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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and dividend income        
Loans, including fees $ 48,718 $ 46,898 $ 146,336 $ 136,328
Taxable securities 3,922 3,258 11,228 9,262
Tax-exempt securities 2,324 2,369 7,002 7,116
Deposits in other banks 276 216 678 756
Total interest and dividend income 55,240 52,741 165,244 153,462
Interest expense        
Deposits 16,347 16,926 47,621 48,418
Federal Home Loan Bank advances 3,070 5,338 11,619 15,956
Subordinated debentures 1,170 1,244 3,496 3,732
Other borrowings 108 0 376 0
Total interest expense 20,695 23,508 63,112 68,106
Net interest income 34,545 29,233 102,132 85,356
Provision for credit losses - loans 378 1,346 2,797 5,188
Provision for (recovery of) credit losses - off-balance sheet credit exposures (178) (325) (5) (520)
Net interest income after provision 34,345 28,212 99,340 80,688
Noninterest income        
Service charges 1,667 1,595 4,756 4,523
Net gain (loss) on equity securities 255 223 152 156
Net gain on sale of loans and leases 1,450 1,427 2,895 3,179
ATM/Interchange fees 1,435 1,402 4,179 4,201
Wealth management fees 1,402 1,443 4,067 4,055
Lease revenue and residual income 1,934 2,428 4,356 7,630
Bank owned life insurance 666 717 1,438 1,434
Swap fees 0 43 125 165
Other 824 821 2,114 3,390
Total noninterest income 9,633 10,099 24,082 28,733
Noninterest expense        
Compensation expense 15,161 15,726 44,216 46,922
Net occupancy expense 1,466 1,293 4,519 3,959
Contracted data processing 559 636 1,662 1,740
FDIC Assessment 627 560 2,189 1,592
State franchise tax 536 480 1,696 1,444
Professional services 1,225 1,134 5,113 3,532
Equipment expense/depreciation 2,205 2,345 6,072 7,314
ATM/Interchange expense 755 616 2,018 1,873
Marketing 391 716 976 1,640
Amortization of core deposit intangible assets 318 363 988 1,120
Software maintenance expense 1,480 1,203 4,051 3,568
Other operating expenses 3,604 3,323 9,435 9,521
Total noninterest expense 28,327 28,395 82,935 84,225
Income before taxes 15,651 9,917 40,487 25,196
Income tax expense 2,891 1,551 6,544 3,406
Net Income $ 12,760 $ 8,366 $ 33,943 $ 21,790
Earnings per common share, basic $ 0.68 $ 0.53 $ 2.04 $ 1.39
Earnings per common share, diluted $ 0.68 $ 0.53 $ 2.04 $ 1.39