XML 44 R28.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Finance Receivables, Allowance for Credit Losses and Credit Quality Information - Reconciliation of Allowance for Loan Losses (Detail) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2013 | Jun. 30, 2012 | Jun. 30, 2013 | Jun. 30, 2012 | Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Balance at beginning of year | $ 24,630 | $ 19,860 | $ 23,616 | $ 19,300 |
Provision | 8,405 | 5,908 | 16,476 | 11,535 |
Finance receivables charged off | (7,676) | (5,210) | (15,032) | (10,452) |
Recoveries | 260 | 222 | 559 | 397 |
Balance at end of year | 25,619 | 20,780 | 25,619 | 20,780 |
Finance receivables | 460,442 | 345,411 | 460,442 | 345,411 | 437,559
Allowance as Percentage of Finance Receivables | 5.60% | 6.00% | 5.60% | 6.00% |
Small Installment [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Balance at beginning of year | 10,966 | 8,147 | 11,369 | 8,838 |
Provision | 5,791 | 4,296 | 9,362 | 6,746 |
Finance receivables charged off | (4,573) | (2,983) | (8,675) | (6,246) |
Recoveries | 115 | 91 | 243 | 213 |
Balance at end of year | 12,299 | 9,551 | 12,299 | 9,551 |
Finance receivables | 206,650 | 120,675 | 206,650 | 120,675 | 188,221
Allowance as Percentage of Finance Receivables | 6.00% | 7.90% | 6.00% | 7.90% |
Large Installment [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Balance at beginning of year | 3,151 | 3,490 | 2,753 | 2,448 |
Provision | 21 | 519 | 1,115 | 2,009 |
Finance receivables charged off | (638) | (812) | (1,423) | (1,285) |
Recoveries | 97 | 96 | 186 | 121 |
Balance at end of year | 2,631 | 3,293 | 2,631 | 3,293 |
Finance receivables | 44,369 | 53,604 | 44,369 | 53,604 | 52,498
Allowance as Percentage of Finance Receivables | 5.90% | 6.10% | 5.90% | 6.10% |
Automobile Purchase [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Balance at beginning of year | 9,214 | 7,756 | 8,424 | 7,618 |
Provision | 1,837 | 985 | 4,598 | 2,532 |
Finance receivables charged off | (1,921) | (1,325) | (3,959) | (2,761) |
Recoveries | 44 | 35 | 111 | 62 |
Balance at end of year | 9,174 | 7,451 | 9,174 | 7,451 |
Finance receivables | 178,865 | 150,292 | 178,865 | 150,292 | 166,889
Allowance as Percentage of Finance Receivables | 5.10% | 5.00% | 5.10% | 5.00% |
Retail Purchase Loans [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Balance at beginning of year | 1,299 | 467 | 1,070 | 396 |
Provision | 756 | 108 | 1,401 | 248 |
Finance receivables charged off | (544) | (90) | (975) | (160) |
Recoveries | 4 | 0 | 19 | 1 |
Balance at end of year | 1,515 | 485 | 1,515 | 485 |
Finance receivables | $ 30,558 | $ 20,840 | $ 30,558 | $ 20,840 | $ 29,951
Allowance as Percentage of Finance Receivables | 5.00% | 2.30% | 5.00% | 2.30% |

X
- Definition Allowance percentage of finance receivables. + References No definition available. + Details
Name: | rm_AllowancePercentageOfFinanceReceivables
Namespace Prefix: | rm_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition For an unclassified balance sheet, a valuation allowance for receivables due a company that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 4 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivable
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of direct write-downs of accounts receivable charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to write-down of receivables to the amount expected to be collected. Includes, but is not limited to, accounts receivable and notes receivable. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.5) -URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 5 -Article 5 + Details
Name: | us-gaap_ProvisionForDoubtfulAccounts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration