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and Contingencies&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top:6px;margin-bottom:0px"&gt;&lt;font style="font-family:Times New Roman" size="2"&gt;The Company is a defendant
in various pending or threatened lawsuits. These matters are
subject to various legal proceedings in the ordinary course of
business. Each of these matters is subject to various uncertainties
and some of them may have an unfavorable outcome to the Company.
The Company has established accruals for the matters that are
probable and reasonably estimable. The Company is not party to any
legal proceedings that management believes would have a material
adverse effect on the Company&amp;#x2019;s consolidated financial
statements.&lt;/font&gt;&lt;/p&gt;
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