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Interest-Bearing Deposits

12 Months Ended

Dec. 31, 2014

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Interest-Bearing Deposits

NOTE 8—INTEREST-BEARING DEPOSITS

Interest-bearing deposits as of December 31, 2014 and 2013 were as follows.

		2014				2013
Demand		$	179,388			$	168,113
Statement and Passbook Savings			318,859				303,037
Certificates of Deposit:
In excess of $100			53,669				66,561
Other			139,531				139,586
Individual Retirement Accounts			26,770				30,202
Total		$	718,217			$	707,499

Scheduled maturities of certificates of deposit, including IRA’s at December 31, 2014 were as follows.

2015		$	115,336
2016			52,031
2017			31,715
2018			4,814
2019			10,750
Thereafter			5,324
Total		$	219,970

Deposits from principal officers, directors, and their affiliates at year-end 2014 and 2013 were $6,882 and $8,606, respectively.

As of December 31, 20014, CDs and IRAs totaling $19,624 met or exceeded the FDIC’s insurance limit.

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