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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest and dividend income        
Loans, including fees $ 44,946 $ 39,252 $ 89,430 $ 77,036
Taxable securities 3,070 2,984 6,004 5,818
Tax-exempt securities 2,372 2,319 4,747 4,581
Deposits in other banks 205 54 540 99
Total interest and dividend income 50,593 44,609 100,721 87,534
Interest expense        
Deposits 15,505 7,534 31,492 10,766
Federal Home Loan Bank advances 6,090 3,130 10,618 7,407
Subordinated debentures 1,247 1,198 2,488 2,367
Securities sold under agreements to repurchase and other   1,408 3,054
Total interest expense 22,842 13,270 44,598 23,594
Net interest income 27,751 31,339 56,123 63,940
Provision for credit losses - loans 1,800 861 3,842 1,481
Provision for credit losses - off-balance sheet credit exposures (145) 264 (195) 465
Net interest income after provision 26,096 30,214 52,476 61,994
Noninterest income        
Service charges 1,488 1,831 2,928 3,604
Net gain (loss) on equity securities 74 (170) (67) (238)
Net gain on sale of loans and leases 888 615 1,751 1,246
ATM/Interchange fees 1,416 1,450 2,799 2,803
Wealth management fees 1,337 1,180 2,613 2,373
Lease revenue and residual income 3,529 2,201 5,203 4,247
Bank owned life insurance 367 311 717 564
Tax refund processing fees 0 475 0 2,375
Swap fees 122 116 179 177
Other 1,322 1,140 2,924 3,066
Total noninterest income 10,543 9,149 19,047 20,217
Noninterest expense        
Compensation expense 15,740 14,978 31,197 30,083
Net occupancy expense 1,298 1,369 2,666 2,728
Equipment expense 2,434 2,766 4,969 5,527
Contracted data processing 559 559 1,104 1,079
FDIC assessment 548 529 1,032 777
State franchise tax 479 654 964 1,180
Professional services 1,249 1,239 2,398 2,794
Amortization of intangible assets 366 399 757 797
ATM/Interchange expense 632 615 1,257 1,195
Marketing 445 540 924 1,045
Software maintenance expense 1,176 1,059 2,365 1,937
Other operating expenses 3,629 2,942 6,611 5,939
Total noninterest expense 28,555 27,649 56,244 55,081
Income before taxes 8,084 11,714 15,279 27,130
Income tax expense 1,020 1,680 1,855 4,208
Net Income $ 7,064 $ 10,034 $ 13,424 $ 22,922
Earnings per common share, basic $ 0.45 $ 0.64 $ 0.85 $ 1.45
Earnings per common share, diluted $ 0.45 $ 0.64 $ 0.85 $ 1.45
Weighted average common shares, basic 15,137,337 15,187,097 15,135,971 15,183,176