-spacing:-0.1pt;">v</font><font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ce</font>ipt of<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">ef</font>its of any kind und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9 (d)</u>, th<font style="letter-spacing:-0.05pt;">a</font>t E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>ute<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:-0.05pt;"> f</font>ull <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">c</font>ompl<font style="letter-spacing:-0.05pt;">e</font>te<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>l<font style="letter-spacing:-0.05pt;">ea</font>s<font style="letter-spacing:-0.05pt;">e</font>, s<font style="letter-spacing:0.1pt;">u</font>bst<font style="letter-spacing:-0.05pt;">a</font>nti<font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>in the<font style="letter-spacing:-0.05pt;"> f</font>o<font style="letter-spacing:-0.05pt;">r</font>m <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>d <font style="letter-spacing:-0.05pt;">c</font>ont<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">a</font>tt<font style="letter-spacing:-0.05pt;">ac</font>h<font style="letter-spacing:-0.05pt;">ed </font>h<font style="letter-spacing:-0.05pt;">ere</font>to <font style="letter-spacing:-0.05pt;">a</font>s <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">E</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">x</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">hibit A</u>, of<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>ll <font style="letter-spacing:-0.05pt;">c</font>l<font style="letter-spacing:-0.05pt;">a</font>ims <font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>inst<font style="letter-spacing:0.15pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk<font style="letter-spacing:0.1pt;"> and Bancorp </font><font style="letter-spacing:-0.05pt;">a</font>nd their<font style="letter-spacing:-0.05pt;"> re</font>sp<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>tive <font style="letter-spacing:-0.05pt;">aff</font>ili<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>s, di<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>to<font style="letter-spacing:-0.05pt;">r</font>s, o<font style="letter-spacing:-0.05pt;">ff</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">er</font>s, <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">ee</font>s,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">e</font>nts, <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font>to<font style="letter-spacing:-0.05pt;">r</font>n<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.25pt;">y</font>s, insu<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">er</font>s, <font style="letter-spacing:-0.05pt;">a</font>nd s<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">ce</font>sso<font style="letter-spacing:-0.05pt;">r</font>s in int<font style="letter-spacing:-0.05pt;">ere</font>st, <font style="letter-spacing:-0.05pt;">ar</font>ising<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">r</font>om or<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:0.05pt;">a</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>l<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">er</font>mi<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;"> </font>pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:-0.05pt;">a</font>nt to this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll not <font style="letter-spacing:-0.05pt;">re</font>voke<font style="letter-spacing:-0.05pt;"> </font>su<font style="letter-spacing:-0.05pt;">c</font>h <font style="letter-spacing:-0.05pt;">re</font>l<font style="letter-spacing:-0.05pt;">ea</font><font style="letter-spacing:0.15pt;">s</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> c</font>l<font style="letter-spacing:-0.05pt;">a</font>ims.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">10.</font></font>[<b style="font-weight:bold;">RESERVED]</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 36pt;"><font style="display:inline-block;text-align:left;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">11.</font></font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">S</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ec</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tion 409A</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;"> and 280G </b><b style="font-weight:bold;letter-spacing:-0.25pt;text-decoration-color:#000000;text-decoration-line:none;">L</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">imit</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tions</b></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><b style="font-weight:bold;text-decoration-color:#000000;">G</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">n</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">r</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">a</b><b style="font-weight:bold;text-decoration-color:#000000;">l</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 0pt 36pt;"><font style="letter-spacing:-0.15pt;">I</font>t is the<font style="letter-spacing:-0.05pt;"> </font>int<font style="letter-spacing:-0.05pt;">e</font>ntion the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk, Bancorp<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">a</font>t this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt s<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>int<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>p<font style="letter-spacing:-0.05pt;">re</font>t<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">a</font>nd<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>dminist<font style="letter-spacing:-0.05pt;">ere</font>d<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>onsist<font style="letter-spacing:-0.05pt;">e</font>nt with <font style="letter-spacing:0.05pt;">s</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.15pt;">I</font>nt<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>n<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:0.05pt;">R</font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font>nue<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">C</font>ode<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>1986,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font>s <font style="letter-spacing:-0.05pt;">a</font>m<font style="letter-spacing:-0.05pt;">e</font>nd<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">(</font><font style="letter-spacing:-0.05pt;">&#8220;</font><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">S</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ec</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">tion 40</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">9</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">A</u><font style="letter-spacing:-0.05pt;">&#8221;</font>)<font style="letter-spacing:-0.05pt;"> a</font>nd th<font style="letter-spacing:-0.05pt;">a</font>t the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> and other </font>b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its p<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">a</font>ble<font style="letter-spacing:-0.05pt;"> </font>to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>be<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">e</font>mpt <font style="letter-spacing:-0.05pt;">fr</font>om, or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">er</font>wise<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">c</font>omp<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>with, <font style="letter-spacing:0.05pt;">S</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A. &#160;Notwithst<font style="letter-spacing:-0.05pt;">a</font>nding <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>ot<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>m, p<font style="letter-spacing:-0.05pt;">r</font>ovisio<font style="letter-spacing:0.1pt;">n</font>, or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font>tt<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">s</font><font style="letter-spacing:-0.05pt;">e</font>t <font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>th<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>ls<font style="letter-spacing:-0.05pt;">e</font>wh<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>e<font style="letter-spacing:-0.05pt;"> </font>in this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font>t<font style="letter-spacing:-0.05pt;">e</font>nt th<font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">r</font>ovision of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt m<font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">b</font>e<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>min<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.1pt;"> </font>the <font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk, with the<font style="letter-spacing:-0.05pt;"> a</font>dv<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>its ind<font style="letter-spacing:-0.05pt;">e</font>p<font style="letter-spacing:-0.05pt;">e</font>nd<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">acc</font>ounti<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">r</font>m or<font style="letter-spacing:0.1pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">a</font>x<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>dviso<font style="letter-spacing:-0.05pt;">r</font>s, to be<font style="letter-spacing:-0.05pt;"> </font>subj<font style="letter-spacing:-0.05pt;">ec</font>t to <font style="letter-spacing:-0.05pt;">a</font>nd not in <font style="letter-spacing:-0.05pt;">c</font>ompli<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:0.15pt;">i</font>th <font style="letter-spacing:0.05pt;">S</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A, su<font style="letter-spacing:-0.05pt;">c</font>h p<font style="letter-spacing:0.1pt;">r</font>ovisions sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>int<font style="letter-spacing:-0.05pt;">er</font>p<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font>t<font style="letter-spacing:-0.05pt;">e</font>d in the<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font>nn<font style="letter-spacing:-0.05pt;">e</font>r <font style="letter-spacing:-0.05pt;">re</font>qui<font style="letter-spacing:-0.05pt;">re</font>d to <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:0.25pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>with<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">S</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A. &#160;The<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk, Bancorp <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:0.1pt;">Ex</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> f</font>u<font style="letter-spacing:-0.05pt;">r</font>th<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">c</font>know<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">e</font>dge<font style="letter-spacing:-0.05pt;"> a</font>nd<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">a</font>t i<font style="letter-spacing:-0.05pt;">f</font>, in<font style="letter-spacing:0.1pt;"> </font>the jud<font style="letter-spacing:-0.1pt;">g</font>m<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:0.1pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp, with the<font style="letter-spacing:-0.05pt;"> a</font>dv<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>its ind<font style="letter-spacing:-0.05pt;">e</font>p<font style="letter-spacing:-0.05pt;">e</font>nd<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:-0.05pt;">acc</font>ounti<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">r</font>m or<font style="letter-spacing:0.1pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">a</font>x <font style="letter-spacing:-0.05pt;">a</font>dviso<font style="letter-spacing:-0.05pt;">r</font>s, <font style="letter-spacing:-0.05pt;">a</font>m<font style="letter-spacing:-0.05pt;">e</font>ndm<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font>his A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt is n<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>ss<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font>to <font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">ar</font>i<font style="letter-spacing:0.2pt;">f</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>ms of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, <font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>to <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.1pt;"> </font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">10</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 0pt 0pt 36pt;">with <font style="letter-spacing:0.05pt;">S</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A, the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:0.05pt;">a</font>nk, Bancorp <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.05pt;">c</font>utive<font style="letter-spacing:-0.05pt;"> </font>will n<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>oti<font style="letter-spacing:-0.05pt;">a</font>te <font style="letter-spacing:-0.05pt;">rea</font>son<font style="letter-spacing:-0.05pt;">a</font>b<font style="letter-spacing:0.25pt;">l</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd in <font style="letter-spacing:-0.1pt;">g</font>ood<font style="letter-spacing:0.1pt;"> f</font><font style="letter-spacing:-0.05pt;">a</font>ith to <font style="letter-spacing:-0.05pt;">a</font>m<font style="letter-spacing:-0.05pt;">e</font>nd the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>ms <font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt to the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font>t<font style="letter-spacing:-0.05pt;">e</font>nt n<font style="letter-spacing:-0.05pt;">ece</font>ss<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.2pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font>so th<font style="letter-spacing:-0.05pt;">a</font>t it <font style="letter-spacing:-0.05pt;">c</font>ompli<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">(</font>with the<font style="letter-spacing:-0.05pt;"> </font>most limit<font style="letter-spacing:-0.05pt;">e</font>d possible<font style="letter-spacing:-0.05pt;"> ec</font>onomic<font style="letter-spacing:-0.05pt;"> eff</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>t on the<font style="letter-spacing:0.05pt;"> B</font><font style="letter-spacing:-0.05pt;">a</font>nk <font style="letter-spacing:-0.05pt;">a</font>nd <font style="vertical-align:sub;">E</font><font style="letter-spacing:0.1pt;vertical-align:sub;">x</font><font style="letter-spacing:-0.05pt;vertical-align:sub;">ec</font><font style="vertical-align:sub;">utiv</font><font style="letter-spacing:-0.05pt;vertical-align:sub;">e</font><font style="vertical-align:sub;">)</font><font style="letter-spacing:-0.05pt;vertical-align:sub;"> </font><font style="vertical-align:sub;">with </font><font style="letter-spacing:0.05pt;vertical-align:sub;">S</font><font style="letter-spacing:-0.05pt;vertical-align:sub;">ec</font><font style="vertical-align:sub;">tion 409A. &#160;</font>If any payment under this Agreement fails to comply with or be exempt from Section 409A, neither the Bank nor Bancorp shall have liability for any taxes, penalties, interest or fees imposed on Executive and Executive shall have no claim against the Bank or Bancorp or any of its directors, officers, employees, stockholders, affiliates, managers, members, partners, agents, attorneys or representatives for any such taxes, penalties, interest or fees.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">Pa</b><b style="font-weight:bold;letter-spacing:-0.25pt;text-decoration-color:#000000;">y</b><b style="font-weight:bold;text-decoration-color:#000000;">m</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">nts to </b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;">S</b><b style="font-weight:bold;text-decoration-color:#000000;">p</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">ec</b><b style="font-weight:bold;text-decoration-color:#000000;">i</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">f</b><b style="font-weight:bold;text-decoration-color:#000000;">i</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">e</b><b style="font-weight:bold;text-decoration-color:#000000;">d </b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">E</b><b style="font-weight:bold;text-decoration-color:#000000;">mpl</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;">o</b><b style="font-weight:bold;letter-spacing:-0.25pt;text-decoration-color:#000000;">y</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;">ee</b><b style="font-weight:bold;text-decoration-color:#000000;">s</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 36pt;"><font style="letter-spacing:0.1pt;">(i)</font><font style="display:inline-block;width:24.37pt;"></font>Notwithst<font style="letter-spacing:-0.05pt;">a</font>nding<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">r</font>ovision of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ont<font style="letter-spacing:-0.05pt;">ra</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.25pt;">y</font>,<font style="letter-spacing:0.1pt;"> </font>if<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>is <font style="letter-spacing:-0.05pt;">c</font>o<font style="letter-spacing:0.1pt;">n</font>sid<font style="letter-spacing:-0.05pt;">ere</font>d a<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">&#8220;</font><font style="letter-spacing:0.05pt;">S</font>p<font style="letter-spacing:-0.05pt;">ec</font>i<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">e</font>d Em<font style="letter-spacing:0.1pt;">p</font>l<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>&#8221;<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">(</font><font style="letter-spacing:-0.05pt;">a</font>s d<font style="letter-spacing:-0.05pt;">ef</font>in<font style="letter-spacing:-0.05pt;">ed </font>b<font style="letter-spacing:-0.05pt;">e</font>low<font style="letter-spacing:-0.05pt;">)</font>, <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>dist<font style="letter-spacing:-0.05pt;">r</font>ibutions h<font style="letter-spacing:-0.05pt;">ere</font>und<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>whi<font style="letter-spacing:-0.05pt;">c</font>h would <font style="letter-spacing:0.1pt;">o</font>th<font style="letter-spacing:-0.05pt;">er</font>wise<font style="letter-spacing:-0.05pt;"> </font>be<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">d</font>e<font style="letter-spacing:-0.05pt;"> </font>to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:-0.05pt;">a</font>nt to the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>ms of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll not be<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font>de<font style="letter-spacing:-0.05pt;"> </font>du<font style="letter-spacing:0.1pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> f</font>i<font style="letter-spacing:-0.05pt;">r</font>st six<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>6)<font style="letter-spacing:-0.05pt;"> </font>months <font style="letter-spacing:-0.05pt;">f</font>ollowing t<font style="letter-spacing:-0.05pt;">er</font>min<font style="letter-spacing:-0.05pt;">a</font>tion of<font style="letter-spacing:-0.05pt;"> e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:0.05pt;">e</font>nt th<font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:-0.05pt;">c</font>onstitut<font style="letter-spacing:-0.05pt;">e</font>s a<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:-0.05pt;">e</font>p<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">a</font>tion <font style="letter-spacing:-0.05pt;">fr</font>om s<font style="letter-spacing:-0.05pt;">er</font>vi<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>pu<font style="letter-spacing:-0.05pt;">r</font>su<font style="letter-spacing:0.05pt;">a</font>nt to <font style="letter-spacing:0.05pt;">S</font><font style="letter-spacing:-0.05pt;">ec</font>tion 409A unl<font style="letter-spacing:-0.05pt;">e</font>ss E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>di<font style="letter-spacing:-0.05pt;">e</font>s p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>to the<font style="letter-spacing:-0.05pt;"> e</font>nd of<font style="letter-spacing:-0.05pt;"> </font>su<font style="letter-spacing:-0.05pt;">c</font>h <font style="letter-spacing:0.15pt;">s</font>ix<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>6)<font style="letter-spacing:-0.05pt;"> </font>month p<font style="letter-spacing:-0.05pt;">er</font>iod. &#160;Any<font style="letter-spacing:-0.1pt;"> </font>dist<font style="letter-spacing:-0.05pt;">r</font>ibution whi<font style="letter-spacing:-0.05pt;">c</font>h would oth<font style="letter-spacing:-0.05pt;">er</font>wise<font style="letter-spacing:-0.05pt;"> </font>be<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">a</font>id to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:0.15pt;">s</font>u<font style="letter-spacing:-0.05pt;">c</font>h six<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>6)<font style="letter-spacing:-0.05pt;"> </font>month p<font style="letter-spacing:-0.05pt;">er</font>iod sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> accumulated and paid to Executive in a lump sum on the first day of the seventh (7</font><sup style="font-size:9pt;letter-spacing:-0.05pt;vertical-align:top;">th</sup><font style="letter-spacing:-0.05pt;">) month following such a separation from service. &#160;All subsequent distributions shall be paid in the manner otherwise specified in this Agreement.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 36pt;">(ii)<font style="display:inline-block;width:21.34pt;"></font>The<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>m <font style="letter-spacing:-0.05pt;">&#8220;</font><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">S</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">c</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">i</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">f</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">i</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">d E</u><u style="letter-spacing:0.15pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">m</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">pl</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">o</u><u style="letter-spacing:-0.25pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">y</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u>&#8221;<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll m<font style="letter-spacing:-0.05pt;">ea</font>n<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">e</font>e<font style="letter-spacing:0.05pt;"> </font>who <font style="letter-spacing:-0.05pt;">a</font>t the<font style="letter-spacing:-0.05pt;"> </font>time<font style="letter-spacing:0.05pt;"> </font>of s<font style="letter-spacing:-0.05pt;">e</font>p<font style="letter-spacing:-0.05pt;">ara</font>tion <font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">r</font>om s<font style="letter-spacing:-0.05pt;">er</font>vi<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>is a<font style="letter-spacing:-0.05pt;"> &#8220;</font><u 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style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u>&#8221;<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp or<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>ssor<font style="letter-spacing:-0.05pt;"> e</font>nti<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> e</font>ith<font style="letter-spacing:-0.05pt;">er</font>, if<font style="letter-spacing:-0.05pt;"> a</font><font 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style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">a</font>d<font style="letter-spacing:-0.05pt;">e</font>d on <font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:-0.05pt;">e</font>st<font style="letter-spacing:-0.05pt;">a</font>blish<font style="letter-spacing:-0.05pt;">e</font>d s<font style="letter-spacing:-0.05pt;">ec</font>u<font style="letter-spacing:-0.05pt;">r</font>iti<font style="letter-spacing:-0.05pt;">e</font>s m<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.1pt;">k</font><font style="letter-spacing:-0.05pt;">e</font>t or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font>wis<font style="letter-spacing:-0.05pt;">e</font>. &#160;<font 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style="letter-spacing:0.25pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font>e if<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>ts the<font style="letter-spacing:-0.05pt;"> re</font>qui<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nts of<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:-0.05pt;">ec</font>tion<font style="letter-spacing:0.1pt;"> </font>416<font style="letter-spacing:-0.05pt;">(</font>i<font style="letter-spacing:-0.05pt;">)(</font>1<font style="letter-spacing:-0.05pt;">)</font><font style="letter-spacing:0.1pt;">(</font>A<font style="letter-spacing:-0.05pt;">)(</font>i<font style="letter-spacing:-0.05pt;">)</font>,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">(</font>ii<font style="letter-spacing:-0.05pt;">)</font>, or<font style="letter-spacing:-0.05pt;"> (</font><font style="letter-spacing:0.15pt;">i</font>ii)<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.15pt;">I</font>nt<font style="letter-spacing:-0.05pt;">er</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">al </font><font style="letter-spacing:0.05pt;">R</font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font>nue<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">C</font>ode<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>1986,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font>s <font style="letter-spacing:-0.05pt;">a</font>m<font style="letter-spacing:-0.05pt;">e</font>nd<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">(</font><font style="letter-spacing:-0.05pt;">a</font>ppli<font style="letter-spacing:-0.05pt;">e</font>d in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">c</font>o<font style="letter-spacing:-0.05pt;">r</font>d<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>with the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>ul<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font>ions th<font style="letter-spacing:-0.05pt;">ere</font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd dis<font style="letter-spacing:-0.05pt;">re</font>g<font style="letter-spacing:-0.05pt;">ar</font>di<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>s<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>tion 416<font style="letter-spacing:-0.05pt;">(</font>i<font style="letter-spacing:-0.05pt;">)(</font>5)<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>o<font style="letter-spacing:-0.05pt;">f</font>)<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>time<font style="letter-spacing:0.05pt;"> </font>du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">e</font>lve<font style="letter-spacing:-0.05pt;"> (</font>12)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">m</font>onth p<font style="letter-spacing:-0.05pt;">er</font>iod <font style="letter-spacing:-0.05pt;">e</font>nding on D<font style="letter-spacing:-0.05pt;">ece</font>m<font style="letter-spacing:0.1pt;">b</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>31 <font style="letter-spacing:-0.05pt;">(</font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:0.15pt;">&quot;</font><u style="letter-spacing:-0.15pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">I</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">d</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">e</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">nti</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">f</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">i</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ca</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">tion </u><u 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style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">E</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:-0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:0.1pt;">u</font><font style="letter-spacing:-0.05pt;">r</font>ing <font style="letter-spacing:-0.05pt;">a</font>n <font style="letter-spacing:-0.15pt;">I</font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>nti<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">ca</font>tion <font style="letter-spacing:0.05pt;">P</font><font style="letter-spacing:-0.05pt;">er</font>iod, the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> </font>is t<font style="letter-spacing:-0.05pt;">rea</font>t<font style="letter-spacing:0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">a</font>s a<font style="letter-spacing:0.05pt;"> </font>K<font style="letter-spacing:0.2pt;">e</font>y<font style="letter-spacing:-0.25pt;"> </font>Empl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> f</font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>pu<font style="letter-spacing:-0.05pt;">r</font>p<font style="letter-spacing:0.1pt;">o</font>s<font style="letter-spacing:-0.05pt;">e</font>s of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt du<font style="letter-spacing:-0.05pt;">r</font>ing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">e</font>lve<font style="letter-spacing:-0.05pt;"> (</font>12)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">m</font>onth p<font style="letter-spacing:-0.05pt;">er</font>iod th<font style="letter-spacing:-0.05pt;">a</font>t b<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>ins on the<font style="letter-spacing:-0.05pt;"> f</font>i<font style="letter-spacing:-0.05pt;">r</font>st d<font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>A<font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">r</font>il <font style="letter-spacing:-0.05pt;">f</font>ollowing<font style="letter-spacing:-0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> c</font>lose<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.3pt;">I</font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>nti<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">ca</font>tion <font style="letter-spacing:0.05pt;">P</font><font style="letter-spacing:-0.05pt;">er</font>iod.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(c)</font></font><b style="font-weight:bold;">280 G</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 0pt 36pt;">If Executive&#8217;s severance or other compensation provided by the Bank or Bancorp under this Agreement or outside this Agreement would cause any such payment to be an &#8220;excess parachute payment&#8221; (as defined in section 280G(b)(1) of the Internal Revenue Code), then the payments made under <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 9</u> hereof or made outside this Agreement, as applicable, will be reduced (pro rata in the case of installment payments) to the largest amount which may be paid without any portion of such amount being subject to the excise tax imposed by Section 4999 of the </p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">11</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 0pt 12pt 36pt;">Internal Revenue Code. &#160;In the event there is a dispute among the parties regarding the extent to which payments must be reduced pursuant to this <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">paragraph 11 (c)</u>, such dispute will be resolved by the good faith determination of the Board of Directors of the Bank or Bancorp or the Compensation Committee of the Board of Directors of the Bank or Bancorp.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:9pt;text-align:justify;text-indent:27pt;"><font style="display:inline-block;min-width:36pt;text-indent:0pt;white-space:nowrap;">12.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">Noti</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ce</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">s</b></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">A<font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>noti<font style="letter-spacing:-0.05pt;">ce</font>s to<font style="letter-spacing:0.1pt;"> </font>be<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">g</font>i<font style="letter-spacing:0.1pt;">v</font><font style="letter-spacing:-0.05pt;">e</font>n h<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>s<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>in w<font style="letter-spacing:-0.05pt;">r</font>iting<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>be t<font style="letter-spacing:-0.05pt;">ra</font>nsmitt<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> email with confirmation of receipt by the recipient or its counsel, </font>p<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>son<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>liv<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.2pt;">r</font>y<font style="letter-spacing:-0.25pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>U.<font style="letter-spacing:0.05pt;">S</font>. m<font style="letter-spacing:-0.05pt;">a</font>il, <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>ist<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">re</font>d or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">cer</font>ti<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">e</font>d, po<font style="letter-spacing:0.15pt;">s</font>t<font style="letter-spacing:-0.05pt;">a</font>ge<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">a</font>id with <font style="letter-spacing:-0.05pt;">re</font>tu<font style="letter-spacing:-0.05pt;">r</font>n <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ce</font>ipt <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>qu<font style="letter-spacing:-0.05pt;">e</font>st<font style="letter-spacing:-0.05pt;">e</font>d. <font style="letter-spacing:0.1pt;"> </font>M<font style="letter-spacing:-0.05pt;">a</font>il<font style="letter-spacing:-0.05pt;">e</font>d noti<font style="letter-spacing:-0.05pt;">ce</font>s sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font>dd<font style="letter-spacing:-0.05pt;">re</font>ss<font style="letter-spacing:-0.05pt;">e</font>d to E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> a</font>t the<font style="letter-spacing:-0.05pt;"> a</font>dd<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>ss list<font style="letter-spacing:-0.05pt;">ed </font>in E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s p<font style="letter-spacing:-0.05pt;">er</font>so<font style="letter-spacing:0.1pt;">n</font>n<font style="letter-spacing:-0.05pt;">e</font>l <font style="letter-spacing:-0.05pt;">f</font>ile<font style="letter-spacing:-0.05pt;"> a</font>nd to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk <font style="letter-spacing:-0.05pt;">a</font>t its p<font style="letter-spacing:-0.05pt;">r</font>in<font style="letter-spacing:-0.05pt;">c</font>ip<font style="letter-spacing:-0.05pt;">a</font>l b<font style="letter-spacing:0.1pt;">u</font>sin<font style="letter-spacing:-0.05pt;">e</font>ss o<font style="letter-spacing:-0.05pt;">ff</font>i<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>lo<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">a</font>t 86 N. Main Street, Porterville, <font style="letter-spacing:0.05pt;">C</font><font style="letter-spacing:-0.05pt;">a</font>li<font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>ni<font style="letter-spacing:-0.05pt;">a 93257</font>. &#160;A p<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>m<font style="letter-spacing:0.2pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.1pt;">g</font>e<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>dd<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.15pt;">s</font>s <font style="letter-spacing:-0.05pt;">f</font>or<font style="letter-spacing:-0.05pt;"> r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ce</font>ipt of<font style="letter-spacing:-0.05pt;"> </font>noti<font style="letter-spacing:-0.05pt;">ces </font><font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n noti<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">c</font>o<font style="letter-spacing:0.1pt;">r</font>d<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>with this <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">r</u><u style="letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">a</u><u style="letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">g</u><u style="letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">ra</u><u style="letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">p</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">h 12</u>. &#160;Noti<font style="letter-spacing:-0.05pt;">ce</font>s d<font style="letter-spacing:-0.05pt;">e</font>liv<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">er</font>son<font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:0.25pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll be d<font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">c</font>ommuni<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.05pt;">a</font>s of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">ac</font>tu<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">e</font>ipt; m<font style="letter-spacing:-0.05pt;">a</font>il<font style="letter-spacing:-0.05pt;">e</font>d noti<font style="letter-spacing:-0.05pt;">ce</font>s sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">ed c</font>ommuni<font style="letter-spacing:-0.05pt;">ca</font>t<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">a</font>s of<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.05pt;">e</font>e<font style="letter-spacing:-0.05pt;"> (</font>3)<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y</font>s<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">af</font>t<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:0.1pt;">h</font>e<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:-0.05pt;">a</font>ilin<font style="letter-spacing:-0.1pt;">g</font>; and emailed notices upon confirmation of receipt.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">13.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">A</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">r</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">bit</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ra</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tion</b><font style="margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">All <font 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style="letter-spacing:-0.05pt;">e</font>stion would be<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>ppli<font style="letter-spacing:-0.05pt;">ca</font>ble<font style="letter-spacing:-0.05pt;"> </font>st<font style="letter-spacing:-0.05pt;">a</font>tu<font style="letter-spacing:0.15pt;">t</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>limit<font style="letter-spacing:-0.05pt;">a</font>tions. &#160;A<font style="letter-spacing:0.1pt;">n</font>y <font style="letter-spacing:-0.05pt;">a</font>w<font style="letter-spacing:-0.05pt;">ar</font>d<font style="letter-spacing:0.1pt;"> </font><font 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style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">c</font>onsist<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font>with, the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.1pt;">o</font>visions of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> Fe</font>d<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">ra</font>l A<font style="letter-spacing:0.1pt;">r</font>bit<font style="letter-spacing:-0.05pt;">ra</font>tion A<font style="letter-spacing:-0.05pt;">c</font>t, 9 U.<font style="letter-spacing:0.05pt;">S</font>.<font style="letter-spacing:0.05pt;">C</font>. s<font style="letter-spacing:-0.05pt;">ec</font>tion 1, <font style="letter-spacing:-0.05pt;text-decoration-color:#000000;">et</font><font style="letter-spacing:0.05pt;text-decoration-color:#000000;"> </font><font style="text-decoration-color:#000000;">s</font><font style="letter-spacing:-0.05pt;text-decoration-color:#000000;">e</font><font style="text-decoration-color:#000000;">q</font>. &#160;E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> a</font>g<font style="letter-spacing:-0.05pt;">ree</font>s to <font style="letter-spacing:-0.05pt;">c</font>on<font style="letter-spacing:0.1pt;">d</font>u<font style="letter-spacing:-0.05pt;">c</font>t <font style="letter-spacing:-0.05pt;">ar</font>bit<font style="letter-spacing:-0.05pt;">ra</font>tion <font style="letter-spacing:-0.05pt;">a</font>s <font style="letter-spacing:-0.05pt;">a</font>n indi<font style="letter-spacing:0.1pt;">v</font>idu<font style="letter-spacing:-0.05pt;">a</font>l sol<font 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style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="letter-spacing:-0.3pt;">I</font>n the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>litig<font style="letter-spacing:-0.05pt;">a</font>tion, <font style="letter-spacing:-0.05pt;">ar</font>bit<font 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style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>in <font style="letter-spacing:-0.05pt;">c</font>o<font style="letter-spacing:0.1pt;">n</font>n<font style="letter-spacing:-0.05pt;">ec</font>tion with m<font style="letter-spacing:-0.05pt;">a</font>tt<font style="letter-spacing:-0.05pt;">er</font>s subj<font style="letter-spacing:-0.05pt;">ec</font>t to ind<font style="letter-spacing:-0.05pt;">e</font>mni<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">ca</font>tion.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">15.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">Enti</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">r</b><b 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style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">nt</b><font style="font-weight:bold;margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">This Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt su<font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">er</font>s<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">d</font><font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>ll oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font>g<font style="letter-spacing:-0.05pt;">ree</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nts, <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>o<font style="letter-spacing:-0.05pt;">ra</font>l or<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">r</font>itin<font style="letter-spacing:-0.1pt;">g</font>,<font style="letter-spacing:0.1pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font>tw<font style="letter-spacing:-0.05pt;">ee</font>n the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ar</font>ti<font style="letter-spacing:-0.05pt;">e</font>s with<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">re</font>sp<font style="letter-spacing:-0.05pt;">ec</font>t to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">b</font>y the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:0.05pt;">c</font>ont<font style="letter-spacing:-0.05pt;">a</font>ins <font style="letter-spacing:-0.05pt;">a</font>ll of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> c</font>ov<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:0.05pt;">a</font>nts <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nts b<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">ee</font>n the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font>ti<font style="letter-spacing:-0.05pt;">e</font>s with <font style="letter-spacing:-0.05pt;">re</font>sp<font style="letter-spacing:-0.05pt;">ec</font>t to the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">e</font>mpl<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.25pt;">y</font>m<font style="letter-spacing:0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>t<font style="letter-spacing:0.1pt;">h</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk or Bancorp; p<font style="letter-spacing:-0.05pt;">r</font>ovid<font style="letter-spacing:-0.05pt;">e</font>d, th<font style="letter-spacing:-0.05pt;">a</font>t, this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt d<font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.05pt;">e</font>s not sup<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>s<font style="letter-spacing:-0.05pt;">e</font>de<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">re</font>pl<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> r</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>h<font style="letter-spacing:0.15pt;">t</font>s <font style="letter-spacing:-0.05pt;">a</font>nd b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its und<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> (</font>i)<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">any supplemental retirement or salary continuation plan,</font> <font style="letter-spacing:-0.05pt;">(</font>ii)<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>sto<font style="letter-spacing:-0.05pt;">c</font>k option or <font style="letter-spacing:-0.05pt;">e</font>qui<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.05pt;">a</font>w<font style="letter-spacing:-0.05pt;">ar</font>d<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font>tw<font style="letter-spacing:-0.05pt;">ee</font>n<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.1pt;">Bancorp</font> <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>f<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, or (iii) any indemnification agreement between Bancorp, Bank and Executive. &#160;<font style="letter-spacing:0.1pt;">E</font><font style="letter-spacing:-0.05pt;">ac</font>h <font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>to this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">c</font>kn<font style="letter-spacing:0.1pt;">o</font>wl<font style="letter-spacing:-0.05pt;">e</font>dg<font style="letter-spacing:-0.05pt;">e</font>s th<font style="letter-spacing:-0.05pt;">a</font>t no oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">re</font>s<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>tions, indu<font style="letter-spacing:-0.05pt;">ce</font>m<font style="letter-spacing:-0.05pt;">e</font>nts, p<font style="letter-spacing:-0.05pt;">r</font>omis<font style="letter-spacing:-0.05pt;">e</font>s, <font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nts, o<font style="letter-spacing:-0.05pt;">ra</font>l or<font style="letter-spacing:-0.05pt;"> </font>ot<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">er</font>wis<font style="letter-spacing:-0.05pt;">e</font>, h<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">v</font>e<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>n m<font style="letter-spacing:-0.05pt;">a</font>de<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>, or <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.25pt;">y</font>o<font style="letter-spacing:0.1pt;">n</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">c</font>ting<font style="letter-spacing:-0.1pt;"> </font>on <font style="letter-spacing:0.1pt;">b</font><font style="letter-spacing:-0.05pt;">e</font>h<font style="letter-spacing:-0.05pt;">a</font>lf<font style="letter-spacing:0.1pt;"> </font>of<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>, wh<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.05pt;">c</font>h <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.1pt;">r</font>e<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">n</font>ot s<font style="letter-spacing:-0.05pt;">e</font>t <font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">r</font>th h<font style="letter-spacing:-0.05pt;">ere</font>in,<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd th<font style="letter-spacing:-0.05pt;">a</font>t no oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, st<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, or<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>omise<font style="letter-spacing:-0.05pt;"> </font>not<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ont<font style="letter-spacing:-0.05pt;">a</font>in<font style="letter-spacing:-0.05pt;">e</font>d in this Ag<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>v<font style="letter-spacing:-0.05pt;">a</font>lid or<font style="letter-spacing:-0.05pt;"> </font>binding<font style="letter-spacing:-0.1pt;"> </font>on <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">16.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">Modi</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">f</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">i</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ca</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tions</b><font style="margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">A<font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>mo<font style="letter-spacing:0.1pt;">d</font>i<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:-0.05pt;">ca</font>tion of<font style="letter-spacing:-0.05pt;"> </font>this Ag<font style="letter-spacing:-0.05pt;">ree</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:0.05pt;">e</font>nt will be<font style="letter-spacing:-0.05pt;"> eff</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>tive<font style="letter-spacing:-0.05pt;"> </font>on<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:0.15pt;">i</font>f<font style="letter-spacing:-0.05pt;"> </font>it is in w<font style="letter-spacing:-0.05pt;">r</font>iting<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd s<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>n<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.1pt;"> </font>a<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>its <font style="letter-spacing:-0.05pt;">a</font>utho<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:0.05pt;">z</font><font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>p<font style="letter-spacing:-0.05pt;">re</font>s<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">a</font>tiv<font style="letter-spacing:-0.05pt;">e.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">17.</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">W</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">iv</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">er</b><font style="margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">The<font style="letter-spacing:-0.05pt;"> fa</font>ilu<font style="letter-spacing:0.1pt;">r</font>e<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>a<font style="letter-spacing:0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>to insist on st<font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:-0.05pt;">c</font>t <font style="letter-spacing:-0.05pt;">c</font><font style="letter-spacing:0.1pt;">o</font>mpli<font style="letter-spacing:-0.05pt;">a</font>n<font style="letter-spacing:-0.05pt;">c</font>e<font style="letter-spacing:-0.05pt;"> </font>with <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>ms, p<font style="letter-spacing:-0.05pt;">r</font>ovisions, <font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">a</font>nts, or<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>onditions of<font style="letter-spacing:-0.05pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>not<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>s<font style="letter-spacing:0.1pt;">h</font><font style="letter-spacing:-0.05pt;">a</font>ll not be<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:0.1pt;"> </font>a w<font style="letter-spacing:-0.05pt;">a</font>iv<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>of<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>t<font style="letter-spacing:-0.05pt;">er</font>m, p<font style="letter-spacing:-0.05pt;">r</font>ov<font style="letter-spacing:0.15pt;">i</font>sion, <font style="letter-spacing:-0.05pt;">c</font>ov<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">a</font>nt, or<font style="letter-spacing:-0.05pt;"> c</font>ondit<font style="letter-spacing:0.15pt;">i</font>on, individu<font style="letter-spacing:-0.05pt;">a</font>l<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.35pt;"> </font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>in the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>gg<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">e</font>, unl<font style="letter-spacing:-0.05pt;">e</font>ss su<font style="letter-spacing:-0.05pt;">c</font>h w<font style="letter-spacing:-0.05pt;">a</font>iv<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>is in w<font style="letter-spacing:-0.05pt;">r</font>iti<font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.1pt;">g</font>,<font style="letter-spacing:0.1pt;"> </font>nor<font style="letter-spacing:-0.05pt;"> </font>sh<font style="letter-spacing:-0.05pt;">a</font>ll <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>w<font style="letter-spacing:-0.05pt;">a</font>iv<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>linquishm<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">r</font>ight or<font style="letter-spacing:-0.05pt;"> </font>pow<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font>t<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>one time<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>tim<font style="letter-spacing:-0.05pt;">e</font>s be<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:0.1pt;"> </font>a<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">a</font>iv<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> re</font>linquishm<font style="letter-spacing:0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>th<font style="letter-spacing:-0.05pt;">a</font>t <font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:-0.1pt;">g</font>ht or<font style="letter-spacing:-0.05pt;"> </font>po<font style="letter-spacing:0.1pt;">w</font><font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">f</font>or<font style="letter-spacing:-0.05pt;"> a</font>ll or<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r tim<font style="letter-spacing:-0.05pt;">e</font>s.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">18.</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">P</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ar</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">ti</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">l</b><b style="font-weight:bold;letter-spacing:0.15pt;text-decoration-color:#000000;text-decoration-line:none;"> </b><b style="font-weight:bold;letter-spacing:-0.3pt;text-decoration-color:#000000;text-decoration-line:none;">I</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">n</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;">v</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">lidi</b><b style="font-weight:bold;letter-spacing:0.15pt;text-decoration-color:#000000;text-decoration-line:none;">t</b><b style="font-weight:bold;letter-spacing:-0.25pt;text-decoration-color:#000000;text-decoration-line:none;">y</b><font style="letter-spacing:0.1pt;margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">13</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;"><font style="letter-spacing:-0.15pt;">I</font>f<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>ovision in this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">ree</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt is h<font style="letter-spacing:-0.05pt;">e</font>ld <font style="letter-spacing:0.1pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>a<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ou<font style="letter-spacing:-0.05pt;">r</font>t of <font style="letter-spacing:-0.05pt;">c</font>omp<font style="letter-spacing:-0.05pt;">e</font>t<font style="letter-spacing:-0.05pt;">e</font>nt ju<font style="letter-spacing:-0.05pt;">r</font>isdi<font style="letter-spacing:-0.05pt;">c</font>tion to be<font style="letter-spacing:-0.05pt;"> </font>inv<font style="letter-spacing:-0.05pt;">a</font>lid, void, or<font style="letter-spacing:-0.05pt;"> </font>un<font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">n</font><font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">rc</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">a</font>bl<font style="letter-spacing:-0.05pt;">e</font>, the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">a</font>ini<font style="letter-spacing:0.1pt;">n</font>g p<font style="letter-spacing:-0.05pt;">r</font>ovisions sh<font style="letter-spacing:-0.05pt;">a</font>ll n<font style="letter-spacing:-0.05pt;">e</font>v<font style="letter-spacing:-0.05pt;">er</font>th<font style="letter-spacing:-0.05pt;">e</font>l<font style="letter-spacing:-0.05pt;">e</font>ss<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">c</font>ontinue<font style="letter-spacing:-0.05pt;"> </font>in <font style="letter-spacing:-0.05pt;">f</font>ull <font style="letter-spacing:-0.05pt;">f</font>o<font style="letter-spacing:-0.05pt;">rc</font>e<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">f</font><font style="letter-spacing:-0.05pt;">fec</font>t wit<font style="letter-spacing:0.1pt;">h</font>out b<font style="letter-spacing:-0.05pt;">e</font>ing<font style="letter-spacing:-0.1pt;"> </font>imp<font style="letter-spacing:-0.05pt;">a</font>i<font style="letter-spacing:-0.05pt;">re</font>d <font style="letter-spacing:0.1pt;">o</font>r<font style="letter-spacing:-0.05pt;"> </font>in<font style="letter-spacing:0.1pt;">v</font><font style="letter-spacing:-0.05pt;">a</font>lid<font style="letter-spacing:-0.05pt;">a</font>t<font style="letter-spacing:-0.05pt;">e</font>d in <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>w<font style="letter-spacing:0.2pt;">a</font><font style="letter-spacing:-0.25pt;">y.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">19.</font><b style="font-weight:bold;letter-spacing:-0.15pt;text-decoration-color:#000000;text-decoration-line:none;">I</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">nt</b><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">e</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">r</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">p</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">re</b><b style="font-weight:bold;letter-spacing:0.15pt;text-decoration-color:#000000;text-decoration-line:none;">t</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tion</b><font style="font-weight:bold;margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">This Ag<font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> c</font>onst<font style="letter-spacing:-0.05pt;">r</font>u<font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:0.1pt;"> </font>without <font style="letter-spacing:-0.05pt;">re</font>g<font style="letter-spacing:-0.05pt;">ar</font>d to the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font>ty <font style="letter-spacing:-0.05pt;">re</font>sponsible<font style="letter-spacing:-0.05pt;"> f</font>or<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">re</font>p<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">ra</font>tion of<font style="letter-spacing:-0.05pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">A</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd sh<font style="letter-spacing:-0.05pt;">a</font>ll be<font style="letter-spacing:-0.05pt;"> </font>d<font style="letter-spacing:-0.05pt;">ee</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>d to h<font style="letter-spacing:-0.05pt;">a</font>ve<font style="letter-spacing:-0.05pt;"> </font>b<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>n p<font style="letter-spacing:-0.05pt;">re</font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">are</font>d joint<font style="letter-spacing:0.15pt;">l</font>y<font style="letter-spacing:-0.35pt;"> </font><font style="letter-spacing:0.25pt;">b</font>y<font style="letter-spacing:-0.25pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.1pt;">p</font><font style="letter-spacing:-0.05pt;">ar</font>ti<font style="letter-spacing:-0.05pt;">e</font>s. &#160;A<font style="letter-spacing:0.1pt;">n</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>mb<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>ui<font style="letter-spacing:0.25pt;">t</font>y<font style="letter-spacing:-0.25pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>un<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">er</font>t<font style="letter-spacing:-0.05pt;">a</font>in<font style="letter-spacing:0.15pt;">t</font>y<font style="letter-spacing:-0.1pt;"> </font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font>isting<font style="letter-spacing:-0.1pt;"> </font>in this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font><font style="letter-spacing:0.15pt;">m</font><font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll not be int<font style="letter-spacing:-0.05pt;">er</font>p<font style="letter-spacing:-0.05pt;">re</font>t<font style="letter-spacing:-0.05pt;">e</font>d<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:-0.05pt;">a</font>inst <font style="letter-spacing:-0.05pt;">e</font>ith<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">ar</font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.25pt;">y</font>, but<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">acc</font><font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.05pt;">r</font>di<font style="letter-spacing:0.1pt;">n</font>g<font style="letter-spacing:-0.1pt;"> </font>to the<font style="letter-spacing:-0.05pt;"> a</font>ppli<font style="letter-spacing:-0.05pt;">ca</font>tion of<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> r</font>u<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">e</font>s 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style="letter-spacing:0.1pt;">x</font>ists.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">20.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">Gov</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">er</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">ni</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;">n</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">g </b><b style="font-weight:bold;letter-spacing:-0.15pt;text-decoration-color:#000000;text-decoration-line:none;">L</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">w</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;"> </b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">nd</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;"> </b><b style="font-weight:bold;letter-spacing:-0.15pt;text-decoration-color:#000000;text-decoration-line:none;">V</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">e</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;">n</b><b 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style="display:inline-block;min-width:36pt;white-space:nowrap;">22.</font><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">Assi</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:none;">g</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">nm</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">e</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">nt/</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:none;">B</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">indi</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;">n</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">g</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:none;"> </b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">E</b><b style="font-weight:bold;letter-spacing:0.1pt;text-decoration-color:#000000;text-decoration-line:none;">ff</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">ec</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">t</b><font style="font-weight:bold;margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ce</font>pt <font style="letter-spacing:-0.05pt;">a</font>s sp<font style="letter-spacing:-0.05pt;">ec</font>i<font style="letter-spacing:-0.05pt;">f</font>i<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">a</font>lly<font style="letter-spacing:-0.1pt;"> </font>s<font style="letter-spacing:-0.05pt;">e</font>t <font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.1pt;">o</font><font style="letter-spacing:-0.05pt;">r</font>th in this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.05pt;">e</font>m<font style="letter-spacing:-0.05pt;">e</font>nt, E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> </font>m<font style="letter-spacing:0.05pt;">a</font>y<font style="letter-spacing:-0.25pt;"> </font>not <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">s</font>si<font style="letter-spacing:-0.1pt;">g</font>n, d<font style="letter-spacing:-0.05pt;">e</font>l<font style="letter-spacing:0.05pt;">e</font>g<font style="letter-spacing:-0.05pt;">a</font>te<font style="letter-spacing:-0.05pt;"> </font>or<font style="letter-spacing:-0.05pt;"> </font>oth<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>w<font style="letter-spacing:0.15pt;">i</font>se<font style="letter-spacing:-0.05pt;"> </font>t<font style="letter-spacing:-0.05pt;">ra</font>ns<font style="letter-spacing:-0.05pt;">f</font><font style="letter-spacing:0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>of<font style="letter-spacing:-0.05pt;"> </font>E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>hts, b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>its, duti<font style="letter-spacing:-0.05pt;">e</font>s or<font style="letter-spacing:-0.05pt;"> </font>oblig<font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.15pt;">t</font>ions und<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>this A<font style="letter-spacing:-0.1pt;">g</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">ee</font>m<font style="letter-spacing:0.05pt;">e</font>nt without the<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:-0.05pt;">r</font>ior<font style="letter-spacing:-0.05pt;"> </font>w<font style="letter-spacing:-0.05pt;">r</font>itt<font style="letter-spacing:-0.05pt;">e</font>n <font style="letter-spacing:-0.05pt;">c</font>ons<font style="letter-spacing:-0.05pt;">e</font>nt of<font style="letter-spacing:-0.05pt;"> </font>the <font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp. &#160;This <font style="letter-spacing:0.1pt;">A</font>g<font style="letter-spacing:-0.05pt;">ree</font>m<font style="letter-spacing:-0.05pt;">e</font>nt sh<font style="letter-spacing:-0.05pt;">a</font>ll inu<font style="letter-spacing:-0.05pt;">r</font>e<font style="letter-spacing:-0.05pt;"> </font>to the<font style="letter-spacing:0.05pt;"> </font>b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>it of<font style="letter-spacing:-0.05pt;"> a</font>nd <font style="letter-spacing:0.1pt;">b</font>e<font style="letter-spacing:-0.05pt;"> </font>binding<font style="letter-spacing:-0.1pt;"> </font>upon the<font style="letter-spacing:0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk and Bancorp <font style="letter-spacing:-0.05pt;">a</font>nd their<font style="letter-spacing:0.1pt;"> </font><font style="letter-spacing:-0.05pt;">re</font>sp<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">c</font>tive<font style="letter-spacing:0.05pt;"> </font>su<font style="letter-spacing:-0.05pt;">cce</font>sso<font style="letter-spacing:-0.05pt;">r</font>s<font style="letter-spacing:0.15pt;"> </font><font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">a</font>ss<font style="letter-spacing:0.15pt;">i</font><font style="letter-spacing:-0.1pt;">g</font>ns, <font style="letter-spacing:-0.05pt;">a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utive<font style="letter-spacing:-0.05pt;"> a</font>nd E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e&#8217;</font>s h<font style="letter-spacing:-0.05pt;">e</font>i<font style="letter-spacing:-0.05pt;">r</font>s, b<font style="letter-spacing:-0.05pt;">e</font>n<font style="letter-spacing:-0.05pt;">ef</font>i<font style="letter-spacing:-0.05pt;">c</font>i<font style="letter-spacing:0.05pt;">a</font><font style="letter-spacing:-0.05pt;">r</font>i<font style="letter-spacing:-0.05pt;">e</font>s, su<font style="letter-spacing:0.05pt;">c</font><font style="letter-spacing:-0.05pt;">ce</font>sso<font style="letter-spacing:-0.05pt;">r</font>s,<font style="letter-spacing:0.1pt;"> </font>p<font style="letter-spacing:-0.05pt;">er</font>mitt<font style="letter-spacing:-0.05pt;">e</font>d <font style="letter-spacing:-0.05pt;">a</font>ssi<font style="letter-spacing:-0.1pt;">g</font>ns or<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:0.15pt;">t</font><font style="letter-spacing:-0.05pt;">ra</font><font style="letter-spacing:0.1pt;">n</font>s<font style="letter-spacing:-0.05pt;">fer</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">e</font>s, <font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>uto<font style="letter-spacing:-0.05pt;">r</font>s, <font style="letter-spacing:-0.05pt;">a</font>dmi<font style="letter-spacing:0.1pt;">n</font>ist<font style="letter-spacing:-0.05pt;">ra</font>to<font style="letter-spacing:-0.05pt;">r</font>s, t<font style="letter-spacing:-0.05pt;">r</font>ust<font style="letter-spacing:-0.05pt;">ee</font>s, <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">a</font><font style="letter-spacing:0.25pt;">n</font>y<font style="letter-spacing:-0.25pt;"> </font>oth<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> </font>l<font style="letter-spacing:0.05pt;">e</font>g<font style="letter-spacing:-0.05pt;">a</font>l or<font style="letter-spacing:-0.05pt;"> </font>p<font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.05pt;">r</font>son<font style="letter-spacing:-0.05pt;">a</font>l <font style="letter-spacing:-0.05pt;">re</font>p<font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font>s<font style="letter-spacing:-0.05pt;">e</font>nt<font style="letter-spacing:-0.05pt;">a</font>tiv<font style="letter-spacing:-0.05pt;">e</font>s.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:0pt;"><font style="display:inline-block;min-width:36pt;white-space:nowrap;">23.</font><b style="font-weight:bold;letter-spacing:0.05pt;text-decoration-color:#000000;text-decoration-line:none;">R</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">e</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:none;">g</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">ul</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">to</b><b style="font-weight:bold;letter-spacing:0.2pt;text-decoration-color:#000000;text-decoration-line:none;">r</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">y</b><b style="font-weight:bold;letter-spacing:-0.1pt;text-decoration-color:#000000;text-decoration-line:none;"> </b><b style="font-weight:bold;letter-spacing:-0.15pt;text-decoration-color:#000000;text-decoration-line:none;">L</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">imit</b><b style="font-weight:bold;letter-spacing:-0.05pt;text-decoration-color:#000000;text-decoration-line:none;">a</b><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:none;">tions</b><font style="font-weight:bold;margin-left:0pt;margin-right:0pt;visibility:hidden;">&#8203;</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">14</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 36pt;">E<font style="letter-spacing:0.1pt;">x</font><font style="letter-spacing:-0.05pt;">ec</font>utiv<font style="letter-spacing:-0.05pt;">e</font>,<font style="letter-spacing:0.1pt;"> </font>the<font style="letter-spacing:-0.05pt;"> </font><font style="letter-spacing:-0.1pt;">B</font><font style="letter-spacing:-0.05pt;">a</font>nk,<font style="letter-spacing:0.1pt;"> </font>and Bancorp <font style="letter-spacing:-0.05pt;">ac</font>knowl<font 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style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">r</font><font style="letter-spacing:-0.05pt;">e</font><font style="letter-spacing:0.1pt;">u</font>nd<font style="letter-spacing:-0.05pt;">e</font>r<font style="letter-spacing:-0.05pt;"> a</font><font style="letter-spacing:0.1pt;">r</font>e<font style="letter-spacing:-0.05pt;"> c</font>ondition<font style="letter-spacing:-0.05pt;">e</font>d up<font style="letter-spacing:0.1pt;">o</font>n <font style="letter-spacing:-0.05pt;">a</font>nd subj<font style="letter-spacing:-0.05pt;">ec</font>t to the <font style="letter-spacing:-0.05pt;">r</font>ul<font style="letter-spacing:-0.05pt;">e</font>s <font style="letter-spacing:-0.05pt;">a</font>nd <font style="letter-spacing:-0.05pt;">r</font><font style="letter-spacing:0.05pt;">e</font><font style="letter-spacing:-0.1pt;">g</font>u<font style="letter-spacing:0.15pt;">l</font><font style="letter-spacing:-0.05pt;">a</font>tions p<font 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style="line-height:1.37;margin-bottom:10pt;margin-left:0pt;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">15</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">IN WITNESS WHEREOF, this Agreement is executed as of the day and year first above written.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><b style="font-weight:bold;">EXECUTIVE</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="font-weight:bold;margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Natalia Coen</i><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:29.33pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></i><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:36pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></i></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">Natalia Coen</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><b style="font-weight:bold;">SIERRA BANCORP</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font>A California corporation</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">By: <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Kevin McPhaill</u><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:33pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></i></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Name:<font style="display:inline-block;width:4.01pt;"></font>Kevin McPhaill</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Title:<font style="display:inline-block;width:10.01pt;"></font>President/CEO</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><b style="font-weight:bold;">BANK OF THE SIERRA</b> </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">A California banking corporation </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">By:<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"> /s/ Kevin McPhaill</u><i style="font-style:italic;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:33pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></i></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Name:<font style="display:inline-block;width:4.01pt;"></font>Kevin McPhaill</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Title:<font style="display:inline-block;width:10.01pt;"></font>President/CEO</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:0pt;text-align:center;margin:0pt;"><font style="font-size:0pt;line-height:1.19;margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">16</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:always;width:70.59%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">EXHIBIT A</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">GENE</b><b style="font-weight:bold;letter-spacing:0.05pt;">R</b><b style="font-weight:bold;letter-spacing:0.1pt;">A</b><b style="font-weight:bold;">L</b><b style="font-weight:bold;letter-spacing:-0.15pt;"> </b><b style="font-weight:bold;letter-spacing:0.05pt;">R</b><b style="font-weight:bold;letter-spacing:0.1pt;">E</b><b style="font-weight:bold;letter-spacing:-0.15pt;">L</b><b style="font-weight:bold;">EA</b><b style="font-weight:bold;letter-spacing:0.05pt;">S</b><b style="font-weight:bold;">E</b><b style="font-weight:bold;letter-spacing:0.1pt;"> </b><b style="font-weight:bold;">AG</b><b style="font-weight:bold;letter-spacing:0.05pt;">R</b><b style="font-weight:bold;">EEMENT</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">THIS GENERAL RELEASE AGREEMENT (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Release Agreement</u>&#8221;) is entered into by and among Natalia Coen (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Executive</u>&#8221;), Sierra Bancorp, a California corporation (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Bancorp</u>&#8221;), Bank of the Sierra, a California banking corporation (&#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Bank</u>&#8221;), for the purposes set forth hereinafter.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">In consideration for the payment of severance of that certain Employment Agreement between the parties dated _________, 2023, (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Employment Agreement</u>&#8221;), which payments the Executive is not otherwise entitled to receive and the sufficiency of which the Executive acknowledges, the Executive has agreed to waive any and all claims or grievances which the Executive has or may have against the Bank and Bancorp and all of their respective past, present and future affiliates, subsidiaries, predecessors, and successor corporations, and their respective subsidiaries and affiliates, and their respective past or present shareholders, directors, officers, employees, trustees, agents, and representatives, in their individual or representative capacities, and all benefits plans of such companies, including current and former trustees and administrators of such plans (all of the foregoing individually and collectively referred to hereinafter as the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Released Parties</u>&#8221;), in accordance with the terms of this Release Agreement. Nothing contained in this Release Agreement shall be interpreted as an admission of liability by any of the Released Parties.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">In furtherance of the foregoing, the Executive agrees, for the Executive and for all persons acting on the Executive&#39;s behalf (such as, but not limited to, the Executive&#39;s family, heirs, executors, administrators, personal representatives, agents and/or legal representatives), to forever and fully release and discharge the Released Parties from any and all claims, actions, causes of action, contracts, grievances, demands, and/or other liability of any nature whatsoever against any or all of the Released Parties, that the Executive ever had by reason of or arising out of any matter, cause and/or event occurring on or prior to the date of the expiration of the revocation period described below including, but not limited to, the following matters (which are individually and collectively referred to hereinafter as the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Released Claims</u>&#8221;):</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(i)</font></font>any and all claims of any nature which are in any way related to the Executive&#39;s employment, the termination of such employment, the Agreement, promissory estoppel, any and all claims for forced resignation, constructive discharge, libel, slander, deprivation of due process, wrongful discharge, discrimination, harassment of any nature, breach of contract, breach of implied contract, the infliction of emotional distress, detrimental reliance, invasion of privacy, negligence, malicious prosecution, false imprisonment, fraud, assault and battery, interference with contractual or other relationships, retaliatory discharge or treatment and/or termination in violation of public policy;</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(ii)</font></font>any and all claims under any federal, state and/or local discrimination law, regulation, executive order, rule and/or ordinance;</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(iii)</font></font>any and all claims which could have been alleged in any litigation between the Executive and any of the Released Parties;</p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:28.8pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;width:225.95pt;"></font><font style="font-family:'Times New Roman','Times','serif';">A-</font><font style="font-family:'Times New Roman','Times','serif';">1</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(iv)</font></font>any right, claim or demand, which may have arisen on or prior to the date of signing of this Release Agreement, which the Executive may have pursuant to the Age Discrimination in Employment Act, the Older Workers Benefits Protection Act, the WARN Act, the Employee Retirement Income Security Act, the Americans With Disabilities Act, the Fair Labor Standards Act, the Equal Pay Act, the Family Medical Leave Act, the Occupational Safety and Health Act, the Uniformed Services Employment and Reemployment Rights Act, the Fair Credit Reporting Act, Title VII of the Civil Rights Act of 1964, the California Labor Code, the California Fair Employment and Housing Act, the California Labor Management Relations and Employment Practices Laws, the California Wages, Hours and Payment of Wages Laws, the California Equal Pay Laws, the California Handicapped Laws, the California Family Rights Act, the California Sexual Orientation Bias Laws, the California Aids Laws, and/or any other federal, state and/or local law, executive order, rule, ordinance or regulation, all as they have been or may be amended; and</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;">(v)</font></font>any and all claims arising or accruing through the date of the signing of this Release Agreement, of whatever nature, kind or character, whether known or unknown, past or present, and in furtherance thereof, the Executive expressly waives all rights under Section 1542 of the California Civil Code which reads as follows:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 72pt 12pt 72pt;"><b style="font-weight:bold;">Section 1542. &#8220;A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.&#8221;</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">It is expressly understood and agreed by the Executive that this Release Agreement is in full accord, satisfaction and discharge of any and all doubtful and disputed claims by the Executive against the Released Parties, and that this Release Agreement is intended to include in its effect and to extinguish all claims, whether or not known to the Executive.</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">Notwithstanding the foregoing or any contrary provision of this Release Agreement, the Executive and the Bank agree that the Released Claims shall exclude the Executive&#8217;s (i) rights to indemnification under the Bank&#8217;s articles of incorporation and bylaws, or under any indemnification agreement between Bank and Executive and (ii) vested benefits under plans or programs maintained by the Bank in which the Executive participated prior to the Executive&#8217;s termination of employment including, but not limited to any stock option and equity award plans.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">The parties further understand and agree as follows:</p><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">1.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">The Executive is not entitled to receive any other compensation, benefit or other payment under the Agreement or this Release Agreement, other than any salary and unused paid time off to the date of termination of employment and any vested benefits under any benefit plan of &#160;the Bank in which the Executive participated. The Executive agrees that the Executive is not entitled to any other benefits under any other program or plan of the Bank or its respective affiliates or subsidiaries.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">2.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">Upon the request of the Bank, the Executive has or will promptly return all property of the Bank and its affiliates and subsidiaries, to them, including, but not limited to, club </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:28.8pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;width:225.95pt;"></font><font style="font-family:'Times New Roman','Times','serif';">A-</font><font style="font-family:'Times New Roman','Times','serif';">2</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">membership interests, customer information, computers and other electronic and technology devices, keys to offices, identification cards and corporate credit cards, prior to receipt of any payments pursuant to this Release Agreement.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">3.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">To the maximum extent permitted by law, the Executive agrees never to file a lawsuit, grievance, or any other type of action asserting any Released Claims under this Release Agreement.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">4.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">This Release Agreement will forever and for all time bar any action and/or Released Claims of the Executive that occurred on or prior to the date of the expiration of the revocation period described below.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">5.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">The Executive shall comply with the non-solicitation and nondisclosure provisions set forth in Change in Control Agreement.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">6.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">The Executive and the Bank agree that no party or its representatives will make, directly or indirectly, or knowingly encourage any other person or entity to make, any disparaging, derogatory, or defamatory statement(s) regarding the other or any of the Released Parties to third parties including, but not limited to, customers and prospective customers of &#160;the Bank, and/or its affiliates and subsidiaries, whether communicated in oral, written, electronic or other form including, but not limited to, through the use of public or social media, the internet, electronic devices, any news or press media, or other form of publication. This restriction shall include, but not be limited to, statements regarding the Bank&#8217;s policies, procedures, or practices (including, but not limited to, business, lending, or credit policies, procedures or practices). Notwithstanding the foregoing, the parties may provide truthful information in response to a legal subpoena or other legal process.</font></div><div style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;text-align:justify;text-indent:36pt;"><font style="display:inline-block;font-family:'Times New Roman','Times','serif';font-size:12pt;min-width:36pt;text-indent:0pt;white-space:nowrap;">7.</font><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;">If any provision in this Release Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall nevertheless continue in full force and effect without being impaired or invalidated in any way.</font></div><div style="margin-top:12pt;"></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">THE EXECUTIVE IS HEREBY ADVISED TO CONSULT WITH AN ATTORNEY PRIOR TO SIGNING THIS RELEASE AGREEMENT AND THE EXECUTIVE IS PROVIDED WITH A PERIOD OF <b style="font-weight:bold;">TWENTY-ONE (21) DAYS</b> IN WHICH TO CONSIDER THIS RELEASE AGREEMENT. <b style="font-weight:bold;">THE TWENTY-ONE (21) DAY CONSIDERATION PERIOD EXPIRES ON ________________, 20__. &#160;</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt;">FOR AN ADDITIONAL PERIOD OF <b style="font-weight:bold;">SEVEN (7) DAYS</b> FOLLOWING THE SIGNING OF THIS RELEASE AGREEMENT, THE EXECUTIVE MAY REVOKE THIS RELEASE AGREEMENT BY DELIVERY OF A WRITTEN NOTICE OF REVOCATION TO ______________________________________________________, <b style="font-weight:bold;">ON OR BEFORE, 5:00 P.M. PACIFIC TIME OF THE SEVENTH DAY</b>, OR BY MAILING (CERTIFIED MAIL SUGGESTED) A WRITTEN NOTICE OF REVOCATION TO _________________, <b style="font-weight:bold;">WHICH MUST BE POSTMARKED NO LATER THAN THAT DATE. </b>THIS RELEASE AGREEMENT SHALL NOT BECOME EFFECTIVE OR ENFORCEABLE UNTIL SUCH <b style="font-weight:bold;">SEVEN (7) DAY PERIOD</b> HAS EXPIRED. IF THE EXECUTIVE FAILS TO SIGN THIS RELEASE AGREEMENT WHEN SCHEDULED, OR IF THE EXECUTIVE REVOKES THIS </p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:28.8pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;width:225.95pt;"></font><font style="font-family:'Times New Roman','Times','serif';">A-</font><font style="font-family:'Times New Roman','Times','serif';">3</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 0pt 12pt 0pt;">RELEASE AGREEMENT, IT SHALL NOT BE EFFECTIVE AND ENFORCEABLE AND THE EXECUTIVE WILL NOT RECEIVE ANY PAYMENTS OR BENEFITS DESCRIBED IN THIS RELEASE AGREEMENT, AND MUST RETURN ALL CONSIDERATIONS WHICH MAY HAVE BEEN PAID UNDER THIS RELEASE AGREEMENT WHICH WERE CONDITIONED UPON THE EXECUTION AND EFFECTIVENESS OF THIS RELEASE AGREEMENT.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">THE EXECUTIVE ACKNOWLEDGES THAT THE EXECUTIVE HAS HAD THE TWENTY-ONE (21) DAY TIME PERIOD REFERENCED ABOVE TO REVIEW THIS RELEASE AGREEMENT AND HAS CAREFULLY READ AND UNDERSTANDS ITS CONTENTS. THE EXECUTIVE HAS HAD AN OPPORTUNITY DURING THAT TWENTY-ONE (21) DAY PERIOD TO CONSULT WITH AN ATTORNEY REGARDING ITS TERMS. THE EXECUTIVE ACKNOWLEDGES VOLUNTARILY SIGNING THIS RELEASE AGREEMENT WITH THE FULL KNOWLEDGE OF ITS TERMS.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="margin-bottom:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;"><font style="font-style:italic;font-weight:bold;">[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 12pt 0pt;"><font style="font-style:italic;font-weight:bold;margin-bottom:0pt;visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt 0pt 12pt 0pt;"><font style="font-size:0pt;font-style:italic;font-weight:bold;line-height:1.19;margin-bottom:0pt;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:28.8pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;width:225.95pt;"></font><font style="font-family:'Times New Roman','Times','serif';">A-</font><font style="font-family:'Times New Roman','Times','serif';">4</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:14.71%;padding-right:14.71%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:right;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">IN WITNESS WHEREOF, the parties have executed this Release Agreement on ____________, 202_, in the City of <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:5.34pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u> &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;</u>, County of <u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"> &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; </u>, State of California.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><b style="font-weight:bold;">EXECUTIVE</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="font-weight:bold;margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">______________________________</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">Natalia Coen</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><b style="font-weight:bold;">SIERRA BANCORP</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font>A California corporation</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">By:___________________________</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Name:<font style="display:inline-block;width:4.01pt;"></font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Title:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><b style="font-weight:bold;">BANK OF THE SIERRA</b> </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">A California banking corporation </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="margin-left:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;">By:___________________________</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Name:<font style="display:inline-block;width:4.01pt;"></font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 0pt 216pt;"><font style="display:inline-block;width:18pt;"></font>Title:<font style="display:inline-block;width:10.01pt;"></font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:28.8pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;width:207.45pt;"></font><font style="font-size:11pt;">A-5</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:14.71%;margin-right:14.71%;margin-top:30pt;page-break-after:avoid;width:70.59%;border-width:0;"></body></html>
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<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 8/31/2023 12:17:25 AM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:5.88%;padding-right:5.88%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 0pt 12pt 0pt;"><a name="_Hlk25013140"></a><font style="font-size:12pt;font-weight:bold;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><img src="bsrr-20230825xex99d1001.jpg" alt="Graphic" style="display:inline-block;height:50.25pt;left:0%;padding-bottom:0.75pt;position:relative;top:0pt;width:233.7pt;"></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">FOR IMMEDIATE RELEASE</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-style:normal;font-weight:normal;">Date:</font></font><font style="display:inline-block;width:36pt;"></font><font style="font-family:'Arial','Helvetica','sans-serif';"> </font><font style="display:inline-block;width:33.22pt;"></font><font style="font-family:'Arial','Helvetica','sans-serif';">August 30, 2023</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-style:normal;font-weight:normal;">Contact:</font></font><font style="display:inline-block;width:36pt;"></font><font style="font-family:'Arial','Helvetica','sans-serif';">Kevin McPhaill, President/Chief Executive Officer</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-style:normal;font-weight:normal;">Phone:</font></font><font style="display:inline-block;width:36pt;"></font><font style="display:inline-block;width:36pt;"></font><font style="font-family:'Arial','Helvetica','sans-serif';">(559) 782-4900 or (888) 454-BANK</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Website Address:</font><font style="display:inline-block;width:29.64pt;"></font><font style="font-family:'Arial','Helvetica','sans-serif';">www.sierrabancorp.com</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">SIERRA BANCORP AND BANK OF THE SIERRA NAME NATALIA COEN EXECUTIVE VICE PRESIDENT, CHIEF RISK OFFICER</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">PORTERVILLE, CALIF.</b><font style="font-family:'Arial','Helvetica','sans-serif';"> &#8211; (BUSINESS WIRE) &#8211; Sierra Bancorp (Nasdaq: BSRR), parent of Bank of the Sierra, announced today that Natalia Coen has been named Executive Vice President and Chief Risk Officer for both the Company and the Bank. As its sixth executive officer, Coen will oversee the Bank&#8217;s risk management program.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';"> </font><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">&#8220;We are overjoyed to add Natalia to the team at Bank of the Sierra,&#8221; said Kevin McPhaill, the Bank&#8217;s President and Chief Executive Officer. &#8220;The addition of Natalia is yet another sign that our Company continues to grow, and we know her abilities and experience will be critical to our future success.&#8221;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Coen has more than 18 years of experience in the banking industry. Prior to joining Bank of the Sierra, she was Chief Risk and Compliance Officer for Gateway First Bank in Jenks, Oklahoma. In this position, Coen managed Gateway&#8217;s enterprise risk management framework, which included establishing its risk monitoring, metrics, and tolerance. She also previously served as Senior Vice President and Director of Compliance for CoBiz Financial, and its subsidiary CoBiz Bank, in Denver. Coen graduated with a master&#8217;s degree in international economic policy studies from the Middlebury Institute of International Studies at Monterey and a bachelor&#8217;s degree in economics from the University of Texas at Austin.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Coen has an extensive history of voluntary leadership across numerous organizations. She previously served as a CRCM (Certified Regulatory Compliance Manager) Advisory Board Member with the American Bankers Association. Coen was also Board Treasurer, and later Board President, for the Colorado Compliance Professionals Association. She also served as Board Treasurer and a Finance Committee Member for The Action Center, a community nonprofit organization in Colorado. </font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Further, Hugh Boyle will continue as Chief Credit Officer for Sierra Bancorp and Bank of the Sierra, a role he has held since joining the Company in 2020. After an executive leadership change in 2021, Boyle stepped up to accept the combined role of Chief Credit and Chief Risk Officer. Over the last two years, he has worked tirelessly to improve and strengthen the Bank&#8217;s culture and enterprise risk management framework while also maintaining his duties within credit and lending. After successfully serving both executive officer positions, Boyle&#8217;s return to exclusively focusing on credit will allow him more time to support the Bank&#8217;s strategic initiatives of both diversification and growth in lending. He will also lead the transition with Coen to oversee the enterprise risk management department.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">About Sierra Bancorp</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Sierra Bancorp is the holding company for Bank of the Sierra (</font><font style="font-family:'Arial','Helvetica','sans-serif';">www.bankofthesierra.com</font><font style="font-family:'Arial','Helvetica','sans-serif';">) which is in its 46th year of operations and is the largest independent bank headquartered in the South San Joaquin Valley.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Bank of the Sierra is a community-centric regional bank, which offers a broad range of retail and commercial banking services through full-service branches located within the counties of Tulare, Kern, Kings, Fresno, Ventura, San Luis Obispo, and Santa Barbara. The Bank also maintains an online branch and provides specialized lending services through agricultural credit centers in Templeton and a loan production office in Roseville, California. Bank of the Sierra was recognized as one of the strongest and top-performing community banks in the country, with a 5-star rating from Bauer Financial.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Forward-Looking Statements</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><i style="font-family:'Arial','Helvetica','sans-serif';font-style:italic;">The statements contained in this release that are not historical facts are forward-looking statements based on management&#39;s current expectations and beliefs concerning future de&#173;velopments and their potential effects on the Company. Readers are cautioned not to unduly rely on forward looking statements. Actual results may differ from those projected. These forward-looking statements involve risks and uncertainties including but not limited to the health of the </i></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:5.88%;margin-right:5.88%;margin-top:30pt;page-break-after:always;width:88.24%;border-width:0;"><div style="max-width:100%;padding-left:5.88%;padding-right:5.88%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><i style="font-family:'Arial','Helvetica','sans-serif';font-style:italic;">national and local economies including the impact to the Company and its customers resulting from changes to, and the level of, inflation and interest rates; changes in laws, rules, regulations, or interpretations to which the Company is subject; the Company&#8217;s ability to maintain and grow its deposit base; loan demand and continued portfolio performance; the Company&#39;s ability to attract and retain skilled employees; customers&#39; service expectations; cyber security risks; the Company&#39;s ability to successfully de&#173;ploy new technology; the success of acquisitions and branch expansion; operational risks including the ability to detect and prevent errors and fraud; the effectiveness of the Company&#8217;s enterprise risk management framework; the impact of adverse developments at other banks, including bank failures, that impact general sentiment regarding the stability and liquidity of banks that could affect stock price; changes to valuations of the Company&#8217;s assets and liabilities including the allowance for credit losses, earning assets, and intangible assets; changes to the availability of liquidity sources including borrowing lines and the ability to pledge or sell certain assets; costs related to litigation; in interest rates, the effects of severe weather events, pandemics, other public health crises, acts of war or terrorism, and other external events on our business; and other factors detailed in the Company&#39;s SEC filings, including the &quot;Risk Factors&quot; and &quot;Management&#39;s Discussion and Analysis of Financial Condition and Results of Operations&quot; sections of the Company&#39;s most recent Form&#160;10-K and Form&#160;10-Q.</i></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.37;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.37;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Category: Financial</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.37;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Source: Sierra Bancorp</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:5.88%;margin-right:5.88%;margin-top:30pt;page-break-after:avoid;width:88.24%;border-width:0;"></body></html>
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end
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<DOCUMENT>
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<DOCUMENT>
<TYPE>EX-101.LAB
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<DESCRIPTION>EX-101.LAB
<TEXT>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>bsrr-20230825_pre.xml
<DESCRIPTION>EX-101.PRE
<TEXT>
<XBRL>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.23.2</span><table class="report" border="0" cellspacing="2" id="idm140004796780032">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Aug. 25, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001130144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Aug. 25,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-33063<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SIERRA BANCORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">33-0937517<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">86 North Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Porterville<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">93257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">782-4900<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, no par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BSRR<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
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<tr>
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<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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<td><strong> Balance Type:</strong></td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
