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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income    
Loans, including fees $ 47,646 $ 44,484
Taxable securities 3,555 2,934
Tax-exempt securities 2,340 2,375
Deposits in other banks 192 335
Total interest and dividend income 53,733 50,128
Interest expense    
Deposits 15,716 15,987
Federal Home Loan Bank advances 3,938 4,528
Subordinated debentures 1,161 1,241
Other borrowings 145 0
Total interest expense 20,960 21,756
Net interest income 32,773 28,372
Provision for credit losses - loans 1,248 2,042
Provision for (recovery of) credit losses - off-balance sheet credit exposures 319 (50)
Net interest income after provision 31,206 26,380
Noninterest income    
Service charges 1,524 1,440
Net gain (loss) on equity securities (29) (141)
Net gain on sale of loans and leases 604 863
ATM/Interchange fees 1,326 1,383
Wealth management fees 1,340 1,276
Lease revenue and residual income 1,896 1,674
Bank owned life insurance 387 350
Swap fees 72 57
Other 740 1,354
Total noninterest income 7,860 8,256
Noninterest expense    
Compensation expense 14,043 15,457
Net occupancy expense 1,634 1,368
Contracted data processing 567 545
FDIC Assessment 873 484
State franchise tax 526 485
Professional services 2,090 1,149
Equipment expense/depreciation 2,103 2,535
ATM/Interchange expense 580 625
Marketing 296 479
Amortization of core deposit intangible assets 332 391
Software maintenance expense 1,277 1,189
Other operating expenses 2,805 2,734
Total noninterest expense 27,126 27,441
Income before taxes 11,940 7,195
Income tax expense 1,772 835
Net Income $ 10,168 $ 6,360
Earnings per common share, basic $ 0.66 $ 0.41
Earnings per common share, diluted $ 0.66 $ 0.41