XML 25 R6.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Cash Flows From Operating Activities      
Net income $ 6,928 $ 5,122 $ 25,367
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 8,071 5,627  
Depreciation and amortization 730 677  
Amortization of stock compensation expense 179 22  
Fair value adjustment on interest rate caps 0 17  
Deferred income taxes, net (211) 2,477  
Changes in operating assets and liabilities:      
Decrease (increase) in other assets 2,773 (1,775)  
Increase (decrease) in other liabilities (1,709) 309  
Net cash provided by operating activities 16,761 12,476  
Cash flows from investing activities:      
Net repayment of finance receivables 71 9,368  
Payment for business combination, net of cash 0 (28,388)  
Purchase of property and equipment (943) (368)  
Net cash used in investing activities (872) (19,388)  
Cash flows from financing activities:      
Increase in cash overdraft 0 5  
Issuance of other notes payable, net 68 889  
Proceeds from exercise of stock options 536 0  
Excess tax benefits from exercise of stock options 408 0  
Net advances (payments) on senior revolving credit facility (19,342) 3,598  
Net cash provided by (used in) financing activities (18,330) 4,492  
Net change in cash (2,441) (2,420)  
Cash:      
Beginning 3,298 4,849 4,849
Ending 857 2,429 3,298
Cash payments for interest      
Paid to third parties 2,965 2,459  
Paid to related parties   788  
Cash payments for income taxes $ 473 $ 2,553