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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Interest and dividend income    
Loans, including fees $ 40,032us-gaap_InterestAndFeeIncomeLoansAndLeases $ 38,776us-gaap_InterestAndFeeIncomeLoansAndLeases
Taxable securities 3,443us-gaap_InterestIncomeSecuritiesTaxable 3,763us-gaap_InterestIncomeSecuritiesTaxable
Tax-exempt securities 2,356us-gaap_InterestIncomeSecuritiesTaxExempt 2,211us-gaap_InterestIncomeSecuritiesTaxExempt
Federal funds sold and other 139us-gaap_InterestIncomeOther 131us-gaap_InterestIncomeOther
Total interest and dividend income 45,970us-gaap_InterestAndDividendIncomeOperating 44,881us-gaap_InterestAndDividendIncomeOperating
Interest expense    
Deposits 2,292us-gaap_InterestExpenseDeposits 2,788us-gaap_InterestExpenseDeposits
Federal Home Loan Bank advances 1,015us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm 1,358us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
Subordinated debentures 777us-gaap_InterestExpenseSubordinatedNotesAndDebentures 740us-gaap_InterestExpenseSubordinatedNotesAndDebentures
Securities sold under agreements to repurchase 20us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase 21us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
Total interest expense 4,104us-gaap_InterestExpense 4,907us-gaap_InterestExpense
Net interest income 41,866us-gaap_InterestIncomeExpenseNet 39,974us-gaap_InterestIncomeExpenseNet
Provision for loan losses 1,500us-gaap_ProvisionForLoanAndLeaseLosses 1,100us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 40,366us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 38,874us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income    
Service charges 4,119us-gaap_ServicingFeesNet 4,201us-gaap_ServicingFeesNet
Net gain on sale of securities 113us-gaap_GainLossOnSaleOfSecuritiesNet 204us-gaap_GainLossOnSaleOfSecuritiesNet
Net gain on sale of loans 659us-gaap_GainLossOnSalesOfLoansNet 461us-gaap_GainLossOnSalesOfLoansNet
ATM fees 1,988fcza_AutomatedTellerMachineFees 1,996fcza_AutomatedTellerMachineFees
Trust fees 3,130us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities 2,627us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities
Bank owned life insurance 492us-gaap_BankOwnedLifeInsuranceIncome 555us-gaap_BankOwnedLifeInsuranceIncome
Tax refund processing fees 2,324fcza_TaxRefundProcessingFees 430fcza_TaxRefundProcessingFees
Computer center item processing fees 260fcza_ComputerCenterDataProcessingFees 248fcza_ComputerCenterDataProcessingFees
Net gain on sale of other real estate owned 44us-gaap_GainsLossesOnSalesOfOtherRealEstate 120us-gaap_GainsLossesOnSalesOfOtherRealEstate
Other 745us-gaap_NoninterestIncomeOtherOperatingIncome 1,220us-gaap_NoninterestIncomeOtherOperatingIncome
Total noninterest income 13,874us-gaap_NoninterestIncome 12,062us-gaap_NoninterestIncome
Noninterest expense    
Salaries, wages and benefits 22,293us-gaap_LaborAndRelatedExpense 24,758us-gaap_LaborAndRelatedExpense
Net occupancy expense 2,256us-gaap_OccupancyNet 2,209us-gaap_OccupancyNet
Equipment expense 1,421us-gaap_EquipmentExpense 1,273us-gaap_EquipmentExpense
Contracted data processing 1,560us-gaap_InformationTechnologyAndDataProcessing 1,306us-gaap_InformationTechnologyAndDataProcessing
FDIC Assessment 905us-gaap_FederalDepositInsuranceCorporationPremiumExpense 1,008us-gaap_FederalDepositInsuranceCorporationPremiumExpense
State franchise tax 888fcza_StateFranchiseTax 1,130fcza_StateFranchiseTax
Professional services 1,855us-gaap_ProfessionalFees 1,677us-gaap_ProfessionalFees
Amortization of intangible assets 769us-gaap_AmortizationOfIntangibleAssets 846us-gaap_AmortizationOfIntangibleAssets
ATM expense 806fcza_AutomatedTellerMachineExpense 650fcza_AutomatedTellerMachineExpense
Marketing expense 1,159us-gaap_MarketingExpense 634us-gaap_MarketingExpense
Repossession expense 673us-gaap_ForeclosedRealEstateExpense 964us-gaap_ForeclosedRealEstateExpense
Other operating expenses 6,965us-gaap_OtherNoninterestExpense 6,929us-gaap_OtherNoninterestExpense
Total noninterest expense 41,550us-gaap_NoninterestExpense 43,384us-gaap_NoninterestExpense
Income before income taxes 12,690us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 7,552us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income taxes 3,162us-gaap_IncomeTaxExpenseBenefit 1,373us-gaap_IncomeTaxExpenseBenefit
Net income 9,528us-gaap_NetIncomeLoss 6,179us-gaap_NetIncomeLoss
Preferred stock dividends and discount accretion 1,873us-gaap_PreferredStockDividendsAndOtherAdjustments 1,159us-gaap_PreferredStockDividendsAndOtherAdjustments
Net income available to common shareholders $ 7,655us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 5,020us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per common share, basic $ 0.99us-gaap_EarningsPerShareBasic $ 0.65us-gaap_EarningsPerShareBasic
Earnings per common share, diluted $ 0.85us-gaap_EarningsPerShareDiluted $ 0.64us-gaap_EarningsPerShareDiluted