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v3.20.1

Loans | 3 Months Ended
--- | ---
Mar. 31, 2020
Receivables [Abstract] |
Loans | (4) Loans Loan balances were as follows:
|  | March 31, 2020 |  |  | December 31, 2019 |
Commercial & Agriculture |  | $ | 201,860 |  |  | $ | 203,110 |
Commercial Real Estate- Owner Occupied |  |  | 255,633 |  |  |  | 245,606 |
Commercial Real Estate- Non-Owner Occupied |  |  | 616,192 |  |  |  | 592,222 |
Residential Real Estate |  |  | 458,478 |  |  |  | 463,032 |
Real Estate Construction |  |  | 163,807 |  |  |  | 155,825 |
Farm Real Estate |  |  | 32,152 |  |  |  | 34,114 |
Consumer and Other |  |  | 15,003 |  |  |  | 15,061 |
Total loans |  |  | 1,743,125 |  |  |  | 1,708,970 |
Allowance for loan losses |  |  | (16,948 | ) |  |  | (14,767 | )
Net loans |  | $ | 1,726,177 |  |  | $ | 1,694,203 |
Included in total loans above are net deferred loan fees of $432 and $488 at March 31, 2020 and December 31, 2019, respectively. Loan Modifications/Troubled Debt Restructurings During the first quarter, Civista modified 66 loans totaling $39,921, primarily consisting of the deferral of principal and/or interest payments. All of the modifications were performing at the time of the modification and comply with the provisions of the CARES Act to not be considered a troubled debt restructuring. Details with respect to actual loan modifications are as follows:
|  | Number of |  |  |  |  |  |  | Weighted Average |
Type of Loan |  | Loans |  |  | Balance |  |  | Interest Rate |
|  |  |  |  |  | (In thousands) |  |  |  |  |
Commercial & Agriculture |  |  | 26 |  |  | $ | 5,449 |  |  |  | 4.65 | %
Commercial Real Estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner Occupied |  |  | 25 |  |  |  | 10,077 |  |  |  | 4.82 | %
Non-Owner Occupied |  |  | 12 |  |  |  | 24,122 |  |  |  | 4.86 | %
Residential Real Estate |  |  | 2 |  |  |  | 184 |  |  |  | 4.91 | %
Farm Real Estate |  |  | 1 |  |  |  | 89 |  |  |  | 5.00 | %
Total |  |  | 66 |  |  | $ | 39,921 |  |  |  | 4.82 | %

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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- References No definition available. + Details
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