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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Revenue    
Interest and fee income $ 34,046 $ 27,069
Insurance income, net 2,933 2,635
Other income 1,590 1,836
Total revenue 38,569 31,540
Expenses    
Provision for credit losses 8,071 5,627
General and administrative expenses    
Personnel 10,033 7,997
Occupancy 2,516 1,894
Advertising 505 593
Other 3,366 2,308
Consulting and advisory fees 0 1,451
Interest expense    
Senior revolving credit facility and other debt 3,081 2,510
Mezzanine debt-related parties 0 1,030
Total interest expense 3,081 3,540
Total expenses 27,572 23,410
Income before income taxes 10,997 8,130
Income taxes 4,069 3,008
Net income $ 6,928 $ 5,122
Net income per common share:    
Basic $ 0.55 $ 0.55
Diluted $ 0.54 $ 0.53
Weighted average common shares outstanding:    
Basic 12,502,378 9,336,727
Diluted 12,780,508 9,616,497