<SEC-DOCUMENT>0001193125-22-254918.txt : 20220930
<SEC-HEADER>0001193125-22-254918.hdr.sgml : 20220930
<ACCEPTANCE-DATETIME>20220930083536
ACCESSION NUMBER:		0001193125-22-254918
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20220929
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Unregistered Sales of Equity Securities
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220930
DATE AS OF CHANGE:		20220930

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CIVISTA BANCSHARES, INC.
		CENTRAL INDEX KEY:			0000944745
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				341558688
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36192
		FILM NUMBER:		221282383

	BUSINESS ADDRESS:	
		STREET 1:		100 EAST WATER ST
		STREET 2:		P O BOX 5016
		CITY:			SANDUSKY
		STATE:			OH
		ZIP:			44870
		BUSINESS PHONE:		4196254121

	MAIL ADDRESS:	
		STREET 1:		100 EAST WATER ST
		STREET 2:		P O BOX 5016
		CITY:			SANDUSKY
		STATE:			OH
		ZIP:			44870

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST CITIZENS BANC CORP /OH
		DATE OF NAME CHANGE:	19950502
</SEC-HEADER>
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<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;1.01 - Entry into a Material Definitive Agreement. </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On September&#160;29, 2022, Civista Bancshares, Inc., an Ohio corporation (&#8220;Civista&#8221;), and its wholly-owned subsidiary, Civista Bank (&#8220;Civista Bank&#8221;), entered into a Stock Purchase Agreement (the &#8220;Purchase Agreement&#8221;) with Vision Financial Group, Inc., a Pennsylvania corporation (&#8220;VFG&#8221;), and Frederick S. Summers, a resident of the State of Florida (&#8220;Seller&#8221;), pursuant to which Civista Bank agreed to acquire all of the issued and outstanding shares of capital stock of VFG. VFG is a privately held, independent, full-service equipment leasing and financing company headquartered in Pittsburgh, Pennsylvania. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Under the terms and conditions of the Purchase Agreement, upon closing, Civista Bank will acquire all of the issued and outstanding shares of capital stock of VFG from Seller in exchange for: (i)&#160;cash consideration equal to approximately $28,600,000 (subject to adjustment based on the Shareholder Equity of VFG at the time of closing); and (ii)&#160;an aggregate number of shares of Civista common stock (&#8220;CBI Shares&#8221;) equal to $5,250,000 divided by the volume weighted average closing price of a CBI Share on The NASDAQ&#8212;Capital Market<sup style="font-size:75%; vertical-align:top">&#174;</sup> for the ten consecutive trading days immediately preceding the closing date. Approximately $7,900,000 of outstanding subordinated debt of VFG will also be assumed and paid off by Civista Bank in connection with the transaction. Pursuant to the Purchase Agreement, Seller will also be entitled to receive an additional amount of contingent consideration in the form of restricted CBI Shares with an aggregate value of $5,250,000. The restricted shares will be subject to vesting or forfeiture based on agreed upon targets of actual originations of equipment leases and similar financing products offered by VFG in 2023 and 2024. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Purchase Agreement has been unanimously approved by the Boards of Directors of each of Civista, Civista Bank, and VFG and by Seller, as sole shareholder of VFG. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Purchase Agreement contains customary representations, warranties and covenants by each of the parties and contains indemnification provisions under which the parties have agreed, subject to certain limitations, to indemnify each other against certain liabilities. Civista Bank will deposit a portion of the cash consideration with an escrow agent to be held in escrow and made available to satisfy post-closing indemnification claims under the Purchase Agreement. To supplement the indemnification provided by Seller, Civista Bank has obtained representation and warranty insurance. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The completion of the acquisition is subject to customary closing conditions, including: (i)&#160;the absence of any governmental order that restrains or prohibits the transactions contemplated by the Purchase Agreement; (ii)&#160;all required approvals, filings or registrations with, and the expiration of any applicable waiting periods imposed by, any governmental entity; (iii)&#160;the accuracy of the parties&#8217; representations and warranties contained in the Purchase Agreement; (iv)&#160;the parties&#8217; material compliance with the covenants and agreements in the Purchase Agreement; and (v)&#160;the absence of a material adverse effect on VFG. The transaction is expected to close on or about October&#160;3, 2022, subject to the fulfillment of applicable closing conditions. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Purchase Agreement also contains customary <span style="white-space:nowrap">pre-closing</span> covenants, including the obligation of VFG to conduct its business in all material respects in the ordinary course of business and to cooperate with Civista Bank to obtain all consents and approvals required in connection with the acquisition. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Purchase Agreement provides customary termination rights for both Civista Bank and VFG. The Purchase Agreement is terminable at any time prior to closing by mutual consent of the parties and in the following limited circumstances: (i)&#160;by Civista Bank if a breach of any representation, warranty, covenant or other provision of the Purchase Agreement has been committed by Seller or VFG, which breach would give rise to the failure of any closing condition, and such breach has not been either waived in writing by Civista Bank or cured within 30 days following written notice thereof; (ii)&#160;by Seller if a breach of any representation, warranty, covenant or other provision of the Purchase Agreement has been committed by Civista or Civista Bank, which breach would give rise to the failure of any closing condition, and such breach has not been either waived in writing by Seller or cured within 30 days following written notice thereof; (d)&#160;by Civista Bank if any of the closing conditions of Seller and/or VFG have not been satisfied on or before December&#160;31, 2022, other than as a result of the failure of Civista or Civista Bank to comply with their respective obligations under the Purchase Agreement, and Civista Bank has not waived such condition on or before such date; or (e)&#160;by Seller if any of the closing conditions of Civista and/or Civista Bank have not been satisfied on or before December&#160;31, 2022, other than as a result of the failure of Seller or VFG to comply with their respective obligations under the Purchase Agreement, and Seller has not waived such condition on or before such date. </p>
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 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The foregoing description of the Purchase Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Purchase Agreement, a copy of which is attached as Exhibit 2.1 to this Current Report on Form <span style="white-space:nowrap">8-K</span> and is incorporated herein by reference. The Purchase Agreement is attached as an exhibit to provide investors and security holders with information regarding its terms. It is not intended to provide any further financial information about Civista or its subsidiaries, including Civista Bank. The representations, warranties and covenants contained in the Purchase Agreement were made only for purposes of the Purchase Agreement and as of specific dates, are solely for the benefit of the parties to the Purchase Agreement, and may be subject to standards of materiality applicable to the parties that differ from those applicable to investors. Investors should not rely on the representations, warranties or covenants or any description thereof as characterizations of the actual state of facts or condition of Civista, Civista Bank, VFG or any of their respective subsidiaries or affiliates. Moreover, information concerning the subject matter of the representations, warranties and covenants may change after the date of the Purchase Agreement, which subsequent information may not be fully reflected in public disclosures by Civista. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;3.02 Unregistered Sales of Equity Securities </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information provided in response to Item 1.01 of this Current Report on Form <span style="white-space:nowrap">8-K</span> is incorporated by reference into this Item&#160;3.02. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The CBI Shares, including the restricted CBI Shares, to be issued in connection with the acquisition contemplated by the Purchase Agreement will be issued to persons who are &#8220;accredited investors&#8221; as defined in Rule 501 of Regulation D promulgated under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;). The offering and sale of such CBI Shares is being made in reliance on the exemption from registration afforded under Section&#160;4(a)(2) of the Securities Act and/or Rule 506 of Regulation D under the Securities Act. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;7.01 - Regulation FD Disclosure. </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Civista issued a press release on September&#160;30, 2022, announcing the entry by Civista and Civista Bank into the Purchase Agreement with VFG. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The preceding information, as well as Exhibit 99.1, shall not be deemed &#8220;filed&#8221; for purposes of Section&#160;18 of the Securities and Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such filing. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Cautionary Statements Regarding Forward-Looking Statements </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This report contains &#8220;forward-looking statements&#8221; within the meaning of the federal securities laws, including Section&#160;27A of the Securities Act of 1933, as amended, and Section&#160;21E of the Exchange Act. These forward-looking statements may include, but are not limited to: Civista&#8217;s management plans relating to the proposed transaction; the expected timing of the completion of the proposed transaction; the ability to complete the proposed transaction; the ability to obtain any required regulatory, shareholder or other approvals; any statements of the plans and objectives of management for future operations, products or services; any statements or projections regarding the expected benefits of the transaction, including accretion to earnings that may be realized from the transaction; and any statements of assumptions underlying any of the foregoing. Forward-looking statements are typically identified by words such as &#8220;may&#8221;, &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;seek&#8221;, &#8220;plan&#8221;, &#8220;will&#8221;, &#8220;would&#8221;, &#8220;target&#8221; &#8220;outlook,&#8221; &#8220;estimate,&#8221; &#8220;forecast,&#8221; &#8220;project&#8221; and other similar words and expressions or negatives of these words. Because forward-looking statements are by their nature uncertain and subject to assumptions, actual results or future events could differ, possibly materially, from those that Civista anticipated in its forward-looking statements, and future results could differ materially from historical performance. Factors that could cause or contribute to such differences include, but are not limited to, those included under &#8220;Item 1A Risk Factors&#8221; of Part 1 of Civista&#8217;s Annual Report on Form <span style="white-space:nowrap">10-K</span> for the fiscal year ended December&#160;31, 2021, and any additional risk identified in Civista&#8217;s Quarterly Reports on Form <span style="white-space:nowrap">10-Q</span> and other reports filed by Civista with the SEC. Undue reliance should not be placed on any of our forward-looking statements, which speak only as of the date hereof. Civista does not undertake, and specifically disclaims any obligation, to update any forward-looking statement to reflect the events or circumstances after the date on which the forward-looking statement is made, or reflect the occurrence of unanticipated events, except to the extent required by law. </p>
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 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#160;9.01 - Financial Statements and Exhibits. </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) Exhibits </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
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<td align="center" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><span style="font-weight:bold">Exhibit<br />No.</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td align="center" style="border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Description</p></td></tr>


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<td style="vertical-align:top"><a href="d377893dex21.htm">Stock Purchase Agreement, dated as of September&#160;29, 2022, by and among Civista Bancshares, Inc., Civista Bank, Vision Financial Group, Inc., and Frederick Summers </a></td></tr>
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<td style="vertical-align:top"><a href="d377893dex991.htm">Press Release of Civista dated September&#160;30, 2022 </a></td></tr>
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<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (the cover page XBRL tags are embedded in the Inline XBRL document)</td></tr>
</table> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
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<td style="width:2%;vertical-align:top" align="left">*</td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Schedules and exhibits to the Stock Purchase Agreement have been omitted. A copy of any omitted schedule or exhibit will be furnished supplementally to the SEC upon its request. </p></td></tr></table> <p style="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Signatures </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p><div>
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<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Todd A. Michel</p></td></tr>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Todd A. Michel</td></tr>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Senior Vice President and Controller</td></tr>
</table></div> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: September&#160;30, 2022 </p>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="right"><B><U>Exhibit&nbsp;2.1 </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="right"><B>EXECUTION VERSION </B></P> <P STYLE="margin-top:75pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">STOCK
PURCHASE AGREEMENT </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">by and between </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">Civista Bancshares, Inc., </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">Civista Bank </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">Frederick Summers </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">dated as of
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">September&nbsp;29, 2022 </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><U>TABLE OF CONTENTS </U></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:11pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B></B>Page<B></B></TD>
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<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE I. DEFINITIONS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
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<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE II. PURCHASE AND SALE OF THE SHARES</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
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<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Sale and Transfer of Shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">The Closing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Purchase Price and Related Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Post-Closing Adjustment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt"><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Consideration</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Closing Deliveries of Seller and the Company</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Closing Deliveries of Purchaser and Purchaser Parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;2.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Withholding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE III. REPRESENTATIONS AND WARRANTIES OF SELLER</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Authorization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Execution; Validity of Agreement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Consents and Approvals; No Violations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Ownership of Shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Organization and Qualification of the Company</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Capitalization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Financial Statements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">No Undisclosed Liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Absence of Certain Changes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Title to and Sufficiency&nbsp;of Assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Real Property</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Customer Agreements.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Other Contracts and Commitments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Litigation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Environmental Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Compliance with Laws</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.19</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Employee Benefit Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.20</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Tax Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.21</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Intellectual Property</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.22</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Labor Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.23</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Bank Accounts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.24</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Affiliate Transactions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.25</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Brokers or Finders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.26</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Acquisition of CBI Shares for Investment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;3.27</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">No Other Representations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:Times New Roman" ALIGN="center">i </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">Table of Contents (continued) </P>
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<TD VALIGN="bottom" WIDTH="1%"></TD>
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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:11pt">
<TD VALIGN="bottom">&nbsp;</TD>
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<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B></B>Page<B></B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:12pt; font-family:Times New Roman">ARTICLE IV. REPRESENTATIONS AND WARRANTIES OF PURCHASER AND PURCHASER PARENT</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Organization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Authorization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Execution; Validity of Agreement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Consents and Approvals; No Violations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Acquisition of Shares for Investment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Availability of Funds; Solvency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Litigation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Brokers or Finders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">R&amp;W Policy</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">SEC Reports</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">No Undisclosed Liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Absence of Certain Changes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Compliance with Law</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;4.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">No Other Representations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE V. CERTAIN COVENANTS AND AGREEMENTS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt"><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Covenants of Seller and the Company</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt"><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Covenants of Purchaser and Purchaser Parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Exclusivity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Confidentiality; Noncompetition; Nonsolicitation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Publicity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Employees; Employee Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Maintenance of Books and Records</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Directors&#146; and Officers&#146; Indemnification</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Purchaser&#146;s Investigation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">R&amp;W Policy</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;5.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Release</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE VI. CONDITIONS TO OBLIGATIONS OF THE PARTIES</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;6.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Conditions to Purchaser&#146;s and Purchaser Parent&#146;s Obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;6.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Conditions to Obligations of Seller</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE VII. TAX MATTERS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Transfer Taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Tax Returns</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Cooperation on Tax Matters</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Tax Contests</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Post-Closing Tax Actions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Refunds; Payment of Tax Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;7.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Miscellaneous</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE VIII. SURVIVAL AND INDEMNIFICATION</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Survival</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Indemnification of Purchaser Indemnified Parties</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Indemnification of Seller Indemnified Parties</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Method of Asserting Claims</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Time Limits on Claims</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Additional Limitations on Indemnification</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:Times New Roman" ALIGN="center">ii </P>

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<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">Table of Contents (continued) </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" ALIGN="center">


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<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="74%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:11pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B></B>Page<B></B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Exclusive Remedies</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Specific Performance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;8.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Treatment of Indemnification Payments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE IX. TERMINATION OF AGREEMENT</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;9.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Termination of this Agreement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;9.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Effect of Termination</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">ARTICLE X. MISCELLANEOUS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Fees and Expenses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Amendment and Modification</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Notices</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Counterparts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Entire Agreement; No Third Party Beneficiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Severability</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Governing Law</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Waiver of Jury Trial</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Retention of Counsel</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Waiver</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Assignment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Exhibits and Schedules</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Further Assurances</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Section&nbsp;10.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:12pt">Interpretation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:Times New Roman" ALIGN="center">iii </P>

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<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B><U>STOCK PURCHASE AGREEMENT</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This STOCK PURCHASE AGREEMENT (this &#147;<U>Agreement</U>&#148;), dated as of September 29, 2022, is entered into by and
among Vision Financial Group, Inc., a Pennsylvania corporation (the &#147;<U>Company</U>&#148;), Frederick Summers, a resident of the State of Florida (&#147;<U>Seller</U>&#148;), Civista Bank, an Ohio chartered commercial Bank
(&#147;<U>Purchaser</U>&#148;), and Civista Bancshares, Inc., an Ohio corporation (&#147;<U>Purchaser Parent</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">WHEREAS, Seller owns, beneficially and of record, all of the issued and outstanding shares of capital stock (the
&#147;<U>Shares</U>&#148;) of Vision Financial Group, Inc., a Pennsylvania corporation (the &#147;<U>Company</U>&#148;); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">WHEREAS, Seller desires to sell, and Purchaser desires to acquire, all of the Shares on the terms and subject to the
conditions set forth in this Agreement; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">WHEREAS, in connection with the transactions contemplated by this Agreement,
the Purchaser has, pursuant to the R&amp;W Policy Binder, conditionally bound and agreed to obtain a representation and warranty insurance policy with respect to this Agreement providing coverage in the amount of $5,000,000 (the &#147;<U>R&amp;W
Policy</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">NOW, THEREFORE, in consideration of the foregoing and the mutual representations, warranties,
covenants and agreements set forth herein, intending to be legally bound hereby, the parties hereto agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE I.
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>DEFINITIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">For purposes of this Agreement, the following terms shall have the respective meanings given below: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Acquisition Proposal</U>&#148; means any proposal, offer, or indication of interest (whether binding <FONT
STYLE="white-space:nowrap">or&nbsp;non-binding,&nbsp;and</FONT> whether communicated to Seller or the Company or publicly announced) by any Person (other than Purchaser or any of its Affiliates or representatives) relating to an Acquisition
Transaction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Acquisition Transaction</U>&#148; means any transaction or series of related transactions (other
than the transactions contemplated by this Agreement) involving (i)&nbsp;any acquisition (whether direct or indirect, including by way of merger, share exchange, consolidation, business combination or other similar transaction) or purchase from the
Company or Seller by any Person, other than Purchaser or any of its Affiliates, of any Shares or other securities of the Company, or any merger, consolidation, share exchange, business combination or similar transaction involving the Company, or
(ii)&nbsp;any sale or lease or exchange, transfer, license, acquisition or disposition of all or any material portion of the assets or business of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Affiliate</U>&#148; of any Person means a Person that directly or indirectly through one or more intermediaries
controls, is controlled by, or is under common control with the first Person. For purposes of this definition, the term &#147;control,&#148; &#147;controlled by&#148; or &#147;under common control with,&#148; as and with respect to any Person, means
the power, directly or indirectly, to direct or cause the </P>
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direction of the management and policies of such Person, whether through the ownership of voting securities, the right to appoint directors or managers, by contract, as trustee or executor, by
proxy or agent or otherwise. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Affiliated Group</U>&#148; means an affiliated group as defined in
Section&nbsp;1504 of the Code (or any analogous combined, consolidated, unitary, or similar group defined under any state, local or <FONT STYLE="white-space:nowrap">non-U.S.</FONT> Law). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Agreement</U>&#148; is defined in the introductory paragraph hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Annual Origination Statement</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.5(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Applicable Law</U>&#148; means, with respect to any Person, any federal, foreign, state, local or municipal law,
ordinance, regulation, statute, rule, code, constitution or treaty, Order of any Governmental Entity, or principle of common law applicable to such Person. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Applicable Tax Action</U>&#148; is defined in <U>Section 7.5</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Audited Financial Statements</U>&#148; means the audited balance sheets of the Company as of December&nbsp;31, 2020
and December&nbsp;31, 2021 and the audited statements of income, changes in retained earnings and cash flows for the Company for each twelve-month period then ended, together with the reports thereon of Urish Popeck&nbsp;&amp; Co., LLC, and
including the notes thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Benefit Plan</U>&#148; means each &#147;employee benefit plan&#148; as such term is
defined in Section&nbsp;3(3) of ERISA, and each severance, employment, equity, bonus, incentive, deferred compensation, fringe benefit, welfare, disability, vacation, paid-time off and any other employee benefit plan, agreement, program, policy and
arrangement, in each case, whether or not subject to ERISA, whether formal or informal, whether oral or in writing and whether funded or unfunded, (i)&nbsp;which is or in the last six years has been maintained, sponsored, contributed to, or required
to be contributed to by the Company or any ERISA Affiliate for the benefit of any current or former employee, director, or other service provider of the Company or any ERISA Affiliate or any dependent of such individual, or (ii)&nbsp;under which the
Company or any ERISA Affiliate has or may have any present or future liability. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Business Data</U>&#148; means
all personally-identifying information and data (whether of employees, contractors, consultants, customers or other Persons and whether in electronic or any other form or medium) that is accessed, collected, used, processed or stored by the Company
in the current conduct of its businesses. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">2 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Business Day</U>&#148; means a day (other than Saturday or Sunday)
on which banks are generally open for the ordinary conduct of business in Pittsburgh, Pennsylvania. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>CBI Market
Price</U>&#148; means the volume weighted average closing price of a CBI Share on The NASDAQ&#151;Capital Market<SUP STYLE="font-size:75%; vertical-align:top">&reg;</SUP> for the ten consecutive trading days immediately preceding the Closing Date.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>CBI Shares</U>&#148; means shares of common stock, without par value, of Purchaser Parent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Civista SEC Reports</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;4.10(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Claim Notice</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;8.4(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Closing</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.2</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Closing Date</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.2</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Closing Date Schedule</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.4(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Code</U>&#148; means the United States Internal Revenue Code of 1986, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Commission Plan</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.6(f)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company</U>&#148; is defined in the recitals hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company 401(k) Plan</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.6(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Business Systems</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.21(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Common Stock</U>&#148; means shares of the Company&#146;s common stock, par value $1.00 per share. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Employee</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.6(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Group</U>&#148; means Buyer and any Affiliate of Buyer, including, without limitation, the Company after the
Closing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Indemnified Persons</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.8(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Intellectual Property</U>&#148; means all material Intellectual Property that is owned by the Company or is
currently used in the business of the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Material Adverse Effect</U>&#148; means any fact, event,
occurrence, condition, circumstance or development that, individually or in the aggregate with all other facts, events, circumstances, or developments, has had, or would reasonably be likely to have, a material adverse effect on (i)&nbsp;the
business, financial condition or results of operations of the Company taken as a whole or (ii)&nbsp;the ability of Seller to consummate the Transactions in accordance with this Agreement; <U>provided</U>, that the following changes and events (and
any adverse effect on the Company resulting therefrom) shall not be taken into account in determining whether a Company </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">3 </P>

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Material Adverse Effect described in clause (i)&nbsp;has occurred: (a)&nbsp;the negotiation or execution of this Agreement, any action taken by the Company pursuant to this Agreement or at
Purchaser&#146;s request or any matter disclosed in this Agreement or the Schedules, (b)&nbsp;the consummation of the Transactions or any public announcement relating to this Agreement, (c)&nbsp;any failure by the Company to meet any internal or
published projections, forecasts or revenue or earnings predictions, (d)&nbsp;changes that are generally applicable to the industries and markets in which the Company operates, (e)&nbsp;changes in GAAP or the interpretation thereof, (f)&nbsp;changes
in Applicable Laws or interpretations thereof by any Governmental Entity, (g)&nbsp;changes in global, national or regional economic, business, regulatory, market or political conditions (including the outbreak of war or acts of terrorism) or in
national or global financial markets, (h)&nbsp;earthquakes, hurricanes, fires or other natural disasters, and (i)&nbsp;epidemics, pandemics, disease outbreaks, or other public health emergencies, including
<FONT STYLE="white-space:nowrap">COVID-19</FONT> or <FONT STYLE="white-space:nowrap">COVID-19</FONT> Measures; provided, however, that any event or occurrence described in any of the foregoing clauses <U>(d)</U>, <U>(e)</U>, <U>(f)</U> or
<U>(g)</U>&nbsp;shall be taken into account in determining whether a Company Material Adverse Effect has occurred to the extent that such event or occurrence disproportionally adversely affects the Company relative to other participants in the
equipment financing industry in which the Company conducts its business. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Product Data</U>&#148; means
all data and information, whether in electronic or any other form or medium, that is accessed, collected, used, processed or stored by the Company in the current conduct of its businesses. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Transaction Expense Schedule</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Company Transaction Expenses</U>&#148; means, without duplication, and in each case to the extent unpaid as of
immediately prior to the Closing, (a)&nbsp;the fees and expenses owed by the Company to its investment bankers, attorneys, accountants and other professionals payable in connection with this Agreement or the consummation of the Transactions,
(b)&nbsp;fifty percent (50%) of the R&amp;W Policy Costs and fifty percent (50%) of the escrow fees payable pursuant to <U>Section</U><U></U><U>&nbsp;10.1</U> and (c)&nbsp;the aggregate amount of any transaction, sale,
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-of-control,</FONT></FONT> retention or similar bonuses or payments owed by the Company as a direct result of the Transactions to any director, officer or employee thereof (in
such capacity), including the Management Bonuses and the Employee Pool Payments, and the employer portion of any payroll, social security, unemployment or similar Tax imposed on such amounts. For the avoidance of doubt and notwithstanding anything
to the contrary contained herein, &#147;Company Transaction Expenses&#148; shall not include any amounts to the extent included in Stockholder Equity as finally determined. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Competing Business</U>&#148; means any person, entity, or business which is directly or indirectly involved or
engaged in any type of business conducted by the Company prior to the Closing, including, without limitation, the business of providing equipment leasing and/or similar finance products. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Confidential Information</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.1</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Confidentiality Agreement</U>&#148; means that certain confidentiality agreement, dated as of April&nbsp;28, 2022,
entered into by Purchaser (or one of its Affiliates) and Keefe, Bruyette&nbsp;&amp; Woods, Inc., as agent for the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">4 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Contract</U>&#148; means any agreement, contract, commitment,
lease, license, purchase order or other instrument to which the Company is a party, including any amendments and other modifications thereto, that is legally binding on the Company, whether written or oral. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Copyrights</U>&#148; means United States copyrights and all registrations and applications to register the same. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">COVID-19</FONT></U>&#148; means <FONT STYLE="white-space:nowrap">COVID-19</FONT> or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">SARS-Co-V-2</FONT></FONT></FONT> virus (or any mutation or variation thereof) or associated epidemics, pandemics or disease outbreaks. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">COVID-19</FONT> Measures</U>&#148; means, as applicable to a party, (a)&nbsp;any
quarantine, &#147;shelter in place,&#148; &#147;stay at home,&#148; workforce reduction, social distancing, shut down, closure or sequester order, guideline, recommendation or Applicable Law, or any other Applicable Laws, guidelines or
recommendations by any Governmental Entity in connection with or in response to <FONT STYLE="white-space:nowrap">COVID-19</FONT> and (b)&nbsp;such other measures taken by such party to the extent determined to be in good faith by such party to be
reasonably necessary to avoid or mitigate material risk of physical injury or harm to any human Person (or to otherwise protect or preserve the health or safety of any human Person) or a material financial loss or damage to such party in connection
with or in response to <FONT STYLE="white-space:nowrap">COVID-19</FONT> or any other global or regional health event. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Customer Agreements</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.13(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Data Security Requirements</U>&#148; means, collectively, all of the following but only to the extent relating to
privacy, security or security breach notification requirements that are applicable to the Company due to the current conduct of its business, or to its use of the Company Business Systems or any Business Data: (a)&nbsp;the Company&#146;s own rules,
policies and procedures; (b)&nbsp;all Applicable Laws; and (c)&nbsp;industry standards applicable to the industry in which the Company&#146;s business currently operates and with which the Company must comply (including the Payment Card Industry
Data Security Standard (PCI DSS)). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>De Minimis Amount</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;8.6(a)(i)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Deductible Amount</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;8.6(a)(ii)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Designated Employees</U>&#148; means Seller, William P. Summers,
Kevin Canepa and Conrad Eimers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements</U>&#148; is
defined in <U>Section</U><U></U><U>&nbsp;2.5(b)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">Earn-Out</FONT>
Shares</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.5(a)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Employee Bonus Pool Amount</U>&#148; is
defined in <U>Section 5.6(g)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Employee Bonus Pool Payments</U>&#148; is defined in <U>Section 5.6(g)</U>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Encumbrances</U>&#148; means any and all liens, charges, security interests, claims, mortgages, pledges,
encumbrances, deeds of trust, judgments, voting trusts and other restrictions on title or transfer (but excluding restrictions on the transfer of the Shares imposed by federal, state or foreign securities laws). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Environmental Laws</U>&#148; means all Applicable Laws, judgments and orders in effect on the date hereof and
relating to pollution or protection of the environment (including ambient air, </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="justify">
surface water, groundwater, land surface or subsurface strata), including Applicable Laws relating to Releases or threatened Releases of Hazardous Substances, or otherwise relating to the use,
presence, treatment, generation, processing, storage, disposal, transportation, handling, control or cleanup of Hazardous Substances. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Equity Interests</U>&#148; means shares of capital stock, partnership interests, membership interests, equity
interests or any similar term under Applicable Law, including nominee, qualifying and similar shares and any rights, warrants or options exchangeable or exercisable for or convertible into shares of capital stock, partnership interests, membership
interests, equity interests or similar interests. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>ERISA</U>&#148; means the United States Employee Retirement
Income Security Act of 1974, as amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>ERISA Affiliate</U>&#148; means any Person that, directly or
indirectly, controls, is controlled by or is under common control with the Company, within the meaning of Section&nbsp;4001(b) of ERISA or Section&nbsp;414 of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Escrow Account</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(g)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Escrow Agent</U>&#148; means KeyBank National Association, a national banking association. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Escrow Agreement</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(g)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Escrow Amount</U>&#148; means an amount equal to $225,000; provided that, from and after the Closing, &#147;Escrow
Amount&#148; shall mean the amount of funds held by the Escrow Agent in the Escrow Account opened to hold such initial amount. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Estimated Base Purchase Price</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Estimated Closing Date Schedule</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Estimated Stockholder Equity</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Exchange Act</U>&#148; means the Securities Exchange Act of 1934, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Expiration Date</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(g)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Final Base Purchase Price</U>&#148; means an amount equal to (a) $36,500,000, (b)&nbsp;(i) <I><U>plus</U></I> the
amount by which the Final Stockholder Equity exceeds the Target Stockholder Equity, if applicable, (ii)<I>&nbsp;<U>minus</U></I> the amount by which the Target Stockholder Equity exceeds the Final Stockholder Equity, if applicable,
(c)&nbsp;<I><U>minus</U></I> the aggregate amount of the Company Transaction Expenses (excluding the aggregate value of the Management Bonus Stock and the Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares but including the
Employee Bonus Pool Amount), (d) <I><U>minus</U></I> the amount of the Subordinated Debt. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Final Closing Date
Schedule</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.4(d)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Final Stockholder Equity</U>&#148; is
defined in <U>Section</U><U></U><U>&nbsp;2.4(d)</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">6 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Fraud</U>&#148; means, with respect to any Person, the actual and
intentional misrepresentation of material fact in the making of representations and warranties hereunder or any schedule or certificate delivered pursuant to the provisions of this Agreement, which misrepresentation constitutes common law fraud
under Delaware law and involves the actual knowledge that the representations and warranties made by such Person were inaccurate at the time they were made. For the avoidance of doubt, &#147;Fraud&#148; shall not include constructive fraud or any
form of fraud based on recklessness or negligence. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Fundamental Representations</U>&#148; means the
representations set forth in <U>Sections 3.1</U> (Authorization), <U>3.2</U> (Execution; Validity of Agreement), <U>3.4</U> (Ownership of Shares), <U>3.6</U> (Capitalization), <U>3.7</U> (Subsidiaries), the first sentence of <U>3.11</U> (Title to
Assets), <U>3.20</U> (Tax Matters),<B> </B>and <U>3.25</U> (Brokers or Finders). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>GAAP</U>&#148; means United
States generally accepted accounting principles, consistently applied, and, when used with respect to the Company, in accordance with the accounting policies, principles, methods and practices historically utilized by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Governmental Entity</U>&#148; means any court, administrative agency, tribunal, arbitrator, authority, agency,
commission, official or other instrumentality of any federal, foreign, state, county, city or other government or political subdivision thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Group Return</U>&#148; means the U.S. federal income Tax Return filed for a taxable year of the affiliated group (as
defined in Section&nbsp;1504 of the Code) that includes Purchaser. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Hazardous Substance</U>&#148; means,
collectively, (a)&nbsp;any &#147;hazardous substance&#148; as defined by the Comprehensive Environmental Response, Compensation and Liability Act, as amended, and regulations promulgated thereunder, (b)&nbsp;any &#147;hazardous waste&#148; as
defined by the Resource Conservation and Recovery Act, as amended through the date hereof, or regulations promulgated thereunder, and (c)&nbsp;any pollutant or contaminant or hazardous, dangerous or toxic chemical, material or substance within the
meaning of any applicable federal, state or local law relating to or imposing liability or standards of conduct concerning any hazardous, toxic or dangerous waste, substance or material. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Indebtedness</U>&#148; means, with respect to any Person, without duplication, (a)&nbsp;all indebtedness of such
Person for borrowed money (including all principal, interest, premiums, penalties, fees, expenses, indemnities, and breakage costs), (b) all indebtedness of such Person evidenced by any note, bond, debenture, or other debt security, (c)&nbsp;all
obligations of such Person as lessee under leases that are properly recorded as capital leases under GAAP, and (d)&nbsp;all indebtedness of others referred to in clauses (a)&nbsp;through (c) above guaranteed by such Person. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Indemnified Party</U>&#148; means any Person claiming indemnification under any provision of
<U>Article</U><U></U><U>&nbsp;VIII</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Indemnifying Party</U>&#148; means any Person against whom a claim for
indemnification is being asserted under any provision of <U>Article</U><U></U><U>&nbsp;VIII</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Insurance
Policies</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.15</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">7 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Intellectual Property</U>&#148; means Marks, Patents, Copyrights,
Trade Secrets and internet domain names. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Interim Management Financial Statements</U>&#148; means the unaudited
balance sheet of the Company as of August&nbsp;31, 2022 and the unaudited statement of income for the Company for the interim period then ended, in each case prepared by the management of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>IRS</U>&#148; means the Internal Revenue Service. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;Key Employee Agreement&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.6(i)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Key Employees</U>&#148; means each of Kimberly S. Smith, William P. Summers and Conrad Eimers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Losses</U>&#148; means <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT>
losses, damages, awards, fines, assessments and penalties incurred in defense or settlement of actions, suits, claims and proceedings, including reasonable attorneys&#146; fees and other reasonable expenses of litigation or similar proceedings (but
excluding any internal costs and expenses incurred by any party entitled to indemnification under this Agreement). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Management Bonus Cash</U>&#148; means the portion of the Management Bonuses that is payable in cash. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>&#148; means the portion of the
Management Bonuses that is payable in <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Management Bonus
Schedule</U>&#148; has the meaning set forth in <U>Section</U><U></U><U>&nbsp;2.3(d)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Management Bonus
Stock</U>&#148; means the portion of the Management Bonuses that is payable in CBI Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Management
Bonuses</U>&#148; means the transaction bonuses payable to the Key Employees pursuant to (i)&nbsp;that certain Transaction Bonus Agreement between Kimberly S. Smith and the Company dated July&nbsp;15, 2022; (ii) that certain Transaction Bonus
agreement between William P. Summers and the Company dated July&nbsp;15, 2022; and (iii)&nbsp;that certain Employment Agreement Amendment between Conrad Eimers and the Company dated July&nbsp;17, 2022. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Marks</U>&#148; means United States trademarks, trade dress, service marks, logos, trade names and all registrations
and applications to register the same. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Material Contracts</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;3.14(a)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Measurement Time</U>&#148; means 11:59 p.m. prevailing Eastern
Time<B> </B>on the last day of the calendar month immediately preceding the Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Neutral
Accountant</U>&#148; means Grant Thornton LLP or another independent certified public accounting firm of national or regional reputation mutually satisfactory to Purchaser and Seller. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">8 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Noncompetition Agreement</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;2.6(e)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Operating Document</U>&#148; means with respect to any corporation,
limited liability company, partnership, or other legally authorized incorporated or unincorporated entity, the bylaws, operating agreement, partnership agreement, or other applicable documents relating to the operation, governance or management of
such entity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Order</U>&#148; means any award, decision, judgment, decision, order or ruling entered, issued,
made or rendered by any court, arbitrator or other Governmental Entity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Organizational Document</U>&#148; means
with respect to any corporation, limited liability company, partnership, or other legally authorized incorporated or unincorporated entity, the articles of incorporation, certificate of incorporation, articles of organization, articles of
association, certificate of formation or other applicable organizational or charter documents relating to the creation of such entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Origination Statement Review Period</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.5(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Origination Targets</U>&#148; has the meaning set forth in <U>Section</U><U></U><U>&nbsp;2.5(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Originations</U>&#148; has the meaning set forth in <U>Section</U><U></U><U>&nbsp;2.5(a)(iii)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Patents</U>&#148; means issued United States patents and pending patent applications, patent disclosures, and any and
all divisions, continuations, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">continuations-in-part,</FONT></FONT> reissues, reexaminations and extensions thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Permitted Encumbrances</U>&#148; means: (a)&nbsp;statutory liens for Taxes that are not yet delinquent or Taxes that
are being contested in good faith by appropriate proceedings and for which adequate provisions have been established in accordance with GAAP; (b)&nbsp;statutory, common law or civil law liens to secure obligations to landlords, lessors or renters
under leases or rental agreements confined to the premises rented pursuant to which the Company is not in default in any material respect; (c)&nbsp;statutory, common or civil law liens in favor of carriers, warehousemen, mechanics and materialmen to
secure claims for labor, materials or supplies and other like liens with respect to amounts not yet due and payable; and (d)&nbsp;any minor imperfection of title or recorded easements, covenants, conditions or other restrictions (including rights of
way, zoning and setback requirements) that individually or in the aggregate with other such items would not reasonably be expected to result in a material reduction in the value of, or interfere in any material respect with the current use or
operation of, the assets of the Company affected by such items. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Person</U>&#148; means a natural person,
partnership, corporation, limited liability company, trust, unincorporated association, joint venture or any other legal entity, including any Governmental Entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Portfolio Tape</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.13(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Post-Closing Deduction Amount</U>&#148; means, without duplication and with respect to a Group Return, the aggregate
amount of the deductions that may be claimed on such Group Return attributable to (i)&nbsp;the payment of any Company Transaction Expenses on or after the Closing Date, (ii)&nbsp;the issuance or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">9 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="justify">
vesting of any Management Bonus Stock and Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares described in Section&nbsp;2.3(e)(ii) (including any deduction attributable the
payment of the employer portion of any employment, payroll, social security, unemployment or withholding Taxes related thereto), (iii) the <FONT STYLE="white-space:nowrap">pay-off</FONT> of the Subordinated Debt or (iv)&nbsp;the payment of any other
liabilities on the Closing Date that are taken into account in the determination of the Final Stockholder Equity. For the avoidance of doubt, the calculation of the &#147;<U>Post Closing Deduction Amount</U>&#148; shall not take into account the
amount of any deduction attributable to a Transaction Tax Benefit Payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Returns</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;7.2</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Periods</U>&#148;
is defined in <U>Section</U><U></U><U>&nbsp;7.2</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser</U>&#148; is defined in the introductory
paragraph hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser Assumed Rate</U>&#148; means an assumed income Tax rate of 21.378%. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser Indemnified Party</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;8.2</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser Material Adverse Effect</U>&#148; means any fact, event, occurrence, condition, circumstance or development
that, individually or in the aggregate with all other facts, events, circumstances, or developments, has had, or would reasonably be likely to have, a material adverse effect on (i)&nbsp;the business, financial condition or results of operations of
Purchaser or Purchaser Parent taken as a whole or (ii)&nbsp;the ability of Purchaser or Purchaser Parent to consummate the Transactions in accordance with this Agreement; provided, that the following changes and events (and any adverse effect on
Purchaser or Purchaser Parent resulting therefrom) shall not be taken into account in determining whether a Purchaser Material Adverse Effect described in clause (i)&nbsp;has occurred: (a)&nbsp;the negotiation or execution of this Agreement, any
action taken by Purchaser or Purchaser Parent pursuant to this Agreement or at Seller&#146;s request, (b)&nbsp;the consummation of the Transactions or any public announcement relating to this Agreement, (c)&nbsp;any failure by Purchaser or Purchaser
Parent to meet any internal or published projections, forecasts or revenue or earnings predictions, (d)&nbsp;changes that are generally applicable to the industries and markets in which Purchaser or Purchaser Parent operates, (e)&nbsp;changes in
GAAP or the interpretation thereof, (f)&nbsp;changes in Applicable Laws or interpretations thereof by any Governmental Entity, (g)&nbsp;changes in global, national or regional economic, business, regulatory, market or political conditions (including
the outbreak of war or acts of terrorism) or in national or global financial markets, (h)&nbsp;earthquakes, hurricanes, fires or other natural disasters, and (i)&nbsp;epidemics, pandemics, disease outbreaks, or other public health emergencies,
including <FONT STYLE="white-space:nowrap">COVID-19</FONT> or <FONT STYLE="white-space:nowrap">COVID-19</FONT> Measures; provided, however, that any event or occurrence described in any of the foregoing clauses (d), (e), (f) or (g)&nbsp;shall be
taken into account in determining whether a Purchaser Material Adverse Effect has occurred to the extent that such event or occurrence disproportionally adversely affects Purchaser or Purchaser Parent relative to other participants in the banking
industry in which Purchaser and Purchaser Parent conducts their business. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">10 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser-Prepared Tax Returns</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;7.2</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Purchaser Releasee</U>&#148; is defined in
<U>Section</U><U></U><U>&nbsp;5.11</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>R&amp;W Policy</U>&#148; is defined in the recitals hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>R&amp;W Policy Binder</U>&#148; means the policy binder dated as of September&nbsp;29, 2022, between Purchaser and
VALE Insurance Partners, as Insurer, pursuant to which such Insurer has committed, subject to the satisfaction of the conditions set forth therein, to issue the R&amp;W Insurance Policy to Purchaser as of the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>R&amp;W Policy Costs</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;10.1</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Real Property</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.12(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Real Property Leases</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.12(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Registered Intellectual Property</U>&#148; means all (a)&nbsp;Patents, (b) registered Marks, applications to register
Marks, intent to use applications or other registrations or applications related to Marks, (c)&nbsp;registered Copyrights and applications for Copyright registration, and (d)&nbsp;internet domain names. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Release</U>&#148; shall mean any releasing, spilling, leaking, pumping, pouring, emitting, emptying, discharging,
injecting, escaping, leaching, migrating, dumping or disposing of a Hazardous Substance into the environment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Restricted Period</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.4(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Restricted Territory</U>&#148; means the United States of America. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Review Period</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.4(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Sample Stockholder Equity Calculation</U>&#148; means the sample calculation of Stockholder Equity as of September
30, 2022 set forth on <U>Exhibit A</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>SEC</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;4.10(a)</U>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Securities Act</U>&#148; means the Securities Act of 1933, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Seller</U>&#148; is defined in the introductory paragraph hereof. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Seller Guaranties</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.12</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Seller Indemnified Party</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;8.3</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Seller Releasor</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;5.11</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Seller&#146;s Knowledge</U>&#148; means the actual knowledge of Seller, William P. Summers, Conrad Eimers, Kevin
Canepa, Kimberly Smith, and/or Kim Flowers, after reasonable inquiry. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">11 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Shares</U>&#148; is defined in the recitals hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Stimulus Program</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.20(l)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Stock Consideration</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Stock Consideration Value</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Stockholder Equity</U>&#148; means the total stockholder equity of the Company, determined as of the Measurement Time
in accordance with GAAP using the same accounting methods, practices, principles, policies and procedures, with consistent classifications, judgments and valuation and estimation methodologies that were used by the Company in preparation of its
Audited Financial Statements. For illustration and the avoidance of doubt, Stockholder Equity is to be calculated pursuant to the methodology set forth on the Sample Stockholder Equity Calculation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Straddle Period</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;7.6</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Subordinated Debt</U>&#148; means the subordinated Indebtedness of the Company set forth on <U>Schedule 2.3(d)</U>,
in the amount determined as of immediately prior to the Closing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Target Stockholder Equity</U>&#148; means
$8,053,789. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Tax Benefit</U>&#148; means an amount equal to (a)&nbsp;the excess, if any, of (i)&nbsp;the
Indemnified Party&#146;s liability for Taxes in the taxable year of the applicable Loss, calculated by excluding any Tax items attributable to such Loss, over (ii)&nbsp;the Indemnified Party&#146;s actual liability for Taxes for such taxable year
(calculated by taking into account any Tax items attributable to the applicable Loss for such taxable year and treating such Tax items as the last items claimed for the taxable year), reduced, but not below zero, by (b)&nbsp;the present value, if
any, of a reduction of depreciation or amortization deductions available to the Indemnified Party (due to the reduction in Final Purchase Price resulting from the indemnification payment made by the Indemnifying Party with respect to the applicable
Loss) for current and future years, applying a discount rate of 3% and the Tax rates applicable to the Indemnified Party in the taxable year of the indemnification payment. Any determination of whether a Tax Benefit exists shall be made in the
reasonable, good faith discretion of the Indemnified Party after consultation with the Indemnified Party&#146;s accounting firm and shall be accompanied by a reasonably detailed explanation delivered to the Indemnifying Party and such other
information as is reasonably required by the Indemnifying Party, being binding on all parties hereto without any other party&#146;s review of any books, records or Tax Returns of the Indemnified Party or its Affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Tax Contests</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;3.20(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Tax Return</U>&#148; means any return, declaration, report, claim for refund, or information return or statement
filed or required to be filed with any Governmental Entity with respect to Taxes, including any schedule or attachment thereto and any amendment thereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">12 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Taxes</U>&#148; means (a)&nbsp;any federal, state, local or foreign
taxes, including all income, gross receipts, unemployment compensation, payroll, social security, workers&#146; compensation, disability, estimated, alternative minimum, <FONT STYLE="white-space:nowrap">add-on</FONT> minimum, transfer, excise,
customs, import duties and fees, privilege, real property, personal property, ad valorem, natural resources, environmental, escheat, unclaimed and abandoned property, capital stock, franchise, license, value added, sales, use and any other tax or
other similar governmental charge, imposition, levy or assessment, of any kind whatsoever, imposed, assessed or collected by or under the authority of any Governmental Entity, together with any interest and penalties, additions to tax or additional
amounts imposed with respect thereto, or in respect of the failure to comply with any requirement imposed with respect to a Tax Return, or (b)&nbsp;any liability of any Person for the payment of any amounts of the type described in the foregoing
clause (a)&nbsp;arising or payable by reason of Contract (including any tax indemnification agreement, tax sharing agreement, tax allocation agreement or similar contract or arrangement), assumption, transferee, successor or similar liability,
operation of Applicable Law (including pursuant to Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.1502-6</FONT> (or any predecessor or successor thereof or any analogous or similar legal requirement)) or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Third Party Claim</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;8.4(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Third Party Claim Notice</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;8.4(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Title</U><U></U><U>&nbsp;IV Benefit Plan</U>&#148; means a Benefit Plan that is subject to Section&nbsp;302 or
Title&nbsp;IV of ERISA or Section&nbsp;412 of the Code, including any Benefit Plan that is a &#147;multiemployer plan&#148; within the meaning of Section&nbsp;3(37)(A) of ERISA. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Total Consideration</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;2.3(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Trade Secret</U>&#148; means information, including a formula, pattern, compilation, program device, method,
technique, or process, that derives independent economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other Persons who can obtain economic value from its disclosure or use.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Transaction Documents</U>&#148; means, collectively, this Agreement, the Escrow Agreement, the Noncompetition
Agreements and each other agreement, certificate, instrument and document executed and delivered in connection with the Transactions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Transaction Tax Benefit Payment</U>&#148; is defined in <U>Section</U><U></U><U>&nbsp;7.6(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Transactions</U>&#148; means all of the transactions provided for in, or contemplated by, this Agreement and the
other Transaction Documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>Treasury Regulations</U>&#148; means the U.S. Treasury Department regulations
promulgated under the Code. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">&#147;<U>WARN Act</U>&#148; means the United States Worker Adjustment and Retraining
Notification Act. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">13 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE II. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>PURCHASE AND SALE OF THE SHARES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Sale and Transfer of Shares</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">On the terms and subject to the conditions of this Agreement, at the Closing, Seller shall sell, transfer and deliver to
Purchaser all of the Shares, free and clear of all Encumbrances, and Purchaser shall purchase and acquire all of the Shares from Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>The Closing</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">The closing of the Transactions (the &#147;<U>Closing</U>&#148;) shall take place at the offices of Moore&nbsp;&amp; Van Allen
PLLC, 100 North Tryon Street, Suite 4700, Charlotte, North Carolina 28202 or remotely via the electronic exchange of documents and signatures on the first Business Day following the calendar month during which the conditions set forth in <U>Article
VI</U> have been satisfied or waived in writing (excluding conditions that, by their terms, cannot be satisfied until the Closing, but the Closing shall be subject to the satisfaction or waiver of such conditions), unless otherwise mutually agreed
upon in writing by Purchaser and Seller, or at such other place or on such other date as Purchaser and Seller may mutually agree (the date on which the Closing occurs is referred to herein as the &#147;<U>Closing Date</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Purchase Price and Related Matters</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Consideration</U>. The aggregate consideration (the &#147;<U>Total
Consideration</U>&#148;) to be delivered to Seller by Purchaser for the purchase of the Shares by Purchaser shall be the sum of (i)&nbsp;the Estimated Base Purchase Price (subject to adjustment pursuant to <U>Section</U><U></U><U>&nbsp;2.4</U>),
<I>plus</I> (ii)&nbsp;the Stock Consideration, <I>plus</I> (iii)&nbsp;the <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Stock Consideration</U>. At the Closing, in satisfaction of
Purchaser&#146;s obligation to deliver the Stock Consideration to Seller, Purchaser Parent shall issue to Seller an aggregate number of CBI Shares equal to (i)(A) $5,250,000<B> </B>(the &#147;<U>Stock Consideration Value</U>&#148;) <I>divided</I>
<I>by</I> (B)&nbsp;the CBI Market Price, <I><U>minus</U></I> (ii)&nbsp;the number of CBI Shares issued as Management Bonus Stock (such CBI Shares to be issued to Seller, the &#147;<U>Stock Consideration</U>&#148;); <U>provided</U>, that Purchaser
Parent shall not issue to Seller any fractional CBI Shares and if the foregoing calculation would result in Seller being entitled to a fraction of a CBI Share, such fraction shall be rounded to the nearest whole number, with 0.5 being rounded up. In
the event that, prior to the Closing Date, the outstanding CBI Shares shall have been increased, decreased, exchanged, combined or changed into a different number or kind of shares or securities as a result of any reorganization, recapitalization,
reclassification, stock dividend, stock split, reverse stock split or other similar change in capitalization affecting the CBI Shares, the Stock Consideration shall be proportionately adjusted to provide Seller a number of CBI Shares having the same
economic effect as contemplated by this Agreement prior to such event. At the Closing, Purchaser Parent shall deliver to Seller evidence of shares in book entry representing the number of shares reflecting the Stock Consideration. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">14 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Estimated Base
Purchase Price</U>. At the Closing, Purchaser shall pay to Seller an amount in cash equal to (i) $36,500,000, (ii)(A) <I><U>plus</U></I> the amount by which the Estimated Stockholder Equity exceeds the Target Stockholder Equity, if applicable,
(B)<I>&nbsp;<U>minus</U></I> the amount by which the Target Stockholder Equity exceeds the Estimated Stockholder Equity, (iii)<I>&nbsp;<U>minus</U></I> the amount of the Company Transaction Expenses (excluding the aggregate value of the Management
Bonus Stock and the Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares but including the Employee Bonus Pool Amount), (iv) <I><U>minus</U></I> the amount of the Subordinated Debt (the result of such calculation, the
&#147;<U>Estimated Base Purchase Price</U>&#148;), and (v) <I><U>minus</U></I> the Escrow Amount, by wire transfer of immediately available funds to one or more accounts designated in writing by Seller prior to the Closing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Estimated Closing Date Schedule.</U> No less than three
(3)&nbsp;days prior to the Closing, Seller or the Company shall deliver to Purchaser a schedule (the &#147;<U>Estimated Closing Date Schedule</U>&#148;) setting forth (i)&nbsp;an internally prepared balance sheet of the Company, together with a
calculation of the Stockholder Equity as of the Measurement Time (the &#147;<U>Estimated Stockholder Equity</U>&#148;), (ii) a schedule setting forth the amount of all Company Transaction Expenses to be paid at the Closing and the payees thereof,
(iii)&nbsp;a schedule setting forth the amount of the Subordinated Debt to be repaid at the Closing, together with a statement setting forth the amount due to each lender of such Subordinated Debt, (iv)&nbsp;a schedule setting forth the amount of
each of the Management Bonuses, including the amount of Management Bonus Cash, Management Bonus Stock, and Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares to be paid or issued to each of the Key Employees (the
&#147;<U>Management Bonus Schedule</U>&#148;); <U>provided</U>, that (x)&nbsp;no fractional CBI Shares will be issued to any Key Employee and if the calculation of the Management Bonus Stock or Management Bonus
<FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares would result in any Key Employee being entitled to a fraction of a CBI Share, such fraction shall be rounded to the nearest whole number, with 0.5 being rounded up and (y)&nbsp;in the event
that, prior to the Closing Date, the outstanding CBI Shares shall have been increased, decreased, exchanged, combined or changed into a different number or kind of shares or securities as a result of any reorganization, recapitalization,
reclassification, stock dividend, stock split, reverse stock split or other similar change in capitalization affecting the CBI Shares, the Management Bonus Stock and Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares shall be
proportionately adjusted to provide each Key Employee the number of Management Bonus Stock and Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares having the same economic effect as contemplated by this Agreement prior to such
event, and (v)&nbsp;reasonable detail of the calculations supporting Seller&#146;s computations thereof. The Estimated Stockholder Equity will be prepared in good faith and calculated pursuant to the methodology used in preparation of the Sample
Stockholder Equity Calculation. After receipt of the Estimated Closing Date Schedule, Seller and the Company shall make the work papers, <FONT STYLE="white-space:nowrap">back-up</FONT> materials and books and records used in preparing the Estimated
Closing Date Schedule available for review by Purchaser and its accountants and other representatives; <U>provided</U>, that such review by Purchaser and its representatives shall be conducted in a manner that does not unreasonably interfere with
the normal business operations of the Company. Seller and the Company shall consider in good faith any changes to the Estimated Closing Date Schedule, if any, proposed by Purchaser. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Company
Transaction Expenses</U>. At the Closing: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchaser shall (on
behalf of the Company), or shall cause the Company to (and shall provide sufficient funds to the Company to enable it to) pay in cash all of the Company Transaction Expenses identified on the Estimated Closing Date Schedule (excluding the Management
Bonus Stock and Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares); <U>provided</U>, that with respect to any such payments to be made to employees of the Company that are compensatory in nature, Purchaser shall provide
sufficient funds to the Company to enable it to make such payments, which Purchaser shall cause the Company to make on the Closing Date (or if due and payable subsequent to the Closing Date, when due and payable), subject to, and net of, the amount
of any applicable employment, payroll and income Tax withholdings; <U>provided</U>, <U>further</U>, that if the amount of such compensatory payments actually made by the Company is less than the amount set forth on the Estimated Closing Date
Schedule (for example, if an employee becomes ineligible to receive a retention payment between the Closing Date and the payment date), then Purchaser shall cause the Company to promptly pay such difference to Seller; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchaser Parent shall issue the Management Bonus Stock and
Management Bonus <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares to the Key Employees in accordance with the Management Bonus Schedule and shall deliver to each Key Employee evidence of shares in book entry representing such Key
Employee&#146;s Management Bonus Stock and Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares, and <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements setting forth the terms and conditions of such Key Employee&#146;s
Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Payoff of Subordinated Debt</U>. At the Closing, Purchaser shall (on
behalf of the Company) pay in full the Subordinated Debt as set forth on <U>Schedule 2.3(f)</U> by wire transfer of immediately available funds in the amounts and to the lenders identified on the Estimated Closing Date Schedule. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Escrow Amount</U>. At the Closing, Purchaser shall transfer the
Escrow Amount in immediately available funds to the Escrow Agent, to be held in an escrow account with the Escrow Agent (the &#147;<U>Escrow Account</U>&#148;) and disbursed pursuant to the terms and conditions of this Agreement and an escrow
agreement by and among Purchaser, Seller and the Escrow Agent substantially in the form attached hereto as <U>Exhibit B</U> (the &#147;<U>Escrow Agreement</U>&#148;). The Escrow Amount will be held in escrow and disbursed by the Escrow Agent
pursuant to the terms of the Escrow Agreement; <U>provided</U>, that the Escrow Agreement shall provide for the disbursement to Seller of the portion of the Escrow Amount that, as of the twelve (12)&nbsp;month anniversary of the Closing Date (the
&#147;<U>Expiration Date</U>&#148;), has not been disbursed to any Purchaser Indemnified Party and is not being held by the Escrow Agent pending resolution of any unresolved indemnification claim of a Purchaser Indemnified Party hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Post-Closing Adjustment</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Delivery of Closing Date Schedule</U>. Within sixty (60)&nbsp;days
following the Closing Date, Purchaser, at its expense, shall prepare and deliver to Seller a schedule (the </P>
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&#147;<U>Closing Date Schedule</U>&#148;) setting forth a statement of (i)&nbsp;an internally prepared balance sheet of the Company as of the Measurement Time, together with a calculation of the
Stockholder Equity and reflecting the components (and the amounts thereof) necessary to compute the Stockholder Equity, (ii)&nbsp;the computation of the Final Base Purchase Price and (iii)<B></B>&nbsp;Purchaser&#146;s calculation of the amount
payable, if any, pursuant to <U>Section</U><U></U><U>&nbsp;2.4(e)</U> based on the foregoing. The Stockholder Equity reflected on the Closing Date Schedule will be determined in good faith and calculated pursuant to the methodology used in
preparation of the Sample Stockholder Equity Calculation. Seller shall have the right to review the Closing Date Schedule for a period of forty-five (45)&nbsp;days following the delivery of the Closing Date Schedule by Purchaser (the &#147;<U>Review
Period</U>&#148;). Purchaser shall make the work papers, <FONT STYLE="white-space:nowrap">back-up</FONT> materials and books and records used in preparing the Closing Date Schedule available to Seller and his accountants at reasonable times and upon
reasonable notice following the delivery of the Closing Date Schedule by Purchaser to Seller hereunder, and any delay in making such documents and materials available shall result in an automatic extension of the Review Period by a number of days
equal to such delay. Purchaser and Seller agree that the purpose of preparing the Closing Date Schedule and determining the Stockholder Equity and the related purchase price adjustment contemplated by this <U>Section</U><U></U><U>&nbsp;2.4</U> is to
measure the Stockholder Equity as of the Measurement Time in a manner consistent with the methodology used in preparation of the Sample Stockholder Equity Calculation and not to permit the introduction of different accounting methods, policies,
principles, practices, judgments or procedures. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Objections</U>.
Seller shall have the right to object to any amount or computation appearing in the Closing Date Schedule by notifying Purchaser in writing of such objections prior to the expiration of the Review Period. Any such notice of objection by Seller shall
indicate each disputed item or amount and the basis for Seller&#146;s objection therewith in reasonable detail. If Seller does not make any such objection prior to the expiration of the Review Period, the Stockholder Equity (together with all
components thereof, and the amounts of such components, necessary to compute the Stockholder Equity) and the Final Base Purchase Price, in each case as set forth on the Closing Date Schedule, shall be determinative for purposes of this
<U>Section</U><U></U><U>&nbsp;2.4</U> and shall be final and binding on all of the parties to this Agreement. Purchaser will make the work papers, <FONT STYLE="white-space:nowrap">back-up</FONT> materials, and books and records used in preparing the
Closing Date Schedule, and any books, records and financial staff of the Company, available to Seller and his accountants, counsel and other representatives and to the Neutral Accountant resolving any dispute concerning the Stockholder Equity or the
Closing Date Schedule at reasonable times and upon reasonable notice during (i)&nbsp;the Review Period, and (ii)&nbsp;the resolution by Purchaser, Seller and, if applicable, the Neutral Accountant of any disputes as set forth in
<U>Section</U><U></U><U>&nbsp;2.4(c)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Resolution of
Disputes</U>. If Seller provides a notice of objection in accordance with <U>Section</U><U></U><U>&nbsp;2.4(b)</U> with regard to any one or more items, amounts or computations appearing in the Closing Date Schedule prior to the expiration of the
Review Period, Seller and Purchaser shall, during the thirty&nbsp;(30) day period following the delivery of Seller&#146;s objection, attempt in good faith jointly to resolve the matters on the Closing Date Schedule to which Seller objected. Any
items, amounts or computations so resolved by the parties shall be deemed to be final, correct and determinative as so resolved and </P>
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shall be binding on all the parties to this Agreement. In the event Seller and Purchaser cannot resolve all of such matters by the end of such thirty&nbsp;(30) day period, any party may
immediately engage the Neutral Accountant to resolve any items that remain in dispute. Each of Purchaser and Seller shall present its or his position on the disputed items to the Neutral Accountant in writing, and the parties shall require the
Neutral Accountant, within thirty&nbsp;(30) days thereafter, acting as an expert and not an arbitrator, to resolve only the matters objected to by Seller and not resolved by Seller and Purchaser with respect to the determination of the Stockholder
Equity. The resolution by the Neutral Accountant of such matters shall be within the range of the amounts claimed by Seller and Purchaser in their written submissions to the Neutral Accountant. All fees and expenses of the Neutral Accountant in
connection with any dispute under this <U>Section</U><U></U><U>&nbsp;2.4(c)</U> shall be paid fifty percent (50%) by Purchaser and fifty percent (50%) by Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Final Closing Date Schedule</U>. The Stockholder Equity as finally
determined pursuant to <U>Section</U><U></U><U>&nbsp;2.4(b)</U> or <U>Section</U><U></U><U>&nbsp;2.4(c)</U> (the &#147;<U>Final Stockholder Equity</U>&#148;) and the Final Base Purchase Price based thereon, shall be determinative for purposes of
this <U>Section</U><U></U><U>&nbsp;2.4</U> and shall be final and binding on all of the parties to this Agreement. All components, and the amounts of such components, necessary to compute the final and binding Final<B> </B>Stockholder Equity and the
Final Base Purchase Price based thereon, are referred to herein, collectively, as the &#147;<U>Final Closing Date Schedule</U>.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Payment</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Final Base Purchase Price as reflected on the Final Closing
Date Schedule is less than the Estimated Base Purchase Price, then Seller shall pay an amount equal to such shortfall to the Company via wire transfer of immediately available funds no later than the fifth (5<SUP
STYLE="font-size:75%; vertical-align:top">th</SUP>) Business Day following the completion of the Final Closing Date Schedule. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Final Base Purchase Price exceeds the Estimated Base Purchase
Price, then Purchaser shall pay to Seller an amount equal to such excess via wire transfer of immediately available funds no later than the fifth (5<SUP STYLE="font-size:75%; vertical-align:top">th</SUP>) Business Day following the completion of the
Final Closing Date Schedule. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Final Base Purchase Price
equals the Estimated Base Purchase Price, then there shall be no payment pursuant to this <U>Section</U><U></U><U>&nbsp;2.4(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any payment made after the Closing pursuant to this
<U>Section</U><U></U><U>&nbsp;2.4(e)</U> shall be treated as an adjustment to the purchase price for Tax purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Final and Binding Adjustment</U>. Each party hereto acknowledges and
agrees that the adjustment provisions set forth in this <U>Section</U><U></U><U>&nbsp;2.4</U> shall be final and binding on Purchaser and Seller with respect to (i)&nbsp;determining whether or not any adjustment is required be made to the Estimated
Base Purchase Price pursuant to this Agreement and (ii)&nbsp;determining the amount of any such adjustment. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U><FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Consideration</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Issuance of <FONT STYLE="white-space:nowrap">Earn-Out</FONT>
Shares</U>. As additional consideration for the purchase of the Shares, in satisfaction of Purchaser&#146;s obligation to deliver the <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares to Seller, Purchaser Parent shall grant and issue to Seller
at Closing shares of restricted CBI Shares (&#147;<U><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>&#148;) in the following amounts and having the following terms: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>2023 <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>.
Purchaser Parent shall issue to Seller a number of <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares equal to (i) (A) $2,625,000 <I>divided</I> <I>by</I> (B)&nbsp;the CBI Market Price <I><U>minus</U></I>
<FONT STYLE="white-space:nowrap">(ii)&nbsp;one-half</FONT> of the number of restricted CBI Shares issued as Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares, which (along with <FONT STYLE="white-space:nowrap">one-half</FONT> of the
restricted CBI Shares issued as Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares) shall be subject to vesting if (and shall be subject to forfeiture unless) either (y)&nbsp;the Company generates at least $155&nbsp;million in
Originations during the calendar year ending December&nbsp;31, 2023 or (z)&nbsp;the Company generates at least $350&nbsp;million in aggregate Originations during the two calendar years ending December&nbsp;31, 2024 (the &#147;<U>2023 <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>2024 <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>.
Purchaser Parent shall issue to Seller a number of <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares equal to (i) (A) $2,625,000 <I>divided</I> <I>by</I> (B)&nbsp;the CBI Market Price<I> </I><I><U>minus</U></I>
<FONT STYLE="white-space:nowrap">(ii)&nbsp;one-half</FONT> of the number of restricted CBI Shares issued as Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares, which (along with <FONT STYLE="white-space:nowrap">one-half</FONT> of the
restricted CBI Shares issued as Management <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares) shall be subject to vesting if (and shall be subject to forfeiture unless) either (y)&nbsp;the Company generates at least $207.5&nbsp;million in
Originations during the calendar year ending December&nbsp;31, 2024 or (z)&nbsp;the Company generates at least $350&nbsp;million in aggregate Originations during the two calendar years ending December&nbsp;31, 2024 (the &#147;<U>2024 <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Originations</U>. As used herein, the term
&#147;<U>Originations</U>&#148; shall mean the principal value, based on the cost of equipment funded, of actual, closed originations of equipment leases, loans, rentals, notes and similar equipment-related financing products offered by the Company
during the applicable year, calculated in accordance with the practices of the Company in effect as of immediately prior to the date hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Fractional Shares</U>. Notwithstanding anything to the contrary
contained herein, Purchaser Parent shall not issue to Seller any fractional <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares and if the foregoing calculation would result in Seller being entitled to a fraction of an <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Share, such fraction shall be rounded to the nearest whole number, with 0.5 being rounded up. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Adjustments to <FONT STYLE="white-space:nowrap">Earn-Out</FONT>
Shares</U>. In the event that, prior to the Closing Date, the outstanding CBI Shares shall have been increased, decreased, exchanged, combined or changed into a different number or kind of shares or securities as a result of any reorganization,
recapitalization, reclassification, stock dividend, stock split, reverse stock split or other similar change in capitalization affecting the CBI Shares, the <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares (including the amounts thereof)
shall be proportionately adjusted to provide Seller a number of <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares having the same economic effect as contemplated by this Agreement prior to such event. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">19 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Terms of <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>. The terms and conditions of the <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares shall be set forth in Restricted Share Award Agreements in the form attached hereto as <U>Exhibit C</U>
(the &#147;<U><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements</U>&#148;) to be executed and delivered by Purchaser Parent reflecting the terms set forth in <U>Section</U><U></U><U>&nbsp;2.5(a)</U>. Prior to vesting or forfeiture,
as applicable, all <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares shall be treated as &#147;participating&#148; with voting rights and shall be considered outstanding CBI Shares for purposes of voting and receipt of dividends and
distributions declared and paid on the CBI Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Acceleration</U>. In the event that, prior to December&nbsp;31,
2024, (i) Purchaser Parent effects a sale of Purchaser to a third party or (ii)&nbsp;Purchaser Parent effects a merger, consolidation, sale of all or substantially all of the assets of or other transaction or series of transactions involving
Purchaser, in each case which results in at least 50% of the combined voting power of the voting securities of Purchaser being owned, directly or indirectly, by any person or group of persons acting in concert other than Civista, then all unvested <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares shall immediately vest in full upon the closing of such sale or other transaction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Covenants</U>. From the Closing Date through December&nbsp;31, 2024,
Purchaser shall (i)&nbsp;act in good faith and in a spirit of fair dealing with respect to the Company&#146;s ability to achieve the Origination targets set forth in <U>Section</U><U></U><U>&nbsp;2.5(a)(i)</U> and
<U>Section</U><U></U><U>&nbsp;2.5(a)(ii)</U> (the &#147;<U>Origination Targets</U>&#148;) and not knowingly take (or omit to take) any action, directly or indirectly, with the purpose or intent of harming, reducing or diminishing the ability of the
Company to achieve the Origination Targets (including any action to shift or divert Originations from the Company to Purchaser or any of its Affiliates), (ii) maintain the Business as a separate business unit with separate accounting books and
records such that its results can be separately computed, distinct from the operations of Purchaser and its Affiliates; and (iii)&nbsp;use commercially reasonable efforts to provide (or cause to be provided) reasonably adequate capital or other
funding as necessary to permit the Company to achieve the Origination Targets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Annual Origination Statement</U>. Within 90 days following the end
of each of the calendar years ending December&nbsp;31, 2023 and December&nbsp;31, 2024, Purchaser shall prepare and deliver to Seller a written statement setting forth its determination of the aggregate Originations generated by the Company for the
applicable calendar year in accordance with the provisions of this <U>Section</U><U></U><U>&nbsp;2.5</U>, together with reasonable supporting detail (the &#147;<U>Annual Origination Statement</U>&#148;). Seller shall have the right to review each
Annual Origination Statement for a period of forty-five (45)&nbsp;days following the delivery thereof (the &#147;<U>Origination Statement Review Period</U>&#148;), and Purchaser shall make the work papers,
<FONT STYLE="white-space:nowrap">back-up</FONT> materials and books and records used in preparing the Annual Origination Statement available to Seller and his accountants at reasonable times and upon reasonable notice following the delivery of the
Annual Origination Statement by Purchaser to Seller hereunder, and any delay in making such documents and materials available shall result in an automatic extension of the applicable Origination Review Period by a number of days equal to such delay.
</P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Objections to
Annual Origination Statements</U>. Seller shall have the right to object to any amount or computation appearing in an Annual Origination Statement by notifying Purchaser in writing of such objections prior to the expiration of the applicable
Origination Statement Review Period. Any such notice of objection by Seller shall indicate each disputed item or amount and the basis for Seller&#146;s objection therewith in reasonable detail. If Seller does not make any such objection prior to the
expiration of the applicable Origination Statement Review Period, the amount of aggregate Originations set forth on the Annual Origination Statement shall be determinative for purposes of this <U>Section&nbsp;2.5</U> and shall be final and binding
on all of the parties to this Agreement. Purchaser will make the work papers, <FONT STYLE="white-space:nowrap">back-up</FONT> materials, and books and records used in preparing the Annual Origination Statement, and any books, records and financial
staff of the Company, available to Seller and his accountants, counsel and other representatives and to the Neutral Accountant resolving any dispute concerning the Annual Origination Statement at reasonable times and upon reasonable notice during
(i)&nbsp;the Origination Statement Review Period, and (ii)&nbsp;the resolution by Purchaser, Seller and, if applicable, the Neutral Accountant of any disputes as set forth in <U>Section</U><U></U><U>&nbsp;2.4(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Resolution of Disputes</U>. If Seller provides a notice of objection
to an Annual Origination Statement in accordance with <U>Section</U><U></U><U>&nbsp;2.5(f)</U> with regard to the amount of Originations set forth on the Annual Origination Statement prior to the expiration of the applicable Origination Statement
Review Period, Seller and Purchaser shall, during the thirty&nbsp;(30) day period following the delivery of Seller&#146;s objection, attempt in good faith jointly to resolve the matters on the Annual Origination Statement to which Seller objected.
Any items, amounts or computations so resolved by the parties shall be deemed to be final, correct and determinative as so resolved and shall be binding on all the parties to this Agreement. In the event Seller and Purchaser cannot resolve all of
such matters by the end of such thirty&nbsp;(30) day period, any party may immediately engage the Neutral Accountant to resolve any items that remain in dispute. Each of Purchaser and Seller shall present its or his position on the disputed items to
the Neutral Accountant in writing, and the parties shall require the Neutral Accountant, within thirty&nbsp;(30) days thereafter, acting as an expert and not an arbitrator, to resolve only the matters objected to by Seller and not resolved by Seller
and Purchaser with respect to Annual Origination Statement. The resolution by the Neutral Accountant of such matters shall be within the range of the amounts claimed by Seller and Purchaser in their written submissions to the Neutral Accountant. All
fees and expenses of the Neutral Accountant in connection with any dispute under this <U>Section</U><U></U><U>&nbsp;2.4(c)</U> shall be paid fifty percent (50%) by Purchaser and fifty percent (50%) by Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Binding Determination of Originations</U>. The aggregate
Originations set forth in each Annual Origination Statement, as finally determined pursuant to <U>Section</U><U></U><U>&nbsp;2.4(b)</U> or <U>Section</U><U></U><U>&nbsp;2.4(c)</U> shall be determinative for all purposes under this
<U>Section</U><U></U><U>&nbsp;2.5</U> and all <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements and shall be final and binding on all parties for purposes of determining whether the applicable
<FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares vest or are forfeited pursuant to <U>Section</U><U></U><U>&nbsp;2.5</U> and all <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">21 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Closing
Deliveries of Seller and the Company</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">At the Closing, Seller and the Company shall deliver, or cause to be
delivered, to Purchaser the following, in addition to any other documents or instruments specifically required to be delivered by Seller pursuant to this Agreement: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certificate(s) and Stock Power</U>. Seller shall deliver stock
certificate(s) representing all of the Shares, duly endorsed for transfer or accompanied by a duly executed stock power. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Escrow Agreement</U>. The Escrow Agreement, duly executed by Seller
and the Escrow Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Tax Certificate</U>. A duly executed Form
<FONT STYLE="white-space:nowrap">W-9</FONT> from Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Required Consents</U>. Evidence that the third-party consents or
approvals listed on <U>Schedule&nbsp;2.6(d)</U> have been obtained. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Noncompetition Agreements</U>. A Noncompetition and Nonsolicitation
Agreement in the form attached hereto as <U>Exhibit D</U> (each, a &#147;<U>Noncompetition Agreement</U>&#148;), duly executed by each Designated Employee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Good Standing Certificates</U>. Certificates from (i)&nbsp;the
Secretary of State of Pennsylvania and (ii)&nbsp;from the Secretary of State of each other jurisdiction in which the Company is qualified to do business, each issued not more than ten (10)&nbsp;Business Days prior to the Closing Date, certifying the
good standing (or its equivalent) of the Company in each such jurisdiction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Secretary&#146;s Certificate</U>. A certificate of the Secretary or
Assistant Secretary of the Company certifying as to (i)&nbsp;the full force and effect of the Organizational Document of the Company attached to such certificate as an exhibit, (ii)&nbsp;the full force and effect of the Operating Document of the
Company attached to such certificate as an exhibit, and (iii)&nbsp;the accuracy and full force and effect of resolutions adopted by the board of directors (or other applicable governing body) of the Company approving the execution and delivery of
this Agreement and the performance of the Transactions by the Company, attached as one or more exhibits to such certificate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Closing Certificate</U>. A certificate, executed by Seller and by a
duly authorized officer of the Company on behalf of the Company (and not in his or her individual capacity), to the effect that the conditions set forth in <U>Section</U><U></U><U>&nbsp;6.1(d)</U>, <U>Section</U><U></U><U>&nbsp;6.1(e)</U> and
<U>Section</U><U></U><U>&nbsp;6.1(f)</U> have been satisfied. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
Key Employee Agreement in the form attached hereto as <U>Exhibit E</U> (each, a &#147;<U>Key Employee Agreement</U>&#148;), duly executed by each Key Employee. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">22 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Closing
Deliveries of Purchaser and Purchaser Parent</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">At the Closing, Purchaser and Purchaser Parent shall deliver, or
cause to be delivered, to Seller or the other applicable Persons, in addition to any other documents or instruments specifically required to be delivered by Purchaser or Purchaser Parent pursuant to this Agreement: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Estimated Base Purchase Price</U>. The Estimated Base Purchase Price
and the other amounts required to be paid by Purchaser at the Closing pursuant to <U>Article</U><U></U><U>&nbsp;II</U>, to Seller and the other applicable Persons identified therein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Stock Consideration</U>. Purchaser Parent shall deliver evidence of
the issuance of the Stock Consideration pursuant to <U>Section</U><U></U><U>&nbsp;2.3(b)</U>, to Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares</U>.
Purchaser Parent shall deliver an <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreement, duly executed by Purchaser Parent, with respect to each of the 2023 <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares and the 2024 <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares issued pursuant to <U>Section</U><U></U><U>&nbsp;2.5</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Secretary&#146;s Certificate of Purchaser</U>. A certificate of the
Secretary or Assistant Secretary of Purchaser certifying as to (i)&nbsp;the full force and effect of the Organizational Document of Purchaser attached to such certificate as an exhibit, (ii)&nbsp;the full force and effect of the Operating Document
of Purchaser attached to such certificate as an exhibit, (iii)&nbsp;the accuracy and full force and effect of resolutions adopted by the board of directors (or other applicable governing body) of Purchaser approving the execution and delivery of
this Agreement and the performance of the Transactions by Purchaser, attached as one or more exhibits to such certificate, and (iv)&nbsp;the good standing or existence of Purchaser, as applicable, attaching as an exhibit a certificate issued by the
secretary of state (or equivalent) of the jurisdiction of formation of Purchaser as of a recent date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Secretary&#146;s Certificate of Purchaser Parent</U>. A certificate
of the Secretary or Assistant Secretary of Purchaser Parent certifying as to (i)&nbsp;the full force and effect of the Organizational Document of Purchaser Parent attached to such certificate as an exhibit, (ii)&nbsp;the full force and effect of the
Operating Document of Purchaser Parent attached to such certificate as an exhibit, (iii)&nbsp;the accuracy and full force and effect of resolutions adopted by the board of directors (or other applicable governing body) of Purchaser Parent approving
the execution and delivery of this Agreement and the performance of the Transactions by Purchaser Parent, attached as one or more exhibits to such certificate, and (iv)&nbsp;the good standing or existence of Purchaser Parent, as applicable,
attaching as an exhibit a certificate issued by the secretary of state (or equivalent) of the jurisdiction of formation of Purchaser Parent as of a recent date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Escrow Agreement</U>. The Escrow Agreement, duly executed by
Purchaser and the Escrow Agent, and deposit of the Escrow Amount with the Escrow Agent as provided in <U>Section</U><U></U><U>&nbsp;2.3(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Evidence of D&amp;O Insurance</U>. Evidence of the continuation of
the Company&#146;s director and officer liability insurance, pursuant to <U>Section</U><U></U><U>&nbsp;5.8(b)</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">23 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Required
Consents</U>. Evidence that the third-party consents or approvals listed on <U>Schedule</U><U></U><U>&nbsp;2.7(h)</U> have been obtained. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Closing Certificate</U>. Purchaser and Purchaser Parent shall
deliver to Seller a certificate, executed by a duly authorized officer of Purchaser and Purchaser Parent on behalf of Purchaser and Purchaser Parent (and not in his or her individual capacity), to the effect that the conditions set forth in
<U>Section</U><U></U><U>&nbsp;6.2(d)</U> and <U>Section</U><U></U><U>&nbsp;6.2(e)</U> have been satisfied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;2.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Withholding</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Notwithstanding any other provision in this Agreement to the contrary, Purchaser and any other applicable payer shall be
entitled to deduct and withhold from any amount payable pursuant to this Agreement such amounts as are required to be deducted and withheld under Applicable Law. Purchaser and any other applicable payer shall, as soon as reasonably practicable upon
becoming aware that any such deduction and withholding requirement exists with respect to any amount payable pursuant to this Agreement (other than any amount that is compensation to an employee for Tax purposes), provide advance notice to the
applicable payee of such deduction or withholding pursuant to this <U>Section</U><U></U><U>&nbsp;2.8</U> and reasonably cooperate with such Person to reduce or eliminate such deductions and withholding. Any amounts so deducted and withheld shall be
paid over to the appropriate Governmental Entity. Amounts withheld pursuant to this <U>Section</U><U></U><U>&nbsp;2.8</U> shall be treated for all purposes of this Agreement as having been paid to the Person in respect of which such deduction and
withholding was made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE III. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>REPRESENTATIONS AND WARRANTIES OF SELLER </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth in the Schedules to this <U>Article</U><U></U><U>&nbsp;III</U>, Seller hereby represents and warrants to
Purchaser as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Authorization</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Seller has the requisite power and authority and is legally competent to execute, deliver and perform this Agreement and each
of the other Transaction Documents to which he is a party and to consummate the Transactions. The Company has the requisite power and authority to execute, deliver and perform this Agreement, and the execution, delivery and performance of this
Agreement by the Company and the consummation of the Transactions as contemplated by this Agreement have been duly authorized by all necessary corporate action on the part of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Execution; Validity of Agreement</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement has been duly executed and delivered by Seller and the Company. This Agreement constitutes, and, when executed
and delivered by Seller, each other Transaction Document to which Seller is a party will constitute (in each case assuming due and valid authorization, execution and delivery by the other parties thereto), a legal, valid and binding obligation of
Seller and/or the Company, as applicable, enforceable against Seller and/or the Company, as applicable, in accordance with its terms except (a)&nbsp;as limited by applicable bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance
and other similar </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">24 </P>

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Applicable Laws of general application affecting enforcement of creditors&#146; rights generally and (b)&nbsp;the availability of the remedy of specific performance or injunctive or other forms
of equitable relief may be subject to equitable defenses and would be subject to the discretion of the court before which any such proceeding may be brought. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Consents and Approvals; No Violations</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth in <U>Schedule 3.3</U>, none of the execution, delivery or performance of this Agreement or any other
Transaction Document by Seller or the Company, the consummation by Seller or the Company of the Transactions or compliance by Seller or the Company with any of the provisions hereof or of any other Transaction Document to which Seller is a party
will (a)&nbsp;violate, conflict with or result in any breach of any provision of the Operating Documents or Organizational Documents (if applicable) of the Company, (b)&nbsp;require any material filing with or notice to, or the obtaining of any
material permit, authorization, consent or approval of, any Governmental Entity or other Person by Seller or the Company, (c)&nbsp;result in a violation or breach of, or constitute (with or without due notice or lapse of time or both) a default (or
give rise to any right of termination, cancellation or acceleration) under, any of the terms, conditions or provisions of any Contract to which Seller or the Company is a party, or (d)&nbsp;violate in any material respect any Applicable Laws
applicable to Seller or the Company, excluding from the foregoing clause (c)&nbsp;such violations, breaches or defaults that would not, individually or in the aggregate, have a Company Material Adverse Effect or a material adverse effect on
Seller&#146;s ability to consummate the Transactions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Ownership of Shares</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Seller is the sole record and beneficial owner of the Shares, and, except for Encumbrances contained in the Company&#146;s
Operating Documents or Organizational Documents, Seller has good and valid title to the Shares free and clear of any Encumbrances. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Organization and Qualification of the Company</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">The Company is qualified to do business as a foreign entity in each jurisdiction listed on <U>Schedule 3.5(a)</U>. The Company
(a)&nbsp;is validly existing and in good standing under the Applicable Laws of its jurisdiction of incorporation or formation, as applicable, (b)&nbsp;has full power and authority to carry on its business as it is now being conducted and to own,
lease and operate its properties and assets, and (c)&nbsp;is duly qualified or licensed to do business as a foreign entity and is in good standing in each jurisdiction in which such qualification is required, except for those jurisdictions in which
the failure to be so qualified would not, individually or in the aggregate, have a Company Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Capitalization</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Capitalization</U>. With respect to the Company,
<U>Schedule</U><U></U><U>&nbsp;3.6(a)</U> sets forth (i)&nbsp;the total number of authorized Equity Interests, (ii)&nbsp;the number and class of Equity Interests issued and outstanding, and (iii)&nbsp;the record owner of all the issued and
outstanding Equity Interests of the Company. All of the outstanding Equity Interests of the Company are duly authorized and validly issued and, to the extent applicable, fully paid and <FONT STYLE="white-space:nowrap">non-assessable.</FONT> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">25 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other
Securities</U>. Except as set forth in <U>Schedule</U><U></U><U>&nbsp;3.6(b)</U>, (i)&nbsp;there are no outstanding securities or obligations convertible into or exchangeable for Equity Interests of the Company, (ii)&nbsp;there are no outstanding or
authorized options, warrants, call rights or other similar rights obligating the Company to issue, transfer or sell or cause to be issued, transferred or sold any Equity Interests, (iii)&nbsp;there are no outstanding or authorized stock
appreciation, phantom stock or similar rights with respect to the Company, and (iv)&nbsp;there are no Contracts to which the Company is a party relating to the voting, issuance, purchase, redemption, registration, repurchase or transfer of any of
the Equity Interests of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Subsidiaries</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">The Company does not own any Equity Interests in any corporation, association, trust, limited liability company, partnership,
joint venture or other entity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Financial
Statements</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><U>Schedule</U><U></U><U>&nbsp;3.8</U> contains true and complete copies of the Audited Financial
Statements and the Interim Management Financial Statements. The Audited Financial Statements have been prepared in accordance with GAAP (except as may be stated in the notes thereto) and present fairly, in all material respects, the financial
position of the Company as of the dates thereof and its results of operations and cash flows for the periods covered thereby. The Interim Management Financial Statements have been prepared in accordance with GAAP and present fairly, in all material
respects, the financial position of the Company as of the date of such statements and its results of operations and cash flows for the period covered thereby; <U>provided</U>, that the Interim Management Financial Statements are subject to <FONT
STYLE="white-space:nowrap">year-end</FONT> audit adjustments and do not contain the disclosures to be found in notes to audited financial statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.9</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>No Undisclosed Liabilities</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth on <U>Schedule</U><U></U><U>&nbsp;3.9</U>, the Company has no liabilities or obligations except for
(a)&nbsp;liabilities and obligations set forth on, or reserved against in, the Interim Management Financial Statements, (b)&nbsp;liabilities and obligations incurred in the ordinary course of business consistent with past practice subsequent to the
date of the Interim Management Financial Statements, (c)&nbsp;liabilities and obligations arising under or disclosed in this Agreement or the Schedules and (d)&nbsp;liabilities and obligations arising under the executory obligations of any Contract
(none of which results from or was caused by any breach of such Contract). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.10</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Absence of Certain Changes</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except (a)&nbsp;as set forth on <U>Schedule</U><U></U><U>&nbsp;3.10</U>, (b) actions taken by the Company in connection with
this Agreement and the Transactions, and (c)&nbsp;as required to comply with <FONT STYLE="white-space:nowrap">COVID-19</FONT> Measures or actions otherwise taken (or not taken) by the Company to respond to
<FONT STYLE="white-space:nowrap">COVID-19</FONT> or <FONT STYLE="white-space:nowrap">COVID-19</FONT> Measures, since the date of the Interim Management Financial Statements, (i)&nbsp;the Company has conducted operations in the ordinary course of
business consistent with past practice in all material </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">26 </P>

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respects, and (ii)&nbsp;there has not been any (A)&nbsp;Company Material Adverse Effect, (B)&nbsp;incurrence of Indebtedness material to the Company, (C)&nbsp;sale or transfer of any assets of
the Company other than dispositions in the ordinary course of business or which are not material to the Company&#146;s business or financial condition (taken as a whole), (D)&nbsp;material change by the Company in accounting or auditing methods,
principles or practices, except as required by changes in GAAP or Applicable Laws, or (E)&nbsp;material election (other than in a manner consistent with past practice), rescission or modification of any election, change in accounting method, or
amended Tax Return made or filed with respect to the Company related to Taxes, or affirmative action to surrender any right to claim a Tax refund. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.11</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Title to and
Sufficiency</U></B><B><U></U></B><B><U>&nbsp;of Assets</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except for properties and assets sold since the date of
the Interim Management Financial Statements in the ordinary course of business consistent with past practice, the Company has good title to all of the material properties and assets owned by the Company as reflected on the Interim Management
Financial Statements free and clear of all Encumbrances, except for (a)&nbsp;Permitted Encumbrances, (b)&nbsp;Encumbrances disclosed in the Interim Management Financial Statements and (c)&nbsp;Encumbrances set forth on
<U>Schedule</U><U></U><U>&nbsp;3.11</U>. The properties and assets owned, leased or licensed by the Company are sufficient in all material respects for the continued conduct of its business immediately after the Closing in substantially the same
manner as conducted immediately prior to the Closing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section&nbsp;3.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Real Property</U>.<SUP
STYLE="font-size:75%; vertical-align:top"> </SUP> </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Real
Property</U>. The Company does not own any real property. <U>Schedule</U><U></U><U>&nbsp;3.12(a)</U> contains a true and complete list of all leases and subleases to which the Company is a party as lessee or sublessee of any real property (the
&#147;<U>Real Property Leases</U>&#148;). Each of the Real Property Leases is (i)&nbsp;a legal, valid and binding obligation of the Company, and (ii)&nbsp;enforceable against the Company and, to Seller&#146;s Knowledge, the other party or parties
thereto in accordance with its terms, in each case except (A)&nbsp;as limited by applicable bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance and other similar Applicable Laws of general application affecting enforcement of
creditors&#146; rights generally and (B)&nbsp;the availability of the remedy of specific performance or injunctive or other forms of equitable relief may be subject to equitable defenses and would be subject to the discretion of the court before
which any such proceeding may be brought. Neither the Company nor, to Seller&#146;s Knowledge, any other party to a Real Property Lease, is in material breach of or material default under any Real Property Lease. The Company has not received any
written notice of termination or cancellation with respect to any Real Property Lease. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Utilities; Condemnation</U>. The real property subject to the Real
Property Leases (collectively, the &#147;<U>Real&nbsp;Property</U>&#148;) is supplied with utilities suitable for the operation of the business presently conducted thereon. There does not exist any pending or, to Seller&#146;s Knowledge, threatened
condemnation or eminent domain proceeding with respect to any of the Real Property. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">27 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section&nbsp;3.13&nbsp;&nbsp;&nbsp;&nbsp;<U>Customer Agreements.</U>
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Portfolio Tape</U>. The Company has made available to
Purchaser one or more electronic data files that list all outstanding loan and lease agreements pursuant to which the Company is lender or lessor (&#147;<U>Customer Agreements</U>&#148;) as of August&nbsp;31, 2022 (the &#147;<U>Portfolio
Tape</U>&#148;). The information contained in the Portfolio Tape is complete and correct in all material respects as of the date thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Ordinary Course Transactions</U>. Each Customer Agreement arose out
of a bona fide business transaction entered into in the ordinary course of business consistent with past practice of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Collateral; Enforceability</U>. Each Customer Agreement currently
outstanding (i)&nbsp;to the extent secured, has been secured by valid Encumbrances on the collateral described in the documents relating to such Customer Agreement and (ii)&nbsp;is a valid and binding obligation of the Company and of the lessee,
obligor or borrower thereunder, and is enforceable against the Company and against the lessee, obligor or borrower thereunder in accordance with its terms, in each case except (A)&nbsp;as limited by applicable bankruptcy, insolvency, reorganization,
moratorium, fraudulent conveyance and other similar Applicable Laws of general application affecting enforcement of creditors&#146; rights generally and (B)&nbsp;the availability of the remedy of specific performance or injunctive or other forms of
equitable relief may be subject to equitable defenses and would be subject to the discretion of the court before which any such proceeding may be brought. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with Applicable Laws</U>. Each Customer Agreement has
been solicited, originated, maintained, serviced, administered and collected by the Company in compliance in all material respects with the applicable Customer Agreement and Applicable Laws. The Company possesses all material documents necessary for
the servicing and enforcement of the Customer Agreements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Defaults</U>. The Company is not in material breach of or material default under any Customer Agreement, and no event has occurred which, with notice and/or lapse of time, would constitute a material default by the Company thereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Delinquencies</U>. <U>Schedule 3.13(f)</U> sets forth a complete and
correct report as of August&nbsp;31, 2022 of total delinquencies under the Customer Agreements with respect to which the lessee, obligor or borrower thereunder is delinquent in the payment of any scheduled payment thereunder by more than ninety
(90)&nbsp;days, except for delinquencies subject to good faith dispute or in respect of rent abatements otherwise permitted under the applicable Customer Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.14</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Other Contracts and Commitments</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Material Contracts</U>. <U>Schedule</U><U></U><U>&nbsp;3.14(a)</U>
sets forth, as of the date hereof, a true and complete list of each Contract (excluding the Real Property Leases and the Customer Agreements) to which the Company is a party that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;provides for aggregate payments after the date hereof by the Company
or to the Company of more than $100,000 annually; </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;involves an
instrument evidencing or securing any Indebtedness or an agreement with any bank, finance company or similar organization relating to Indebtedness of the Company; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iii)&nbsp;&nbsp;&nbsp;&nbsp;materially restricts the Company from engaging in its business anywhere in the
world; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iv)&nbsp;&nbsp;&nbsp;&nbsp;is a distributor, consultant or sales representative Contract that is
not terminable without penalty by the Company at will or by giving notice of sixty (60)&nbsp;days or less; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;is a lease pursuant to which the Company is the lessee of personal
property, including any finance or operating lease, but excluding leases relating solely to personal property calling for rental or similar periodic payments of less than $100,000 per year; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(vi)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;is a joint venture or partnership agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(vii)&nbsp;&nbsp;&nbsp;&nbsp;is a collective bargaining agreement or Contract with any labor union or
council; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(viii)&nbsp;&nbsp;&nbsp;&nbsp;is a Contract with any Governmental Entity; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ix)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;relates to the disposition or acquisition by the Company after the
date of this Agreement of a material amount of assets not in the ordinary course of business. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(such items referred to in
subsections&nbsp;(i) through (ix)&nbsp;above, together with the Customer Agreements and the Real Property Leases, the &#147;<U>Material Contracts</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Validity</U>. Each of the Material Contracts is (i)&nbsp;in full
force and effect, (ii)&nbsp;a legal, valid and binding obligation of the Company, and (iii)&nbsp;enforceable against the Company and, to Seller&#146;s Knowledge, the other party or parties thereto in accordance with its terms, in each case except
(A)&nbsp;as limited by applicable bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance and other similar Applicable Laws of general application affecting enforcement of creditors&#146; rights generally and (B)&nbsp;the
availability of the remedy of specific performance or injunctive or other forms of equitable relief may be subject to equitable defenses and would be subject to the discretion of the court before which any such proceeding may be brought. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Defaults</U>. Except as set forth on
<U>Schedule</U><U></U><U>&nbsp;3.14(c)</U>, neither the Company nor, to Seller&#146;s Knowledge, any other party to a Material Contract, is in material breach of or material default under any Material Contract. The Company has not received any
written notice of termination or cancellation of any Material Contract. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.15</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Insurance</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><U>Schedule</U><U></U><U>&nbsp;3.15</U> contains a true and complete list of each material insurance policy maintained by the
Company as of the date hereof with respect to its properties, assets or operations, excluding those insurance policies listed on <U>Schedule</U><U></U><U>&nbsp;3.19(a)</U> that insure benefits provided under a Benefit Plan (the &#147;<U>Insurance
Policies</U>&#148;). All of the Insurance Policies are in full force and effect and are valid and enforceable, all premiums due thereon prior to the date hereof have been paid, the Company is not in default with respect to its other material
obligations under any Insurance Policy, and during the current policy year and each of the previous three (3)&nbsp;policy years, the Company has not received written notice of termination or cancellation of any Insurance Policy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.16</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Litigation</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth in <U>Schedule</U><U></U><U>&nbsp;3.16</U>, there is no action, suit, claim or proceeding by or before any
Governmental Entity pending or, to Seller&#146;s Knowledge, threatened against Seller or the Company other than any such action, suit, claim or proceeding against Seller (but not the Company) that (a)&nbsp;would not reasonably be expected to have a
Company Material Adverse Effect or (b)&nbsp;does not question or challenge the validity of this Agreement or any of the other Transaction Documents, or any action taken or to be taken by Seller in connection with this Agreement or any of the
Transaction Documents. Except as set forth in <U>Schedule</U><U></U><U>&nbsp;3.16</U>, the Company is not subject to any Order </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.17</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Environmental Matters</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance; No Releases</U>. Except as set forth in
<U>Schedule</U><U></U><U>&nbsp;3.17(a)</U>, and except as would not reasonably be expected to have a Company Material Adverse Effect, (i)&nbsp;the Company is in compliance with all applicable Environmental Laws, (ii)&nbsp;during the past three
(3)&nbsp;years, the Company has not received any written notice from any Governmental Entity or third party alleging that the Company is not in compliance with any Environmental Law, which noncompliance remains unresolved, and (iii)&nbsp;with
respect to any of the Real Property, during the past three (3)&nbsp;years there has been no Release of a Hazardous Substance by the Company which Release remains unresolved. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Approvals</U>. <U>Schedule</U><U></U><U>&nbsp;3.17(b)</U> contains a
true and complete list of all material permits, licenses and approvals issued by any Governmental Entity under applicable Environmental Laws with respect to the use of the Company&#146;s properties or the operation of its business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.18</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Compliance with Laws</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as provided in <U>Schedule</U><U></U><U>&nbsp;3.18</U>, the Company is, and at all times during the past three
(3)&nbsp;years has been, in compliance in all material respects with Applicable Laws, including all Applicable Laws related to the regulation of financial institutions and other financial service providers or promulgated by Governmental Entities
having authority to regulate and/or supervise financial institutions and other financial service providers, in each case to the extent applicable to the Company. Except as provided in <U>Schedule</U><U></U><U>&nbsp;3.</U>18, the Company has been
granted, and currently holds in full force and effect, all permits, licenses and approvals required to be obtained by the </P>
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Company from any Governmental Entity under Applicable Laws with respect to the use of the Company&#146;s properties or the operation of its businesses, except as would not reasonably be expected
to have a Company Material Adverse Effect. Notwithstanding the foregoing, none of the representations and warranties contained in this <U>Section</U><U></U><U>&nbsp;3.18</U> shall be deemed to govern, cover or otherwise relate to Customer Agreements
(which are governed exclusively by <U>Section</U><U></U><U>&nbsp;3.13</U>), environmental matters (which are governed exclusively by <U>Section</U><U></U><U>&nbsp;3.17</U>), employee benefits matters (which are governed exclusively by
<U>Section</U><U></U><U>&nbsp;3.19</U>), Tax matters (which are governed exclusively by <U>Section</U><U></U><U>&nbsp;3.20</U>) or labor matters (which are governed exclusively by <U>Section</U><U></U><U>&nbsp;3.22</U>). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.19</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Employee Benefit Matters</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Benefit Plans</U>. <U>Schedule</U><U></U><U>&nbsp;3.19(a)</U>
contains a true and complete list of all Benefit Plans. The Company has made available to Purchaser a true and complete copy of each Benefit Plan including any amendments thereto. In addition, with respect to each Benefit Plan, the Company has made
available to Purchaser a true and complete copy of each of the following: (i)&nbsp;all trust agreements, insurance contracts or any other funding instruments related to the Benefit Plan; (ii)&nbsp;any summary plan description, summary of material
modifications, employee handbooks and any other written communications (or a description of any oral communications) relating to such Benefit Plan; (iii)&nbsp;if applicable, the most recent IRS determination or opinion letter; (iv)&nbsp;if
applicable, the three most recently filed Forms 5500, with schedules and financial statements attached; (v)&nbsp;all nondiscrimination test reports for the three most recent plan years; and (vi)&nbsp;all material notices or other correspondence from
the IRS, Department of Labor, or other Governmental Entity relating to the Benefit Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Effect of Transaction</U>. Except as provided in
<U>Schedule</U><U></U><U>&nbsp;3.19(b)</U>, no Benefit Plan contains any provision that could (i)&nbsp;give rise to any acceleration, vesting, obligation to fund, increase in benefits or compensation, severance, termination or other payments, or
(ii)&nbsp;result in &#147;excess parachute payments&#148; within the meaning of Section&nbsp;280G(b) of the Code or require a <FONT STYLE="white-space:nowrap">gross-up</FONT> or other payment to any &#147;disqualified individual&#148; within the
meaning of Section&nbsp;280G of the Code; in each case, as a result of the execution of this Agreement, shareholder approval of this Agreement or the Transactions (either alone or in conjunction with another event). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Post-Employment Obligations</U>. Except as provided in
<U>Schedule</U><U></U><U>&nbsp;3.19(c)</U>, no Benefit Plan that is an employee welfare benefit plan (within the meaning of Section&nbsp;3(1) of ERISA) provides for continuing benefits or coverage for any participant or beneficiary of a participant
after such participant&#146;s termination of employment, except to the extent required by Applicable Law, and there has been no violation of Section&nbsp;4980B of the Code or <FONT STYLE="white-space:nowrap">Sections&nbsp;601-608</FONT> of ERISA by
the Company or any ERISA Affiliate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Title</U><U></U><U>&nbsp;IV
Benefit Plans</U>. No Benefit Plan is a Title&nbsp;IV Benefit Plan, a &#147;multiple employer plan&#148; (within the meaning of Section&nbsp;413(c) of the Code), or a &#147;multiple employer welfare arrangement&#148; (as defined in
Section&nbsp;3(40) of ERISA), and neither the Company nor any ERISA Affiliate has at any time sponsored, maintained or contributed to, or has had any obligation or liability with respect to, any plan subject to Title IV of ERISA or any multiple
employer plan or multiple employer welfare arrangement. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Tax Qualified
Status</U>. Each Benefit Plan intended to be &#147;qualified&#148; within the meaning of Section&nbsp;401(a) of the Code is so qualified and is the subject of a favorable unrevoked determination, opinion or notification letter issued by the IRS as
to its qualified status under the Code, and to Seller&#146;s Knowledge, no circumstances have occurred that would reasonably be expected to adversely affect the tax qualified status of any such Benefit Plan. No Benefit Plan is subject to
Section&nbsp;409A of the Code. Each Benefit Plan has been established, maintained and administered in all material respects in accordance with its terms, and in compliance with Applicable Law. There are no lawsuits, actions, proceedings or claims
pending or, to Seller&#146;s Knowledge, threatened with respect to, on behalf of, or against any Benefit Plan, the assets of any trust under any Benefit Plan or the plan sponsor, plan administrator or any fiduciary of any Benefit Plan (other than
routine claims for the payment of benefits in the ordinary course and pursuant to the terms of the Benefit Plan). No Benefit Plan is or has been the subject of an examination, investigation or audit by a Governmental Entity. None of the Company, any
ERISA Affiliate or any fiduciaries of any Benefit Plan have, with respect to any Benefit Plan, engaged in or been a party to any <FONT STYLE="white-space:nowrap">non-exempt</FONT> prohibited transaction, as such term is defined under
Section&nbsp;4975 of the Code or Section&nbsp;406 of ERISA, which could reasonably be expected to result in the imposition of a penalty assessed pursuant to Section&nbsp;502(i) of ERISA or a tax imposed by Section&nbsp;4975 of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Health coverage</U>. Since January&nbsp;1, 2015, the Company has
offered each of its full-time employees and their dependents the opportunity to enroll in affordable health insurance coverage that provides minimum value. The Company has maintained adequate records evidencing the offers of such coverage and has
timely complied with information reporting requirements under the Code with respect to such offers of coverage. Neither the Company nor any ERISA Affiliate has incurred, and no event has occurred or conditions exist, that could subject the Company
or any ERISA Affiliate to any penalty or excise tax under Section&nbsp;4980D or 4980H of the Code. The Company and all ERISA Affiliates have complied with the applicable reporting requirements under Sections 6055 and 6056 of the Code, and are in
material compliance with the applicable requirements of the Patient Protection and Affordable Care Act and its companion bill, the Health Care and Education Reconciliation Act of 2010, each as amended from time to time </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.20</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Tax Matters</U></B>.<SUP
STYLE="font-size:75%; vertical-align:top"> </SUP>Except as set forth on <U>Schedule 3.20</U>: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Tax Returns</U>. The Company has filed (or has had filed on its
behalf) all income and other material Tax Returns required to be filed by it. All such Tax Returns are true, correct and complete in all material respects, and disclose all applicable Taxes required to be paid for the periods covered thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Payment</U>. The Company has paid (or has withheld and paid or has
had paid on its behalf) all Taxes shown as due and payable on the Tax Returns described in <U>Section</U><U></U><U>&nbsp;3.20(a)</U> and all other material Taxes due and payable by it. The Company has withheld and paid all Taxes required to have
been withheld and paid in connection with any amounts </P>
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paid or owing to any employee, independent contractor, creditor, shareholder, director, or other third-party and all IRS Forms <FONT STYLE="white-space:nowrap">W-2</FONT> and 1099 (and similar
forms of state, local and foreign Governmental Entities) required with respect thereto have been properly completed in all material respects and timely filed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Tax Contests</U>. No federal, state or local audits, examinations,
investigations or other administrative proceedings or court proceedings with respect to Taxes (&#147;<U>Tax Contests</U>&#148;) are presently pending or have been threatened in writing with regard to any Tax Returns filed by the Company. All such
past Tax Contests have been fully and irrevocably settled and satisfied without any pending, ongoing or future liability. During the past five (5)&nbsp;years, neither Seller nor the Company has received from any federal, state, local, or <FONT
STYLE="white-space:nowrap">non-U.S.</FONT> Governmental Entity (including jurisdictions where the Company has not filed Tax Returns) any (i)&nbsp;written notice indicating an intent to open an audit or other review with respect to Taxes or
(ii)&nbsp;written notice of deficiency, proposed adjustment or other claim for any amount of Tax proposed, asserted, or assessed by any Governmental Entity against or with respect to the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Extensions</U>. There are no outstanding requests, agreements,
consents or waivers to extend the statutory period of limitations applicable to the assessment of any Taxes or deficiencies against the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Jurisdictions</U>. During the past five (5)&nbsp;years, no written
claim has been made by a Tax authority in a jurisdiction where the Company does not pay Taxes or file Tax Returns that the Company is subject to Taxes assessed by such jurisdiction. The Company is not formed, and is not resident for Tax purposes,
outside of the United States. The Company does not have, and has never had, a permanent establishment within the meaning of any applicable Tax treaty, an office or fixed place of business or any other presence in a country other than the United
States that subjects it to taxation by such country. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Affiliations</U>. During the past five (5)&nbsp;years, the Company
has not been a member of an Affiliated Group filing a consolidated income Tax Return. The Company has no liability for the Taxes of any Person (other than the Company) under Treasury Regulation
<FONT STYLE="white-space:nowrap">Section&nbsp;1.1502-6</FONT> (or any corresponding provision of state, local or <FONT STYLE="white-space:nowrap">non-U.S.</FONT> Applicable Law), as a transferee or successor, by contract or otherwise (other than
pursuant to commercial agreements entered into in the ordinary course of business, the primary subject matter of which is not Taxes). Within the past five (5)&nbsp;years, the Company has not distributed stock of another Person, or had its stock
distributed by another Person, in a transaction that was purported or intended to be governed in whole or in part by Sections 355 or 361 of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Encumbrances</U>. There are no Encumbrances for Taxes (other than
Permitted Encumbrances) on the Shares or any of the assets of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Post-Closing Items</U>. The Company will not be required to include
any item of income in, or exclude any item of deduction from, taxable income for any taxable period (or portion thereof) ending on or after the Closing Date as a result of any: (i)&nbsp;change in method of accounting in a <FONT
STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period; (ii)&nbsp;use of an improper method of accounting in a <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period, (iii)&nbsp;installment sale or open transaction disposition made prior
to the Closing; or (iv)&nbsp;prepaid amount received prior to the Closing. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Reporting</U>. The
Company is not, and has never been, a party to any &#147;reportable transaction&#148; or &#147;listed transaction&#148; as defined in Treasury Regulation <FONT STYLE="white-space:nowrap">Section&nbsp;1.6011-4(b)(1)</FONT> or (2), respectively. None
of the assets of the Company (i)&nbsp;is <FONT STYLE="white-space:nowrap">&#147;tax-exempt</FONT> use property&#148; within the meaning of Section&nbsp;168(h) of the Code, or (ii)&nbsp;secures any debt the interest on which is tax exempt under
Section&nbsp;103(a) of the Code. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other Arrangements</U>. The
Company has not (i)&nbsp;executed, entered into or requested to enter into a closing agreement pursuant to Section&nbsp;7121 of the Code or any similar provision of state, local or foreign Applicable Law, and the Company is not subject to, and has
not requested to be subject to, any private letter ruling of the IRS or comparable ruling of any other Governmental Entity, or (ii)&nbsp;granted any Person any power of attorney with respect to any Tax matter, in each case that would have continuing
effect on Purchaser, the Company or their respective Affiliates after the Closing Date. The Company is not the beneficiary of any Tax incentive, Tax rebate, Tax holiday or similar arrangement or agreement with any Governmental Entity. The Company is
not a party to any Tax allocation or sharing agreement or Tax indemnity obligation or similar Contract that obligates it to make any payment with respect to Taxes of any other Person (other than commercial agreements entered into in the ordinary
course of business, the primary subject matter of which is not Taxes). The Company is not a party to a joint venture, partnership or other arrangement that is treated as a partnership for Tax purposes, other than arrangements entered into in the
ordinary course of business where the Company sells or &#147;discounts&#148; loan or lease receivables to a third party, including such arrangements where the Company retains an interest in the residual value of the underlying assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Tax Classification</U>. The Company (i)&nbsp;has been classified for
federal income tax purposes as an &#147;S&nbsp;corporation&#148; as defined in Section&nbsp;1361(a)(1) of the Code at all times since its formation and (ii)&nbsp;is not a continuation of any other entity for federal income tax purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Stimulus Programs</U>. The Company has not claimed a Tax credit or
similar offset against payroll or other Taxes pursuant to Coronavirus Aid, Relief, and Economic Security Act of 2020, the Families First Coronavirus Response Act, the Consolidated Appropriations Act, 2021, the American Rescue Plan Act of 2021, or
any other federal, state, municipal, local, or other stimulus fund program in connection with the <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic (&#147;<U>Stimulus Program</U>&#148;). The Company has not deferred any portion of any
payroll, social security, unemployment, withholding Taxes or other Taxes pursuant to any Stimulus Program or the memorandum issued by the President of the United States on August&nbsp;8, 2020, regarding the deferral of certain payroll Taxes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except for the representations set forth in <U>Sections 3.20(h)</U> and <U>(j)</U>, the representations made in this
<U>Section</U><U></U><U>&nbsp;3.20</U> refer only to the past activities of the Company and are not intended to serve as representations to, or a guarantee of, nor can they be relied upon with respect to, Taxes attributable to, or Tax positions
taken with respect to, any Tax periods (or portions thereof) beginning on or after the Closing Date. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.21</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Intellectual Property</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Registered Intellectual Property</U>.
<U>Schedule</U><U></U><U>&nbsp;3.21(a)</U> contains a true and complete list of all Company Intellectual Property that is owned by the Company and is Registered Intellectual Property. Except as set forth in
<U>Schedule</U><U></U><U>&nbsp;3.21(a)</U>, all necessary registration, maintenance and renewal fees currently due in connection with the Registered Intellectual Property identified on <U>Schedule</U><U></U><U>&nbsp;3.21(a)</U> have been paid and
all Registered Intellectual Property is otherwise valid and in good standing. There are no oppositions, cancellations, invalidity proceedings, interferences or <FONT STYLE="white-space:nowrap">re-examination</FONT> proceedings presently pending or,
to Seller&#146;s Knowledge, threatened with respect to such Registered Intellectual Property. The Company exclusively owns all right, title (including, with respect to all Registered Intellectual Property, record title), and interest in and to the
Company Intellectual Property owned by the Company, free and clear of all Encumbrances, except for Permitted Encumbrances, and possesses valid and sufficient legal rights to use all other Company Intellectual Property used by the Company in
connection with its business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U><FONT STYLE="white-space:nowrap">Non-Infringement</FONT></U>. The
operation of the business of the Company as currently conducted does not infringe or misappropriate any Intellectual Property rights of any other Person in any material respect. During the past three (3)&nbsp;years, the Company has not received any
written notice from any other Person challenging the right of the Company to use any of the Company Intellectual Property. To Seller&#146;s Knowledge, no third party is infringing or misappropriating any of the Company&#146;s rights in any of the
Company Intellectual Property. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Computer Systems</U>. The
computer systems, including software, hardware (whether general or special purpose), electronic data processing, information, record keeping, communications, telecommunications, networks, interfaces, platforms, servers, peripherals, and computer
systems that are owned or used by the Company in the conduct of its business (collectively, the &#147;<U>Company Business Systems</U>&#148;) are sufficient in all material respects for the immediate needs of the Company&#146;s business as it is
currently conducted. <B></B>The Company maintains commercially reasonable security, disaster recovery and business continuity plans and procedures. In the last three (3)&nbsp;years, to Seller&#146;s Knowledge, there has not been any material failure
with respect to any of the Company Business<B> </B>Systems that has not been remedied or replaced in all material respects. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Data Security Requirements</U>. The Company and the conduct of its
business are in compliance in all material respects with all Data Security Requirements, and in the last three (3)&nbsp;years, there have not been any (i)&nbsp;actual incidents of data security breaches, or (ii)&nbsp;to Seller&#146;s Knowledge,
unauthorized access or use of any of the Company Business Systems, or unauthorized acquisition, destruction, damage, disclosure, loss, corruption, alteration, or use of any Business Data that would be reasonably likely to have a Company Material
Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Company Product Data</U>. The Company:
(i)&nbsp;exclusively owns and possesses all right, title and interest in and to or have the right pursuant to a valid and enforceable written agreement to use all Company Product Data, and (ii)&nbsp;have rights to use all of the Company Product Data
in the operation of its business as currently conducted. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.22</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Labor
Matters</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Labor Difficulties</U>. There is no labor
strike, slowdown, stoppage or lockout actually pending, or, to Seller&#146;s Knowledge, threatened against the Company. The Company has not experienced any material labor strike, slowdown, stoppage or lockout during the past three (3)&nbsp;years.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Collective Bargaining Agreements</U>. Except as set forth on
<U>Schedule 3.22(b)</U>, there are no collective bargaining agreements with any labor organization to which the Company is a party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certification</U>. No labor union is certified by the National Labor
Relations Board as bargaining agent for any employees of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Charges</U>. There is no unfair labor practice charge or complaint
against the Company pending or, to Seller&#146;s Knowledge, threatened before the National Labor Relations Board. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Closings; Layoffs</U>. During the past three (3)&nbsp;years, (i) the
Company has not effectuated a &#147;plant closing&#148; (as defined in the WARN Act) affecting any site of employment or one or more facilities or operating units within any site of employment, and (ii)&nbsp;there has not occurred a &#147;mass
layoff&#148; (as defined in the WARN Act) affecting any site of employment or facility of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company is, and during the past five (5)&nbsp;years has been, in
compliance in all material respects with all Applicable Laws respecting employment and employment practices, terms and conditions of employment, and wages and hours, including any such laws respecting employment discrimination and occupational
safety and health requirements, and (i)&nbsp;the Company has not engaged in any unfair labor practice or other employment and/or wage-related policy, practice or action in violation of any Applicable Law, including those related to wages and hours
under the Fair Labor Standards Act (FLSA), and (ii)&nbsp;there is no unfair labor practice or employment-related complaint against the Company pending or, to Seller&#146;s Knowledge, threatened before any state or federal court, the National Labor
Relations Board, the Equal Employment Opportunity Commission (EEOC) or any other Governmental Entity relating to employment or employment-related policies, practices or conditions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.23</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Bank Accounts</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><U>Schedule</U><U></U><U>&nbsp;3.23</U> sets forth a true and complete list of the names of all banks in which the Company
maintains an account or safe deposit box. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.24</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Affiliate Transactions</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth on <U>Schedule</U><U></U><U>&nbsp;3.24</U> or pursuant to this Agreement or the other Transaction
Documents, none of Seller or any officer or director of the Company (a)&nbsp;has any material financial interest in any property used by the Company, or (b)&nbsp;has a material financial interest in any transaction with the Company (other than with
respect to services provided to, and compensation and benefits owed by, the Company to employees in the ordinary course of business consistent with past practice). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.25</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Brokers or Finders</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Neither Seller nor the Company has entered into any agreement or arrangement entitling any agent, broker, investment banker,
financial advisor or other Person to any broker&#146;s or finder&#146;s fee or any other commission or similar fee in connection with any of the Transactions, except for advisory fees and expenses payable to Keefe, Bruyette&nbsp;&amp; Woods, Inc.
that will be included in the Company Transaction Expenses. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.26</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Acquisition of CBI Shares for Investment</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Seller is acquiring the CBI Shares to be issued pursuant to the Stock Consideration and the
<FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares for his own account, for investment only, and not with a view to any resale or public distribution thereof in violation of the Securities Act. Seller shall not offer to sell or otherwise
dispose of any such CBI Shares or <FONT STYLE="white-space:nowrap">Earn-Out</FONT> Shares in violation of any Applicable Law. Seller acknowledges that the CBI Shares to be issued pursuant to the Stock Consideration and the <FONT
STYLE="white-space:nowrap">Earn-Out</FONT> Shares (a)&nbsp;have not been, and will not be, registered under the Securities Act in reliance upon the exemptions from registration provided by Section&nbsp;4(2) of the Securities Act and/or Regulation D
promulgated thereunder, (b)&nbsp;have not been, and will not be, registered under the securities laws of any state in reliance upon exemptions from registration, and (c)&nbsp;may not be resold unless such CBI Shares are registered under the
Securities Act and under applicable state securities laws or unless exemptions from registration are available. Seller is an &#147;Accredited Investor&#148; within the meaning of Rule&nbsp;501 of Regulation&nbsp;D promulgated under the Securities
Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;3.27</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>No Other Representations</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">EXCEPT FOR THE REPRESENTATIONS AND WARRANTIES EXPRESSLY CONTAINED IN THIS <U>ARTICLE III</U>, (A)&nbsp;NEITHER SELLER NOR ANY
OTHER PERSON ACTING ON BEHALF OF SELLER MAKES ANY REPRESENTATION OR WARRANTY TO PURCHASER, EXPRESS OR IMPLIED, AND (B)&nbsp;SELLER SPECIFICALLY DISCLAIMS ANY REPRESENTATION OR WARRANTY OF MERCHANTABILITY, USAGE, SUITABILITY OR FITNESS FOR ANY
PARTICULAR PURPOSE WITH RESPECT TO THE ASSETS OF THE COMPANY, OR THE ABSENCE OF ANY DEFECTS THEREIN, WHETHER LATENT OR PATENT. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IV. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>REPRESENTATIONS AND WARRANTIES OF </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>PURCHASER AND PURCHASER PARENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth in the Schedules to this <U>Article</U><U></U><U>&nbsp;IV</U>, Purchaser and Purchaser Parent hereby
represent and warrant to Seller as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Organization</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each of Purchaser and Purchaser Parent is duly incorporated, validly existing and in good standing under the Applicable Laws
of its jurisdiction of incorporation and has all requisite corporate power and authority to own, lease and operate its properties and other assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Authorization</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each of Purchaser and Purchaser Parent has the requisite corporate power and authority to execute, deliver and perform this
Agreement and each of the other Transaction Documents to which it is a party and to consummate the Transactions. The execution, delivery and performance by each of Purchaser and Purchaser Parent of this Agreement and each of the other Transaction
Documents to which it is a party and the consummation of the Transactions by Purchaser and Purchaser Parent have been duly authorized by all requisite corporate action on the part of Purchaser and Purchaser Parent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Execution; Validity of Agreement</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement has been duly executed and delivered by each of Purchaser and Purchaser Parent and, when executed and delivered
by Purchaser or Purchaser Parent, as applicable, each other Transaction Document to which Purchaser or Purchaser Parent is a party will be duly executed and delivered by Purchaser or Purchaser Parent, as applicable, and no other actions are
necessary on the part of Purchaser or Purchaser Parent to authorize the execution, delivery and performance of this Agreement and the Transactions. This Agreement constitutes, and when executed and delivered by Purchaser or Purchaser Parent, as
applicable, each other Transaction Document to which Purchaser or Purchaser Parent is a party will constitute (in each case assuming due and valid authorization, execution and delivery by the other parties hereto or thereto), a legal, valid and
binding obligation of Purchaser or Purchaser Parent, as applicable, enforceable against Purchaser or Purchaser Parent in accordance with its terms except (a)&nbsp;as limited by applicable bankruptcy, insolvency, reorganization, moratorium,
fraudulent conveyance and other similar Applicable Laws of general application affecting enforcement of creditors&#146; rights generally and (b)&nbsp;the availability of the remedy of specific performance or injunctive or other forms of equitable
relief may be subject to equitable defenses and would be subject to the discretion of the court before which any such proceeding may be brought. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Consents and Approvals; No Violations</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as set forth in <U>Schedule</U><U></U><U>&nbsp;4.4</U>, none of the execution, delivery or performance of this
Agreement or any other Transaction Document by Purchaser or Purchaser Parent, the consummation by Purchaser or Purchaser Parent of the Transactions or compliance by Purchaser or Purchaser Parent with any of the provisions of this Agreement or of any
other Transaction </P>
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Documents will (a)&nbsp;violate, conflict with or result in any breach of any provision of the Organizational Documents or Operating Documents of Purchaser or Purchaser Parent, (b)&nbsp;require
any material filing with or notice to, or the obtaining of any material permit, authorization, consent or approval of, any Governmental Entity or other Person by Purchaser or Purchaser Parent, (c)&nbsp;result in a violation or breach of, or
constitute (with or without due notice or lapse of time or both) a default (or give rise to any right of termination, cancellation or acceleration) under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, lease,
license, contract, agreement or other instrument or obligation to which Purchaser or Purchaser Parent or any of their Affiliates is a party or by which any of them may be bound, or (d)&nbsp;violate in any material respect any Applicable Laws
applicable to Purchaser or Purchaser Parent, in the case of clause (c)&nbsp;excluding such violations, breaches or defaults that would not, individually or in the aggregate, have a material adverse effect on Purchaser&#146;s ability to consummate
the Transactions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Acquisition of Shares for
Investment</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser is acquiring the Shares for its own account, for investment only, and not with a view to
any resale or public distribution thereof in violation of the Securities Act. Purchaser shall not offer to sell or otherwise dispose of the Shares in violation of any Applicable Law. Purchaser acknowledges that (a)&nbsp;the Shares have not been
registered under the Securities Act or any state securities laws, (b)&nbsp;there is no public market for the Shares and there can be no assurance that a public market will develop, and (c)&nbsp;it must bear the economic risk of its investment in the
Shares for an indefinite period of time. Purchaser is an &#147;Accredited Investor&#148; within the meaning of Rule&nbsp;501 of Regulation&nbsp;D promulgated under the Securities Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Availability of Funds; Solvency</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Availability of Funds</U>. Purchaser has sufficient immediately
available funds in cash or cash equivalents to pay the Estimated Base Purchase Price and all other amounts payable by Purchaser pursuant to this Agreement and to effect the Transactions. Purchaser has not incurred any obligation, commitment,
restriction or liability of any kind, and is not contemplating or aware of any obligation, commitment, restriction or liability of any kind, in any case which would impair or adversely affect such funding. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Solvency</U>. Immediately after giving effect to the Transactions
(including any debt and equity financings entered into in connection therewith): (i) the fair saleable value (determined on a going concern basis) of the assets of Purchaser and each of its subsidiaries (including the Company) shall be greater than
the total amount of their liabilities (including all liabilities, whether or not reflected in a balance sheet prepared in accordance with GAAP, and whether direct or indirect, fixed or contingent, secured or unsecured, disputed or undisputed); (ii)
Purchaser and each of its subsidiaries (including the Company) shall be able to pay their debts and obligations in the ordinary course of business as they become due; and (iii)&nbsp;each of Purchaser and its subsidiaries (including the Company)
shall have adequate capital to carry on their businesses and all businesses in which they are about to engage. In consummating the Transactions, Purchaser does not intend to hinder, delay or defraud any present or future creditors of Purchaser or
any of its subsidiaries (including the Company). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">39 </P>

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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Litigation</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">There is no action, suit, inquiry, proceeding or investigation by or before any Governmental Entity pending or, to
Purchaser&#146;s knowledge, threatened against Purchaser or Purchaser Parent that questions or challenges the validity of this Agreement or any of the other Transaction Documents or any action taken or to be taken by Purchaser or Purchaser Parent in
connection with this Agreement or any of the other Transaction Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Brokers or Finders</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">None of Purchaser, Purchaser Parent or any of their Affiliates has entered into any agreement or arrangement entitling any
agent, broker, investment banker, financial advisor or other Person to any broker&#146;s or finder&#146;s fee or any other commission or similar fee in connection with any of the Transactions, except for advisory fees and expenses payable to Janney
Montgomery Scott that will be paid in full by Purchaser and/or Purchaser Parent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.9</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>R&amp;W Policy</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser has delivered to Seller a true and complete copy of the R&amp;W Policy Binder, which includes as an attachment or
exhibit a true and complete copy of the form of R&amp;W Policy. The R&amp;W Policy expressly states that, other than with respect to Fraud (as defined herein), the insurer thereunder has no subrogation, contribution or indemnification rights to
pursue any claim against Seller or any of his Affiliates or any past, present or future director, manager, officer, employee or advisor of the Company or any of the foregoing based upon, arising out of, or related to this Agreement or the other
Transaction Documents, or the negotiation, execution or performance hereof and thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.10</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>SEC Reports</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchaser Parent has timely filed all reports, registration statements,
proxy statements and other materials, together with any amendments and exhibits required to be filed with respect thereto, that it was required to file with the Securities and Exchange Commission (the &#147;<U>SEC</U>&#148;), and all such reports,
registration statements, proxy statements, other materials and amendments have complied in all material respects with all legal requirements relating thereto, and has paid all fees and assessments due and payable in connection therewith. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;An accurate and complete copy of each final registration statement,
prospectus, report, schedule and definitive proxy statement filed with or furnished to the SEC by Purchaser Parent pursuant to the Securities Act or the Exchange Act prior to the date of this Agreement (the &#147;<U>Civista SEC Reports</U>&#148;) is
publicly available. No such Civista SEC Report, at the time filed, furnished or communicated (and, in the case of registration statements and proxy statements, on the dates of effectiveness and the dates of the relevant meetings, respectively), and
considering all amendments to any Civista SEC Report filed prior to the date hereof, contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements
made therein, in light of the circumstances in which they were made, not misleading, except </P>
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that information filed as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date. As of their respective dates, all Civista SEC
Reports complied as to form in all material respects with the published rules and regulations of the SEC with respect thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section&nbsp;4.11&nbsp;&nbsp;&nbsp;&nbsp;<U>No Undisclosed Liabilities</U>. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as disclosed in the Civista SEC Reports filed prior to the date hereof, neither Purchaser nor Purchaser Parent has
incurred, since June&nbsp;30, 2022, any obligation or liability, including any indebtedness, whether accrued or fixed, absolute or contingent, matured or unmatured, determined or determinable (for purposes of this Section, referred to as
&#147;liabilities&#148;), except for (a)&nbsp;those liabilities accrued or reserved against in the consolidated balance sheet of Purchaser Parent and its subsidiaries as at June&nbsp;30, 2022 included in the Civista SEC Reports, (b)&nbsp;liabilities
incurred in the ordinary course of business consistent with past practice since June&nbsp;30, 2022, (c) obligations incurred in connection with this Agreement and the transactions contemplated hereby, or (d)&nbsp;liabilities that are not,
individually or in the aggregate, material to Purchaser Parent or any of its subsidiaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.12</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Absence of Certain Changes</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Since December&nbsp;31, 2021, except as disclosed in the Civista SEC Reports, there has not been any change, event or
development or prospective change, event or development that, individually or in the aggregate, has had or would reasonably be expected to have a Purchaser Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.13</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Compliance</U></B><B><U> with Law</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each of Purchaser and Purchaser Parent is, and at all times during the past three (3)&nbsp;years has been, in compliance in
all material respects with Applicable Laws, including all Applicable Laws related to the regulation of financial institutions and other financial service providers or promulgated by Governmental Entities having authority to regulate and/or supervise
financial institutions and other financial service providers, in each case to the extent applicable to Purchaser and Purchaser Parent, except as would not reasonably be expected to have a Purchaser Material Adverse Effect. Each of Purchaser and
Purchaser Parent has been granted, and currently holds in full force and effect, all permits, licenses and approvals required to be obtained by Purchaser and Purchaser Parent from any Governmental Entity under Applicable Laws with respect to the use
of Purchaser or Purchaser Parent&#146;s properties or the operation of their respective businesses, except as would not reasonably be expected to have a Purchaser Material Adverse Effect </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;4.14</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>No Other Representations</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">EXCEPT FOR THE REPRESENTATIONS AND WARRANTIES EXPRESSLY CONTAINED IN THIS <U>ARTICLE&nbsp;IV</U>, NEITHER PURCHASER NOR ANY
OTHER PERSON ACTING ON BEHALF OF PURCHASER MAKES ANY REPRESENTATION OR WARRANTY TO SELLER, EXPRESS OR IMPLIED. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE V. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CERTAIN COVENANTS AND AGREEMENTS </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT>
Covenants of Seller and the Company</U></B>. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Commercially
Reasonable Efforts</U>. Subject to the terms and conditions of this Agreement, Seller and the Company shall use their respective commercially reasonable efforts in good faith to take, or cause to be taken, all actions, and to do, or cause to be
done, all things necessary, proper or advisable under Applicable Laws, so as to permit consummation of the Transactions as promptly as practicable and otherwise to enable consummation of the Transactions and shall cooperate fully with Purchaser and
Purchaser Parent to that end. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Access</U>. From the date hereof
until the earlier of the Closing or termination of this Agreement in accordance with&nbsp;<U>Section 9.1</U>, the Company shall, and Seller shall cause the Company to: (i)&nbsp;afford Purchaser and Purchaser Parent and their representatives
reasonable access to and the right to inspect all of the properties, assets, books and records, and other documents and data related to the Company; (ii)&nbsp;furnish Purchaser and Purchaser Parent and their representatives with such financial,
operating and other information and data as Purchaser and Purchaser Parent and their representatives may reasonably request; and (iii)&nbsp;instruct the Company&#146;s directors, officers, employees and representatives to cooperate with Purchaser
and Purchaser Parent and their representatives in their investigation of the Company;&nbsp;<U>provided</U>,&nbsp;<U>however</U>, that any such access, inspection and investigation shall be conducted during normal business hours and following
reasonable advance notice to the Company and in such a manner as not to interfere with the normal operations of the Company. Notwithstanding anything to the contrary contained herein, neither Seller nor the Company shall be required to disclose any
information or data to Purchaser or Purchaser Parent or their representatives regarding any bidder or the terms of any bid, letter of intent, indication of interest or other proposals received prior to the date hereof in connection with transactions
comparable to those contemplated by this Agreement, or if disclosure of such information or data would, as determined in good faith by Seller or the Company: (x)&nbsp;cause significant competitive harm to the Company if the transactions contemplated
by this Agreement are not consummated; (y)&nbsp;jeopardize any attorney-client or other privilege; or (z)&nbsp;contravene any Applicable Law or binding agreement entered into prior to the date of this Agreement. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Operation of the Company</U>. From the date hereof until the earlier
of the Closing or termination of this Agreement in accordance with&nbsp;<U>Section 9.1</U>, except as expressly contemplated or permitted by this Agreement, as approved in writing by Purchaser, as required by Applicable Law, or as set forth on
<U>Schedule 5.1(c)</U>, the Company shall, and Seller shall cause the Company to: (i)&nbsp;operate and maintain its assets, properties and business in substantially the same manner in which they have been operated and maintained before the date
hereof in all material respects, (ii)&nbsp;retain all material permits, licenses and approvals necessary for the Company to lawfully conduct its business in the manner currently conducted; (iii)&nbsp;use commercially reasonable efforts to preserve
intact the Company&#146;s business organization and assets and maintain its rights and existing relations with customers, suppliers, vendors, employees and business associates, subject to </P>
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changes in the ordinary course of business consistent with past practice; (iv)&nbsp;not enter into any new line of business or materially change its leasing, underwriting or other operating
policies, except as required by Applicable Laws or policies imposed by any Governmental Authority; (v)&nbsp;not issue, sell or otherwise permit to become outstanding, or authorize the creation of, any additional Shares or other Equity Interests in
the Company, enter into any agreement with respect to the foregoing, or&nbsp;effect any recapitalization, reclassification, stock split, or similar change in capitalization of the Company; (vi)&nbsp;not enter into, modify, amend, renew or terminate
any employment, consulting, severance, retention, change in control, or similar agreements or arrangements with any director, consultant, officer or employee of the Company, or hire or engage any full-time employee or consultant, in each case other
than as replacements for positions existing on the date hereof, or grant any salary or wage increase or bonus or increase any employee benefit (including incentive or bonus payments), except for changes that are required by Applicable Law and except
for changes in the ordinary course of business consistent with past practice; (vii)<I></I>&nbsp;not enter into, establish, adopt, amend, modify or terminate (except as may be required by Applicable Law, as contemplated by this Agreement, or pursuant
to the regular annual renewal of insurance contracts) any Benefit Plan or take any action to accelerate the payment of benefits or the vesting or exercisability of any restricted stock, phantom stock or other compensation or benefits payable
thereunder; (viii)&nbsp;not sell, transfer, mortgage, encumber or otherwise dispose of any of its material properties or assets to any Person, or cancel, release or assign any indebtedness of any Person or any claims against any Person, in each case
other than in the ordinary course, consistent with past practices; (ix)&nbsp;not acquire all or any material portion of the assets, business, properties or Equity Interests of any other Person; (x)&nbsp;not amend or modify the Company&#146;s
Organizational Document or Operating Document; (xi)&nbsp;not implement or adopt any change in its accounting principles, practices or methods, other than as may be required by GAAP; (xii)&nbsp;not terminate, amend, or waive any provision of any
material Contract, or&nbsp;enter into any new material Contract, in each case except in the ordinary course of business consistent with past practice; (xiii)&nbsp;not make, or commit to make, any capital expenditures that exceed $50,000 in the
aggregate; (xiv)&nbsp;not fail to prepare or file or cause to be prepared or filed in a timely manner consistent with past practice (including with respect to the jurisdictions in which such Tax Returns are filed) all Tax Returns that are required
to be filed (with extensions) before the Closing Date, fail to timely pay any Tax due (whether or not required to be shown on any such Tax Returns), make any Tax election other than in a manner consistent with past practice, or change or revoke any
Tax election or Tax accounting method, file any amended Tax Return, or settle any Tax claim or assessment or consent to the extension or waiver of any statute of limitations with respect to Taxes (or offer or agree to do any of the foregoing or
surrender its rights to do any of the foregoing or to claim any refund of Taxes or file any amended Tax Return); (xv) not take or allow any action that would result in the termination of the Company&#146;s status as a validly electing S corporation
within the meaning of Section&nbsp;1361(a)(1) of the Code; and (xvi)&nbsp;not otherwise engage in any material transaction outside of the ordinary course of business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Required Approvals</U>. From the date hereof until the earlier of
the Closing or termination of this Agreement in accordance with&nbsp;<U>Section 9.1</U>, Seller and the Company shall: (y)&nbsp;reasonably cooperate with Purchaser and Purchaser Parent with respect to all
</P>
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filings that they are required make in connection with the transactions contemplated by this Agreement; and (y)&nbsp;reasonably cooperate Purchaser and Purchaser Parent in obtaining all consents
and approvals required in connection with the transactions contemplated by this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT>
Covenants of Purchaser</U></B><B><U> and Purchaser Parent</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Commercially Reasonable Efforts</U>. Subject to the terms and
conditions of this Agreement, Purchaser and Purchaser Parent shall use their respective commercially reasonable efforts in good faith to take, or cause to be taken, all actions, and to do, or cause to be done, all things necessary, proper or
advisable under Applicable Laws, so as to permit consummation of the Transactions as promptly as practicable and otherwise to enable consummation of the Transactions and shall cooperate fully with Seller and the Company to that end. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Required Approvals</U>. As promptly as reasonably practicable after
the date of this Agreement, Purchaser and Purchaser Parent shall use their commercially reasonable efforts to make all filings and provide all notifications required by Applicable Laws to be made or provided by them in order to consummate the
transactions contemplated by this Agreement. From the date hereof until the earlier of the Closing or termination of this Agreement in accordance with&nbsp;<U>Section 9.1</U>, Purchaser and Purchaser Parent shall: (i)&nbsp;reasonably cooperate with
Seller and the Company with respect to all filings that they are required to make in connection with the transactions contemplated by this Agreement; and (ii)&nbsp;reasonably cooperate with Seller and the Company in obtaining all consents and
approvals required in connection with the transactions contemplated by this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Confidentiality</U>. Purchaser and Purchaser Parent acknowledge and
agree that the Confidentiality Agreement remains in full force and effect and, in addition, covenants and agrees to keep confidential, in accordance with the provisions of the Confidentiality Agreement, information provided to Purchaser and
Purchaser Parent and their respective representatives pursuant to this Agreement. If this Agreement is terminated for any reason prior to the Closing, the Confidentiality Agreement and the provisions of this<U>&nbsp;Section 5.2(c)</U> shall
nonetheless continue in full force and effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Exclusivity</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;From the date of this Agreement through the first to occur of the
Closing Date or the termination of this Agreement, Seller and the Company shall not, and shall cause their respective officers, directors, employees, advisors and other agents not to, directly or indirectly, (i)&nbsp;solicit, initiate, encourage,
facilitate (including by way of providing information) or induce any inquiry, proposal or offer with respect to, or the making or completion of, any Acquisition Proposal, (ii)&nbsp;enter into, continue or otherwise participate in any discussions or
negotiations regarding, or furnish to any Person any confidential or nonpublic information with respect to or in connection with, an Acquisition Proposal, (iii)&nbsp;approve, endorse or recommend, or propose to approve, endorse or recommend any
Acquisition Proposal or any agreement related thereto, (iv)&nbsp;enter into any agreement contemplating or otherwise relating to any Acquisition Proposal, or (v)&nbsp;enter into any agreement or agreement in principle requiring, directly or
indirectly, Seller or the Company to abandon, terminate or fail to consummate the transactions contemplated hereby. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As promptly as
practicable following receipt of any Acquisition Proposal or any request for nonpublic information or inquiry that would reasonably be expected to lead to any Acquisition Proposal, Seller and the Company shall (i)&nbsp;advise Purchaser in writing of
the receipt of such Acquisition Proposal, request or inquiry and (ii)&nbsp;keep Purchaser promptly apprised of any related developments on a current basis. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Confidentiality; Noncompetition; Nonsolicitation</U></B>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Confidentiality</U>. Following the Closing, Purchaser&#146;s
use and disclosure of Confidential Information of the Company shall not be limited in any manner by the Confidentiality Agreement. Seller agrees that at all times from and after the Closing Date, he will, and will cause his Affiliates to, retain in
confidence and not use for the benefit of themselves or others (other than Purchaser and the Company), any proprietary information with respect to the Company, including <FONT STYLE="white-space:nowrap">know-how,</FONT> Trade Secrets, customer
lists, details of customer or consultant Contracts, pricing policies, operational methods, marketing plans or strategies, product development techniques, plans or processes, other than any of the foregoing which are in or become part of the public
domain (except through the conduct of Seller or any of his Affiliates which violates this <U>Section</U><U></U><U>&nbsp;5.4</U>) (collectively, the &#147;<U>Confidential Information</U>&#148;) or as required by Applicable Laws. In the event that
Seller is required by Applicable Laws to disclose any Confidential Information, then Seller will notify Purchaser and the Company promptly in writing of the request or requirement so that Purchaser or the Company may seek an appropriate protective
order (at their cost and expense) or waive compliance with this <U>Section</U><U></U><U>&nbsp;5.4</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Noncompetition</U>. For a period of two (2)&nbsp;years following the
Closing Date (the &#147;<U>Restricted Period</U>&#148;) and except as expressly provided in this <U>Section</U><U></U><U>&nbsp;5.4</U>, Seller will not, directly or indirectly: (i)&nbsp;seek or accept employment or other work with any Competing
Business within the Restricted Territory; (ii)&nbsp;conspire, plan or otherwise agree with any person, entity or business to organize or develop any Competing Business within the Restricted Territory; (iii)&nbsp;own, manage, operate, control, be
employed by, participate in or be connected in any manner with the ownership, management, operation or control of any Competing Business within the Restricted Territory; or (iv)&nbsp;divert or attempt to divert any business of the Company Group away
from the Company Group within the Restricted Territory. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Nonsolicitation</U>. During the Restricted Period, Seller will not
(i)&nbsp;directly or indirectly solicit, contact, or seek or accept business from any person or entity which is or was an account, client or customer of any member of the Company Group on behalf of any Competing Business in the Restricted Territory
or (ii)&nbsp;hire, identify for solicitation, or solicit, directly or indirectly, employees of the Company Group for employment by any Competing Business in the Restricted Territory. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Remedies for
Breach</U>. Seller acknowledges and agrees that a breach of the covenants and agreements set forth in this <U>Section</U><U></U><U>&nbsp;5.4</U> will result in material and irreparable injury to Buyer and the Company Group for which there is no
adequate remedy of law and that it would not be possible to precisely measure damages for such injury. In the event of such a breach by Seller or threat thereof, Buyer has the right to seek, in addition to money damages, a temporary restraining
order, preliminary injunction or permanent injunction restraining Seller from engaging in the activities prohibited by this <U>Section</U><U></U><U>&nbsp;5.4</U>, or any other relief as may be appropriate at law or in equity. Seller agrees that the
period during which the covenants contained in this <U>Section</U><U></U><U>&nbsp;5.4</U> are effective will be computed by excluding any time period during which Seller is in violation of any such covenants. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Publicity</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Neither Seller or the Company, on the one hand, nor Purchaser or Purchaser Parent, on the other hand, shall (and shall not
permit any of their respective Affiliates or representatives to) issue or cause the release or publication of any press release or other external announcement with respect to this Agreement or the Transactions without prior approval of the other;
<U>provided</U>, that nothing herein shall prevent any Person from making any public announcement (whether in a press release, periodic securities filing or other external announcement) required by Applicable Law (including the rules of the SEC) or
the requirements of any stock exchange or quotation system. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section&nbsp;5.6&nbsp;&nbsp;&nbsp;&nbsp;<U>Employees;
Employee Benefits</U>. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Employee Benefits</U>. From and
after the Closing, the employees of the Company who are employed by Purchaser or the Company following the Closing (each a &#147;<U>Company Employee</U>&#148;) will participate in the qualified retirement plans sponsored by Purchaser for employees
of Purchaser and its Affiliates on the same terms and conditions of other employees of Purchaser and its Affiliates, subject to <U>Section</U><U></U><U>&nbsp;5.6(c)</U>. With respect to the Benefit Plans that are insured employee welfare benefit
plans, the Company Employees will continue to participate in such plans from and after the Closing through December&nbsp;31, 2022. Beginning on January&nbsp;1, 2023, the Company Employees will participate in the employee welfare benefit plans
sponsored by Purchaser for employees of Purchaser and its Affiliates on the same terms and conditions of other employees of Purchaser and its Affiliates, subject to <U>Section</U><U></U><U>&nbsp;5.6(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Seller and the Company shall cause the Company to adopt any and all
such resolutions and amendments required by Applicable Law in order to terminate the Company&#146;s 401(k) Plan (the &#147;<U>Company 401(k) Plan</U>&#148;) effective no later than the day immediately preceding the Closing Date (but contingent upon
the Closing). Seller and the Company shall deliver, or cause to be delivered, to Purchaser copies of such resolutions and amendments as soon as practicable following the execution of this Agreement and prior to the Closing Date, and such resolutions
and amendments shall be subject to the prior review and written approval of Purchaser. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Service Credit</U>. Effective from and after the Closing Date,
Company Employees shall be given credit for all purposes (other than benefit accrual under defined benefit pension plans, if any) under the employee benefit plans, programs, policies and </P>
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arrangements maintained from time to time by Purchaser or the Company for such Company Employees&#146; service with the Company, to the same extent and for the same purposes that such service was
taken into account under a corresponding Benefit Plan of the Company as of the Closing Date; <U>provided</U>, that no such service shall be credited to the extent that it would result in a duplication of benefits. In addition, for purposes of each
such Purchaser employee benefit plan or program that is an employee welfare benefit plan, as defined in Section&nbsp;3(l) of ERISA, Purchaser shall use commercially reasonable efforts to (i)&nbsp;waive all limitations as to <FONT
STYLE="white-space:nowrap">pre-existing</FONT> conditions, evidence of insurability, exclusions and waiting periods with respect to participation and coverage requirements to the extent such limitations were or would have been waived under the
Benefit Plans in which the Company Employee participated immediately prior to the Closing Date, and (ii)&nbsp;provide each Company Employee with credit for <FONT STYLE="white-space:nowrap">co-payments,</FONT> deductibles and <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses paid prior to the Closing Date under the Benefit Plans for purposes of satisfying any applicable <FONT STYLE="white-space:nowrap">co-payment,</FONT>
deductible and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expense requirements under any corresponding welfare plan of Purchaser. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Certain Continuing Benefits</U>. Effective from and after the
Closing Date, Purchaser and the Company shall be solely responsible for providing continuing benefits or coverage for any participant or any beneficiary of a participant who is or becomes a qualified beneficiary prior to, on or after the Closing
Date under any Benefit Plan that as of the Closing Date is subject to the requirements of Code Section&nbsp;4980B or Section&nbsp;601 (<I>et seq</I>.) of ERISA, or mandated by other Applicable Law, whether such obligation to provide continuing
benefits or coverage under any such Benefit Plan arises prior to, on or after the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>WARN Act Compliance</U>. Purchaser shall cause the Company to employ
and retain for such period of time following the Closing Date such number of employees of the Company as shall be necessary to avoid any liability of Seller for a violation of the WARN Act, attendant to the Company&#146;s (or its Affiliates&#146;)
failure to notify employees of a &#147;mass layoff&#148; or &#147;plant closing&#148; (as such terms are defined in the WARN Act). Purchaser shall be liable and responsible for any notification required under the WARN Act (or under any similar state
or local Applicable Laws), and Purchaser shall indemnify and hold the Seller Indemnified Parties harmless from and against any Losses incurred by any Seller Indemnified Party as a result of Purchaser&#146;s or the Company&#146;s failure to comply
with the provisions of the WARN Act on or after the Closing Date or Purchaser&#146;s failure to comply with the provisions of this <U>Section</U><U></U><U>&nbsp;5.6(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Sales Commission Plan</U>. Notwithstanding anything to the contrary
set forth herein, Purchaser agrees that the Sales Team Commission Plan of the Company dated May&nbsp;10, 2022 (the &#147;<U>Commission Plan</U>&#148;), shall remain in full force and effect with respect to all eligible transactions that occur on or
before the Closing Date, and that all rights to commissions payable under the Commission Plan with respect to eligible transactions completed while the Commission Plan is in effect (whether prior to or after Closing) shall survive until the
termination of the underlying lease. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Employee Bonus Pool</U>.
Upon the Closing, the Company shall, and Purchaser shall cause the Company to, allocate and set aside the amount of $500,000 (the &#147;Employee Bonus Pool Amount&#148;) for the payment of bonuses to employees of the Company at such times and in
accordance with such terms as shall be established by Seller and the Key Employees in writing following the Closing (the &#147;Employee Bonus Pool Payments&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Third Party Beneficiaries</U>. Except as set forth in
<U>Section</U><U></U><U>&nbsp;5.6(f)</U>, the provisions contained in this <U>Section</U><U></U><U>&nbsp;5.6</U> with respect to employee benefit plans or employee compensation are included for the sole benefit of the respective parties hereto and
shall not create any right in any other Person, including any employee or former employee of the Company or any participant or beneficiary in any Benefit Plan. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Maintenance of Books and Records</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each party hereto shall preserve (and Purchaser shall cause the Company to preserve), for a period of five&nbsp;(5) years
following the Closing Date, all <FONT STYLE="white-space:nowrap">pre-Closing</FONT> Date records possessed by or under the control of such party relating to the Company. During the five&nbsp;(5)-year period following the Closing Date, upon any
reasonable request from the other party hereto or its representatives, the party (or the Company, as applicable) holding such records shall (a)&nbsp;provide to the requesting party or its representatives reasonable access to such records during
normal business hours and (b)&nbsp;permit the requesting party or its representatives to make copies of such records, in each case at the cost of the requesting party; <U>provided</U>, that nothing in this <U>Section</U><U></U><U>&nbsp;5.7</U> shall
require any party to disclose information to the other party if such disclosure would violate any Applicable Law. Records may be sought under this <U>Section</U><U></U><U>&nbsp;5.7</U> for any reasonable purpose, including to the extent reasonably
required in connection with the audit, accounting, Tax, litigation, federal securities disclosure or other similar proper business purpose of the party seeking such records. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Directors</U></B><B><U>&#146;</U></B><B><U> and
Officers</U></B><B><U>&#146;</U></B><B><U> Indemnification</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Indemnification of Certain Persons</U>. For a period of six&nbsp;(6)
years following the Closing Date, in the event of any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal or administrative, including any such claim, action, suit, proceeding or investigation by or in the
right of the Company, in which any of the present or former officers or directors of the Company (collectively, the &#147;<U>Company Indemnified Persons</U>&#148;) is, or is threatened to be, made a party by reason of the fact that he or she is or
was, prior to the Closing Date, a director, officer, employee or agent of the Company or of another corporation, partnership, joint venture, trust or other enterprise at the request of the Company, whether such claim arises before or after the
Closing Date, Purchaser shall cause the Company to indemnify and hold harmless, at least to the same extent and on terms and conditions no less favorable than those provided for in the Organizational Document or Operating Document of the Company in
effect immediately prior to the Closing, each such Company Indemnified Person against any Losses in connection with any such claim, action, suit, proceeding or investigation. Purchaser shall cause the Company to keep in effect, in its Organizational
Documents and Operating Documents, a provision that provides for indemnification of the Company Indemnified Persons to the extent required under this <U>Section</U><U></U><U>&nbsp;5.8(a)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Insurance Coverage</U>. On or before the Closing Date, the Company
shall procure, at the expense of Parent, a &#147;tail&#148; policy of director and officer liability insurance providing coverage for the individuals who were officers or directors of the Company at and prior to the Closing with respect to actions,
omissions, events, matters or circumstances occurring prior to the Closing Date as currently maintained by the Company, to be effective for a period of six (6)&nbsp;years after the Closing Date; provided, however, that the premium for such tail
policy shall not exceed 150% of the Company&#146;s current premium amount for its director and officer liability insurance policy or policies. Following the Closing, the Company shall not alter, amend, modify or terminate such coverage without the
prior written consent of Seller. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U><FONT
STYLE="white-space:nowrap">Non-Exclusive</FONT> Indemnification; Attorneys&#146; Fees</U>. This <U>Section</U><U></U><U>&nbsp;5.8</U> is intended to be for the benefit of, and shall be enforceable by, each of the Company Indemnified Persons and
their respective heirs and successors, each of whom is an intended third-party beneficiary of this <U>Section</U><U></U><U>&nbsp;5.8</U>. The indemnification provided for herein shall not be deemed exclusive of any other rights to which any Company
Indemnified Person is entitled, whether pursuant to Applicable Law, Contract or otherwise. Purchaser shall cause the Company to pay all expenses, including reasonable attorneys&#146; fees, that may be incurred by any Company Indemnified Person that
is the prevailing party in any action or proceeding to enforce its rights under this <U>Section</U><U></U><U>&nbsp;5.8</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Successors and Assigns</U>. In the event that following the Closing,
Purchaser, the Company or any of their respective successors or assigns (i)&nbsp;consolidates with or merges into any other Person and will not be the continuing or surviving corporation or entity of such consolidation or merger or
(ii)&nbsp;transfers or conveys all or substantially all of its properties and assets to any Person, then, and in each such case, to the extent necessary to effectuate the purposes of this <U>Section</U><U></U><U>&nbsp;5.8</U>, Purchaser shall, and
shall cause the Company to, make proper provision so that the successors and assigns of Purchaser or the Company, as the case may be, shall succeed to the obligations set forth in this <U>Section</U><U></U><U>&nbsp;5.8</U>, and none of the actions
described in clauses (i)&nbsp;or (ii) of this <U>Section</U><U></U><U>&nbsp;5.8(d)</U> shall be taken until such provision is made. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.9</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Purchaser</U></B><B><U>&#146;</U></B><B><U>s
Investigation</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser has conducted its own independent investigation, review and analysis of the business,
operations, assets, liabilities, results of operations, financial condition and prospects of the Company and its business and assets. In entering into this Agreement, Purchaser acknowledges that it has relied solely upon the aforementioned
investigation, review and analysis and not on any factual representations, opinions or statements of Seller, the Company or any of their respective agents or representatives (except the specific representations and warranties of Seller set forth in
<U>Article III</U> and the certificates delivered pursuant hereto). Purchaser acknowledges and agrees that, except as set forth in the representations and warranties contained in <U>Article III</U> and the certificates delivered pursuant hereto,
(a)&nbsp;none of Seller, the Company or any other Person has made or makes any representation or warranty, either express or implied, as to the accuracy or completeness of any of the information provided or made available to Purchaser or any of its
Affiliates or any of their respective representatives or any other Person for their benefit, and (b)&nbsp;Seller and his Affiliates and their respective controlling persons, agents, advisors or representatives shall not have any liability or
responsibility whatsoever to Purchaser or its directors, officers, employees, Affiliates (including the Company after the Closing), controlling persons, agents or representatives on any basis (including in contract or tort, under federal, state or
foreign securities laws or otherwise but excluding Fraud) based upon any information (including any estimates, projections, forecasts, operating plans or budgets concerning revenues, costs, expenditures, cash flows, results of operations, financial
condition, prospects or other information relating to the Company) provided or made available, or statements made, to Purchaser or its directors, officers, employees, Affiliates, controlling persons, advisors, agents or representatives (including in
materials furnished in the Company&#146;s data room, in presentations by any of the Company&#146;s management or otherwise), or any omissions therefrom, except with respect to Fraud. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">49 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.10</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>R&amp;W
Policy</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser will not amend, waive or otherwise modify any provision of the R&amp;W Policy in any manner
that would (a)&nbsp;allow the insurer thereunder or any other Person to subrogate or otherwise make or bring any action or proceeding against Seller or any Affiliate thereof or any past, present or future director, manager, officer, employee or
advisor of the Company or any of the foregoing based upon, arising out of, or related to this Agreement or the other Transaction Documents, or the negotiation, execution or performance hereof, other than in connection with Fraud by Seller or any
Affiliate or any past, present or future director, manager, officer, employee or advisor of the Company or any of the foregoing or (b)&nbsp;otherwise be adverse to Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.11</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Release</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Effective upon the Closing, Seller, on behalf of himself and his Affiliates, and his and their respective representatives,
agents, heirs, executors, administrators, successors and assigns (each, a &#147;<U>Seller Releasor</U>&#148;), hereby irrevocably and unconditionally waives, releases and forever discharges the Company and its past, present, and future Affiliates,
and their respective representatives, shareholders, directors, officers, employees, attorneys, agents, successors, and assigns (each, a &#147;<U>Purchaser Releasee</U>&#148;), from any and all rights, claims, counter-claims, <FONT
STYLE="white-space:nowrap">set-offs,</FONT> debts, liabilities, losses, causes of action and obligations of any nature or kind, whether known or unknown, accrued or <FONT STYLE="white-space:nowrap">un-accrued,</FONT> asserted or <FONT
STYLE="white-space:nowrap">un-asserted,</FONT> suspected or unsuspected, matured or contingent and whether arising in law, in equity or otherwise, which Seller or any Seller Releasor now has, has ever had, or may hereafter have against any Purchaser
Releasee arising out of any matter, cause, or event occurring contemporaneously with or prior to the Closing Date, including any right to indemnification, reimbursement, or payment by or from the Company or any other Purchaser Releasee, whether
pursuant to Contract, law or otherwise, and whether or not relating to any such released claims pending on or asserted after the Closing Date, including any such released claims relating to or arising out of Seller&#146;s ownership of Shares;
<I>provided</I>, <I>however</I>, that the foregoing release does not waive, release, discharge or otherwise affect (a)&nbsp;claims or rights arising under this Agreement or any other agreements executed and delivered by Seller as contemplated
hereby, (b)&nbsp;any compensation and benefits to which Seller is entitled to receive from the Company and which are accrued and/or vested, as applicable, as of the Closing, and (c)&nbsp;any rights of Seller to indemnification to which Seller is
entitled under the Organizational Documents and Operating Documents of the Company as provided under <U>Section</U><U></U><U>&nbsp;5.8</U> of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;5.12</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Personal Guarantees</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">After the Closing Date, Purchaser and Purchaser Parent shall use their reasonable best efforts to arrange for substitute
guarantees and other obligations to replace the personal guarantees entered into by or on behalf of Seller and/or his immediate family members with respect to the Indebtedness of the Company set forth on <U>Schedule 5.12</U> (&#147;<U>Seller
Guaranties</U>&#148;). To the extent any Seller Guaranties remain outstanding following the Closing, Purchaser and Purchaser Parent shall indemnify and hold Seller harmless against, and reimburse Seller for, any and all amounts paid, including
costs, fees or expenses, in connection with such Seller Guaranties, whether or not any such Seller Guaranty is required to be paid or otherwise performed, and shall in any event promptly reimburse Seller to the extent any Seller Guaranty is drawn
upon and Seller or any of his immediate family members makes any payment, including any reimbursement of the party issuing or otherwise providing the Seller Guaranty. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VI. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CONDITIONS TO OBLIGATIONS OF THE PARTIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;6.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Conditions to Purchaser</U></B><B><U>&#146;</U></B><B><U>s
and Purchaser Parent</U></B><B><U>&#146;</U></B><B><U>s Obligations</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">The obligations of Purchaser and Purchaser
Parent to consummate the Transactions shall be subject to the satisfaction on or prior to the Closing Date of each of the following conditions, any of which may be waived, if legally permissible, by Purchaser: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Statutes; Court Orders</U>. No statute, rule or regulation shall
have been enacted or promulgated by any Governmental Entity that prohibits or restrains the consummation of the Closing; there shall be no order or injunction of a court of competent jurisdiction in effect precluding consummation of the Closing,
provided that the parties shall use their commercially reasonable efforts to have any such order or injunction vacated or lifted; and there shall not be pending any suit, action or proceeding by any Governmental Entity seeking to restrain or
prohibit the consummation of the Closing or the performance of any of the other Transactions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Regulatory Approval</U>. All approvals of, filings or registrations
with, and the expiration of all waiting periods imposed by, any Governmental Entity, which are required for or in connection with the execution and delivery by the parties of this Agreement and the other Transaction Documents to which they are
parties and the consummation by the parties of the Transactions shall have been obtained or made and shall be in full force and effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Deliveries by Seller</U>. Seller and the Company shall have
delivered or caused to be delivered to Purchaser those items required to be delivered pursuant to <U>Section</U><U></U><U>&nbsp;2.6</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Accuracy of General Representations and Warranties</U>. The
representations and warranties made by Seller and the Company (other than Fundamental Representations) in this Agreement or in any schedule or certificate delivered pursuant hereto or any other Transaction Document shall be true and correct in all
respects (without giving effect to any limitation as to &#147;materiality&#148; or &#147;Company Material Adverse Effect&#148; qualifications or any similar limitation contained herein) as of the Closing Date as though such representations and
warranties were also made as of the Closing Date (except that representations and warranties that by their terms speak as of the date of this Agreement or some other date which shall be true and correct as of such date), except where the failure of
any such representations or warranties to be so true and correct would not, individually or in the aggregate, have a Company Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Accuracy of Fundamental Representations and Warranties</U>. The
Fundamental Representations shall be true and correct in all respects as of the Closing Date as though such Fundamental Representations were also made as of the Closing Date (except such Fundamental Representations that by their terms speak as of
the date of this Agreement or some other date which shall be true and correct as of such date), except where the failure of any such Fundamental Representation to be true and correct is <I>de minimis</I>. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with
Covenants and Obligations</U>. Seller and the Company shall have, in all material respects, performed and complied with all obligations and covenants required by this Agreement to be performed or complied with by Seller and the Company prior to or
at the Closing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Company Material Adverse Effect</U>. Since
the date of this Agreement, there shall not have been any Company Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;6.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Conditions to Obligations of Seller</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">The obligations of Seller to consummate the Transactions shall be subject to the satisfaction on or prior to the Closing Date
of each of the following conditions, any of which may be waived, if legally permissible, by Seller: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Statutes; Court Orders</U>. No statute, rule or regulation shall
have been enacted or promulgated by any Governmental Entity that prohibits or restrains the consummation of the Closing; there shall be no order or injunction of a court of competent jurisdiction in effect precluding consummation of the Closing,
provided that the parties shall use their commercially reasonable efforts to have any such order or injunction vacated or lifted; and there shall not be pending any suit, action or proceeding by any Governmental Entity seeking to restrain or
prohibit the consummation of the Closing or the performance of any of the other Transactions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Regulatory Approval</U>. All approvals of, filings or registrations
with, and the expiration of all waiting periods imposed by, any Governmental Entity, which are required for or in connection with the execution and delivery by the parties of this Agreement and the other Transaction Documents to which they are
parties and the consummation by the parties of the Transactions shall have been obtained or made and shall be in full force and effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Deliveries by Purchaser</U>. Purchaser shall have delivered to
Seller or the other applicable Persons those items required to be delivered by Purchaser pursuant to <U>Section</U><U></U><U>&nbsp;2.7</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Accuracy of Representations and Warranties</U>. The representations
and warranties made by Purchaser and Purchaser Parent in this Agreement or in any schedule or certificate delivered pursuant hereto or any other Transaction Document shall be true and correct in all respects (without giving effect to any limitation
as to &#147;materiality&#148; or &#147;material adverse effect&#148; qualifications or any similar limitation contained herein) as of the Closing Date as though such representations and warranties were also made as of the Closing Date (except that
representations and warranties that by their terms speak as of the date of this Agreement or some other date which shall be true and correct as of such date), except where the failure of any such representations or warranties to be so true and
correct would not, individually or in the aggregate, be reasonably likely to prevent, hinder or materially delay the consummation of the transactions contemplated by this Agreement. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with Covenants and
Obligations</U>. Purchaser and Purchaser Parent shall have, in all material respects, performed and complied with all obligations and covenants required by this Agreement to be performed or complied with by Purchaser and Purchaser Parent prior to or
at the Closing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VII. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>TAX MATTERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Transfer Taxes</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Notwithstanding anything herein to the contrary, all transfer, documentary, sales, use, stamp, registration, value added and
other similar Taxes incurred in connection with the consummation of the Transactions shall be borne equally by Seller and Purchaser, and Purchaser will file all necessary Tax Returns and other documentation required with respect to all such Taxes.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Tax Returns</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Seller shall, at his expense, prepare or cause to be prepared, and timely file, or cause to be timely filed, all income Tax
Returns for the Company required to be filed after the Closing Date with respect to any Tax period ending before the Closing Date (&#147;<U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Returns</U>&#148;). All such <FONT
STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Returns shall be prepared on a basis consistent with past practice, including with respect to the jurisdictions in which such Tax Returns are filed (except as otherwise expressly provided in
this Agreement or required by Applicable Law). At least forty-five&nbsp;(45) days prior to the date (including extensions) on which any such <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Return to be prepared by Seller is due,
Seller shall submit such <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Return to Purchaser for its review and approval. In the event that Purchaser disagrees with any aspect of any such
<FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Return and provides written notice of such disagreement to Seller within twenty (20)&nbsp;days after receipt of such <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax
Return, time being of the essence, the parties will attempt in good faith to resolve such disagreement. In the event that such disagreement has not been resolved within five (5)&nbsp;days of Seller&#146;s receipt of the written notice of
disagreement, then the disagreement will be submitted to the Neutral Accountant for resolution prior to the due date or filing of such <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Return, applying the procedures of
<U>Section</U><U></U><U>&nbsp;2.4(c)</U>, <I>mutatis mutandis</I> (including with respect to the sharing of fees). Purchaser shall, at its expense, prepare or cause to be prepared, and timely file, or cause to be timely filed, all Tax Returns for
the Company required to be filed after the Closing Date with respect to any Tax period or portion thereof ending before the Closing Date (&#147;<U><FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period</U>&#148;), other than <FONT
STYLE="white-space:nowrap">Pre-Closing</FONT> Income Tax Returns (&#147;<U>Purchaser-Prepared Tax Returns</U>&#148;). All such Purchaser-Prepared Tax Returns shall be prepared on a basis consistent with past practice (except as otherwise expressly
provided in this Agreement or required by Applicable Law). At least thirty (30)&nbsp;days (except where such <FONT STYLE="white-space:nowrap">30-day</FONT> period is not practical, in which case as soon as practical) prior to the date (including
extensions) on which any such Purchaser-Prepared Tax Return to be prepared by Purchaser is due, Purchaser shall submit such Purchaser-Prepared Tax Return to Seller for his review and approval. In the event that Seller disagrees with any aspect of
any such Purchaser-Prepared Tax Return and provides written notice of such disagreement to Purchaser within fifteen </P>
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(15) days after receipt of such Purchaser-Prepared Tax Return, time being of the essence, the parties will attempt in good faith to resolve such disagreement. In the event that such disagreement
has not been resolved within five (5)&nbsp;days of Purchaser&#146;s receipt of the written notice of disagreement, then the disagreement will be submitted to the Neutral Accountant for resolution prior to the due date or filing of such
Purchaser-Prepared Tax Return, applying the procedures of <U>Section</U><U></U><U>&nbsp;2.4(c)</U>, <I>mutatis mutandis</I> (including with respect to the sharing of fees). If a dispute submitted to the Neutral Accountant pursuant to this paragraph
has not been resolved prior to the due date for filing the applicable Tax Return (giving effect to any extensions thereto), such Tax Return shall be filed consistent with the position of the preparing party; provided, that if the Neutral Accountant
rejects or modifies such party&#146;s position, such Tax Return shall be amended and refiled to reflect the resolution of the dispute consistent with the determination of the Neutral Accountant. Seller shall be responsible for all Taxes of the
Company for the <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period shown on such Tax Returns, and shall pay such Taxes to Purchaser within three (3)&nbsp;days prior to the date on which such Taxes are due, by wire transfer of immediately
available funds to an account designated in writing by Purchaser except to the extent such Taxes were taken into account in the calculation of the Final Base Purchase Price. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Cooperation on Tax Matters</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">After the Closing, upon reasonable written notice, Purchaser (or the Company) and Seller shall furnish or cause to be
furnished to each other, as promptly as practicable, such information and assistance (to the extent within the control of such party) relating to the Company (including access to books, records and personnel) as is reasonably requested for the
filing of all Tax Returns (including any extensions thereof), the making of any election related to Taxes, the preparation for any Tax Contest, and the prosecution or defense of any action related to any Tax Return; <U>provided</U>, that in
connection with the furnishing of records, Tax Returns, or other information by Purchaser, Purchaser may redact information relating to the Purchaser, any Affiliate of the Purchaser (or the Company following Closing), or any member (other than the
Company) of an Affiliated Group including Purchaser or the Company, that does not relate to the Company. Purchaser (on behalf of itself and the Company) and Seller agree to retain all books and records with respect to Tax matters and pertinent to
the Company relating to any taxable period beginning before the Closing Date until the expiration of the statute of limitations (and, to the extent notified by the Company or Seller within such period, any extensions thereof) of the respective
taxable periods, and to abide by all record retention agreements entered into with any Governmental Entity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Tax Contests</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser shall notify Seller within ten&nbsp;(10) days of its receipt (a)&nbsp;of any notice of any Tax Contest or
(b)&nbsp;of a written notice threatening any Tax Contest, in each case, relating to a <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period of the Company, and Seller shall have the right to control such Tax Contest at his expense and to
employ counsel of his choice if such Tax Contest relates solely to a period ending prior to the Closing Date; <U>provided</U>, Purchaser shall have the right to participate in any such Tax Contest, at its own expense, jointly with Seller. Seller
shall notify Purchaser in writing of its election to control any such Tax contest within ten (10)&nbsp;days of his receipt of the notice of such Tax Contest. With respect to a Tax Contest which Seller elects to control, Seller shall have the right
to determine, in his reasonable discretion, all issues relating to the Tax Contest; provided that (a)&nbsp;Seller shall not settle any Tax Contest without the prior written consent of Purchaser (which
</P>
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consent may not be unreasonably withheld, conditioned or delayed) and (b)&nbsp;Seller shall use commercially reasonable efforts to defend such Tax Contest to its final conclusion. So long as
Seller is conducting the defense in accordance with the requirements of this <U>Section</U><U></U><U>&nbsp;7.4</U>, Purchaser shall cause the Company to deliver to Seller any power of attorney reasonably required to allow Seller and his counsel to
represent the Company in connection with any such Tax Contest that Seller is entitled to control hereunder and shall provide Seller with such assistance as may be reasonably requested in connection with any such Tax Contest. Purchaser shall control
any other Tax Contests with respect to the Company, including any Tax Contest that Seller does not elect to control pursuant to this <U>Section</U><U></U><U>&nbsp;7.4</U>, and shall have the right to assume the control of any Tax Contest which
Seller fails to use commercially reasonable efforts to defend, except that (a)&nbsp;Purchaser shall not agree to settle any such Tax Contest, which settlement will affect the taxable income or indemnification obligations of Seller with respect to
Taxes, without the prior written consent of Seller (which consent may not be unreasonably withheld, conditioned or delayed), and (b)&nbsp;Purchaser shall diligently defend such Tax Contest to its final conclusion. Seller, on the one hand, and
Purchaser and the Company, on the other hand, each agree to consult with and to keep the other parties hereto informed on a regular basis regarding the status of any Tax Contest to the extent that such Tax Contest relates to any <FONT
STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Post-Closing Tax Actions</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Purchaser shall not (and Purchaser shall not permit the Company or any other Person to), (a) file (except as provided in
<U>Section</U><U></U><U>&nbsp;7.2</U>) or amend any Tax Return of the Company with respect to a taxable period beginning before the Closing Date, (b)&nbsp;make, change, refile, revoke, amend or otherwise modify any Tax election of the Company with
respect to a taxable period beginning before the Closing Date, (c)&nbsp;initiate voluntary contact (including through any voluntary disclosure program) with any Tax authority in respect of Taxes or Tax Returns of the Company with respect to a <FONT
STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period, (d)&nbsp;file any Tax Return for a <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period in a jurisdiction in which the Company did not file such Tax Return prior to the Closing
Date, or (e)&nbsp;extend or waive, or cause to be extended or waived, any statute of limitations or other period for the assessment of any Tax or deficiency related to a <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period (each of (a)
through (e), an &#147;Applicable Tax Action&#148;), in each case except with the prior written consent of Seller (which consent may not be unreasonably withheld, conditioned or delayed). If Seller withholds its consent to an Applicable Tax Action
and Purchaser disputes that Seller had the right to withhold its consent on the basis that such Applicable Tax Action is required to be taken by Applicable Law, either party may submit the dispute to the Neutral Accountant for resolution applying
the procedures of Section 2.4(c), <I>mutatis mutandis</I>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Refunds</U></B><B><U>; Payment of Tax Benefits</U></B>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To the extent any determination of the Tax liability of the Company, whether as a
result of a Tax Contest, a claim for refund, the filing of an original or amended Tax Return, or otherwise, results in any refund or credit of Taxes for a <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period paid by the Company prior to
the Closing Date or by or on behalf of the Seller or from the Escrow Amount pursuant to this Agreement, Purchaser shall cause the Company to pay any such refund or credit, and any interest received thereon, to Seller within five (5)&nbsp;days of
receipt or realization thereof by the Company, net of any reasonable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses of Purchaser or the Company in obtaining such refund or credit. This
<U>Section</U><U></U><U>&nbsp;7.6</U> shall not apply to any refund or credit attributable to the carryback of a Tax item attributable to a tax period (or portion thereof) beginning on the Closing Date. Purchaser shall, and shall cause the Company
to cooperate with Seller in obtaining any such Tax refunds to which Seller would be entitled pursuant to this <U>Section</U><U></U><U>&nbsp;7.6</U>, as reasonably requested by Seller. In the event that the Company is required by a Governmental
Entity to return </P>
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an amount paid to Seller under this <U>Section</U><U></U><U>&nbsp;7.6</U> to such Governmental Entity, Seller shall promptly repay such amount to the Company; provided, that Purchaser shall, at
Seller&#146;s reasonable request, provide the copy of any notice of assessment or other evidence of the requirement to repay such refund received from a Governmental Entity (provided, further, that Purchaser may delete any information therein that
Purchaser deems confidential). In applying this <U>Section</U><U></U><U>&nbsp;7.6</U>, any refund or credit for a taxable period beginning prior to, and ending on or after, the Closing Date (a &#147;<U>Straddle Period</U>&#148;), will be allocated
to the <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period in accordance with the principles of <U>Section</U><U></U><U>&nbsp;7.8(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Without duplication under any provision hereunder, Purchaser shall, or shall cause the
Company to, promptly pay to Seller an amount equal to (i)&nbsp;(x) the Post-Closing Deduction Amount reflected on any Group Return filed for any taxable year ending on or after the Closing Date, multiplied by (y)&nbsp;the Purchaser Assumed Rate,
reduced (but not below zero) by (ii)&nbsp;the cumulative amount, without duplication, of reasonable and documented <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses of Purchaser and its Affiliates
incurred in computing such Post-Closing Deduction Amount (each such payment, a &#147;<B><I>Transaction Tax Benefit Payment</I></B>&#148;). Any deduction that may be included in the calculation of the Post-Closing Deduction Amount for a taxable year
shall be claimed on a Group Return for such taxable year to the extent permitted by Applicable Law at a &#147;more likely than not&#148; level of comfort as reasonably determined by Purchaser&#146;s tax advisors. Purchaser shall promptly notify
Seller of any Transaction Tax Benefit Payment after the filing of any applicable Group Return, and within ten days thereafter, shall make a payment by bank wire transfer of immediately available funds to the accounts designated in writing by Seller
to Purchaser in an amount equal to (1)&nbsp;the Transaction Tax Benefit Payment amount, reduced by (2)&nbsp;the aggregate amount of the employer portion of any applicable employment, payroll, social security, unemployment or withholding Taxes
related to the portion of the Transaction Tax Benefit Payment treated as compensatory payments (except to the extent previously included in Company Transaction Expenses as reflected on the Final Closing Date Schedule). The determination of any
Transaction Tax Benefit Payment shall be made in the reasonable, good faith discretion of Purchaser and its Affiliates after consultation with its tax advisors and shall be accompanied by a reasonably detailed explanation delivered to Seller and
such other information as is reasonably required by Seller, being binding on all parties hereto without any other party&#146;s review of any books, records or Tax Returns of Purchaser or its Affiliates; <U>provided</U>, that if requested by Seller,
such determination shall be verified by the Neutral Accountant, whose determination shall be final, binding and conclusive on the parties absent manifest error. The fees and disbursements of the Neutral Accountant in connection with such
determination shall be paid <FONT STYLE="white-space:nowrap">one-half</FONT> by Seller and <FONT STYLE="white-space:nowrap">one-half</FONT> by Purchaser. Any Transaction Tax Benefit Payment shall be treated as an adjustment to the Final Base
Purchase Price for all purposes unless otherwise required by Applicable Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;7.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Miscellaneous</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To the extent any provisions of this
<U>Article</U><U></U><U>&nbsp;VII</U> regarding the process for dispute resolution with respect to Taxes conflict with the provisions regarding the process for dispute resolution generally in <U>Article VIII</U>, the provisions of this <U>Article
VII</U> shall control with respect to claims hereunder for Losses that are <FONT STYLE="white-space:nowrap">Tax-related</FONT> and other disputes regarding Taxes hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For all purposes of this Agreement, the portion of the Taxes imposed on
the Company with respect to the portion of a Straddle Period ending on the day immediately preceding the Closing Date, (i)&nbsp;in the case of any Taxes that are imposed on a periodic </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">56 </P>

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basis (including real and personal property Tax and whether such Tax is payable to a Governmental Entity, a landlord or other third-party) other than Taxes based upon or related to income, sales,
gross receipts, wages, capital expenditures or expenses, shall be deemed to be the amount of such Taxes for the entire Straddle Period multiplied by a fraction, the numerator of which is the number of days in the portion of the Straddle Period
ending on the day immediately preceding the Closing Date and the denominator of which is the number of days in the entire Straddle Period, and (ii)&nbsp;in the case of Taxes based upon or related to income, sales, gross receipts, wages, capital
expenditures or expenses, and other Taxes not described in clause (i), the portion of the Taxes associated with the <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Period portion of such a Straddle Period will be determined based on an
interim closing of the books as of the end of the day on the day immediately preceding the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;All Tax sharing agreements or similar agreements with respect to or involving the
Company will be terminated no later than the day immediately preceding the Closing Date and, on and after the Closing Date, the Company will not be bound thereby or have any liability thereunder. Seller and the Company will take all actions
necessary to terminate such agreements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;Seller shall not, and shall cause the
Company not to, take any action on the Closing Date prior to the Closing outside the ordinary course of business that is not expressly contemplated by this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VIII. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>SURVIVAL
AND INDEMNIFICATION </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Survival</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Subject to <U>Section</U><U></U><U>&nbsp;8.5</U>, the parties hereto agree that their respective representations, warranties,
covenants and agreements contained in this Agreement shall survive the Closing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Indemnification of Purchaser Indemnified Parties</U></B>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Subject to the limitations and other provisions of this <U>Article&nbsp;VIII</U>, from and after the Closing, Seller
shall indemnify Purchaser, its officers, directors, stockholders, managers and members, and the respective successors, heirs and assigns of each of the foregoing (each, a &#147;<U>Purchaser Indemnified Party</U>&#148;) from and against Losses
incurred by such Purchaser Indemnified Party after the Closing to the extent resulting from or arising out of: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any inaccuracy in or breach of any representation or warranty made by
Seller and the Company in <U>Article&nbsp;III</U> or in any certificate furnished by Seller or the Company to Purchaser pursuant to this Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any breach by Seller or the Company or failure of Seller or the Company
to perform any covenant or agreement of Seller or, to the extent requiring performance prior to or as of the Closing, the Company under this Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any (i)&nbsp;Taxes of Seller for any taxable period (other than the
portion of any Transfer Taxes for which Purchaser is responsible pursuant to Section&nbsp;7.1), (ii) Taxes of the Company for any and all <FONT STYLE="white-space:nowrap">Pre-Closing</FONT> Tax Periods, and (iii) any employment Taxes that may be
imposed on the Company or any Affiliate of the </P>
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Company as a result of the payment of any Company Transaction Expenses; provided that, in each case, such Taxes do not include the amount of any Taxes to the extent that such Taxes (1)&nbsp;are
taken into account in the calculation of the Final Base Purchase Price, or (2)&nbsp;have previously offset a Transaction Tax Benefit Payment payable to Seller pursuant to clause (2)&nbsp;of Section&nbsp;7.6(b); and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The matters set forth on <U>Schedule 8.2(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Indemnification of Seller Indemnified Parties</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Subject to the limitations and other provisions of this <U>Article</U><U></U><U>&nbsp;VIII</U>, from and after the Closing,
Purchaser shall indemnify Seller, his Affiliates, and his, its and their respective successors, heirs and assigns (each, a &#147;<U>Seller Indemnified Party</U>&#148;) from and against Losses incurred by such Seller Indemnified Party after the
Closing to the extent resulting from or arising out of: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any
inaccuracy in or breach of any representation or warranty made by Purchaser or Purchaser Parent to Seller in <U>Article</U><U></U><U>&nbsp;IV</U> or in any certificate furnished by Purchaser or Purchaser Parent to Seller pursuant to this Agreement;
or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any breach by Purchaser or Purchaser Parent or failure of
Purchaser or Purchaser Parent to perform any covenant or agreement of Purchaser or Purchaser Parent under this Agreement or any breach by the Company or failure of the Company to perform any covenant or agreement of the Company, to the extent
requiring performance after the Closing, under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Method of Asserting Claims</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">All claims for indemnification by any Indemnified Party under this <U>Article</U><U></U><U>&nbsp;VIII</U> shall be asserted
and resolved as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Third Party Claims</U>. If any claim
or demand in respect of which an Indemnified Party might seek indemnity under this <U>Article</U><U></U><U>&nbsp;VIII</U> is asserted against such Indemnified Party by a Person other than a party hereto (a &#147;<U>Third Party Claim</U>&#148;), the
Indemnified Party shall give written notice (the &#147;<U>Third Party Claim Notice</U>&#148;) and the details thereof including an estimate of the claimed Losses and copies of all relevant pleadings, documents and information to the Indemnifying
Party within a period of twenty&nbsp;(20) days following the assertion of the Third Party Claim against the Indemnified Party; <U>provided</U>, that the failure to so notify the Indemnifying Party shall not relieve the Indemnifying Party of its
obligations hereunder except to the extent such failure shall have prejudiced the Indemnifying Party or shall have resulted in the expiration of the relevant time period set forth in <U>Section</U><U></U><U>&nbsp;8.5</U>. Within thirty&nbsp;(30)
days after its receipt of the Third Party Claim Notice, the Indemnifying Party shall give notice to the Indemnified Party, in writing, of whether the Indemnifying Party elects to assume the defense of such Third Party Claim under this
<U>Article</U><U></U><U>&nbsp;VIII</U>. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:11%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">If the Indemnifying Party notifies the Indemnified Party
that it elects to assume the defense of a Third Party Claim, then, subject to the limitations and restrictions provided in the R&amp;W Policy, such defense shall be controlled by the Indemnifying Party, who shall diligently defend such Third Party
Claim to a final conclusion or settlement, at the discretion of the Indemnifying Party; <U>provided</U>, that unless consented to by the Indemnified Party (which consent shall not be unreasonably withheld), the Indemnifying Party shall not enter
into any settlement that requires a <FONT STYLE="white-space:nowrap">non-monetary</FONT> commitment by the Indemnified Party. The Indemnified Party will cooperate fully in such defense, including making available to the Indemnifying Party all books,
records and documents within the Indemnified Party&#146;s control or that it can reasonably obtain relating to the Third Party Claim. The Indemnified Party, at its expense, may participate in, but not control, the defense of any Third Party Claim
assumed by the Indemnifying Party pursuant to this <U>Section</U><U></U><U>&nbsp;8.4(a)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:11%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">If the
Indemnifying Party denies its obligation to indemnify the Indemnified Party with respect to a Third Party Claim, the Indemnifying Party and the Indemnified Party will proceed in good faith to negotiate a resolution of such dispute, and if not
resolved through negotiations within a period of thirty (30)&nbsp;days from the date of such notice, either party may resort to litigation in accordance with <U>Section</U><U></U><U>&nbsp;8.4(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Other Claims</U>. In the event any Indemnified Party has a claim
under this <U>Article</U><U></U><U>&nbsp;VIII</U> against any Indemnifying Party that does not involve a Third Party Claim, the Indemnified Party shall give written notice (the &#147;<U>Claim Notice</U>&#148;) and the details thereof, including an
estimate of the claimed Losses and copies of all relevant information and documents, to the Indemnifying Party within a period of thirty&nbsp;(30) days following the discovery or receipt of notification of the claim by the Indemnified Party;
<U>provided</U>, that the failure to so notify the Indemnifying Party shall not relieve the Indemnifying Party of its obligations hereunder except to the extent such failure shall have prejudiced the Indemnifying Party or shall have resulted in the
expiration of the time period set forth in <U>Section</U><U></U><U>&nbsp;8.5</U>. The Indemnifying Party will notify the Indemnified Party within a period of thirty&nbsp;(30) days after the receipt of the Claim Notice by the Indemnifying Party
whether the Indemnifying Party disputes its liability to the Indemnified Party under this <U>Article</U><U></U><U>&nbsp;VIII</U> with respect to such claim. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:11%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">If the Indemnifying Party notifies the Indemnified Party that the Indemnifying Party disputes its liability
with respect to a claim described in a Claim Notice, the Indemnifying Party and the Indemnified Party will proceed in good faith to negotiate a resolution of such dispute, and if not resolved through negotiations within a period of thirty&nbsp;(30)
days from the date of such notice, either party may resort to litigation in accordance with <U>Section</U><U></U><U>&nbsp;8.4(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Resolution of Disputes</U>. Any dispute submitted to litigation
pursuant to this <U>Section</U><U></U><U>&nbsp;8.4(c)</U> shall be finally and conclusively determined by litigation in a court of competent jurisdiction. Each party to this Agreement agrees that the state and federal courts located in Delaware
shall have exclusive jurisdiction to hear and determine any suit, action or proceeding, and to settle any disputes, which may arise out of or in connection with this Agreement and, for such purposes, consents to submit itself to the
</P>
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personal jurisdiction of such courts. Each of the parties hereto (i)&nbsp;agrees that it shall not attempt to deny or defeat such personal jurisdiction by motion or other request for leave from
any such court, and (ii)&nbsp;agrees that it shall not bring any action relating to this Agreement or any of the Transactions in any court other than courts set forth above. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Time Limits on Claims</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Except as otherwise provided in this <U>Section</U><U></U><U>&nbsp;8.5</U>, the representations and warranties of each of the
parties hereto set forth in this Agreement or in any certificate delivered by any party hereto at the Closing shall survive the Closing for until the <FONT STYLE="white-space:nowrap">12-month</FONT> anniversary of the Closing; <U>provided</U>, that
the Fundamental Representations shall survive the Closing until the sixth (6<SUP STYLE="font-size:75%; vertical-align:top">th</SUP>) anniversary of the Closing Date, at which time they shall expire and be of no further force and effect. No claim or
action shall be brought under this <U>Article</U><U></U><U>&nbsp;VIII</U> for breach of any covenant or agreement contained in this Agreement more than twelve (12)&nbsp;months following the last day upon which such covenant or agreement is required
to be performed. Notwithstanding the preceding portion of this <U>Section</U><U></U><U>&nbsp;8.5</U>, any claim relating to the breach of a representation, warranty, covenant or agreement set forth herein that is asserted in writing pursuant to
<U>Section</U><U></U><U>&nbsp;8.4</U> prior to the applicable survival end date described above shall survive until such claim is finally resolved and satisfied in accordance with this <U>Article</U><U></U><U>&nbsp;VIII</U>. Purchaser and Seller
agree that (a)&nbsp;this <U>Section</U><U></U><U>&nbsp;8.5</U> is intended to shorten the applicable statute of limitations period(s) with respect to claims hereunder, (b)&nbsp;claims in respect of a breach of a representation, warranty, covenant or
agreement in respect of which indemnity may be sought under this Agreement must be made prior to the expiration of the survival period specified for such representation, warranty, covenant or agreement in this <U>Section</U><U></U><U>&nbsp;8.5</U>,
and (c)&nbsp;any claims for indemnification not timely made in accordance with this <U>Article VIII</U> shall be expressly barred and are hereby waived. For the avoidance of doubt, and notwithstanding the forgoing, (i)&nbsp;the survival periods set
forth in this <U>Section</U><U></U><U>&nbsp;8.5</U> shall not control with respect to the R&amp;W Policy, which shall contain survival periods that shall control for purposes thereunder and (ii)&nbsp;this <U>Section</U><U></U><U>&nbsp;8.5</U> shall
survive the Closing and shall not prevent or otherwise restrict any claims after the Closing against Seller for Fraud. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Additional Limitations on Indemnification</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Notwithstanding any other provision of this Agreement: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Individual Claim Threshold; Deductible</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Purchaser Indemnified Party shall make an indemnity claim under
<U>Section</U><U></U><U>&nbsp;8.2(a)</U> with respect to an individual item of Loss unless and until the amount of Losses suffered by the Purchaser Indemnified Parties (collectively) arising from the same set of facts and circumstances exceeds
$15,000 (the &#147;<U>De Minimis Amount</U>&#148;); <U>provided</U>, <U>however</U>, that the De Minimis Amount shall not apply to any Losses in respect of Fraud or breaches of Fundamental Representations. All such Losses arising from the same set
of facts and circumstances that do not exceed the De Minimis Amount in the aggregate shall be included when determining whether the Deductible Amount referred to in <U>Section</U><U></U><U>&nbsp;8.6(a)(ii)</U> has been satisfied. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Purchaser
Indemnified Party shall be entitled to recover for an indemnification claim under <U>Section</U><U></U><U>&nbsp;8.2(a)</U> unless, until and only to the extent that the Purchaser Indemnified Parties (collectively) have suffered or incurred actual
Losses under such Section aggregating in excess of $225,000 (the &#147;<U>Deductible Amount</U>&#148;), whereupon the Purchaser Indemnified Parties shall be entitled to claim indemnification only for the amount of such Losses in excess of the
Deductible Amount, subject to the other limitations set forth herein; <U>provided</U>, <U>however</U>, that the Deductible Amount shall not apply to any Losses in respect of Fraud or breaches of Fundamental Representations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Recourse Limitations</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchaser acknowledges and agrees that, with respect to any
indemnification claim pursuant to <U>Section</U><U></U><U>&nbsp;8.2(a)</U>, other than with respect to breaches of Fundamental Representations or the committing of Fraud, (A)&nbsp;the Purchaser Indemnified Parties shall be entitled to
indemnification under this Agreement exclusively from the Escrow Amount and the insurer pursuant to the R&amp;W Policy and from no other source or Person, and (B)&nbsp;no Purchaser Indemnified Party shall seek any recovery from any source or Person
other than the Escrow Amount and the insurer under the R&amp;W Policy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchaser acknowledges and agrees that, with respect to any
indemnification claim pursuant to <U>Section</U><U></U><U>&nbsp;8.2(a)</U> with respect to breaches of Fundamental Representations (other than with respect to the committing of Fraud), or any indemnification claim pursuant to
<U>Section</U><U></U><U>&nbsp;8.2(c)</U> that is subject to indemnification coverage under the R&amp;W Policy, the Purchaser Indemnified Parties shall be required to seek recovery, subject to any other limitations under this <U>Article VIII</U>,
from the Escrow Amount and the insurer under the R&amp;W Policy and from no other source or Person; <U>provided</U> that, if and only to the extent the Escrow Amount has been fully depleted and amount of the policy limit under the R&amp;W Policy has
been fully paid thereunder, the Purchaser Indemnified Parties may pursue recovery for any such indemnification claim directly against Seller, subject to the other limitations under this <U>Article VIII</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Order of Satisfaction of Other Claims; Overall Limitation</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To the extent that any indemnifiable Losses for which a Purchaser
Indemnified Party is seeking recovery pursuant to <U>Section</U><U></U><U>&nbsp;8.2(b)</U> are covered by the R&amp;W Policy, then the Purchaser Indemnified Parties shall use commercially reasonable efforts to recover such Losses from the insurer(s)
under the R&amp;W Policy prior to seeking to recover such Losses directly from Seller pursuant to this <U>Section</U><U></U><U>&nbsp;8.6(c)(i)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;With respect to any indemnification claim pursuant to
<U>Section</U><U></U><U>&nbsp;8.2(d)</U>, the Purchaser Indemnified Parties shall be permitted to seek recovery directly against Seller and shall not be required to first seek recovery from any then-remaining Escrow Amount. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">61 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except in the case
of Fraud, Seller shall not have aggregate liability under this Agreement or with respect to the Transactions for any amount in excess of the amount of the Total Consideration actually received by Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Special Damages</U>. NO CLAIMS OR CAUSES OF ACTION ARISING UNDER OR
RESULTING FROM THIS AGREEMENT OR ANY OF THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT MAY BE ASSERTED BY ANY PERSON FOR PUNITIVE, SPECIAL, EXEMPLARY, CONTINGENT, INCIDENTAL, SPECULATIVE OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS OR REVENUE),
FOR DIMINUTION IN VALUE, FOR CLAIMS BASED ON A MULTIPLE OF EBITDA, OTHER TRANSACTION MULTIPLE OR OTHER SIMILAR METRIC, OR FOR ANY OTHER DAMAGES OTHER THAN ACTUAL
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">OUT-OF-POCKET</FONT></FONT> DAMAGES; <U>PROVIDED</U>, THAT ACTUAL <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">OUT-OF-POCKET</FONT></FONT> DAMAGES SHALL INCLUDE
DAMAGES OF THE TYPE DESCRIBED ABOVE IF A THIRD PARTY SUCCESSFULLY RECOVERS SUCH DAMAGES FROM AN INDEMNIFIED PARTY IN A THIRD PARTY CLAIM. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Other Limitations</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The amount an Indemnified Party shall be entitled to receive from the
Indemnifying Party with respect to an item of Loss shall be reduced by and net of (A)&nbsp;any recovery actually received by such Indemnified Party from any other Person with respect to such Loss (including insurance proceeds, indemnification
rights, counterclaims, warranties, subrogation actions and the like) and (B)&nbsp;any Tax Benefit with respect to such Loss. Purchaser shall, and shall cause the Company to, use commercially reasonable efforts to seek full recovery under all
insurance policies covering any Losses to the same extent as they would if such Losses were not subject to indemnification hereunder. In the event that an insurance or other third party recovery is made by Purchaser, the Company, or any of their
Affiliates with respect to any Losses for which any Purchaser Indemnified Party has been indemnified by the Escrow Amount or Seller hereunder, then a refund equal to the aggregate amount of the recovery (net of all direct collection expenses) shall
be made promptly to the Escrow Agent or Seller, as applicable; <U>provided</U>, that if the Escrow Agreement has expired or been terminated, such payment shall be made directly to Seller. The Indemnifying Party shall be subrogated to all rights of
the Indemnified Party against other Persons in respect of any Losses indemnified by the Indemnifying Party hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Purchaser Indemnified Party shall be entitled to receive
indemnification for any Losses to the extent such Losses are reserved or provided for in the Final Closing Date Schedule and reflected in the determination of the Final Stockholder Equity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding anything contained herein to the contrary, for
purposes of determining the amount of Losses that are the subject matter of a claim for indemnification hereunder, each representation and warranty in this Agreement shall be determined without regard and without giving effect to the term
&#147;material&#148; or &#147;material adverse effect&#148; or similar phrases contained in such representation or warranty, as if such word were deleted from such representation and warranty. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">62 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;After becoming
aware of any event or occurrence that could reasonably be expected to give rise to an indemnification right hereunder, each Person entitled to indemnification shall take commercially reasonable steps to mitigate all Losses arising therefrom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:11%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(v)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any indemnification obligation under this Agreement shall be
determined without duplication of recovery by reason of the state of facts giving rise to such obligation constituting a breach of more than one representation, warranty, covenant or agreement hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Exclusive Remedies</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">If the Closing occurs, the remedies provided in this <U>Article</U><U></U><U>&nbsp;VIII</U> shall constitute the sole and
exclusive remedies available to any party hereto with respect to any claim relating to this Agreement or the Transactions and the facts and circumstances relating and pertaining hereto (whether any such claim shall be made in contract, breach of
warranty, tort or otherwise), other than for Fraud and disputes required to be resolved pursuant to <U>Section</U><U></U><U>&nbsp;2.4</U>; <U>provided</U>, that the foregoing shall not limit the availability to any party hereto of injunctive and
other equitable relief, including specific performance. In furtherance of the foregoing, to the extent that Purchaser Indemnified Parties suffer or incur any Losses for which they may assert any other right to indemnification, contribution or
recovery against Seller under any common law or other Applicable Law, Purchaser hereby (a)&nbsp;waives, releases and agrees not to assert such right, and (b)&nbsp;agrees to cause each of the Purchaser Indemnified Parties to waive, release and agree
not to assert such right, except in the case of Fraud. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Specific Performance</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each of the parties hereto acknowledges that the rights of each other party to consummate the Transactions are special, unique
and of extraordinary character and that, in the event that a party violates or fails and refuses to perform any covenant or agreement made by it in this Agreement, then each other party may be without an adequate remedy at law. Each party agrees,
therefore, that in the event it violates or fails and refuses to perform any covenant or agreement made by it in this Agreement, each other party may, in addition to any remedies hereunder for damages or other relief, institute and prosecute an
action to enforce specific performance of such covenant or agreement or seek any other equitable relief. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;8.9</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Treatment of Indemnification Payments</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Any payment made after the Closing pursuant to indemnification obligations arising under this Agreement shall be treated as an
adjustment to the Final Base Purchase Price for all purposes unless otherwise required by Applicable Laws. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IX. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>TERMINATION OF AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;9.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Termination of this Agreement</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement may be terminated, and the Transactions may be abandoned, at any time prior to the Closing Date: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;By the mutual written consent of Purchaser and Seller; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;By&nbsp;Purchaser if a breach of any representation, warranty, covenant or other
provision of this Agreement has been committed by Seller or the Company, which breach would give rise to the failure of any of the conditions set forth in&nbsp;<U>Section 6.1</U>, and such breach has not been either (i)&nbsp;waived in writing by
Purchaser, or (ii)&nbsp;if capable of being cured, cured within thirty (30)&nbsp;days after written notice of such breach is delivered by Purchaser to Seller; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;By Seller if a breach of any representation, warranty, covenant or other provision
of this Agreement has been committed by Purchaser or Purchaser Parent, which breach would give rise to the failure of any of the conditions set forth in&nbsp;<U>Section 6.2</U>, and such breach has not been either (i)&nbsp;waived in writing by
Seller, or (ii)&nbsp;if capable of being cured, cured within thirty (30)&nbsp;days after written notice of such breach is delivered by Seller to Purchaser; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;By Purchaser if any of the conditions precedent set forth in&nbsp;<U>Section
6.1</U>&nbsp;(other than conditions that by their terms are to be satisfied at the Closing) have not been satisfied on or before December&nbsp;31, 2022, other than as a result of the failure of Purchaser or Purchaser Parent to comply with their
respective obligations under this Agreement, and Purchaser has not waived such condition on or before such date; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;By Seller if any of the conditions precedent set forth in <U>Section&nbsp;6.2</U>
(other than conditions that by their terms are to be satisfied at the Closing) have not been satisfied on or before December&nbsp;31, 2022, other than as a result of the failure of Seller or the Company to comply with their respective obligations
under this Agreement, and Seller has not waived such condition on or before such date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;9.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Effect of Termination</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">If this Agreement is terminated under&nbsp;<U>Section 9.1</U>&nbsp;above, no party hereto shall have any further rights or
obligations under this Agreement, except (a)&nbsp;for the provisions of <U>Section</U><U></U><U>&nbsp;5.2(c)</U> and <U>Section</U><U></U><U>&nbsp;10.1</U>, which shall survive the termination of this Agreement in accordance with their respective
terms, and (b)&nbsp;the foregoing shall not relieve any party of any liability resulting from such party&#146;s Fraud or intentional material breach of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">64 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE X. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>MISCELLANEOUS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.1</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Fees and Expenses</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">All costs and expenses incurred in connection with this Agreement and the consummation of the Transactions shall be paid by
the party incurring such expenses whether or not the Transactions are consummated, except as specifically provided to the contrary in this Agreement. Purchaser, on the one hand, and Seller, on the other hand, shall share equally the underwriting
fee, premium cost, and broker&#146;s fees and commissions incurred to obtain the R&amp;W Policy (whether incurred before or after the date hereof) (the &#147;<U>R&amp;W Policy Costs</U>&#148;). Purchaser, on the one hand, and Seller, on the other
hand, shall share equally the costs and expenses of the Escrow Agent (except to the extent the Escrow Agreement otherwise provides). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.2</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Amendment and Modification</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement may be amended, modified and supplemented in any and all respects, but only by a written instrument signed by
all of the parties hereto expressly stating such instrument is intended to amend, modify or supplement this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.3</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Notices</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">All notices, requests, instructions, demands, documents and other communications to be given pursuant to this Agreement shall
be in writing and shall be delivered personally, sent by nationally-recognized overnight courier or electronic mail to a party at the addresses set forth below for such party or to such other address as the party to whom notice is to be given may
have furnished to the other parties hereto in writing in accordance herewith. Any such notice or communication shall be deemed to have been delivered and received (a)&nbsp;in the case of personal delivery, on the date of such delivery, (b)&nbsp;in
the case of a nationally-recognized courier service that guarantees overnight delivery, on the Business Day after the date when sent for overnight delivery, and (c)&nbsp;in the case of electronic mail, on the date sent (or on the first Business Day
following the date sent if the date sent is not a Business Day), and only if followed by delivery of an original via a nationally-recognized overnight courier service that guarantees overnight delivery: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">IF TO PURCHASER OR PURCHASER PARENT, TO: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Civista Bancshares, Inc. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">100 East Water Street </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Sandusky, OH 44870 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Attention: Lance A. Morrison, General Counsel </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Email:
<FONT STYLE="font-family:Times New Roman; font-size:12pt" COLOR="#0563c1"><U>lamorrison@civista.bank</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">65 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">and a copy (which will not constitute notice) to: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Vorys, Sater, Seymour and Pease LLP </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">52 East Gay Street </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Columbus, OH 43215 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Attention: Anthony D. Weis </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Email: <FONT STYLE="font-family:Times New Roman; font-size:12pt" COLOR="#0563c1"><U>adweis@vorys.com</U></FONT><FONT
STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">IF TO SELLER, TO: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Frederick Summers </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">7371 Monteverde Way </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Naples, FL 34119 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Email: <FONT STYLE="font-family:Times New Roman; font-size:12pt" COLOR="#0563c1"><U>fred@vfgusa.com</U></FONT><FONT
STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">and a copy (which will not constitute notice) to: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Moore&nbsp;&amp; Van Allen PLLC </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">100 North Tryon Street, Suite 4700 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Charlotte, North Carolina 28202-4003 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Attention:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Brian D. Mesibov </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <FONT
STYLE="font-family:Times New Roman; font-size:12pt" COLOR="#0563c1"><U>brianmesibov@mvalaw.com</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.4</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Counterparts</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which
shall constitute one and the same agreement. Any such counterpart, to the extent delivered by .pdf, .tif, .gif, .jpeg or similar attachment to electronic mail, or in any manner complying with U.S. Federal ESIGN Act of 2000 or similar provisions of
Delaware law such as digital signatures provided by DocuSign or any other digital signature provider shall be treated in all manner and respects as an original executed counterpart and shall be considered to have the same binding legal effect as if
it were the original signed version thereof delivered in person. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.5</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Entire Agreement; No Third Party Beneficiaries</U></B>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement and the other Transaction Documents constitute the final, complete and exclusive statement of the
agreement between the parties with respect to the subject matter hereof and supersede all prior written agreements and all prior or contemporaneous oral agreements with respect to the subject matter hereof. Except as expressly provided herein
(including in <U>Section</U><U></U><U>&nbsp;5.8</U> and <U>Article</U><U></U><U>&nbsp;VIII</U>), this Agreement shall not confer any third-party beneficiary rights or remedies upon any Person other than the parties hereto and their respective
successors and permitted assigns. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.6</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Severability</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Any term or provision of this Agreement that is held by a court of competent jurisdiction or other authority to be invalid,
void or unenforceable in any situation in any jurisdiction shall not affect the validity or enforceability of the remaining terms and provisions hereof or the validity or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">66 </P>

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enforceability of the offending term or provision in any other situation or in any other jurisdiction. If the final judgment of a court of competent jurisdiction or other authority declares that
any term or provision hereof is invalid, void or unenforceable, the parties agree that the court making such determination shall have the power to reduce the scope, duration, area or applicability of the term or provision, to delete specific words
or phrases, or to replace any invalid, void or unenforceable term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.7</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Governing Law</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">This Agreement shall be construed, interpreted, enforced and governed by and under the laws of the State of Delaware without
regard to its choice of law rules. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.8</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Waiver of Jury
Trial</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS AGREEMENT IS LIKELY TO
INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE
TRANSACTIONS. EACH PARTY CERTIFIES AND ACKNOWLEDGES THAT (A)&nbsp;NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE
FOREGOING WAIVER, (B)&nbsp;EACH SUCH PARTY UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (C)&nbsp;EACH SUCH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (D)&nbsp;EACH SUCH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG
OTHER THINGS, THE WAIVERS AND CERTIFICATION IN THIS <U>Section</U><U></U><U>&nbsp;10.8</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.9</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Retention of Counsel</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">In any dispute or proceeding arising under or in connection with this Agreement following the Closing, Seller shall have the
right, at his election, to retain Moore&nbsp;&amp; Van Allen PLLC to represent them in such matter, and Purchaser, for itself and the Company, and for their respective Affiliates, successors and assigns, hereby irrevocably consents to any such
representation in any such matter and the communication by such counsel to Seller in connection with any such representation of any fact known to such counsel arising by reason of such counsel&#146;s prior representation of the Company. Purchaser,
for itself and (after the Closing) the Company, and for their respective Affiliates, successors and assigns, irrevocably acknowledges and agrees that all communications between the Company and counsel made in connection with the negotiation,
preparation, execution, delivery and Closing under, or any dispute or proceeding arising under or in connection with, this Agreement or otherwise that, immediately prior to the Closing, would be deemed to be privileged communications of the Company
and its counsel and would not be subject to disclosure to Purchaser in connection with any process relating to a dispute arising under or in connection with, this Agreement or otherwise, shall continue after the Closing and for all purposes be
deemed to be privileged communications between Seller and such counsel, and neither </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">67 </P>

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Purchaser nor any Person purporting to act on behalf of or through Purchaser shall seek to obtain the same by any process on the grounds that the privilege attaching to such communications,
belongs to the Company and not Seller. Seller may assert the attorney-client privilege, the work product privilege, the expectation of client confidence and any other legal privilege or immunity against Purchaser and (after the Closing) the Company
or any of their respective Affiliates, successors and assigns to the fullest extent permitted by Applicable Law. Notwithstanding the foregoing, in the event that a dispute arises after the Closing between Purchaser, the Company or any of their
respective Affiliates, on the one hand, and a third party (other than a Party to this Agreement or any of their respective Affiliates) on the other hand, Purchaser, the Company and any of their respective Affiliates may assert the attorney-client
privilege, the work product privilege or any other applicable privilege or immunity from disclosure to prevent disclosure of confidential communications by Moore&nbsp;&amp; Van Allen PLLC to such third party; <U>provided</U>, that neither the
Company nor any of its Affiliates may waive any such privilege without the prior written consent of Seller. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.10</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Waiver</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Any term or condition of this Agreement may be waived at any time by the party that is entitled to the benefit thereof, but no
such waiver shall be effective unless set forth in a written instrument duly executed by or on behalf of the party waiving such term or condition. No waiver by any party of any term or condition of this Agreement, in any one or more instances, shall
be deemed to be or construed as a waiver of the same or any other term or condition of this Agreement on any future occasion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.11</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Assignment</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Neither this Agreement nor any of the rights, interests or obligations hereunder shall be assigned by any of the parties
hereto (whether by operation of law or otherwise) without the prior written consent of the other parties. Subject to the preceding sentence, this Agreement shall be binding upon, inure to the benefit of and be enforceable by the parties and their
respective successors and assigns. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.12</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Exhibits and
Schedules</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">Each Schedule&nbsp;and Exhibit&nbsp;hereto referred to in this Agreement is hereby incorporated herein
by reference and shall be deemed and construed to be a part of this Agreement for all purposes. Any disclosure of a party made in any Schedule&nbsp;that may be applicable to another Schedule&nbsp;shall be deemed to be made with respect to such other
Schedule, so long as it is reasonably apparent on its face that such disclosure would also apply to such other Schedule, notwithstanding the presence or absence of any reference in this Agreement to the existence of such other Schedule&nbsp;in the
representation or warranty in which such a reference would appear, and notwithstanding the presence or absence of any cross-reference thereto. The inclusion of any information in any Schedule&nbsp;shall not be deemed to be an admission or evidence
of the materiality of such item, nor shall it establish a standard of materiality for any purpose whatsoever. Furthermore, the inclusion of any information in any Schedule shall not be deemed to constitute an acknowledgment that such information is
required to be disclosed in connection with the representations and warranties made by Seller in this Agreement. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.13</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Further
Assurances</U></B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">From time to time at or after the Closing Date, at the request of the other, Purchaser and Seller
will execute and deliver such other instruments of conveyance, assignment, transfer and delivery and take such actions as the other reasonably may request in order to consummate, complete and carry out the Transactions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify"><B>Section</B><B></B><B>&nbsp;10.14</B>&nbsp;&nbsp;&nbsp;&nbsp;<B><U>Interpretation</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Headings</U>. The headings contained in this Agreement are for
reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Use of Includes or Including</U>. Whenever the words
&#147;include,&#148; &#147;includes&#148; or &#147;including&#148; are used in this Agreement, they shall be deemed to be followed by the words &#147;without limitation.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>References to this Agreement, Sections</U><U></U><U>&nbsp;or
Exhibits</U>. The words &#147;hereof,&#148; &#147;herein&#148; and &#147;herewith&#148; and words of similar import shall, unless otherwise stated, be construed to refer to this Agreement as a whole and not to any particular provision of this
Agreement, and article, section, paragraph, exhibit and schedule references in this Agreement are to the articles, sections, paragraphs, exhibits and schedules of this Agreement unless otherwise specified. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Grammatical Forms</U>. The meaning assigned to each term defined
herein shall be equally applicable to both the singular and the plural forms of such term, and words denoting any gender shall include all genders. Where a word or phrase is defined herein, each of its other grammatical forms shall have a
corresponding meaning. The conjunction &#147;or&#148; when used herein includes both the conjunctive and the disjunctive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>References to Parties</U>. A reference to any party to this
Agreement or any other agreement or document shall include such party&#146;s successors and permitted assigns. The words &#147;party&#148; or &#147;parties&#148; shall refer to parties to this Agreement unless otherwise specified. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>References to Legislation</U>. A reference to any legislation or to
any provision of any legislation shall include any amendment to, and any modification or <FONT STYLE="white-space:nowrap">re-enactment</FONT> thereof, any legislative provision substituted therefor and all regulations and statutory instruments
issued thereunder or pursuant thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Drafting of this
Agreement</U>. The parties to this Agreement and their counsel have mutually contributed to its drafting. Consequently, no provision of this Agreement shall be construed against any party on the ground that such party drafted the provision or caused
it to be drafted. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>[SIGNATURES ON FOLLOWING PAGE] </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">69 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:12pt; font-family:Times New Roman" ALIGN="justify">IN WITNESS WHEREOF, the undersigned parties have executed this Stock
Purchase Agreement as of the date first written above. </P> <P STYLE="font-size:20pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt">


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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B>SELLER:</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><U>/s/&nbsp;Frederick&nbsp;S.
Summers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Frederick S. Summers</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="27" COLSPAN="3"></TD>
<TD HEIGHT="27" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><U><B>COMPANY</B></U>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B>VISION&nbsp;FINANCIAL&nbsp;GROUP,&nbsp;INC.</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">By:<U>&nbsp;/s/&nbsp;Frederick&nbsp;S.
Summers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Frederick S. Summers</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Chairman</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="49" COLSPAN="3"></TD>
<TD HEIGHT="49" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B><U>PURCHASER</U></B>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
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<TR STYLE="font-size:1pt">
<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B>CIVISTA BANK</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
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<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">By:<U>&nbsp;&nbsp;Dennis&nbsp;G.&nbsp;Shaffer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Dennis G. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Chief Executive Officer and President</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="49" COLSPAN="3"></TD>
<TD HEIGHT="49" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B><U>PURCHASER PARENT</U></B>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><B>CIVISTA BANCSHARES, INC.</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
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<TR STYLE="font-size:1pt">
<TD HEIGHT="13" COLSPAN="3"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">By:<U>&nbsp;&nbsp;Dennis&nbsp;G.&nbsp;Shaffer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Dennis G. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Chief Executive Officer and President</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><U>LIST OF EXHIBITS </U></P>
<P STYLE="font-size:20pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">EXHIBIT&nbsp;A</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Sample Stockholder Equity Calculation</P></TD></TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">EXHIBIT&nbsp;B</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Escrow Agreement</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">EXHIBIT&nbsp;C</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">Earn-Out</FONT> Share Agreements</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">EXHIBIT&nbsp;D</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Noncompetition Agreement</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">EXHIBIT&nbsp;E</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:12pt; font-family:Times New Roman">Key Employee Agreement</P></TD></TR>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Civista Bancshares, Inc. To</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Acquire Vision
Financial Group, Inc.</P></TD>
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<IMG SRC="g377893g0927222414457.jpg" ALT="LOGO">
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</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SANDUSKY, Ohio and PITTSBURGH, Pennsylvania, September&nbsp;30, 2022 /PRNewswire/ &#151; Sandusky, Ohio-based Civista
Bancshares, Inc. (&#147;Civista&#148;) (NASDAQ: CIVB) announced today the signing of a definitive stock purchase agreement pursuant to which Civista will acquire all of the issued and outstanding shares of Pittsburgh-based Vision Financial Group,
Inc. (&#147;VFG&#148;), a leading privately held, independent, full-service general equipment leasing&nbsp;&amp; financing company. Founded in 1991 by Fred Summers, VFG provides lending solutions to both small- and
<FONT STYLE="white-space:nowrap">medium-sized</FONT> businesses and large corporate customers across the United States. VFG plays a meaningful role in the success and growth of its customers&#146; businesses by serving as a knowledgeable and
reliable financing source for revenue-producing equipment. Based on financial data as of June&nbsp;30, 2022, VFG had total loan and lease assets of approximately $85&nbsp;million, and is expected to generate loan and lease originations exceeding
$110&nbsp;million during 2022. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Upon completion of the transaction, VFG will become a subsidiary of Civista Bank, with current VFG leadership and all
employees continuing in their positions, led by CEO Bill Summers. As a subsidiary of Civista Bank, VFG will continue to operate under the Vision Financial Group, Inc. name taking advantage of the company&#146;s existing brand awareness within the
equipment finance industry. This acquisition builds on Civista&#146;s proven track record of partnering and acquiring like-minded businesses and financial institutions in order to leverage excess capital and deliver strong financial results to its
shareholders. This partnership will also allow Civista to expand its product offerings and provide complementary services to its existing commercial lending customers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;We are very excited to welcome VFG&#146;s customers, employees, and business partners to the Civista family,&#148; said Dennis G. Shaffer, CEO and
President of Civista. &#147;We have gotten to know the VFG team very well and admire the unique business that they have built over the past 30+ years. VFG&#146;s very strong market position in the equipment finance industry built upon their deep
knowledge of specific strategically targeted industry sectors will provide Civista with many additional opportunities for growth. We look forward to collaborating with VFG&#146;s leadership team to enhance their lending platform and accelerate each
other&#146;s growth.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;We are really excited to be joining with Civista, which has a terrific track record and a similar corporate culture to
what we have built,&#148; stated Bill Summers, CEO of VFG. &#147;Vision Financial Group has been helping customers since our founding in 1991 through various interest rate and economic cycles. Our dedicated team believes that we can achieve
significant growth and profitability as part of Civista Bank. With the additional resources and lower incremental funding costs provided by the bank, we will be poised to increase our activity with existing customers and build relationships with new
customers, including some of the existing customers of Civista. Our team is very excited to build an even better Vision Financial Group as part of Civista Bank going forward.&#148; </P>
</DIV></Center>


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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Subject to the terms of the purchase agreement, which has been unanimously approved by the Boards of
Directors of Civista and the shareholder of VFG, Civista has agreed to acquire all of the issued and outstanding shares of VFG in exchange for consideration in the form of cash and shares of Civista common stock. Pursuant to the purchase agreement,
an additional amount to be paid in shares of Civista common stock is subject to certain <FONT STYLE="white-space:nowrap">&#147;earn-out&#148;</FONT> payments annually for two years following the closing of the acquisition. The transaction is
expected to close on October&nbsp;3, 2022, subject to the fulfillment of other customary closing conditions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In preparation for the acquisition,
extensive due diligence was performed over a multi-week period. Under the proposed terms, the acquisition of VFG is expected to be approximately 6.4% accretive to Civista&#146;s earnings per share in the first-year post-integration (2023),
approximately 15.1% accretive the following year (2024), and greater than 19.0% accretive on a <FONT STYLE="white-space:nowrap">run-rate</FONT> basis thereafter, excluding any upside potential from identified revenue and operating synergies. In
addition, any tangible book value dilution created in the transaction is expected to be earned back in less than 4 years after closing using the cross-over method. Post-closing, Civista&#146;s capital ratios are expected to continue to exceed
&#147;well-capitalized&#148; regulatory standards. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Janney Montgomery Scott, LLC is acting as financial advisor to Civista and Vorys, Sater, Seymour and
Pease LLP is acting as its legal advisor in the transaction. Keefe, Bruyette&nbsp;&amp; Woods, Inc. is acting as financial advisor to VFG and Moore&nbsp;&amp; Van Allen PLLC is acting as its legal advisor. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About Civista Bancshares, Inc. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Civista Bancshares, Inc.
is a $3.5&nbsp;billion financial holding company headquartered in Sandusky, Ohio. Civista&#146;s banking subsidiary, Civista Bank, operates 43 locations in Northern, Northwestern, Central and Southwestern Ohio, Southeastern Indiana and Northern
Kentucky. Civista&#146;s website may be accessed at www.civb.com. Civista&#146;s common shares are traded on the NASDAQ Capital Market under the symbol &#147;CIVB&#148;. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About Vision Financial Group, Inc. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Vision Financial
Group, Inc. is a privately held, independent, full-service general equipment leasing&nbsp;&amp; financing company. The firm was founded in 1991 in Pittsburgh, PA. and since then has been empowering its business partners to achieve their commercial
objectives by creating affordable and flexible equipment leasing and financing solutions for the acquisition of most types of equipment and software that organizations need to function and grow. VFG primarily serves commercial organizations from
&#147;mom&nbsp;&amp; pop&#148; size businesses up to large publicly traded companies. VFG is a complete <FONT STYLE="white-space:nowrap">one-stop</FONT> shop for most of its customers equipment lease financing needs. VFG conducts business in all 50
U.S. states and select U.S. territories and international markets. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Important Information for Investors and Shareholders </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-Looking Statements </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains
&#147;forward-looking statements&#148; within the meaning of the federal securities laws, including Section&nbsp;27A of the Securities Act of 1933, as amended, and Section&nbsp;21E of the Securities Exchange Act of 1934, as amended. These
forward-looking statements may include, but are not limited to: Civista&#146;s management plans relating to the proposed transaction; the expected timing of the completion of the proposed transaction; the ability to complete the proposed
transaction; the ability to obtain any required regulatory, shareholder or other approvals; any statements of the plans and objectives of management for future operations, products or services: any statements or projections regarding the expected
benefits of the transaction, including accretion to earnings that may be realized from the transaction; and any statements of assumptions underlying any of the foregoing. Forward-looking statements are typically identified by words such as
&#147;may&#148;, &#147;believe,&#148; &#147;expect,&#148; &#147;anticipate,&#148; &#147;intend,&#148; &#147;seek&#148;, &#147;plan&#148;, &#147;will&#148;, &#147;would&#148;, &#147;target&#148; &#147;outlook,&#148; &#147;estimate,&#148;
&#147;forecast,&#148; &#147;project&#148; and other similar words and expressions or negatives of these words. Forward- looking statements are subject to numerous assumptions, risks and uncertainties, which change over time and are beyond our
control. Because forward-looking statements are by their nature, uncertain and subject to assumptions, actual results or future events could differ, possibly materially, from those that Civista anticipated in its forward-looking statements, and
future results could differ materially from historical performance. Factors that could cause or contribute to such differences include, but are not limited to, those included under &#147;Item 1A Risk Factors&#148; of Part 1 of Civista&#146;s Annual
Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December 31, 2021, and any additional risk identified in Civista&#146;s Quarterly Reports on Form 10-Q and other reports filed by Civista with the SEC. Undue
reliance should not be placed on any of our forward-looking statements, which speak only as of the date hereof. Civista does not undertake, and specifically disclaims any obligation, to update any forward-looking statement to reflect the events or
circumstances after the date on which the forward-looking statement is made, or reflect the occurrence of unanticipated events, except to the extent required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by Civista Bancshares, Inc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Subject Company: Vision
Financial Group, Inc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOURCE Civista Bancshares, Inc. </P>
</DIV></Center>

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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>civb-20220929_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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<!-- CTU Version: Release master Build:20220115.12 -->
<!-- Creation date: 9/30/2022 3:54:46 PM Eastern Time -->
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm140467148221728">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Sep. 29, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000944745<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep. 29,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Civista Bancshares, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">OH<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-36192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">34-1558688<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">100 East Water Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">P.O. Box 5016<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Sandusky<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">OH<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">44870<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(419)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">625-4121<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CIVB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td>dei_</td>
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<td>xbrli:dateItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
